MMKUY

Mukhya mantri Krishak Udyami Yojana

6.8/10

The objective of this scheme is to provide financial assistance to the sons and daughters of farmers to establish their businesses. the government of Madhya Pradesh provided loans to the bank for all citizens of the state.

State Cash

States / UT: Madhya Pradesh

Nodal department: Micro, Small & Medium Enterprises Department

Scheme for: Individual

Scheme profile

DBT (direct benefit transfer): Yes

Scheme open date: 2017-11-16

Categories: Banking,Financial Services and Insurance, Agriculture,Rural & Environment

Sub-categories: Banking and money, Financial regulation, Loan, Personal finance, Agricultural Inputs- seeds, fertilizer etc.

Target beneficiaries: Individual

Tags: Farming, Farmer, Financial, Loan, Bank

Details

The Mukhya Mantri Krishak Udyami Yojana. the Department of Micro, Small & Medium Enterprises, Madhya Pradesh government gives loans up to ₹ 50,000 to ₹10,00,000 for financial assistance to the sons and daughters of farmers to establish their businesses. economically weak farmers will be able to become self-reliant by setting up their businesses and their weak economic condition will not become a hindrance to their progress.

Under this, 15% of the capital cost will be provided to the general category, and 20% of the capital cost will be provided to the BPL(Below Poverty Line) category. So that the citizens of the state will be inspired to establish their businesses. Through this scheme, the unemployment rate in the state will decline.

Benefits

  • For projects worth Rs 10 lakh or more:-
  • For general class 15% (maximum ₹12,00,000)
  • For BPL category 20% (maximum ₹18, 00, 000)
  • For women entrepreneurs, a 6% and male 5% interest subsidy the guarantee fee will be payable at the prevailing rate for a maximum of 7 years. For projects less than Rs 10 lakh:-
  • 15% of the project cost (maximum ₹1,00,000 ) for the general category
  • BPL/ scheduled caste / scheduled 30% of the project cost (maximum ₹2,00,000) for Tribes / Other Backward Classes (except creamy layer) / Women / Minorities / Disabled. Additional provisions-
  • 30% of the project cost (maximum ₹3,00,000) to the liberated nomadic and semi-nomadic tribes
  • Bhopal Gas victim family members are eligible for an additional 20% (maximum ₹1,00,000) on the project cost
  • At the rate of 5% per annum of the capital cost for projects of ₹10,00,000 or more and at the rate of 6 % per annum for women entrepreneurs, for a maximum of 7 years. (Maximum ₹5,00,000 per annum)
  • For projects less than ₹10,00,000 5% of the project cost per annum rate and 6% for women entrepreneurs At the rate of per annum, for a maximum of 7 years. (Maximum ₹25,000 per annum)

For projects worth Rs 10 lakh or more:-

  • For general class 15% (maximum ₹12,00,000)
  • For BPL category 20% (maximum ₹18, 00, 000)
  • For women entrepreneurs, a 6% and male 5% interest subsidy
  • the guarantee fee will be payable at the prevailing rate for a maximum of 7 years.

For projects less than Rs 10 lakh:-

  • 15% of the project cost (maximum ₹1,00,000 ) for the general category.
  • BPL/ scheduled caste / scheduled 30% of the project cost (maximum ₹2,00,000) for Tribes / Other Backward Classes (except creamy layer) / Women / Minorities / Disabled.

Additional provisions-

  • 30% of the project cost (maximum ₹3,00,000) to the liberated nomadic and semi-nomadic tribes.
  • Bhopal Gas victim family members are eligible for an additional 20% (maximum ₹1,00,000) on the project cost.
  • At the rate of 5% per annum of the capital cost for projects of ₹10,00,000 or more and at the rate of 6 % per annum for women entrepreneurs, for a maximum of 7 years. (Maximum ₹5,00,000 per annum)
  • For projects less than ₹10,00,000 5% of the project cost per annum rate and 6% for women entrepreneurs At the rate of per annum, for a maximum of 7 years. (Maximum ₹ 25,000 per annum)

Eligibility

  • The applicant must be a permanent resident of Madhya Pradesh.
  • The age of the applicant should be between 18 to 45 years.
  • Educational qualification should be a minimum of 10th class.
  • The parents of the beneficiary should not have their agricultural land.
  • The applicant should not be an income taxpayer.

