ISALTLCSS
Interest Subvention against long terms loan to the Co-operative sugar societies (Normal Area) (Tribal Area)
5.4/10This scheme has been introduced by the Agriculture, Farmers Welfare and Cooperation Department, Gujarat. It aims to provide interest subvention on long-term loans taken by sugar cooperative societies for payment of sugarcane arrears for the year 2018-19.
States / UT: Gujarat
Nodal department: Agriculture, Farmers Welfare and Cooperation Department
Scheme for: Infra
Scheme profile
DBT (direct benefit transfer): No
Categories: Agriculture,Rural & Environment
Sub-categories: Financial assistance
Target beneficiaries: Registered Societies
Tags: Agriculture, Farmer, Sugar Co-operatives, Terms Loan, Interest Subvention
Details
The scheme "Interest Subvention against long terms loan to the Co-operative sugar societies (Normal Area) (Tribal Area)" introduced by the Agriculture, Farmers Welfare and Cooperation Department, Gujarat, aims to provides interest subvention to sugar cooperative societies that availed loans for the payment of sugarcane arrears for the 2018-19 season. The central government covers 1 year of interest subsidy from the loan withdrawal date, after which the state government continues the subsidy for a maximum of 4 years at the lower of the actual interest or 7%.
Benefits
- Name of the Component Standard of Assistance Minimum Time Limit (in Years) for Reclaiming Benefits Interest Subvention against long terms loan to the Co-operative sugar societies Interest actually paid on the bank loan amount taken by the Sugar Cooperative or 7% or whichever is less for a maximum period of 4 (four) years or interest concession on loan repayment (whichever is earlier).1 year of interest subvention to be paid by the Government of India from the date of withdrawal of this loan on the amount of bank loan taken by the State Sugar Co-operative Societies for affiliated purposes under the announced scheme for soft loan interest subvention on loans obtained for the payment of sugarcane arrears for the year 2018-19 for the respective sugarcane prices. Interest subvention paid by the State Government on interest actually payable or 7 percent or whichever is less for a maximum period of 4 (four) years or till the loan repayment (whichever is earlier)
Name of the Component Standard of Assistance Minimum Time Limit (in Years) for Reclaiming BenefitsInterest Subvention against long terms loan to the Co-operative sugar societies Interest actually paid on the bank loan amount taken by the Sugar Cooperative or 7% or whichever is less for a maximum period of 4 (four) years or interest concession on loan repayment (whichever is earlier).1 year of interest subvention to be paid by the Government of India from the date of withdrawal of this loan on the amount of bank loan taken by the State Sugar Co-operative Societies for affiliated purposes under the announced scheme for soft loan interest subvention on loans obtained for the payment of sugarcane arrears for the year 2018-19 for the respective sugarcane prices. Interest subvention paid by the State Government on interest actually payable or 7 percent or whichever is less for a maximum period of 4 (four) years or till the loan repayment (whichever is earlier)
Eligibility
- Sugar Co-operative Societies which have availed loan for payment of sugarcane arrears for the year 2018-19 for the respective sugarcane prices will be eligible for this scheme.
How useful is this scheme?
A practical look at this scheme for citizens
AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.
- Accessibility5.0
- Financial impact6.0
- Rural utility7.0
- Awareness4.5
- Simplicity5.0
- Inclusivity3.0
What problem does this scheme solve?
The scheme provides financial support to sugar cooperative societies for clearing sugarcane arrears, which is crucial for the agricultural sector.
Key challenges addressed
- Financial relief for sugar cooperative societies
- Support for clearing sugarcane arrears
Most beneficial for
- Sugar cooperative societies in Gujarat
Likely challenges
- Limited awareness among eligible societies
- Complexity in application process
Practical insights for citizens
Practical for registered societies but may face challenges in outreach and application submission
Rural challenges
- Limited access to information about the scheme
- Dependence on local officials for application
Implementation bottlenecks
- Potential delays in processing applications
Awareness challenges
- Low awareness among eligible societies
Application analysis
- Application mode
- Offline office
- Documents burden
- Minimal, no specific documents listed
- Verification complexity
- Moderate, requires proposal submission
- Office dependency
- High, reliant on local district registrar
- CSC support
- Limited
- Estimated citizen effort
- Moderate effort required to submit proposals
Estimated beneficiary reach
Benefit analysis
- Benefit type
- Cash
- Benefit frequency
- One-time for interest subvention over four years
- Benefit practicality
- Practical for eligible societies, but limited to specific conditions
- Financial meaningfulness
- Significant for societies with large loans
- Long-term impact
- Positive impact on financial stability of sugar cooperative societies
Plain-language guidance
This scheme helps sugar cooperative societies in Gujarat by providing financial support to pay off sugarcane arrears. Eligible societies can apply through local district offices.
