MAFTCW
Medical Assistance for the Construction Workers
5.0/10Launched by the Delhi Building and Other Construction Workers Welfare Board under the Labour Department, the Medical Assistance for the Construction Workers scheme provides crucial financial support to registered construction workers in Delhi. Eligible individuals can receive medical assistance of up to ₹10,000 for hospitalization lasting five or more days due to accidents or diseases. The assistance is structured as ₹2,000 for the first five days and ₹200 for each additional day, ensuring that workers can access necessary medical care without financial strain. To qualify, applicants must be residents of Delhi, aged between 18 and 60, and have worked for the Board for at least 90 days in a year. This scheme aims to alleviate the financial burden on construction workers during medical emergencies, promoting their health and well-being.
States / UT: Delhi
Nodal department: Labour Department
Scheme for: Individual
Scheme profile
DBT (direct benefit transfer): No
Categories: Health & Wellness, Social welfare & Empowerment
Sub-categories: Health care providers and access, Health promotion, Financial assistance, Medicine and health products
Target beneficiaries: Individual
Tags: Labour, Medical Support, Construction Workers, Hospitalization, Financial Assistance, Accidental Support
Details
The "Medical Assistance for the Construction Workers" by the Delhi Building and Other Construction Workers Welfare Board, Labour Department, Delhi, is a welfare scheme for the registered workers of the board. Through this scheme, the eligible workers of the board are provided with medical assistance upto ₹ 10,000/- in case of being hospitalized for 05 or more days due to an accident or any disease.
Benefits
- - ₹2,000/- for the first five days
- ₹200/- each for remaining days, upto a maximum of ₹10,000/-, available from the date of registration
- ₹2,000/- for the first five days.
- ₹200/- each for remaining days, upto a maximum of ₹10,000/-, available from the date of registration.
Eligibility
For Registration
- The applicant should be a resident of Delhi.
- The applicant should be a Building/Construction Worker.
- The applicant should be between 18 and 60 years.
- The applicant should have served the Board for at least 90 days in a given year.
For Application
- The applicant should be registered with the "Delhi Building and Other Construction Workers Welfare Board".
- The applicant should have been hospitalized for 05 or more days.
- The cause of hospitalization should be an accident or any disease.
How useful is this scheme?
A practical look at this scheme for citizens
AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.
- Accessibility6.0
- Financial impact4.0
- Rural utility4.0
- Awareness4.5
- Simplicity4.5
- Inclusivity6.0
What problem does this scheme solve?
The scheme provides essential medical financial assistance to registered construction workers in Delhi, addressing their healthcare needs during emergencies.
Key challenges addressed
- Financial burden of medical expenses for construction workers
- Access to medical care for hospitalized workers
Most beneficial for
- Registered construction workers in Delhi
- Low-income workers facing hospitalization
Likely challenges
- Complex online application process
- Limited awareness among potential beneficiaries
Practical insights for citizens
The scheme is practical for those who are registered but may not reach all eligible workers due to application barriers.
Rural challenges
- Limited access to digital infrastructure
- Lack of awareness about the scheme
Digital challenges
- High digital dependency may exclude non-tech-savvy individuals
Implementation bottlenecks
- Complexity of the application process may deter applicants
Awareness challenges
- Low awareness among construction workers about the scheme
Application analysis
- Application mode
- Online portal
- Documents burden
- Moderate, requires multiple documents
- Verification complexity
- High, due to multiple steps in the process
- Office dependency
- Low, primarily online
- DBT dependency
- Yes, requires digital banking for benefit transfer
- CSC support
- Limited
- Estimated citizen effort
- High, due to complex application steps
Estimated beneficiary reach
Benefit analysis
- Benefit type
- Cash
- Benefit frequency
- One-time per hospitalization
- Benefit practicality
- Practical for those who meet eligibility criteria
- Financial meaningfulness
- Moderately meaningful, as it covers basic medical expenses
- Long-term impact
- Potentially positive, as it may encourage workers to seek medical help without financial fear
Plain-language guidance
This scheme helps registered construction workers in Delhi get financial support for medical expenses if they are hospitalized for five or more days. Workers can receive up to ₹10,000 based on their hospitalization duration.
- Who should apply
- Registered construction workers in Delhi who have been hospitalized for five or more days.
- Who may struggle
- Workers who are not digitally literate or lack access to the internet.
- Best application route
- Apply via the DBoCWWB online portal with your Aadhaar.
This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.
