MKYH
Mahila Kisan Yojana
5.7/10The scheme "Mahila Kisan Yojana" is an economic empowerment scheme by the Scheduled Castes Finance and Development Corporation, Government of Haryana. Through this scheme, loans are provided to the women from Scheduled Castes for the betterment of their economic status through self-employment.
States / UT: Haryana
Nodal department: Welfare of Scheduled Caste & Backward Classes Department
Scheme for: Individual
Scheme profile
DBT (direct benefit transfer): No
Categories: Business & Entrepreneurship
Sub-categories: Loan, Setting up / start-up / entrepreneurship
Target beneficiaries: Individual
Tags: Women, Employment, Loan, Subsidy, Enterpreneur, Scheduled Caste
Details
The scheme "Mahila Kisan Yojana" is an economic empowerment scheme by the Scheduled Castes Finance and Development Corporation, Government of Haryana. Through this scheme, loans are provided to the eligible women from Scheduled Castes for the betterment of their economic status through self-employment activities in the Agriculture and Allied Sector. The Corporation in collaboration with NSFDC provide loan for various economic development schemes having unit cost upto ₹ 50,000/-. The Corporation provides margin money @ 10% of the project cost.
Benefits
- - Loan for various economic development schemes having unit cost up to ₹50,000/-
- Margin Money at 10% of the project cost
- Subsidy at 50% of the total project cost (max. ₹10,000/-)
- Loan for various economic development schemes having unit cost up to ₹50,000/-.
- Margin Money at 10% of the project cost.
- Subsidy at 50% of the total project cost (max. ₹10,000/-).
Eligibility
- The applicant should be a female.
- The applicant should be a permanent resident of Haryana.
- The applicant should be from a 'Scheduled Caste'.
- The applicant's annual family income should not exceed the Below Poverty Line (BPL).
- The applicant's name should be present in the BPL survey list.
- The income ceiling is at least 50% of the beneficiaries having annual family income upto ₹1,50,000/- and balance 50% of the beneficiaries having annual family income upto ₹3,00,000/-.
How useful is this scheme?
A practical look at this scheme for citizens
AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.
- Accessibility5.0
- Financial impact8.0
- Rural utility3.0
- Awareness4.5
- Simplicity4.0
- Inclusivity9.0
What problem does this scheme solve?
The Mahila Kisan Yojana aims to empower women from Scheduled Castes in Haryana through financial support for self-employment in agriculture.
Key challenges addressed
- Economic empowerment of women
- Access to loans for self-employment
Most beneficial for
- Women from Scheduled Castes
- Low-income families
Likely challenges
- Digital literacy requirements
- Awareness of the scheme
Practical insights for citizens
The scheme's reliance on digital platforms may hinder access for some beneficiaries.
Rural challenges
- Limited digital access
- Low awareness of the scheme
Digital challenges
- Need for internet access
- Digital literacy requirements
Implementation bottlenecks
- Verification of BPL status
- Awareness and outreach
Awareness challenges
- Limited outreach in rural areas
Application analysis
- Application mode
- Online portal
- Documents burden
- Low
- Verification complexity
- Moderate
- Office dependency
- Low
- DBT dependency
- No
- CSC support
- Available
- Estimated citizen effort
- Moderate
Estimated beneficiary reach
Benefit analysis
- Benefit type
- Cash
- Benefit frequency
- One-time loan with subsidy
- Benefit practicality
- Practical for eligible women
- Financial meaningfulness
- Moderate, with a maximum subsidy of ₹10,000
- Long-term impact
- Potentially significant if beneficiaries successfully establish self-employment
Plain-language guidance
Mahila Kisan Yojana helps women from Scheduled Castes in Haryana get loans for self-employment in agriculture. It offers financial support to improve their economic status.
- Who should apply
- Women from Scheduled Castes living in Haryana with low family income.
- Who may struggle
- Women with low digital literacy or limited access to the internet.
- Best application route
- Apply via the Antyodaya SARAL Portal or local CSC.
This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.
Application Process
Online
Step 1: Visit the official website of the "Antyodaya SARAL" Portal.