- Who should apply
- Registered sugar cooperative societies that have taken loans for sugarcane arrears.
- Who may struggle
- Societies with limited knowledge of the application process or those lacking local support.
- Best application route
- Apply through the District Registrar's office in your area.
This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.
Application Process
Offline
The concerned sugar co-operative societies who are eligible, should send the proposal through the District Registrar of the concerned district to the Director of Sugar, Gujarat State, Gandhinagar.
Office Address and Contact Details of District Registrar: Click here.
Office Address and Contact Details of Director Of Sugar:
Director of sugar
Address: Dr.Jivraj Mehta bhavan, Block No.8 ,2nd floor, Gandhinagar
Phone: 232-53437
Email Us: directorsugar[at]gmail[dot]com
Clarifications
Additional points from the scheme information published on myScheme (not legal advice).
- What is the purpose of this scheme?
The purpose of this scheme is to provide financial relief to sugar cooperative societies by subsidizing the interest on loans taken for clearing sugarcane arrears for the 2018-19 season.
- Who is eligible to apply for this scheme?
Only sugar cooperative societies that have taken a bank loan to pay sugarcane arrears for the 2018-19 season are eligible to apply.
- What kind of financial assistance is provided under this scheme?
The scheme provides interest subvention for a maximum period of 4 years. The Government of India pays the first year's interest, while the state government provides a subsidy of up to 7% or the actual interest paid, whichever is lower, for the remaining period.
- Can private sugar mills apply for this scheme?
No, only sugar cooperative societies are eligible under this scheme. Private sugar mills do not qualify for the benefits.
- What is the maximum duration for which interest subvention is provided?
The interest subvention is provided for a maximum period of four years or until the loan is fully repaid, whichever comes earlier.
- Can a sugar cooperative society apply for this scheme if it has already repaid the loan?
No, the scheme is applicable only for ongoing loans taken for sugarcane arrears of the 2018-19 season. Societies that have already repaid their loans are not eligible for interest subvention.
- Can a sugar cooperative society apply for multiple loans under this scheme?
No, a sugar cooperative society can avail of interest subvention only for a single loan taken for clearing sugarcane arrears of the 2018-19 season.
- How is the interest subvention amount calculated?
The interest subvention amount is calculated based on the actual interest paid on the loan or 7%, whichever is lower, for a maximum period of four years or until the loan is repaid.
- What is the process for applying under this scheme?
Eligible sugar cooperative societies must submit their proposals through the District Registrar of the concerned district. The proposal is then forwarded to the Director of Sugar, Gujarat State, Gandhinagar, for approval.
- Where can sugar cooperative societies get more information about this scheme?
Sugar cooperative societies can contact the District Registrar of their area or the office of the Director of Sugar, Gujarat State, Gandhinagar, for more details about the scheme.
Official links
- https://www.myscheme.gov.in/schemes/isaltlcss
- https://agri.gujarat.gov.in/Home/SchemesDetailsPage?Id=zziRlXhnC5iwFvjYX3k+rA==&domain=XWitJVnGypIBbPyRipp0WA==
- https://agri.gujarat.gov.in/ViewFile?fileName=BPU15yCCFnFG3aU8EVKGJ7lSZqskxqNBMkB02hkwK3znkKT2VPjlo3g5QMgwk7LYtdMhCabJQeqtBq5Grdgl2R8t9SWZzq26MwDqKgthqTLwlAfPdi0qmUTYL8VbUe1xq6YC7g2ixcQ3uLjneyFJEg==
References
- Guidelines 1
- https://agri.gujarat.gov.in/Home/SchemesDetailsPage?Id=zziRlXhnC5iwFvjYX3k+rA==&domain=XWitJVnGypIBbPyRipp0WA==
- Guidelines 2
- https://agri.gujarat.gov.in/ViewFile?fileName=BPU15yCCFnFG3aU8EVKGJ7lSZqskxqNBMkB02hkwK3znkKT2VPjlo3g5QMgwk7LYtdMhCabJQeqtBq5Grdgl2R8t9SWZzq26MwDqKgthqTLwlAfPdi0qmUTYL8VbUe1xq6YC7g2ixcQ3uLjneyFJEg==
Apply
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Frequently asked questions
- What is the purpose of Interest Subvention against long terms loan to the Co-operative sugar societies (Normal Area) (Tribal Area)?