Application Process
Online
Registration
Step 1: Visit the DBoCWWB website and click “Register Now”.
Step 2: Enter the following mandatory details: Adhaar Card Number, Name as on Aadhar Card, Mobile Number, Date of Birth (as on Aadhar Card), Gender, etc. Create a password and confirm it. Click “Register”. You will be redirected to the registration page.
Step 3: On the registration page, fill in the mandatory details (Father Name, Mother Name, Photograph, Applicant’s Video, etc) and upload the mandatory documents in the specified filetype and filesize. Click “Save & Next”.
Step 4: On the next page, enter the mandatory details regarding your work/workplace (Previous/Current Employer Details, Proof of 90 Days Employment, etc) and upload the mandatory documents in the specified filetype and filesize. Click “Save & Next”.
Step 5: Click on “Add Family Members” to avail the benefits of various schemes.
Step 6: In the next window, add your Bank Account details.
Step 7: In the next window, upload your Aadhaar Card, Address Proof, Birth Proof, Employment Proof, Bank Account details etc.
Step 8: In the next window, the "Affidavit of the Applicant" will be displayed. Verify all the details, and click on the checkbox.
Step 9: Proceed for the online registration fee of ₹25/- through a Debit Card/ Internet Banking/ UPI.
Step 10: Enter the OTP received on your registered mobile number to apply. Note down the Application Number for future reference. Download the acknowledgement receipt.
Track Your Application
Visit the homepage of the website regularly and click on "Track Your Application" to check the status of your application.
Application
Step 1: Visit the DBoCWWB website and click “Apply for Scheme”.
Step 2: Log in through Aadhaar Number/ Registration Card/ OTP.
Step 3: Apply for the “Medical Assistance” scheme.
Helpline Number (24x1) : 011-41236600
DBOCWWB Department
Number (office hours: 9:30AM - 6:00PM) : 011-23813846
Clarifications
Additional points from the scheme information published on myScheme (not legal advice).
- Which Department of the NCT of Delhi administers this scheme?
This scheme is administered by the Labour Department, of the National Capital Territory of Delhi.
- Where can I find the URL of the Delhi Building and Other Construction Workers Welfare Board?
The URL of the Official Website of the Delhi Building and Other Construction Workers Welfare Board is: https://bocw.delhi.gov.in/.
- Is self-attestation required for attaching documents with the application?
Yes, applicants need to self-attest the copies of mandatory documents while submitting the application.
- What is the URL for the registration of this scheme?
The applicants needs to register through clicking on the "Register" button on DBoCWWB website: https://dbocwwb.delhi.gov.in/cwapp/MyLoginPage?ReturnUrl=%2Fcwapp%2F.
- In case of change, how does the worker update their registered Mobile number on the website?
The facility to amend a worker's registered mobile number on the new DBoCWWB Website is still under process. However, workers who are migrating their membership from E-District Website to the new DBoCWWB Website have an option to update/revise their mobile numbers in the migration form.
- What is a Construction Certificate/Labour Card?
As an enrolled member with BoCW Welfare Board, the worker will receive a Construction Certificate popularly known as the Labour Card. A Construction Certificate/Labour Card is a document with the worker's personal details like DoB, Address, Registration Number, Date of Registration along with details of the next date of renewal. The Construction Certificate/Labour Card is to be shown when applying for any of the claims under the BoCW Act. It is important for the worker to renew their Construction Certificate/Labour Card in order to remain active members. This renewal must be undertaken on a yearly basis.
- I am from another state but working as a construction worker in Delhi, can I get registered?
Yes, a Construction Worker native to any place in India, but working in Delhi can register with the DBoCWWB. The Construction Workers must own an Aadhar Card from any place in India and should have a Proof of Residence of staying in Delhi.
- Can members in my family also register if they are all registered construction workers?
Yes, if there are more than one member in the family who are engaged in Construction Work, they can all register under the DBoCWWB.
- Is there a specific age requirement for construction workers to be eligible for registration?
Yes, construction workers must be at least 18 years old but not more than 60 years old to be eligible for registration under Section 12 of the Main Act.
- What is the duration of engagement required for construction workers to qualify for registration?
Construction workers must have engaged in building or other construction work for a minimum of 90 days during the preceding 12 months to qualify for registration under Section 12 of the Main Act.
- What is the Registration/Renewal fee?
Registration : ₹ 25/-and Renewal : ₹ 20/- and ₹ 2/- per month (late fee).
- How can one track the status of my Application on the Website?
