KALIA
Krushak Assistance For Livelihood And Income Augmentation
6.7/10Through the implementation of Krushak Assistance for Livelihood and Income Augmentation - KALIA Scheme , the State Government aims to lend farmers with an all inclusive and flexible support system, ensuring accelerated agricultural prosperity.
States / UT: Odisha
Nodal department: Agriculture and Farmers Empowerment Department
Scheme for: Individual
Scheme profile
Categories: Agriculture,Rural & Environment
Sub-categories: Financial assistance
Target beneficiaries: Individual
Tags: KALIA, Farmers, Cultivators, Financial Assistance, Agriculture
Details
Financing agriculture and insuring the cultivators is essential to eradicate poverty and to boost shared prosperity of the state. Through the implementation of Krushak Assistance for Livelihood and Income Augmentation - KALIA Scheme , the State Government aims to lend farmers with an all inclusive and flexible support system, ensuring accelerated agricultural prosperity. At the heart of a progressive scheme like KALIA lies the motivation to empower the farmers of the state with finance options that will enable the growth and development of agriculture in Odisha. Enhancement of the accessibility to suitable financial services will further ensure agricultural productivity and increase income among farmers , particularly the small and marginal land holders.
Amounting to over 10,000 crore the scheme has been tailored to relieve the debt ridden farmers from the debt trap, keeping a pragmatic vision to directly attack poverty by providing financial assistance to the vulnerable agriculture households, landless labourers as well as marginal cultivators of the state. Proposed by the Government of Odisha , KALIA scheme brings under its umbrella 92% of cultivators of the state and almost all needy landless cultivators , who can avail the benefits of this scheme through Direct Benefit Transfer Mode.
Benefits
- [ [ { "children": [ { "text": "Financial Assistance of Rs.12 500/-will be provided to each landless Agricultural Household for Agricultural allied activities like for small goat rearing unit mini-layer unit duckery units fishery kits for fisherman mushroom cultivation and bee-keeping etc. This will particularly benefit to SC & ST population of our State." } ] }
- { "children": [ { "text": "Vulnerable cultivators/landless agricultural laborers will get financial assistance of Rs. 10 000/- per family per year to enable them to take care of their sustenance. The vulnerable cultivator/landless Agricultural Laborers who are in old age having disability/ disease and are vulnerable for any other reason" } ] }
- { "children": [ { "text": "Life insurance cover of Rs. 2.00 lakh at a very nominal premium of Rs.330/- will be provided to all savings bank account holder of age between 18-50 years. Government of Odisha will bear farmers’ share of annual premium of Rs.165/-. Personal accident cover of Rs.2.00 lakh at a very nominal annual premium of Rs.12/- for all savings bank account holder aged between 18-50 years. Out of Rs.12/- towards premium
- Rs.6/- is the farmers’ share
Financial Assistance of Rs.12,500/-will be provided to each landless Agricultural Household for Agricultural allied activities like for small goat rearing unit, mini-layer unit, duckery units, fishery kits for fisherman, mushroom cultivation and bee-keeping, etc. This will particularly benefit to SC & ST population of our State.
Vulnerable cultivators/landless agricultural laborers will get financial assistance of Rs. 10,000/- per family per year to enable them to take care of their sustenance. The vulnerable cultivator/landless Agricultural Laborers who are in old age, having disability/ disease and are vulnerable for any other reason
Life insurance cover of Rs. 2.00 lakh at a very nominal premium of Rs.330/- will be provided to all savings bank account holder of age between 18-50 years. Government of Odisha will bear farmers’ share of annual premium of Rs.165/-. Personal accident cover of Rs.2.00 lakh at a very nominal annual premium of Rs.12/- for all savings bank account holder aged between 18-50 years. Out of Rs.12/- towards premium, Rs.6/- is the farmers’ share, which will be borne by the Govt. of Odisha. In respect of the above beneficiary whose age is between 51-70 years, the entire amount of Rs.12/- towards annual premium will be borne by Govt. of Odisha.