- Interest Subvention against long terms loan to the Co-operative sugar societies (Normal Area) (Tribal Area) is a government welfare initiative designed to support Infra, Registered Societies through benefits related to Agriculture,Rural & Environment, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
- Who can apply for Interest Subvention against long terms loan to the Co-operative sugar societies (Normal Area) (Tribal Area)?
- Eligibility for Interest Subvention against long terms loan to the Co-operative sugar societies (Normal Area) (Tribal Area) may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
- What benefits are offered under Interest Subvention against long terms loan to the Co-operative sugar societies (Normal Area) (Tribal Area)?
- Benefits under Interest Subvention against long terms loan to the Co-operative sugar societies (Normal Area) (Tribal Area) may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
- Which department manages Interest Subvention against long terms loan to the Co-operative sugar societies (Normal Area) (Tribal Area)?
- Interest Subvention against long terms loan to the Co-operative sugar societies (Normal Area) (Tribal Area) is managed by Agriculture, Farmers Welfare and Cooperation Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
- Can users apply online for Interest Subvention against long terms loan to the Co-operative sugar societies (Normal Area) (Tribal Area)?
- Yes, eligible applicants may be able to apply online for Interest Subvention against long terms loan to the Co-operative sugar societies (Normal Area) (Tribal Area) through official government portals, authorised service centres, or digital application systems depending on the implementation process.
- Is Aadhaar mandatory for Interest Subvention against long terms loan to the Co-operative sugar societies (Normal Area) (Tribal Area)?
- Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
- Where can users apply for Interest Subvention against long terms loan to the Co-operative sugar societies (Normal Area) (Tribal Area)?
- Applications for Interest Subvention against long terms loan to the Co-operative sugar societies (Normal Area) (Tribal Area) may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
- What documents may be required for Interest Subvention against long terms loan to the Co-operative sugar societies (Normal Area) (Tribal Area)?
- Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
- Is income certificate required for Interest Subvention against long terms loan to the Co-operative sugar societies (Normal Area) (Tribal Area)?
- Income certificate requirements may vary depending on beneficiary category, subsidy eligibility, and financial assistance criteria defined under Interest Subvention against long terms loan to the Co-operative sugar societies (Normal Area) (Tribal Area).
- Is Interest Subvention against long terms loan to the Co-operative sugar societies (Normal Area) (Tribal Area) available in all states?
- No, Interest Subvention against long terms loan to the Co-operative sugar societies (Normal Area) (Tribal Area) is primarily available for eligible residents of Gujarat and may be implemented through state government departments and local administrative offices.
- Can residents outside Gujarat apply for Interest Subvention against long terms loan to the Co-operative sugar societies (Normal Area) (Tribal Area)?
- Eligibility for Interest Subvention against long terms loan to the Co-operative sugar societies (Normal Area) (Tribal Area) is generally limited to residents of Gujarat unless otherwise specified in the official scheme guidelines.
- Can small and marginal farmers apply for Interest Subvention against long terms loan to the Co-operative sugar societies (Normal Area) (Tribal Area)?
- Eligible small and marginal farmers may apply for Interest Subvention against long terms loan to the Co-operative sugar societies (Normal Area) (Tribal Area) subject to land ownership records, income eligibility, and agricultural beneficiary criteria.
- Does Interest Subvention against long terms loan to the Co-operative sugar societies (Normal Area) (Tribal Area) provide subsidy support for farmers?
- Interest Subvention against long terms loan to the Co-operative sugar societies (Normal Area) (Tribal Area) may provide agricultural subsidies, financial assistance, crop support, irrigation benefits, insurance coverage, or farming-related welfare assistance depending on the scheme structure.
- Can CSC centres help users apply for Interest Subvention against long terms loan to the Co-operative sugar societies (Normal Area) (Tribal Area)?
- Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
- How can users check the latest updates for Interest Subvention against long terms loan to the Co-operative sugar societies (Normal Area) (Tribal Area)?
- Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
- Can beneficiaries track application status for Interest Subvention against long terms loan to the Co-operative sugar societies (Normal Area) (Tribal Area)?
- Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
- Where can users get help for Interest Subvention against long terms loan to the Co-operative sugar societies (Normal Area) (Tribal Area) in Gujarat?
- Users in Gujarat may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
- Which nearby public services may help with Interest Subvention against long terms loan to the Co-operative sugar societies (Normal Area) (Tribal Area) applications?
- Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.