KCCP
Kisan Credit Card (Pashupalan)
5.8/10The scheme aims to provide short-term working capital loans for livestock activities by offering eligible livestock farmers interest-subsidized loans for operational purposes through banks.
States / UT: Madhya Pradesh
Nodal department: Animal Husbandry Department
Scheme for: Individual
Scheme profile
DBT (direct benefit transfer): No
Categories: Agriculture,Rural & Environment, Banking,Financial Services and Insurance
Sub-categories: Animal husbandry, Loan, Financial assistance
Target beneficiaries: Individual, Registered Societies
Tags: Loan, Livestock, Cooperative Society, Interest Rate, Farmer, Agriculture
Details
The "Kisan Credit Card (Pashupalan)" scheme is launched by the Animal Husbandry and Dairy Department, Government of Madhya Pradesh. The schheme provides short-term working capital loans to livestock farmers at subsidized interest rates. Eligible livestock farmers, dairy producers, and members of primary agricultural credit cooperative societies can avail financial support for operational purposes through banks.
Benefits
- - Short-term working capital loan for livestock activities through the Kisan Credit Card system
- Interest subsidy is provided on loans sanctioned under the scheme
- Expected Time of Disbursement: Typically within 15 days of application approval
- Short-term working capital loan for livestock activities through the Kisan Credit Card system.
- Interest subsidy is provided on loans sanctioned under the scheme.
- Expected Time of Disbursement: Typically within 15 days of application approval.
Eligibility
- The applicant must be a resident of Madhya Pradesh.
- The applicant must be a livestock farmer or a member of a primary agricultural credit cooperative society.
- The applicant should require short-term working capital for livestock activities, including dairy production.
How useful is this scheme?
A practical look at this scheme for citizens
AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.
- Accessibility6.0
- Financial impact6.0
- Rural utility6.0
- Awareness4.5
- Simplicity2.5
- Inclusivity5.0
What problem does this scheme solve?
The Kisan Credit Card (Pashupalan) scheme provides essential financial support to livestock farmers in Madhya Pradesh, facilitating access to working capital loans.
Key challenges addressed
- Access to short-term working capital for livestock activities
- Interest subsidy on loans
Most beneficial for
- Livestock farmers
- Members of agricultural credit cooperative societies
Likely challenges
- Complex application process for semi-literate individuals
- Digital dependency may exclude some rural applicants
Practical insights for citizens
The scheme is practical but may be challenging for less literate individuals.
Rural challenges
- Limited digital literacy
- Access to online facilities
Digital challenges
- Dependence on internet access for online applications
Implementation bottlenecks
- Potential delays in loan processing
Awareness challenges
- Limited outreach in rural areas
Application analysis
- Application mode
- Hybrid
- Documents burden
- Moderate, requires identity and residence proof
- Verification complexity
- Moderate, involves Aadhaar e-KYC
- Office dependency
- Moderate, offline options available
- CSC support
- Available through local CSCs
- Estimated citizen effort
- High, requires multiple steps and document submissions
Estimated beneficiary reach
Benefit analysis
- Benefit type
- Cash
- Benefit frequency
- One-time loan disbursement
- Benefit practicality
- High, as it provides necessary funds for operational needs
- Financial meaningfulness
- Moderate, as it helps in sustaining livestock activities
- Long-term impact
- Positive, as it supports agricultural productivity and livelihoods
Plain-language guidance
The Kisan Credit Card (Pashupalan) scheme helps livestock farmers in Madhya Pradesh get loans for their farming needs. It offers interest subsidies to make borrowing easier.
- Who should apply
- Livestock farmers and members of agricultural credit societies in Madhya Pradesh.
- Who may struggle
- Semi-literate individuals and those unfamiliar with online processes.
- Best application route
- Apply via local CSC with Aadhaar for assistance.
This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.
Application Process
Online
Registration Process
Visit the Official Website:
Go to https://samast.mponline.gov.in/portal/
Create Your Profile:Click on “Create Profile.”- Fill in the required basic details such as Name, Mobile Number, Gender, Email ID, Date of Birth, etc.
Click on “Next.”
Verify Basic Details:
- Re-enter your Date of Birth and Mobile Number.
- Enter the Captcha Code and click on “Profile Banaye.”
- An OTP will be sent to your registered mobile number. Enter the OTP to verify your profile.
Complete Aadhaar e-KYC:
- Enter your Aadhaar Number, Registered Mobile Number, and Captcha Code.
- Click on “Send OTP” and verify using the Aadhaar OTP to complete the e-KYC process.
Application Fill Process
Fill Application Form:
- Select the "Scheme Name"
- Enter your Samagra ID, Mobile Number, Address, and Business/Personal Details.
- Upload the required documents.
- Click on “Save & Next.”
Pay Application Fee:
- Proceed to Online Payment and complete the fee payment securely.
Submit & Print:
- After successful submission, note down your Application ID.
- Download and print the Application Form for future reference.
Offline
Step 1: The interested applicant should visit (during office hours) the banks, district nodal officers, or dairy cooperatives office and request a hard copy of the prescribed format of the application form from the staff exclusively entrusted to issue and collect filled-in applications.
Step 2: In the application form, fill in all the mandatory fields, and attach copies of all the mandatory documents (self-attested, if required).