Vulnerable landless laborers, cultivators, share croppers and agricultural families identified by Gram Panchayats will be provided with cop loans up to Rs 50,000 made available at 0% interest. A direct attack at poverty, this all-inclusive efficient scheme passionately believes in responsibly lending relevant borrowers ensuring development and growth in agriculture.
Eligibility
- Residency: The applicant must be a permanent resident of Odisha.
- Agricultural activities: The applicant must be engaged in agricultural activities, such as farming, cultivation, horticulture, or animal husbandry, either as a landowner, tenant farmer or sharecropper.
- Household status: The applicant's household should be categorized as "deprived" or "vulnerable" under the Socio-Economic Caste Census (SECC) 2011 or any other state government survey.
- Landownership: The applicant must either own cultivable land or be a sharecropper/tenant farmer cultivating someone else's land.
- Age: There is no age limit for applying for the KALIA Scheme.
- Income: The applicant's annual income should be less than Rs. 2.00 lakhs per annum.
- Bank account: The applicant must have a bank account in his/her name and a valid Aadhaar number linked to the account.
- Criminal record: The applicant must not have any criminal record or involvement in any illegal activities.
How useful is this scheme?
A practical look at this scheme for citizens
AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.
- Accessibility7.0
- Financial impact6.0
- Rural utility9.0
- Awareness4.5
- Simplicity5.5
- Inclusivity6.0
What problem does this scheme solve?
The KALIA scheme provides essential financial support to farmers in Odisha, aiming to enhance agricultural productivity and alleviate poverty.
Key challenges addressed
- Financial assistance for small and marginal farmers
- Support for landless agricultural households
- Debt relief for vulnerable farmers
Most beneficial for
- Small and marginal farmers
- Landless agricultural households
- Vulnerable agricultural households
Likely challenges
- Digital literacy barriers
- Awareness of the scheme among potential beneficiaries
- Verification complexities
Practical insights for citizens
The scheme is practical but requires improvements in awareness and digital literacy.
Rural challenges
- Limited internet access
- Lack of awareness about the scheme
Digital challenges
- Need for digital literacy to navigate online applications
Implementation bottlenecks
- Verification delays
- Potential for incomplete applications
Awareness challenges
- Limited outreach in remote areas
Application analysis
- Application mode
- Online + CSC assisted
- Documents burden
- Moderate, requires Aadhaar and land documents
- Verification complexity
- Moderate, involves multiple checks
- Office dependency
- Low, can apply online or at CSC
- DBT dependency
- High, benefits are transferred directly to bank accounts
- CSC support
- Available at local Common Service Centres
- Estimated citizen effort
- Moderate, requires filling forms and document submission
Estimated beneficiary reach
Benefit analysis
- Benefit type
- Cash
- Benefit frequency
- One-time and annual assistance
- Benefit practicality
- High, as it directly supports agricultural needs
- Financial meaningfulness
- High, with significant amounts for small farmers
- Long-term impact
- Positive, aimed at sustainable agricultural development
Plain-language guidance
The KALIA scheme helps farmers in Odisha by providing financial support for agricultural activities. It is designed for small farmers and landless households to improve their livelihoods.
- Who should apply
- Small and marginal farmers, landless agricultural households, and vulnerable agricultural households.
- Who may struggle
- Individuals with low digital literacy or limited access to the internet.
- Best application route
- Apply via local CSC with Aadhaar or online through the official website.
This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.
Application Process
Online
The process of applying for the Krushak Assistance for Livelihood and Income Augmentation (KALIA) Scheme in Odisha is as follows:
Visit the official website of the KALIA Scheme
Click on the "Apply Online" tab on the homepage.
You will be directed to a new page where you have to select the "Green Form" for farmers or "Red Form" for sharecroppers and landless farmers.
