MASABSN

Medical Aid Scheme (Ayushman Bharat Scheme 'Niramaya') (MPBOCWWB)

The "Medical Aid Scheme (Ayushman Bharat Scheme 'Niramaya')" under the Labour Department, Government of Madhya Pradesh, provides free medical treatment up to ₹5,00,000/- per year to the registered workers and their families in approved hospitals.

State Cash

States / UT: Madhya Pradesh

Nodal department: Labour Department

Scheme for: Family

Scheme profile

DBT (direct benefit transfer): No

Categories: Health & Wellness

Sub-categories: Health promotion, Health care providers and access, Medicine and health products, Financial assistance, Medical insurance

Target beneficiaries: Individual

Tags: Building, Construction, Medical, Labour, Financial Assistance, Insurance, Worker

Details

The "Medical Aid Scheme (Ayushman Bharat Scheme 'Niramaya')" under the Labour Department, Government of Madhya Pradesh, provides free medical treatment up to ₹5,00,000/- per year to the registered workers and their families in approved hospitals.

Benefits

  • Free medical treatment up to ₹5 00 000/- per year

Free medical treatment up to ₹5,00,000/- per year.

Eligibility

For Registration

  1. The applicant should be a resident of Madhya Pradesh.
  2. The applicant should be a Building/ Construction Worker.
  3. The applicant should be between 18 and 60 years.
  4. The applicant should have engaged in any building or other construction work for at least 90 days during the preceding 12 months.
  5. The registration of the applicant should be renewed annually.

For Application

  1. The applicant should be a female construction worker with a valid identity card, in case of maternity.
  2. The applicant should be a male construction worker with a valid identity card, in case of his wife's delivery.

Application Process

Online

Step 1: Go to the Shram Seva Portal (MPBOCWWB) official website.
Step 2: On the homepage, find and click on "Registration of Construction Worker."
Step 3: Select the option "Apply online for registration as a beneficiary."
Step 4: Enter your Composite Member ID and Samagra Family ID, then click Get Details.
Step 5: Your family or beneficiary details will be displayed on the screen.
Step 8: Complete the form by entering all required details (marked with *).
Step 9: Upload all necessary documents, such as ID proof and other relevant certificates.
Step 10: After completing the form and uploading the documents, click Submit and pay the application fee online.
Step 11: You will receive a registration number after successful payment and submission.

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

Who is eligible for this scheme?
Registered construction workers and their dependent family members with valid identity cards.
What is the medical benefit amount under the scheme?
Free medical treatment up to ₹5,00,000 per year.
Where can beneficiaries avail of treatment?
In hospitals identified under the Ayushman Bharat Scheme 'Niramaya'.
Is maternity coverage included?
Yes, female workers with valid identity cards are eligible during maternity, and male workers for their wife's delivery.
What documents are required to avail benefits?
A valid identity card issued by the Madhya Pradesh Building and Other Construction Workers Welfare Board (MPBOCWWB).
Are family members covered under this scheme?
Yes, dependent family members of registered workers are eligible for benefits.
What type of treatments are covered?
All treatments approved under the Ayushman Bharat Scheme, including surgeries, maternity care, and critical illnesses.
Is there a waiting period to use the scheme?
No waiting period; benefits can be availed immediately upon registration.
What happens if the treatment cost exceeds ₹5,00,000?
Any amount exceeding ₹5,00,000 must be borne by the worker or their family.
How often can the benefit be availed?
The limit of ₹5,00,000 is applicable per year for all eligible treatments.

References

Apply

Apply now

Opens the official application or programme portal in a new tab. If in doubt, confirm details on the ministry site.

Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

  • Aadhaar Card
  • Income Certificate
  • Caste Certificate (if applicable)
  • Residence Proof
  • Bank Account Details
  • Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

  1. Check eligibility criteria
  2. Collect required documents
  3. Fill the application form
  4. Submit the application online or at the relevant office
  5. Track application status