JSBY

Jan Samuh Bima Yojana

6.2/10

The scheme aims to provide financial assistance to Sahariya families in the event of the death of the heads of the families. Under this scheme, a one-time financial assistance of ₹25,000/- is provided by the insurance company to the deceased's family to help reduce their economic burden.

State Cash

States / UT: Rajasthan

Nodal department: Tribal Area Development Department

Scheme for: Family

Scheme profile

DBT (direct benefit transfer): Yes

Categories: Banking,Financial Services and Insurance

Sub-categories: Insurance, Personal finance

Target beneficiaries: Family

Tags: Financial Assistance, Death, Swachh Project, Sahariya Community, Insurance

Details

The scheme "Jan Samuh Bima Yojana" was launched in 2019 by the Department of Tribal Area Development, Government of Rajasthan. The scheme aims to provide financial assistance to Sahariya families in the event of the death of the heads of the families (primary earning member). Under this scheme, a one-time financial assistance is provided by the insurance company to the deceased's family to help reduce their economic burden. The heads of these families are insured under the Swachh Project, and the insurance premium is paid by the Swachh Project.

Benefits

  • Financial Assistance:
  • The insurance company provides financial assistance of ₹25,000/- to the family in case of death of the insured person. Insurance Premium:
  • Fully paid under the Swachh Project

Financial Assistance:

  • The insurance company provides financial assistance of ₹25,000/- to the family in case of death of the insured person.

Insurance Premium:

  • Fully paid under the Swachh Project.

Eligibility

  • The applicant should be native Rajasthan.
  • The applicant should be a family member or dependent of the deceased person.
  • The deceased person should belong to the Sahariya community.
  • The deceased person should be a resident of the Baran district, Rajasthan.
  • The insured person must be registered under the scheme before death.

How useful is this scheme?

Public benefit analysis

A practical look at this scheme for citizens

AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.

6.2
/ 10
Public Benefit Score
Accessibility 5.0/10 Moderate
Rural usefulness 7.0/10 Good
Application complexity 5.0/10 Moderate
Financial impact 8.0/10 Good
Literacy barrier 2.0/10 Good
Women inclusivity 5.0/10 Moderate
Awareness 4.5/10 Moderate
Implementation reliability 7.0/10 Good
Bigger shape means a better fit for citizens
  • Accessibility5.0
  • Financial impact8.0
  • Rural utility7.0
  • Awareness4.5
  • Simplicity5.0
  • Inclusivity5.0

What problem does this scheme solve?

The Jan Samuh Bima Yojana provides essential financial support to Sahariya families in Baran district, addressing the economic burden faced by families after the death of the primary earner.

Key challenges addressed

  • Economic burden on families after the death of the primary earner.

Most beneficial for

  • Sahariya families in Baran district.

Likely challenges

  • Limited awareness among eligible families.
  • Dependence on offline processes may hinder accessibility.

Practical insights for citizens

Practical for those aware of the scheme, but many may not know how to apply.

Rural challenges

  • Limited awareness and outreach in rural areas.
  • Dependence on offline processes may deter applicants.

Digital challenges

  • Low digital literacy and access to online platforms.

Implementation bottlenecks

  • Verification delays at the Swachh Project office.

Awareness challenges

  • Limited information dissemination about the scheme.

Application analysis

Application mode
Offline office
Documents burden
Moderate; requires several documents for claim submission.
Verification complexity
Moderate; involves verification of documents by the Swachh Project.
Office dependency
High; requires visiting the Swachh Project office.
DBT dependency
None; not a direct benefit transfer scheme.
CSC support
Limited; may not be available in all areas.
Estimated citizen effort
Moderate; requires effort to gather documents and visit the office.

Estimated beneficiary reach

  • Rural / urban reach High
  • Gender reach Moderate
  • Target income group Low-income families.
  • Occupation reach Primarily agricultural and labor-based occupations.

Benefit analysis

Benefit type
Cash
Benefit frequency
One-time
Benefit practicality
Practical for immediate financial relief.
Financial meaningfulness
Moderately meaningful; can help cover immediate expenses.
Long-term impact
Limited long-term impact; primarily addresses short-term financial needs.