How useful is this scheme?

Public benefit analysis

A practical look at this scheme for citizens

AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.

6.8
/ 10
Public Benefit Score
Accessibility 6.0/10 Moderate
Rural usefulness 7.0/10 Good
Application complexity 6.0/10 Moderate
Financial impact 9.5/10 Good
Literacy barrier 4.0/10 Moderate
Women inclusivity 8.0/10 Good
Awareness 4.5/10 Moderate
Implementation reliability 7.0/10 Good
Bigger shape means a better fit for citizens
  • Accessibility6.0
  • Financial impact9.5
  • Rural utility7.0
  • Awareness4.5
  • Simplicity4.0
  • Inclusivity8.0

What problem does this scheme solve?

The scheme provides significant financial assistance to farmers' children for establishing businesses, promoting self-reliance.

Key challenges addressed

  • Financial assistance for business establishment
  • Support for economically weak farmers

Most beneficial for

  • Sons and daughters of farmers
  • Women entrepreneurs
  • BPL category individuals

Likely challenges

  • Complex application process for semi-literate individuals
  • Limited awareness among potential beneficiaries

Practical insights for citizens

Practical for those with some education and access to resources

Rural challenges

  • Limited access to online resources
  • Lack of awareness about the scheme

Digital challenges

  • Need for internet access for online applications

Implementation bottlenecks

  • Verification delays
  • Potential bureaucratic hurdles

Awareness challenges

  • Low awareness among rural populations

Application analysis

Application mode
Hybrid
Documents burden
Minimal, specific documents required
Verification complexity
Moderate, involves departmental verification
Office dependency
Moderate, offline applications possible
DBT dependency
None
CSC support
Available for assistance
Estimated citizen effort
Moderate effort required for application

Estimated beneficiary reach

  • Rural / urban reach High
  • Gender reach Moderate
  • Target income group Low-income individuals
  • Occupation reach Agricultural sector

Benefit analysis

Benefit type
Cash
Benefit frequency
One-time assistance
Benefit practicality
High, as it supports business establishment
Financial meaningfulness
Very meaningful for low-income families
Long-term impact
Positive impact on rural employment and self-reliance

Plain-language guidance

This scheme helps children of farmers in Madhya Pradesh get loans to start their own businesses. It aims to make them self-reliant and reduce unemployment.

Who should apply
Children of farmers aged 18-45 with at least a 10th-grade education.
Who may struggle
Semi-literate individuals and those unfamiliar with online applications.
Best application route
Apply via local CSC or directly at the Farmer Welfare Department.

This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.

Application Process

Online

Step 1: Visit the official website using the provided link
Step 2: The homepage will appear, and you need to click on the application link for the Mukhya Mantri Krishak Udyami Yojana
Step 3: Various departments associated with the scheme will be displayed. Choose the department that interests you
Step 4: Choose the option for registration or sign-up if you are a new application. Click the submit button after entering your name, mobile number, password, and captcha code
Step 5: After submitting, you will be registered on the portal
Step 6: Now, you can log in to the portal and apply for the scheme.

Offline

Step 1 The Applicant can apply for the Madhya Pradesh Mukhya Mantri Krishak Udyami Yojana by Filling Offline Application Form.
Step 2: Offline application form is available at the Farmer Welfare Department /District Trade and Industry Centre Office.
Step 3: Take the application Form, Fill it Correctly,
Step 4:Attach all the required documents with the application form.
submit the Madhya Pradesh Mukhya Mantri Krishna Udyami Yojana Offline Application Form along with all documents to the Department of Farmer Welfare/District Trade and Industry Centre.
Step 5:Received Application Forms along with the documents will be verified by the Department Officers.
Step 6: After the verification, the applicant will start getting the benefits of the Scheme.

