MSYBC-H
Mahila Samiriddhi Yojana for Backward Classes- Haryana
6.2/10This scheme, implemented by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam, provides loans up to ₹1,25,000/- per beneficiary exclusively to women entrepreneurs of the target group, either directly or through self-help groups.
States / UT: Haryana
Nodal department: Welfare of Scheduled Caste & Backward Classes Department
Scheme for: Infra
Scheme profile
DBT (direct benefit transfer): No
Categories: Banking,Financial Services and Insurance, Business & Entrepreneurship, Women and Child
Sub-categories: Loan, Setting up / start-up / entrepreneurship
Target beneficiaries: Individual, Self Help Groups (SHGS)
Tags: Mahila, Woman, Backward Classes, Woman Entrepreneur, Loan, Self-help Group
Details
The scheme "Mahila Samiriddhi Yojana for Backward Classes" is implemented by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam. This scheme provides loans up to ₹1,25,000/- per beneficiary exclusively to women entrepreneurs of the target group, either directly or through self-help groups. It applies to women aged between 18 to 55 years who are permanent residents of Haryana. The scheme empowers women by offering financial support to start or expand their businesses.
Benefits
- 1. Under this scheme
- Nigam provides loans up to ₹1 25 000/- per beneficiary only to women entrepreneurs of the target group either directly or through Self-Help Groups
- Under this scheme, Nigam provides loans up to ₹1,25,000/- per beneficiary only to women entrepreneurs of the target group either directly or through Self-Help Groups.
Eligibility
- The applicant should be a permanent resident of Haryana.
- The applicant should be between 18 and 55 years old.
- This scheme is applicable for women only.
- The applicant should belong to Backward Classes in the case of individual woman beneficiary.
- In a Self-Help Group (SHG) 60% of members can be from Backward Classes and the remaining 40% members may be from other weaker sections like SC/Handicapped/Minorities etc.
- The applicant's annual family income should not exceed ₹3,00,000/- in both rural and urban areas.
- The applicant should have Pariwar Pehchan Patra (PPP ID).
How useful is this scheme?
A practical look at this scheme for citizens
AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.
- Accessibility6.0
- Financial impact9.0
- Rural utility4.0
- Awareness4.5
- Simplicity4.0
- Inclusivity9.0
What problem does this scheme solve?
The Mahila Samiriddhi Yojana for Backward Classes aims to empower women entrepreneurs in Haryana by providing financial support through loans.
Key challenges addressed
- Access to financial resources for women entrepreneurs
- Support for self-help groups
Most beneficial for
- Women aged 18-55 from Backward Classes
- Self-help groups
Likely challenges
- Digital literacy requirements
- Awareness among potential beneficiaries
Practical insights for citizens
The scheme is practical for those who can navigate online systems but poses challenges for less literate individuals.
Rural challenges
- Limited internet access
- Low digital literacy
Digital challenges
- Dependence on online application process
- Need for mobile verification
Implementation bottlenecks
- Awareness of the scheme
- Access to the Antyodaya-SARAL Portal
Awareness challenges
- Limited outreach in rural areas
- Need for community engagement
Application analysis
- Application mode
- Online portal
- Documents burden
- Minimal, requires PPP ID
- Verification complexity
- Moderate, involves OTP verification
- Office dependency
- None, fully online
- DBT dependency
- Yes, requires digital application
- CSC support
- Limited
- Estimated citizen effort
- Moderate, requires online navigation
Estimated beneficiary reach
Benefit analysis
- Benefit type
- Cash
- Benefit frequency
- One-time loan
- Benefit practicality
- Useful for starting or expanding businesses
- Financial meaningfulness
- Moderate, as it provides a significant loan amount
- Long-term impact
- Potentially positive, fostering entrepreneurship among women
Plain-language guidance
This scheme provides loans to women entrepreneurs in Haryana to help them start or grow their businesses. Women aged 18-55 from Backward Classes can apply online.
- Who should apply
- Women entrepreneurs from Haryana aged 18-55
- Who may struggle
- Women with low digital literacy or limited internet access
- Best application route
- Apply online through the Antyodaya-SARAL Portal
This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.