Plain-language guidance

The Jan Samuh Bima Yojana offers ₹25,000 to Sahariya families in Baran district when the head of the family passes away. This support helps ease financial burdens during difficult times.

Who should apply
Sahariya families in Baran district who have lost their primary earner.
Who may struggle
Families unaware of the scheme or those facing difficulties in document submission.
Best application route
Apply at the Swachh Project office in Shahabad with necessary documents.

This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.

Application Process

Offline

Survey & Selection:

  • A survey is conducted by the Swachh Project in Sahariya bastis of Baran district to identify eligible families.

Enrollment:

  • Eligible families members are enrolled under the insurance scheme by the Swachh Project.

Submission of Claim (in case of death of the insured):

  • The family must submit the required documents to the Swachh Project office at Shahabad.
  • The documents are verified and forwarded to the insurance company.

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

Who implements this scheme?

The Swachh Project, Shahabad, under the Government of Rajasthan.

Who can benefit from the scheme?

Families belonging to the Sahariya community residing in Baran district.

What is the benefit amount under this scheme?

₹25,000/- is provided to the family of the deceased.

Is there any premium to be paid by the beneficiary?

No, the insurance premium is paid entirely by the Swachh Project.

How are the beneficiaries selected?

Through a household survey conducted in Sahariya bastis.

What documents are required to claim the benefit?

Caste certificate, domicile certificate, death certificate, bank passbook copy, and Aadhaar card.

Where can the claim application be submitted?

At the Swachh Project office in Shahabad.

Can families outside Baran district apply?

No, the scheme is limited to Sahariya families in Baran district.

Is the benefit amount recurring or one-time?

It is a one-time benefit provided after the insured person’s death.

What is the expected time for receiving the benefit?

After the claim is verified and approved by the insurance company.

References

Guidelines
https://tad.rajasthan.gov.in/scheme/detail/485

Apply

Apply now

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Frequently asked questions

What is the purpose of Jan Samuh Bima Yojana?
Jan Samuh Bima Yojana is a government welfare initiative designed to support Family, Family through benefits related to Banking,Financial Services and Insurance, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
Who can apply for Jan Samuh Bima Yojana?
Eligibility for Jan Samuh Bima Yojana may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
What benefits are offered under Jan Samuh Bima Yojana?
Benefits under Jan Samuh Bima Yojana may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
Which department manages Jan Samuh Bima Yojana?
Jan Samuh Bima Yojana is managed by Tribal Area Development Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
Can users apply online for Jan Samuh Bima Yojana?
Yes, eligible applicants may be able to apply online for Jan Samuh Bima Yojana through official government portals, authorised service centres, or digital application systems depending on the implementation process.
Is Aadhaar mandatory for Jan Samuh Bima Yojana?
Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
Where can users apply for Jan Samuh Bima Yojana?
Applications for Jan Samuh Bima Yojana may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
What documents may be required for Jan Samuh Bima Yojana?
Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
Is Jan Samuh Bima Yojana available in all states?
No, Jan Samuh Bima Yojana is primarily available for eligible residents of Rajasthan and may be implemented through state government departments and local administrative offices.
Can residents outside Rajasthan apply for Jan Samuh Bima Yojana?
Eligibility for Jan Samuh Bima Yojana is generally limited to residents of Rajasthan unless otherwise specified in the official scheme guidelines.
Does Jan Samuh Bima Yojana provide healthcare or insurance support?
Jan Samuh Bima Yojana may provide healthcare assistance, insurance coverage, cashless treatment support, medical reimbursement, or hospital-related benefits depending on the scheme structure.
Can beneficiaries use Jan Samuh Bima Yojana at government hospitals?
Eligible beneficiaries may be able to access services at empanelled hospitals, government healthcare facilities, or authorised healthcare providers depending on scheme participation rules.
Can CSC centres help users apply for Jan Samuh Bima Yojana?
Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
How can users check the latest updates for Jan Samuh Bima Yojana?
Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
Can beneficiaries track application status for Jan Samuh Bima Yojana?
Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
Where can users get help for Jan Samuh Bima Yojana in Rajasthan?
Users in Rajasthan may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
Which nearby public services may help with Jan Samuh Bima Yojana applications?
Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.