bimayojana

Jan Samuha Bima Yojana

6.9/10

In the Baran district, a survey of Sahariya settlements is conducted to select 10,000 poor Sahariya families, for whom insurance is provided through the Swachh Project.

State

States / UT: Rajasthan

Ministry / nodal: Tribal Area Development

Nodal department: Tribal Area Development

Scheme for: Individual

Scheme profile

DBT (direct benefit transfer): No

Target beneficiaries: All Beneficiary Category, Women

Tags: Insurance, Financial Assistance, Sahariya, Rajasthan, Tribal Development, Women, ST, Community Support, Social Welfare, Government Scheme, Direct Benefit Transfer, Economic Support

Details

In the Baran district, a survey of Sahariya settlements is conducted to select 10,000 poor Sahariya families, for whom insurance is provided through the Swachh Project. The insurance premium is paid by the Swachh Project. In the event of the insured person's death, the family receives financial assistance of ₹25,000 from the insurance company, alleviating the financial burden on the family.

Benefits

  • Financial assistance of ₹25,000

Eligibility

Must belong to the Sahariya community.

How useful is this scheme?

Public benefit analysis

A practical look at this scheme for citizens

AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.

6.9
/ 10
Public Benefit Score
Accessibility 7.0/10 Good
Rural usefulness 6.0/10 Moderate
Application complexity 3.5/10 Good
Financial impact 8.0/10 Good
Literacy barrier 5.0/10 Moderate
Women inclusivity 9.0/10 Good
Awareness 4.5/10 Moderate
Implementation reliability 7.0/10 Good
Bigger shape means a better fit for citizens
  • Accessibility7.0
  • Financial impact8.0
  • Rural utility6.0
  • Awareness4.5
  • Simplicity6.5
  • Inclusivity9.0

What problem does this scheme solve?

The Jan Samuha Bima Yojana provides essential financial support to vulnerable Sahariya families in Rajasthan, addressing their insurance needs.

Key challenges addressed

  • Financial burden on families due to death of the insured

Most beneficial for

  • Sahariya community members
  • Women

Likely challenges

  • Awareness of the scheme among eligible families
  • Complexity in the application process for semi-literate individuals

Practical insights for citizens

Practical for those aware of the scheme, but barriers exist for others

Rural challenges

  • Limited awareness of the scheme
  • Access to online application process

Digital challenges

  • Low digital literacy
  • Limited internet access in rural areas

Implementation bottlenecks

  • Need for effective outreach and education

Awareness challenges

  • Low awareness among target beneficiaries

Application analysis

Application mode
Online
Documents burden
Moderate, requires multiple documents
Verification complexity
Moderate
Office dependency
Low
DBT dependency
Yes
CSC support
Limited
Estimated citizen effort
Moderate effort required for application

Estimated beneficiary reach

  • Rural / urban reach High
  • Gender reach Women-focused
  • Target income group Low-income
  • Occupation reach Agricultural and labor sectors

Benefit analysis

Benefit type
Financial assistance
Benefit frequency
One-time payment
Benefit practicality
High, provides immediate financial relief
Financial meaningfulness
Significant for low-income families
Long-term impact
Potentially stabilizing for families facing loss

Plain-language guidance

The Jan Samuha Bima Yojana offers financial help to Sahariya families in Rajasthan when a family member passes away. Eligible families can receive ₹25,000 to ease their financial burden.

Who should apply
Sahariya community members who need financial support.
Who may struggle
Semi-literate individuals and those unfamiliar with online applications.
Best application route
Apply via local CSC with required documents.

This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.

Application Process

Online

Selection is done through a survey conducted by the Swachh Project.

Required Documents:

  • Death Certificate Copy
  • Jan Aadhar/Bhamashah Card Copy
  • Bank Passbook Copy

Guidelines: Download Guidelines

References

Scheme page (portal)
https://jaipur.rajasthan.gov.in/scheme/detail/485
Related PDF (portal)
https://jankalyanfile.rajasthan.gov.in/Files//Content/UploadFolder/Scheme/TAD/bimayojana/DOC_485_7b19fd5e-9cb1-4281-9012-78c71b118cda.pdf
Department website
https://tad.rajasthan.gov.in/

Apply

Apply now

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Frequently asked questions

What is the purpose of Jan Samuha Bima Yojana?
Jan Samuha Bima Yojana is a government welfare initiative designed to support Individual, All Beneficiary Category, Women through benefits related to General, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
Who can apply for Jan Samuha Bima Yojana?
Eligibility for Jan Samuha Bima Yojana may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
What benefits are offered under Jan Samuha Bima Yojana?
Benefits under Jan Samuha Bima Yojana may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
Which department manages Jan Samuha Bima Yojana?
Jan Samuha Bima Yojana is managed by Tribal Area Development and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
Can users apply online for Jan Samuha Bima Yojana?
Yes, eligible applicants may be able to apply online for Jan Samuha Bima Yojana through official government portals, authorised service centres, or digital application systems depending on the implementation process.
Is Aadhaar mandatory for Jan Samuha Bima Yojana?
Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
Where can users apply for Jan Samuha Bima Yojana?
Applications for Jan Samuha Bima Yojana may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
What documents may be required for Jan Samuha Bima Yojana?
Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
Is Jan Samuha Bima Yojana available in all states?
No, Jan Samuha Bima Yojana is primarily available for eligible residents of Rajasthan and may be implemented through state government departments and local administrative offices.
Can residents outside Rajasthan apply for Jan Samuha Bima Yojana?
Eligibility for Jan Samuha Bima Yojana is generally limited to residents of Rajasthan unless otherwise specified in the official scheme guidelines.
Is Jan Samuha Bima Yojana only for women beneficiaries?
Jan Samuha Bima Yojana is primarily intended to support eligible women beneficiaries through welfare assistance, financial support, skill development, healthcare, or social security initiatives.
Does Jan Samuha Bima Yojana support self-employment or financial assistance for women?
Depending on scheme guidelines, Jan Samuha Bima Yojana may provide loans, subsidies, training support, self-employment assistance, or financial welfare benefits for women.
Does Jan Samuha Bima Yojana provide healthcare or insurance support?
Jan Samuha Bima Yojana may provide healthcare assistance, insurance coverage, cashless treatment support, medical reimbursement, or hospital-related benefits depending on the scheme structure.
Can beneficiaries use Jan Samuha Bima Yojana at government hospitals?
Eligible beneficiaries may be able to access services at empanelled hospitals, government healthcare facilities, or authorised healthcare providers depending on scheme participation rules.
Can CSC centres help users apply for Jan Samuha Bima Yojana?
Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
How can users check the latest updates for Jan Samuha Bima Yojana?
Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
Can beneficiaries track application status for Jan Samuha Bima Yojana?
Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
Where can users get help for Jan Samuha Bima Yojana in Rajasthan?
Users in Rajasthan may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
Which nearby public services may help with Jan Samuha Bima Yojana applications?
Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.