Application Process
Online
Registration Process on Antyodaya-SARAL Portal:
Step 01: The eligible applicant may apply online through the Official Portal- Antyodaya-SARAL Portal. https://saralharyana.gov.in/
Step 02: If the applicant is not registered on the portal, he/she gets registered there.
Step 03: For registration, click “New User” under ‘Sign In Here’ and fill in all the mandatory details i.e. Name, Email ID, Mobile Number, Password & State. Click on ‘Submit’.
Step 04: Verify your mobile number and email ID through the received OTP and complete the registration process.
Login to apply for the scheme:
Step 01: To avail the benefits of the scheme, visit the Official Antyodaya-SARAL Portal and log in through the email ID used while registering.
Step 02: Enter Password & Captcha and click on ‘Login’.
Step 03: After successful login, click on ‘Apply for Services’ and then ‘View all Available Services’
Step 04: Now, you can search for the scheme and click on the scheme to go ahead and fill out the application form.
Step 05: Enter your Parivar Pehchan Patra number - Family ID and click on “Click here to Fetch Family Data” which displays the family members registered under the given Family ID.
Step 06: Select the beneficiary/applicant name and enter the OTP that is being sent to the selected family member for verification. Click on “Click to Verify”
Step 07: Fill in all the mandatory details and upload all the mandatory documents.
Step 08: Preview the application form and click on ‘Submit’.
Tracking of Application:
Applicants can track their applications through the Official Antyodaya-SARAL Portal by entering their Department Name, Scheme Name, and Application Reference ID.
Clarifications
Additional points from the scheme information published on myScheme (not legal advice).
- Who is eligible for this scheme?
Women aged between 18 to 55 years, who are permanent residents of Haryana, and belong to Backward Classes or other specified weaker sections.
- Can women from other states apply for this scheme?
No, only permanent residents of Haryana are eligible.
- Is there an income limit for applicants?
Yes, the annual family income should not exceed ₹3,00,000/- in both rural and urban areas.
- Can women who do not belong to Backward Classes apply?
Individual women beneficiaries must belong to Backward Classes. In a Self-Help Group (SHG), 60% of members should be from Backward Classes and the remaining 40% from other weaker sections like SC/Handicapped/Minorities.
- What is the maximum loan amount available under this scheme?
The maximum loan amount is ₹1,25,000/- per beneficiary.
- Can the loan be taken individually or only through self-help groups?
Loans can be taken either individually or through self-help groups.
- How can one apply for the scheme?
Eligible applicants can apply online through the Antyodaya-SARAL Portal at https://saralharyana.gov.in/.
- How can applicants track their application?
Applicants can track his/her applications through the Official Antyodaya-SARAL Portal by entering their Department Name, Scheme Name, and Application Reference ID. https://status.saralharyana.nic.in/
Official links
References
- Scheme Details
- https://kms.saralharyana.nic.in/ViewDoc?Id=io69Z+3QVT1DyjmMKkgSPw%3d%3d
- Official Website
- https://www.haryanascbc.gov.in/contribution-towards-share-capital-to-haryana-backward-classes-and-economically-weaker-sections
- Antyodaya-SARAL Portal
- https://saralharyana.gov.in/
Apply
Apply nowOpens the official application or programme portal in a new tab. If in doubt, confirm details on the ministry site.
Frequently asked questions
- What is the purpose of Mahila Samiriddhi Yojana for Backward Classes- Haryana?
- Mahila Samiriddhi Yojana for Backward Classes- Haryana is a government welfare initiative designed to support Infra, Individual, Self Help Groups (SHGS) through benefits related to Banking,Financial Services and Insurance, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
- Who can apply for Mahila Samiriddhi Yojana for Backward Classes- Haryana?
- Eligibility for Mahila Samiriddhi Yojana for Backward Classes- Haryana may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
- What benefits are offered under Mahila Samiriddhi Yojana for Backward Classes- Haryana?