Step 2: In the "SIGN IN HERE" section, click "New user? Register here".
Step 3: The registration form will open in a new window of the browser. Fill in all the mandatory fields of the form. Create a strong password. The password should be at least '9' characters with at least one special character(!@#$%^&*), one numeric, one small case and one upper case letter (i.e ADmin@357). Fill in the captcha code and click "Submit".
Step 4: An OTP will be sent to the email ID and the Mobile Number provided in the registration form. The OTP received will be for single use only and will be valid for 15 minutes from the time of request. The verification link received over email will be valid for 48 hours from the time of request. On successfully validating the Email ID and Mobile Number via OTP, the following message will be displayed to the user: "You have successfully registered on https://saralharyana.gov.in/. Please login to the application using your email ID and password".
Step 5: Visit the official website of the "Antyodaya SARAL" Portal. In the "SIGN IN HERE" section, log in using your Login ID and Password.
Step 6: On the next screen, in the left pane, click on ‘Apply for Service’, then click "View All Available Services".
Step 7: You will be shown a list of schemes/services. Click on the scheme you intend to apply for. You will be taken to its online application form.
Step 8: In the application form, fill in all the mandatory details, click on ‘Self-Declaration’. Enter the verification code/Captcha and click on the ‘Submit’ button.
Step 9: Preview all the filled details and click on ‘Attach Annexure’. Upload all the mandatory documents and click on ‘Save Annexure’.
Step 10: After verifying all the details, click on the ‘Submit’ button. Take a printout of the generated ‘Acknowledgement Receipt’ for future reference.
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> Track Your Application/ Appeal
Through Portal
Step 1: Visit the SARAL Portal at https://status.saralharyana.nic.in/
Step 2: Click "Tracking Feature".
Step 3: Select the department and service from the dropdown menu.
Step 4: Enter your Appeal/ Application Reference ID (provided to you when you applied for the service) and click on "CHECK STATUS".
Through SMS
From your registered mobile number, send the following SMS to 7738299899:
SARAL<space>Application ID
<br>
> SARAL Helpline
0172-3968400 (7:00 AM to 8:00 PM; Monday to Saturday, excluding Govt Holidays)
saral.haryana@gov.in
<br>
> User Manual for Application
https://saralharyana.gov.in/resources/homePage/6/pdf/Using%20Saral.pdf
Clarifications
Additional points from the scheme information published on myScheme (not legal advice).
- What type of assistance shall be provided by The Corporation in collaboration with NSFDC for a single unit cost upto ₹50,000/-?
The Corporation in collaboration with NSFDC can provide loan for various economic development schemes having unit cost upto ₹50,000/-.
- What percentage of the project cost does the Corporation provide as margin money?
The Corporation provides margin money at 10% of the project cost.
- How much subsidy does the HSFDC corporation provide, and what is the maximum amount of subsidy one can receive for a project?
The corporation (HSFDC) provide subsidy at 50% and maximum amount of subsidy is ₹10,000/- of the total project cost.
- Which department/ organisation is the management authority for this scheme?
The Scheme is being implemented and monitored by the Haryana Scheduled Castes Finance and Development Corporation.
- What process will be followed by the corporation for the administration of this scheme?
The concerned officials of the corporation shall verify, administer and sanction loans for assistance under this Scheme within their respective jurisdiction on the basis of criteria as decided by the corporation .
- What measures are in place to prevent misuse of this scheme?
In case of any misrepresentation of facts or furnishing false information by an applicant, all his/ her claims under the scheme shall be revoked by the corporation.
- Is there any application fee is applicable?
No, however ₹10/- may be applicable as service charges.
- How to track the applications?
After submitting the application you will be getting an Application Reference ID which you can enter on the homepage to check the status of your application. Also SMS will be sent to you at each step of the application after submitting.
- I do not remember my password, what should I do?
In case you do not remember your password please click on forgot password and enter your email id and an email will be sent to you for next steps.
- Will I receive any SMS, Email on completing the application?
After each step you will sent an SMS and an Email notifying you of the status and next steps that require any appointment or verification.
- Can I save my application and submit again after that?
