KGSTDRS

Kasturba Gandhi Special Term Deposit Receipt Scheme

5.7/10

Under this scheme, girls who pass Class 8 from Kasturba Gandhi Schools, secure at least 50% marks in Class 10, & enroll in Class 11 receive an STDR of ₹2,000/- (5-year term). Those who score 50% in Class 12 and enroll in graduation receive an STDR of ₹4,000/- (3-year term).

State Cash

States / UT: Rajasthan

Nodal department: Education (Elementary and Secondary) Department

Scheme for: Individual

Scheme profile

DBT (direct benefit transfer): No

Categories: Education & Learning, Women and Child

Sub-categories: Scholarships and student finance

Target beneficiaries: Individual

Tags: Term Deposit, Girl Student, Residential School, Kasturba Gandhi

Details

The "Kasturba Gandhi Special Term Deposit Receipt Scheme" was launched by the Department of Education, Government of Rajasthan. Under this scheme, girls who complete Class 8 from Kasturba Gandhi Residential Girls' Schools and continue their regular studies in government schools are eligible for financial support. Those who secure at least 50% marks in Class 10 and enroll in Class 11 will be awarded a Special Term Deposit Receipt (STDR) of ₹2,000/- with a maturity period of five years.
Similarly, girls who achieve a minimum of 50% marks in Class 12 and enroll in the first year of a graduation course will receive an STDR of ₹4,000/- with a maturity period of three years.

Benefits

  • Monetary Benefits:
  • A Special Term Deposit Receipt (STDR) of ₹2,000/- for girl students enrolled in Class 11
  • A Special Term Deposit Receipt (STDR) of ₹4,000/- for girl students pursuing a graduation course. Mode of Disbursement:
  • STDRs (Special Term Deposit Receipts) in the name of the student. Validity:
  • An STDR of ₹2,000/- is valid for 5 years
  • An STDR of ₹4,000/- is valid for 3 years

Monetary Benefits:

  • A Special Term Deposit Receipt (STDR) of ₹2,000/- for girl students enrolled in Class 11.
  • A Special Term Deposit Receipt (STDR) of ₹4,000/- for girl students pursuing a graduation course.

Mode of Disbursement:

  • STDRs (Special Term Deposit Receipts) in the name of the student.

Validity:

  • An STDR of ₹2,000/- is valid for 5 years.
  • An STDR of ₹4,000/- is valid for 3 years.

Eligibility

General Eligibility

  1. The applicant should be a native of Rajasthan state.
  2. The applicant should be a girl student.
  3. The applicant should have passed the 8th class from a Kasturba Gandhi Residential Girls School in Rajasthan.

Eligibility Criteria for Class 10****th Students

  1. The applicant should have passed the 10th class with a minimum of 50% marks while studying in a government school.
  2. The applicant should be enrolled in the 11th class in a government school.

Eligibility Criteria for Class 12****th Students

  1. The applicant should have passed class 12th with at least 50% marks from a government school 1. The applicant should be enrolled in the first year of a recognized undergraduate course.

How useful is this scheme?

Public benefit analysis

A practical look at this scheme for citizens

AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.

5.7
/ 10
Public Benefit Score
Accessibility 5.0/10 Moderate
Rural usefulness 6.0/10 Moderate
Application complexity 4.0/10 Moderate
Financial impact 4.0/10 Moderate
Literacy barrier 5.0/10 Moderate
Women inclusivity 9.0/10 Good
Awareness 4.5/10 Moderate
Implementation reliability 7.0/10 Good
Bigger shape means a better fit for citizens
  • Accessibility5.0
  • Financial impact4.0
  • Rural utility6.0
  • Awareness4.5
  • Simplicity6.0
  • Inclusivity9.0

What problem does this scheme solve?

The scheme provides financial support to girl students from Kasturba Gandhi Schools, promoting education and empowerment.

Key challenges addressed

  • Financial support for higher education of girls
  • Encouragement for girls to continue their studies

Most beneficial for

  • Girl students from Rajasthan
  • Low-income families

Likely challenges

  • Awareness of the scheme among eligible students
  • Dependence on school authorities for application

Practical insights for citizens

Practical for eligible students but requires school involvement

Rural challenges

  • Limited awareness of the scheme
  • Dependence on school authorities for application

Digital challenges

  • Limited access to online resources in rural areas

Implementation bottlenecks

  • Verification process may delay benefits

Awareness challenges

  • Low awareness among potential beneficiaries

Application analysis

Application mode
Online + School assisted
Documents burden
Minimal, self-attested documents required
Verification complexity
Moderate, involves school and district education officer
Office dependency
High, relies on school and district education offices
DBT dependency
No direct benefit transfer involved
CSC support
Limited, primarily school-based support
Estimated citizen effort
Moderate, requires coordination with school

Estimated beneficiary reach

  • Rural / urban reach Moderate
  • Gender reach Female-only
  • Target income group Low-income
  • Occupation reach Students

Benefit analysis

Benefit type
Cash
Benefit frequency
One-time upon eligibility
Benefit practicality
Useful for educational expenses
Financial meaningfulness
Moderate, helps but may not cover all educational costs
Long-term impact
Encourages continued education among girls

Plain-language guidance

This scheme helps girl students in Rajasthan by providing cash support for their education after Class 10 and Class 12. Eligible students receive a term deposit to assist with future educational expenses.

Who should apply
Girl students who have completed Class 8 from Kasturba Gandhi Schools and are continuing their education.
Who may struggle
Students who are unaware of the scheme or lack support from their schools.
Best application route
Apply through your school with the help of your teachers.

This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.