To track, the worker can use the track feature available on the website's landing page. Choose the "Type of Service' availed, i.e, whether the application was for Registration/Renewal/Claims/Amendment. In the white box, enter the application number mentioned in the acknowledgment receipt. Click Track Application now and a pop-up box will indicate the current status of the Application.
- What consequences a worker may face if he/she does not renew the card?
If a worker does not renew the card, he will not be eligible for the benefit in future, but with the permission of the authorized officer, the membership can be returned with the outstanding amount, though this facility will not be available more than 2 times.
Official links
- https://www.myscheme.gov.in/schemes/maftcw
- https://bocw.delhi.gov.in/bocw/welfare-schemes
- https://dbocwwb.delhi.gov.in/welfareschemedboc.html
- https://drive.google.com/file/d/1nCDEvvl3saMAKnR__iYZNbc_MnuwQ0E1/view
- https://dbocwwb.delhi.gov.in/faqdboc.html#faqm2q1
- https://bocw.delhi.gov.in/sites/default/files/bocw/circulars-orders/delhi_gazette_notification_of_delhi_building_and_other_construction_workers_welfare_board_on_04-03-2016.pdf
- https://dbocwwb.delhi.gov.in/
References
- Guidelines
- https://bocw.delhi.gov.in/bocw/welfare-schemes
- Latest Guidelines
- https://dbocwwb.delhi.gov.in/welfareschemedboc.html
- User Manual (Registration)
- https://drive.google.com/file/d/1nCDEvvl3saMAKnR__iYZNbc_MnuwQ0E1/view
- FAQs
- https://dbocwwb.delhi.gov.in/faqdboc.html#faqm2q1
- Amendments
- https://bocw.delhi.gov.in/sites/default/files/bocw/circulars-orders/delhi_gazette_notification_of_delhi_building_and_other_construction_workers_welfare_board_on_04-03-2016.pdf
- Application Status
- https://dbocwwb.delhi.gov.in/
Apply
Apply nowOpens the official application or programme portal in a new tab. If in doubt, confirm details on the ministry site.
Frequently asked questions
- What is the purpose of Medical Assistance for the Construction Workers?
- Medical Assistance for the Construction Workers is a government welfare initiative designed to support Individual, Individual through benefits related to Health & Wellness, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
- Who can apply for Medical Assistance for the Construction Workers?
- Eligibility for Medical Assistance for the Construction Workers may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
- What benefits are offered under Medical Assistance for the Construction Workers?
- Benefits under Medical Assistance for the Construction Workers may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
- Which department manages Medical Assistance for the Construction Workers?
- Medical Assistance for the Construction Workers is managed by Labour Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
- Can users apply online for Medical Assistance for the Construction Workers?
- Yes, eligible applicants may be able to apply online for Medical Assistance for the Construction Workers through official government portals, authorised service centres, or digital application systems depending on the implementation process.
- Is Aadhaar mandatory for Medical Assistance for the Construction Workers?
- Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
- Where can users apply for Medical Assistance for the Construction Workers?
- Applications for Medical Assistance for the Construction Workers may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
- What documents may be required for Medical Assistance for the Construction Workers?
- Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
- Is Medical Assistance for the Construction Workers available in all states?
- No, Medical Assistance for the Construction Workers is primarily available for eligible residents of Delhi and may be implemented through state government departments and local administrative offices.
- Can residents outside Delhi apply for Medical Assistance for the Construction Workers?
- Eligibility for Medical Assistance for the Construction Workers is generally limited to residents of Delhi unless otherwise specified in the official scheme guidelines.
- Does Medical Assistance for the Construction Workers provide healthcare or insurance support?
- Medical Assistance for the Construction Workers may provide healthcare assistance, insurance coverage, cashless treatment support, medical reimbursement, or hospital-related benefits depending on the scheme structure.
- Can beneficiaries use Medical Assistance for the Construction Workers at government hospitals?
- Eligible beneficiaries may be able to access services at empanelled hospitals, government healthcare facilities, or authorised healthcare providers depending on scheme participation rules.
- Can CSC centres help users apply for Medical Assistance for the Construction Workers?
- Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
- How can users check the latest updates for Medical Assistance for the Construction Workers?
- Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
- Can beneficiaries track application status for Medical Assistance for the Construction Workers?
- Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
- Where can users get help for Medical Assistance for the Construction Workers in Delhi?
- Users in Delhi may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
- Which nearby public services may help with Medical Assistance for the Construction Workers applications?
- Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.