- Benefits under Mahila Samiriddhi Yojana for Backward Classes- Haryana may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
- Which department manages Mahila Samiriddhi Yojana for Backward Classes- Haryana?
- Mahila Samiriddhi Yojana for Backward Classes- Haryana is managed by Welfare of Scheduled Caste & Backward Classes Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
- Can users apply online for Mahila Samiriddhi Yojana for Backward Classes- Haryana?
- Yes, eligible applicants may be able to apply online for Mahila Samiriddhi Yojana for Backward Classes- Haryana through official government portals, authorised service centres, or digital application systems depending on the implementation process.
- Is Aadhaar mandatory for Mahila Samiriddhi Yojana for Backward Classes- Haryana?
- Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
- Where can users apply for Mahila Samiriddhi Yojana for Backward Classes- Haryana?
- Applications for Mahila Samiriddhi Yojana for Backward Classes- Haryana may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
- What documents may be required for Mahila Samiriddhi Yojana for Backward Classes- Haryana?
- Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
- Is income certificate required for Mahila Samiriddhi Yojana for Backward Classes- Haryana?
- Income certificate requirements may vary depending on beneficiary category, subsidy eligibility, and financial assistance criteria defined under Mahila Samiriddhi Yojana for Backward Classes- Haryana.
- Is Mahila Samiriddhi Yojana for Backward Classes- Haryana available in all states?
- No, Mahila Samiriddhi Yojana for Backward Classes- Haryana is primarily available for eligible residents of Haryana and may be implemented through state government departments and local administrative offices.
- Can residents outside Haryana apply for Mahila Samiriddhi Yojana for Backward Classes- Haryana?
- Eligibility for Mahila Samiriddhi Yojana for Backward Classes- Haryana is generally limited to residents of Haryana unless otherwise specified in the official scheme guidelines.
- Is Mahila Samiriddhi Yojana for Backward Classes- Haryana only for women beneficiaries?
- Mahila Samiriddhi Yojana for Backward Classes- Haryana is primarily intended to support eligible women beneficiaries through welfare assistance, financial support, skill development, healthcare, or social security initiatives.
- Does Mahila Samiriddhi Yojana for Backward Classes- Haryana support self-employment or financial assistance for women?
- Depending on scheme guidelines, Mahila Samiriddhi Yojana for Backward Classes- Haryana may provide loans, subsidies, training support, self-employment assistance, or financial welfare benefits for women.
- Does Mahila Samiriddhi Yojana for Backward Classes- Haryana provide healthcare or insurance support?
- Mahila Samiriddhi Yojana for Backward Classes- Haryana may provide healthcare assistance, insurance coverage, cashless treatment support, medical reimbursement, or hospital-related benefits depending on the scheme structure.
- Can beneficiaries use Mahila Samiriddhi Yojana for Backward Classes- Haryana at government hospitals?
- Eligible beneficiaries may be able to access services at empanelled hospitals, government healthcare facilities, or authorised healthcare providers depending on scheme participation rules.
- Does Mahila Samiriddhi Yojana for Backward Classes- Haryana provide business loan or startup assistance?
- Mahila Samiriddhi Yojana for Backward Classes- Haryana may support entrepreneurs, startups, self-employed individuals, MSMEs, or small businesses through financial assistance, subsidies, credit support, or training initiatives.
- Is collateral required under Mahila Samiriddhi Yojana for Backward Classes- Haryana?
- Collateral requirements may vary depending on the loan amount, implementing agency, financial institution, and government subsidy structure.
- Can CSC centres help users apply for Mahila Samiriddhi Yojana for Backward Classes- Haryana?
- Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
- How can users check the latest updates for Mahila Samiriddhi Yojana for Backward Classes- Haryana?
- Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
- Can beneficiaries track application status for Mahila Samiriddhi Yojana for Backward Classes- Haryana?
- Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
- Where can users get help for Mahila Samiriddhi Yojana for Backward Classes- Haryana in Haryana?
- Users in Haryana may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
- Which nearby public services may help with Mahila Samiriddhi Yojana for Backward Classes- Haryana applications?
- Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.