Mahila Samruddhi Yojana (DAADC)

The "Mahila Samruddhi Yojana" is implemented by the Dr. Ambedkar Antyodaya Development Corporation (DAADC) under the Social Justice and Empowerment Department, Government of Gujarat. The scheme aims to promote self-employment and financial independence among women from the Antyodaya Samaj, especially from Scheduled Castes. Under this scheme, loans are provided at a concessional interest rate to eligible women for starting small-scale businesses.

• Loan Amount: ₹50,000/- provided to eligible women for starting micro or small businesses.- Interest Rate: 6% per annum.- State Government Contribution: 95% of the loan amount, i.e., ₹47,500/-, is borne by the state.- Beneficiary Contribution: 5% of the loan amount, i.e., ₹2,500/-.- Possible Monthly Installment Amount: ₹1,445/- per month.- Duration: 36 Months (3 years)

1. The applicant should be a permanent resident of Gujarat.
2. The applicant should be a woman.
3. The applicant should belong to the Scheduled Caste (SC) category.
4. The applicant should belong to the Antyodaya Anna Yojana (AAY) family or be from the economically backward class.
5. The applicant’s annual family income should not exceed ₹3,00,000/-.
6. The applicant should be planning to start a self-employment venture or micro-enterprise.

Online

Step 1: Visit the official website of the Dr. Ambedkar Antyodaya Vikas Nigam (SC).
Step 2: On the top menu bar, click on "Apply Now".
Step 3: Click on the loan scheme name.
Step 4: Select the loan category and fill in the loan amount.
Step 5: Fill out the Application Form, enter the following details:

• Personal Information: Name, gender, date of birth, caste, etc.
• Address Information: Permanent and correspondence address
• Income Details: Monthly family income and source
• Loan Requirement: Amount needed, proposed use (e.g., business, self-employment)
• Bank Account Details: For loan disbursement

Step 6: Upload scanned copies of the Caste certificate, Income certificate, Aadhaar card, Passport-size photo, Bank passbook (first page), and Residence proof.
Step 7: Double-check all details. Click on “Preview” to verify. If all details are correct, click “Submit”.
Step 8: Applicant will receive an Application ID/Reference Number. Save or print the acknowledgement for future tracking.