Application Process

Online

Application Process:

Step 1: To avail of the benefits of the scheme, the applicant needs to contact their respective school.
Step 2: Eligible students are identified by the head of their institution.
Step 3: Submit copies of all the mandatory documents (self-attested, if required) to the respective school.
Step 4: The school will visit the Shala Darpan, Rajasthan Portal.
Step 5: Using the school's login credentials (Login ID and Password), the school will fill and submit the application form.

Post-Application Process:

Step 1: The filled applications are forwarded to the District Education Officer (DEO), Primary/Secondary Education.
Step 2: The DEO compiles and forwards all verified applications to the Directorate of Secondary Education, Bikaner, Rajasthan.

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

Who can apply for this scheme?

Only girl students who studied in Kasturba Gandhi schools and later enrolled in government schools.

What is the benefit under this scheme?

A ₹2,000 STDR after Class 10 and ₹4,000 STDR after Class 12 for eligible students.

What is an STDR?

STDR stands for Special Term Deposit Receipt, a fixed deposit given in the student’s name.

Can students from private schools apply?

No, only students from government schools are eligible.

Is there any income limit for this scheme?

No.

Do I need to apply online myself?

No, the institution head will apply online on your behalf.

Where is the application submitted finally?

At the Directorate of Secondary Education, Bikaner via District Education Officer.

When will I receive the STDR?

After application verification and approval by the authorities.

Is there any relaxation in marks for SC/ST students?

No.

Can I use the STDR amount for college fees?

The STDR matures after 3 or 5 years and can be used as needed then.

References

Guidelines
https://rajshaladarpan.rajasthan.gov.in/SD2/BSP/Home/ShowFile.aspx?oid=63d105de12a7f949a0e67697
Scheme Details
https://rajshaladarpan.rajasthan.gov.in/SD2/BSP/Home/ViewDocument.aspx

Apply

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Frequently asked questions

What is the purpose of Kasturba Gandhi Special Term Deposit Receipt Scheme?
Kasturba Gandhi Special Term Deposit Receipt Scheme is a government welfare initiative designed to support Individual, Individual through benefits related to Education & Learning, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
Who can apply for Kasturba Gandhi Special Term Deposit Receipt Scheme?
Eligibility for Kasturba Gandhi Special Term Deposit Receipt Scheme may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
What benefits are offered under Kasturba Gandhi Special Term Deposit Receipt Scheme?
Benefits under Kasturba Gandhi Special Term Deposit Receipt Scheme may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
Which department manages Kasturba Gandhi Special Term Deposit Receipt Scheme?
Kasturba Gandhi Special Term Deposit Receipt Scheme is managed by Education (Elementary and Secondary) Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
Can users apply online for Kasturba Gandhi Special Term Deposit Receipt Scheme?
Yes, eligible applicants may be able to apply online for Kasturba Gandhi Special Term Deposit Receipt Scheme through official government portals, authorised service centres, or digital application systems depending on the implementation process.
Is Aadhaar mandatory for Kasturba Gandhi Special Term Deposit Receipt Scheme?
Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
Where can users apply for Kasturba Gandhi Special Term Deposit Receipt Scheme?
Applications for Kasturba Gandhi Special Term Deposit Receipt Scheme may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
What documents may be required for Kasturba Gandhi Special Term Deposit Receipt Scheme?
Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
Is income certificate required for Kasturba Gandhi Special Term Deposit Receipt Scheme?
Income certificate requirements may vary depending on beneficiary category, subsidy eligibility, and financial assistance criteria defined under Kasturba Gandhi Special Term Deposit Receipt Scheme.
Is Kasturba Gandhi Special Term Deposit Receipt Scheme available in all states?
No, Kasturba Gandhi Special Term Deposit Receipt Scheme is primarily available for eligible residents of Rajasthan and may be implemented through state government departments and local administrative offices.
Can residents outside Rajasthan apply for Kasturba Gandhi Special Term Deposit Receipt Scheme?
Eligibility for Kasturba Gandhi Special Term Deposit Receipt Scheme is generally limited to residents of Rajasthan unless otherwise specified in the official scheme guidelines.
Can students apply for Kasturba Gandhi Special Term Deposit Receipt Scheme?
Eligible students studying in recognised institutions may apply for Kasturba Gandhi Special Term Deposit Receipt Scheme depending on educational qualification, category, income limit, and academic eligibility.
Is scholarship amount provided under Kasturba Gandhi Special Term Deposit Receipt Scheme?
Kasturba Gandhi Special Term Deposit Receipt Scheme may provide scholarship assistance, tuition support, educational reimbursement, or financial aid for eligible students.
Is Kasturba Gandhi Special Term Deposit Receipt Scheme only for women beneficiaries?
Kasturba Gandhi Special Term Deposit Receipt Scheme is primarily intended to support eligible women beneficiaries through welfare assistance, financial support, skill development, healthcare, or social security initiatives.
Does Kasturba Gandhi Special Term Deposit Receipt Scheme support self-employment or financial assistance for women?
Depending on scheme guidelines, Kasturba Gandhi Special Term Deposit Receipt Scheme may provide loans, subsidies, training support, self-employment assistance, or financial welfare benefits for women.
Can CSC centres help users apply for Kasturba Gandhi Special Term Deposit Receipt Scheme?
Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
How can users check the latest updates for Kasturba Gandhi Special Term Deposit Receipt Scheme?
Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
Can beneficiaries track application status for Kasturba Gandhi Special Term Deposit Receipt Scheme?
Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
Where can users get help for Kasturba Gandhi Special Term Deposit Receipt Scheme in Rajasthan?
Users in Rajasthan may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
Which nearby public services may help with Kasturba Gandhi Special Term Deposit Receipt Scheme applications?
Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.