Fill in all the required details, including personal details, bank details, Aadhaar number, land details, and income details.
Upload the necessary documents, such as Aadhaar card, land documents, and bank passbook.
Once you have filled in all the details and uploaded the documents, click on the "Submit" button.
You will receive an acknowledgement receipt with a unique application number.
The application will be verified by the concerned authorities, and if found eligible, the financial assistance will be directly transferred to your bank account.
Offline
Alternatively, you can also apply for the KALIA Scheme offline by visiting the nearest Common Service Centre (CSC) or the Gram Panchayat office. Fill in the application form, attach the necessary documents and submit it to the concerned authorities. You will receive an acknowledgement receipt, which you can use to track the status of your application.
Clarifications
Additional points from the scheme information published on myScheme (not legal advice).
- What is KALIA scheme?
KALIA scheme is a package for farmer's welfare. KALIA stands for "Krushak Assistance for Livelihood and Income Augmentation". This scheme has been launched by Odisha Government to accelerate Agricultural Prosperity and reduce poverty in the State.
- Who is eligible to get benefit?
Small and marginal farmers, landless Agricultural household, vulnerable Agricultural household, landless Agricultural labourers and sharecroppers (Actual cultivators) all growth are eligible under different components of scheme. Total of 50 lakh families will be covered under the scheme
- Who is small and Marginal Farmer?
A small farmer is cultivator who owns 1 hectare (2.5 acres) to 2 hectares (5 acres) of Agricultural land. A marginal farmer is a farmer who owns less than 1 hectare of Agricultural land.
- What are the benefits available for Cutivators?
Financial assistance of Rs.25,000/- per farm family over five seasons will be provided to small and marginal farmers so that farmers can purchase inputs like seeds, fertilizers, pesticides and use assistance towards labour and other investments. This scheme is implemented from current Rabi Season 2018-19 onwards.
- Is there any benefits for landless agriculture household?
Yes, Financial Assistance of Rs.12500/-will be provided to each landless Agricultural Household for Agricultural allied activities like for small goat rearing unit, mini-layer unit, duckery units, fishery kits for fisherman, mushroom cultivation and bee-keeping, etc. This will particularly benefit to SC & ST population of our State.
- Is there any scope for financial assistance to Vulnerable agricultural household?
Yes, the vulnerable cultivators/landless agricultural laborers will get financial assistance of Rs. 10,000/- per family per year to enable them to take care of their sustenance. The vulnerable cultivator/landless Agricultural Laborers who are in old age, having disability/ disease and are vulnerable for any other reason
- Is there any life insurance support for cultivators and landless agricultural laborers?
Yes, Life insurance cover of Rs. 2.00 lakh at a very nominal premium of Rs.330/- will be provided to all savings bank account holder of age between 18-50 years. Government of Odisha will bear farmers' share of annual premium of Rs.165/-. Personal accident cover of Rs.2.00 lakh at a very nominal annual premium of Rs.12/- for all savings bank account holder aged between 18-50 years. Out of Rs.12/- towards premium, Rs.6/- is the farmers' share, which will be borne by the Govt. of Odisha. In respect of the above beneficiary whose age is between 51-70 years, the entire amount of Rs.12/- towards annual premium will be borne by Govt. of Odisha.
- Is there any provision for providing interest free crop loan for farmers?
Yes, Crop loan up to Rs.50,000/- will be provided at 0% interest from the Khariff Season of the year 2019.
- Who is eligible to get benefits under KALIA scheme?
Small and Marginal Farmers are eligible to get benefit under support to cultivators for cultivation. Land less agricultural households are eligible to get livelihood support under the scheme. Vulnerable agricultural household covering vulnerable cultivators/ landless agricultural labourers are eligible to get financial assistance under the KALIA scheme. Vulnerable cultivators/ landless agricultural labourers include old age, disability, disease or any other reason. Out of the above three components viz., support to cultivators for cultivation, livelihood support for landless agricultural household and financial assistance to vulnerable agricultural household, one beneficiary will avail only one benefit as per the eligibility. Life Insurance Support to cultivators and Landless agricultural labourers as well as the interest free crop loan component are meant for all category of beneficiary under KALIA scheme.