Step 3: Submit the duly filled and signed application form along with the documents to the banks, district nodal officers, or dairy cooperatives office.
Step 4: Request a receipt or acknowledgment from the banks, district nodal officers, or dairy cooperatives office to whom the application has been submitted. Ensure that the receipt contains essential details such as the date and time of submission, and a unique identification number (if applicable).
Clarifications
Additional points from the scheme information published on myScheme (not legal advice).
- Who is eligible for the scheme?
Livestock farmers, dairy producers, and members of primary agricultural credit cooperative societies in both urban and rural areas.
- How can a farmer apply for the scheme?
Applications can be submitted online via samast.mponline.gov.in or offline at banks, district nodal officers, or veterinary institutions.
- Is there any application fee?
Yes, online applications cost ₹30 if done directly, and ₹100 if applied through kiosks.
- What documents are required?
Identity proof, residence proof, bank account details, photographs, and land documents if applicable.
- What is the processing time for the loan?
Loans are generally sanctioned within 15 days of application approval.
- Is the loan interest-free?
The scheme provides interest subsidy, not complete waiver, on sanctioned loans.
- Can online applications be submitted via mobile?
Yes, applications can be submitted through the M.P. Online portal using computers or kiosks.
- Whom to contact for more information?
Applicants can contact the nearest bank branch, district nodal officer, or veterinary institution for assistance.
- Is this scheme available for urban farmers?
Yes, both urban and rural livestock farmers are eligible.
- What is the main objective of the scheme?
To provide interest-subsidized operational loans for animal husbandry and dairy activities.
Official links
References
- Guidelines
- https://cmhelpline.mp.gov.in/KnowYourEntitleDetail.aspx?status=ByVibhag&pointvalue=2&Schemeid=914
Apply
Apply nowOpens the official application or programme portal in a new tab. If in doubt, confirm details on the ministry site.
Frequently asked questions
- What is the purpose of Kisan Credit Card (Pashupalan)?
- Kisan Credit Card (Pashupalan) is a government welfare initiative designed to support Individual, Individual, Registered Societies through benefits related to Agriculture,Rural & Environment, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
- Who can apply for Kisan Credit Card (Pashupalan)?
- Eligibility for Kisan Credit Card (Pashupalan) may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
- What benefits are offered under Kisan Credit Card (Pashupalan)?
- Benefits under Kisan Credit Card (Pashupalan) may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
- Which department manages Kisan Credit Card (Pashupalan)?
- Kisan Credit Card (Pashupalan) is managed by Animal Husbandry Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
- Can users apply online for Kisan Credit Card (Pashupalan)?
- Yes, eligible applicants may be able to apply online for Kisan Credit Card (Pashupalan) through official government portals, authorised service centres, or digital application systems depending on the implementation process.
- Is Aadhaar mandatory for Kisan Credit Card (Pashupalan)?
- Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
- Where can users apply for Kisan Credit Card (Pashupalan)?
- Applications for Kisan Credit Card (Pashupalan) may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
- What documents may be required for Kisan Credit Card (Pashupalan)?
- Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
- Is income certificate required for Kisan Credit Card (Pashupalan)?
- Income certificate requirements may vary depending on beneficiary category, subsidy eligibility, and financial assistance criteria defined under Kisan Credit Card (Pashupalan).
- Is Kisan Credit Card (Pashupalan) available in all states?
- No, Kisan Credit Card (Pashupalan) is primarily available for eligible residents of Madhya Pradesh and may be implemented through state government departments and local administrative offices.
- Can residents outside Madhya Pradesh apply for Kisan Credit Card (Pashupalan)?
- Eligibility for Kisan Credit Card (Pashupalan) is generally limited to residents of Madhya Pradesh unless otherwise specified in the official scheme guidelines.
- Can small and marginal farmers apply for Kisan Credit Card (Pashupalan)?
- Eligible small and marginal farmers may apply for Kisan Credit Card (Pashupalan) subject to land ownership records, income eligibility, and agricultural beneficiary criteria.
- Does Kisan Credit Card (Pashupalan) provide subsidy support for farmers?
- Kisan Credit Card (Pashupalan) may provide agricultural subsidies, financial assistance, crop support, irrigation benefits, insurance coverage, or farming-related welfare assistance depending on the scheme structure.
- Does Kisan Credit Card (Pashupalan) provide healthcare or insurance support?
- Kisan Credit Card (Pashupalan) may provide healthcare assistance, insurance coverage, cashless treatment support, medical reimbursement, or hospital-related benefits depending on the scheme structure.
- Can beneficiaries use Kisan Credit Card (Pashupalan) at government hospitals?
- Eligible beneficiaries may be able to access services at empanelled hospitals, government healthcare facilities, or authorised healthcare providers depending on scheme participation rules.
- Can CSC centres help users apply for Kisan Credit Card (Pashupalan)?
- Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
- How can users check the latest updates for Kisan Credit Card (Pashupalan)?
- Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
- Can beneficiaries track application status for Kisan Credit Card (Pashupalan)?
- Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
- Where can users get help for Kisan Credit Card (Pashupalan) in Madhya Pradesh?
- Users in Madhya Pradesh may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
- Which nearby public services may help with Kisan Credit Card (Pashupalan) applications?
- Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.