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GNTDNT

Micro Finance GNTDNT

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State

States / UT: Gujarat

Ministry / nodal: Ministry of Social Justice and Empowerment

Department: Social Justice and Empowerment Department

Nodal department: Social Justice and Empowerment Department

Scheme for: Individual

Scheme profile

DBT (direct benefit transfer): No

Target beneficiaries: Nomadic Communities, De-notified Communities, Self-Employed Individuals

Tags: Micro Finance, Loan, Nomadic, De-notified, Self-Employment, Financial Assistance, Employment, Gujarat, Government Scheme, Social Justice, Empowerment, DBT

Details

The Micro Finance GNTDNT scheme is designed to provide financial assistance to individuals belonging to the Nomadic and De-notified communities. The scheme aims to support those with a family income below Rs. 3,00,000 per annum, with a specific focus on disbursing 50% of total funds to individuals with an annual family income of Rs. 1,50,000 or less. Applicants must be between the ages of 21 and 50 at the time of application for all loans, except for Education Loans. The maximum loan limit under this scheme is Rs. 1,25,000, with an interest rate of 5% per annum. The funding structure includes 90% from the National Backward Classes Finance and Development Corporation (NBCFDC), 5% from the State Government, and 5% as a contribution from the beneficiaries.

Benefits

  • - Loan up to Rs. 1,25,000
  • Low interest rate of 5% per annum
  • Financial assistance for self-employment
  • Support for Nomadic and De-notified communities
  • Loan up to Rs. 1,25,000
  • Low interest rate of 5% per annum
  • Financial assistance for self-employment
  • Support for Nomadic and De-notified communities

Eligibility

Applicants must belong to the Nomadic and De-notified communities. Family income should be below Rs. 3,00,000 per annum, with a focus on those earning Rs. 1,50,000 or less. Age of the applicant should be between 21 to 50 years for all loans except Education Loans.

Application Process

Online

  1. Visit the online application portal: gndcdconline.gujarat.gov.in
  2. Fill out the application form available on the portal.
  3. Submit required documents including Aadhar Card, Age Proof, Bank Pass Book, Birth Certificate, Caste Certificate, and others as listed.
  4. No application fee is required.

Documents Required

No document list is available for this scheme yet.

References

Apply

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Opens the official application or programme portal in a new tab. If in doubt, confirm details on the ministry site.

Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

  • Aadhaar Card
  • Income Certificate
  • Caste Certificate (if applicable)
  • Residence Proof
  • Bank Account Details
  • Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

  1. Check eligibility criteria
  2. Collect required documents
  3. Fill the application form
  4. Submit the application online or at the relevant office
  5. Track application status