Yes, you can save the application in middle and you can see the application in the view incomplete applications and you can proceed from their.
- How to apply offline? Are there any centres at district, Tehsil, Village level?
The schemes will be available at District, Tehsil and sub division level at Antyodaya Kendra/ SARAL Kendra/ Antyodaya-Saral Kendra. Also this schemes will be available at CSC centres as well.
- Can I pay through the portal itself?
Yes, all the intermediary payment steps can be made through the portal itself and acknowledge slip will be generated.
Official links
References
- Guidelines
- https://kms.saralharyana.nic.in/ViewDoc?Id=We8we6dAW6UT2XimW+dzKA==
Apply
Apply nowOpens the official application or programme portal in a new tab. If in doubt, confirm details on the ministry site.
Frequently asked questions
- What is the purpose of Mahila Kisan Yojana?
- Mahila Kisan Yojana is a government welfare initiative designed to support Individual, Individual through benefits related to Business & Entrepreneurship, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
- Who can apply for Mahila Kisan Yojana?
- Eligibility for Mahila Kisan Yojana may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
- What benefits are offered under Mahila Kisan Yojana?
- Benefits under Mahila Kisan Yojana may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
- Which department manages Mahila Kisan Yojana?
- Mahila Kisan Yojana is managed by Welfare of Scheduled Caste & Backward Classes Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
- Can users apply online for Mahila Kisan Yojana?
- Yes, eligible applicants may be able to apply online for Mahila Kisan Yojana through official government portals, authorised service centres, or digital application systems depending on the implementation process.
- Is Aadhaar mandatory for Mahila Kisan Yojana?
- Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
- Where can users apply for Mahila Kisan Yojana?
- Applications for Mahila Kisan Yojana may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
- What documents may be required for Mahila Kisan Yojana?
- Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
- Is income certificate required for Mahila Kisan Yojana?
- Income certificate requirements may vary depending on beneficiary category, subsidy eligibility, and financial assistance criteria defined under Mahila Kisan Yojana.
- Is Mahila Kisan Yojana available in all states?
- No, Mahila Kisan Yojana is primarily available for eligible residents of Haryana and may be implemented through state government departments and local administrative offices.
- Can residents outside Haryana apply for Mahila Kisan Yojana?
- Eligibility for Mahila Kisan Yojana is generally limited to residents of Haryana unless otherwise specified in the official scheme guidelines.
- Can small and marginal farmers apply for Mahila Kisan Yojana?
- Eligible small and marginal farmers may apply for Mahila Kisan Yojana subject to land ownership records, income eligibility, and agricultural beneficiary criteria.
- Does Mahila Kisan Yojana provide subsidy support for farmers?
- Mahila Kisan Yojana may provide agricultural subsidies, financial assistance, crop support, irrigation benefits, insurance coverage, or farming-related welfare assistance depending on the scheme structure.
- Is Mahila Kisan Yojana only for women beneficiaries?
- Mahila Kisan Yojana is primarily intended to support eligible women beneficiaries through welfare assistance, financial support, skill development, healthcare, or social security initiatives.
- Does Mahila Kisan Yojana support self-employment or financial assistance for women?
- Depending on scheme guidelines, Mahila Kisan Yojana may provide loans, subsidies, training support, self-employment assistance, or financial welfare benefits for women.
- Does Mahila Kisan Yojana provide business loan or startup assistance?
- Mahila Kisan Yojana may support entrepreneurs, startups, self-employed individuals, MSMEs, or small businesses through financial assistance, subsidies, credit support, or training initiatives.
- Is collateral required under Mahila Kisan Yojana?
- Collateral requirements may vary depending on the loan amount, implementing agency, financial institution, and government subsidy structure.
- Can CSC centres help users apply for Mahila Kisan Yojana?
- Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
- How can users check the latest updates for Mahila Kisan Yojana?
- Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
- Can beneficiaries track application status for Mahila Kisan Yojana?
- Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
- Where can users get help for Mahila Kisan Yojana in Haryana?
- Users in Haryana may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
- Which nearby public services may help with Mahila Kisan Yojana applications?
- Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.