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

What is Mukhya Mantri Krishak Udyami Yojana (MMKUY)?

Mukhya Mantri Krishak Udyami Yojana is a government scheme aimed at promoting entrepreneurship and providing financial assistance to farmers for setting up agro-based enterprises.

Who can apply for Mukhya Mantri Krishak Udyami Yojana?

Farmers who wish to start agro-based enterprises are eligible to apply for MMKUY.

How does Mukhya Mantri Krishak Udyami Yojana help farmers financially?

MMKUY provides financial assistance to farmers in the form of subsidies, loans, grants, or other incentives to help them establish their agro-based enterprises.

What is the minimum educational qualification required for the scheme?

Applicant must have passed minimum 10th class.

What will be the age criteria?

The age of the applicant should be between 18 to 40 years as of the date of application.

How does Mukhya Mantri Krishak Udyami Yojana contribute to rural development?

MMKUY contributes to rural development by empowering farmers to become self-reliant entrepreneurs, thereby creating employment opportunities and boosting the rural economy.

Which is the official website of the ukhya Mantri Krishak Udhyami Yojana ?

This is the official website for the Mukhya Mantri Krishak Udhyami Yojanain Madhya Pradesh, https://msme.mponline.gov.in/

How many times the applicant can avail of the benefits of the scheme?

The applicant will be eligible for assistance under this scheme only once.

Can i apply online?

Yes, Visit the official website using the provided link https://msme.mponline.gov.in/Portal/Services/msme2019/landing.html

References

Guidelines
https://mpmsme.gov.in:8080/mpmsmecms/Uploaded%20Document/Documents/SES%20order.pdf
Clarification
https://mpmsme.gov.in:8080/mpmsmecms/Uploaded%20Document/Documents/Clarification%20on%20SES%20new%20Circular%20-%20Copy%201.pdf
Amendment1
https://mpmsme.gov.in:8080/mpmsmecms/Uploaded%20Document/Documents/Amendmend%20in%20MKUY.pdf
Amendment 2
https://mpmsme.gov.in:8080/mpmsmecms/Uploaded%20Document/Documents/%E0%A4%B8%E0%A4%82%E0%A4%B6%E0%A5%8B%E0%A4%A7%E0%A4%A8_%E0%A4%95%E0%A5%83%E0%A4%B7%E0%A4%95_%E0%A4%89%E0%A4%A6%E0%A5%8D%E0%A4%AF%E0%A4%AE%E0%A5%80_%E0%A4%AF%E0%A5%8B%E0%A4%9C%E0%A4%A8%E0%A4%BE.pdf
Amendment 3
https://mpmsme.gov.in:8080/mpmsmecms/Uploaded%20Document/Documents/%E0%A4%B8%E0%A4%82%E0%A4%B6%E0%A5%8B%E0%A4%A7%E0%A4%A8_%E0%A4%95%E0%A5%83%E0%A4%B7%E0%A4%95_%E0%A4%89%E0%A4%A6%E0%A5%8D%E0%A4%AF%E0%A4%AE%E0%A5%80_%E0%A4%AF%E0%A5%8B%E0%A4%9C%E0%A4%A8%E0%A4%BE.pdf
Documents
https://mpmsme.gov.in:8080/mpmsmecms/Uploaded%20Document/Documents/krashak%20udmi%20yojna2018.pdf

