Microcredit Finance Scheme

Microcredit Finance Scheme(DAADC) (SCW-36)

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State

States / UT: Gujarat

Ministry / nodal: Social Justice and Empowerment Department

Department: Social Justice and Empowerment Department

Nodal department: Social Justice and Empowerment Department

Scheme for: Individual

Scheme profile

DBT (direct benefit transfer): No

Target beneficiaries: Unemployed Persons, SC Persons, AAY Families

Tags: Microcredit, Self Employment, Unemployment, Small Business, Social Welfare, AAY, SC, Gujarat, Empowerment, Finance, Loans, Support

Details

The Microcredit Finance Scheme aims to empower unemployed individuals through the formation of Antyodaya self-help groups. It provides microcredit to facilitate self-employment by enabling individuals to start small-scale businesses. This initiative is part of the efforts by the Social Justice and Empowerment Department to support economic development and social welfare.

Benefits

  • - Provides microcredit for starting small-scale businesses
  • Aims to create self-employment opportunities for unemployed individuals
  • Provides microcredit for starting small-scale businesses
  • Aims to create self-employment opportunities for unemployed individuals

Eligibility

Eligible applicants include individuals from Antyodaya self-help groups who are unemployed. The scheme is applicable to families under the AAY category and SC persons. There is no individual income limit, but the family income limit is set at ₹300,000.

Application Process

Online

To apply, visit the online application portal at DAADC Online. Required documents include:

  • Aadhar Card
  • Age Proof
  • Bank Details
  • Copy of Birth Certificate
  • Business Address Proof
  • Caste Certificate
  • Identity Proof of Applicant
  • Income Certificate
  • Passport Size Photos
  • Ration Card
  • School Leaving Certificate

Documents Required

No document list is available for this scheme yet.

References

Apply

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Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

  • Aadhaar Card
  • Income Certificate
  • Caste Certificate (if applicable)
  • Residence Proof
  • Bank Account Details
  • Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

  1. Check eligibility criteria
  2. Collect required documents
  3. Fill the application form
  4. Submit the application online or at the relevant office
  5. Track application status