Official links
References
- Odisha Government Website
- https://kalia.odisha.gov.in/index1.html
- Guidelines PDF
- https://kalia.odisha.gov.in/assets/guidelines/Gazette-Notification-of-KALIA-scheme.pdf
Apply
Apply nowOpens the official application or programme portal in a new tab. If in doubt, confirm details on the ministry site.
Frequently asked questions
- What is the purpose of Krushak Assistance For Livelihood And Income Augmentation?
- Krushak Assistance For Livelihood And Income Augmentation is a government welfare initiative designed to support Individual, Individual through benefits related to Agriculture,Rural & Environment, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
- Who can apply for Krushak Assistance For Livelihood And Income Augmentation?
- Eligibility for Krushak Assistance For Livelihood And Income Augmentation may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
- What benefits are offered under Krushak Assistance For Livelihood And Income Augmentation?
- Benefits under Krushak Assistance For Livelihood And Income Augmentation may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
- Which department manages Krushak Assistance For Livelihood And Income Augmentation?
- Krushak Assistance For Livelihood And Income Augmentation is managed by Agriculture and Farmers Empowerment Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
- Can users apply online for Krushak Assistance For Livelihood And Income Augmentation?
- Yes, eligible applicants may be able to apply online for Krushak Assistance For Livelihood And Income Augmentation through official government portals, authorised service centres, or digital application systems depending on the implementation process.
- Is Aadhaar mandatory for Krushak Assistance For Livelihood And Income Augmentation?
- Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
- Where can users apply for Krushak Assistance For Livelihood And Income Augmentation?
- Applications for Krushak Assistance For Livelihood And Income Augmentation may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
- What documents may be required for Krushak Assistance For Livelihood And Income Augmentation?
- Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
- Is income certificate required for Krushak Assistance For Livelihood And Income Augmentation?
- Income certificate requirements may vary depending on beneficiary category, subsidy eligibility, and financial assistance criteria defined under Krushak Assistance For Livelihood And Income Augmentation.
- Is Krushak Assistance For Livelihood And Income Augmentation available in all states?
- No, Krushak Assistance For Livelihood And Income Augmentation is primarily available for eligible residents of Odisha and may be implemented through state government departments and local administrative offices.
- Can residents outside Odisha apply for Krushak Assistance For Livelihood And Income Augmentation?
- Eligibility for Krushak Assistance For Livelihood And Income Augmentation is generally limited to residents of Odisha unless otherwise specified in the official scheme guidelines.
- Can small and marginal farmers apply for Krushak Assistance For Livelihood And Income Augmentation?
- Eligible small and marginal farmers may apply for Krushak Assistance For Livelihood And Income Augmentation subject to land ownership records, income eligibility, and agricultural beneficiary criteria.
- Does Krushak Assistance For Livelihood And Income Augmentation provide subsidy support for farmers?
- Krushak Assistance For Livelihood And Income Augmentation may provide agricultural subsidies, financial assistance, crop support, irrigation benefits, insurance coverage, or farming-related welfare assistance depending on the scheme structure.
- Can CSC centres help users apply for Krushak Assistance For Livelihood And Income Augmentation?
- Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
- How can users check the latest updates for Krushak Assistance For Livelihood And Income Augmentation?
- Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
- Can beneficiaries track application status for Krushak Assistance For Livelihood And Income Augmentation?
- Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
- Where can users get help for Krushak Assistance For Livelihood And Income Augmentation in Odisha?
- Users in Odisha may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
- Which nearby public services may help with Krushak Assistance For Livelihood And Income Augmentation applications?
- Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.