Apply

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Frequently asked questions

What is the purpose of Mukhya mantri Krishak Udyami Yojana?
Mukhya mantri Krishak Udyami Yojana is a government welfare initiative designed to support Individual, Individual through benefits related to Banking,Financial Services and Insurance, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
Who can apply for Mukhya mantri Krishak Udyami Yojana?
Eligibility for Mukhya mantri Krishak Udyami Yojana may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
What benefits are offered under Mukhya mantri Krishak Udyami Yojana?
Benefits under Mukhya mantri Krishak Udyami Yojana may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
Which department manages Mukhya mantri Krishak Udyami Yojana?
Mukhya mantri Krishak Udyami Yojana is managed by Micro, Small & Medium Enterprises Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
Can users apply online for Mukhya mantri Krishak Udyami Yojana?
Yes, eligible applicants may be able to apply online for Mukhya mantri Krishak Udyami Yojana through official government portals, authorised service centres, or digital application systems depending on the implementation process.
Is Aadhaar mandatory for Mukhya mantri Krishak Udyami Yojana?
Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
Where can users apply for Mukhya mantri Krishak Udyami Yojana?
Applications for Mukhya mantri Krishak Udyami Yojana may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
What documents may be required for Mukhya mantri Krishak Udyami Yojana?
Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
Is income certificate required for Mukhya mantri Krishak Udyami Yojana?
Income certificate requirements may vary depending on beneficiary category, subsidy eligibility, and financial assistance criteria defined under Mukhya mantri Krishak Udyami Yojana.
Is Mukhya mantri Krishak Udyami Yojana available in all states?
No, Mukhya mantri Krishak Udyami Yojana is primarily available for eligible residents of Madhya Pradesh and may be implemented through state government departments and local administrative offices.
Can residents outside Madhya Pradesh apply for Mukhya mantri Krishak Udyami Yojana?
Eligibility for Mukhya mantri Krishak Udyami Yojana is generally limited to residents of Madhya Pradesh unless otherwise specified in the official scheme guidelines.
Can small and marginal farmers apply for Mukhya mantri Krishak Udyami Yojana?
Eligible small and marginal farmers may apply for Mukhya mantri Krishak Udyami Yojana subject to land ownership records, income eligibility, and agricultural beneficiary criteria.
Does Mukhya mantri Krishak Udyami Yojana provide subsidy support for farmers?
Mukhya mantri Krishak Udyami Yojana may provide agricultural subsidies, financial assistance, crop support, irrigation benefits, insurance coverage, or farming-related welfare assistance depending on the scheme structure.
Does Mukhya mantri Krishak Udyami Yojana provide healthcare or insurance support?
Mukhya mantri Krishak Udyami Yojana may provide healthcare assistance, insurance coverage, cashless treatment support, medical reimbursement, or hospital-related benefits depending on the scheme structure.
Can beneficiaries use Mukhya mantri Krishak Udyami Yojana at government hospitals?
Eligible beneficiaries may be able to access services at empanelled hospitals, government healthcare facilities, or authorised healthcare providers depending on scheme participation rules.
Does Mukhya mantri Krishak Udyami Yojana provide business loan or startup assistance?
Mukhya mantri Krishak Udyami Yojana may support entrepreneurs, startups, self-employed individuals, MSMEs, or small businesses through financial assistance, subsidies, credit support, or training initiatives.
Is collateral required under Mukhya mantri Krishak Udyami Yojana?
Collateral requirements may vary depending on the loan amount, implementing agency, financial institution, and government subsidy structure.
Can CSC centres help users apply for Mukhya mantri Krishak Udyami Yojana?
Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
How can users check the latest updates for Mukhya mantri Krishak Udyami Yojana?
Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
Are there deadlines for applying to Mukhya mantri Krishak Udyami Yojana?
Some schemes may operate through fixed application windows, annual registration cycles, or department-specific deadlines depending on scheme implementation policies.
Can beneficiaries track application status for Mukhya mantri Krishak Udyami Yojana?
Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
Where can users get help for Mukhya mantri Krishak Udyami Yojana in Madhya Pradesh?
Users in Madhya Pradesh may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
Which nearby public services may help with Mukhya mantri Krishak Udyami Yojana applications?
Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.