ISAC

Integrated Scheme on Agriculture Cooperation

6.3/10

The Integrated Scheme on Agriculture Cooperation (ISAC) is a Central Sector Scheme of the Ministry of Agriculture and Farmers Welfare, Government of India. It is being implemented through the National Cooperative Development Corporation (NCDC).

Central In Kind

States / UT: All India

Ministry / nodal: Ministry Of Agriculture and Farmers Welfare

Nodal department: Department of Agriculture and Cooperation

Scheme for: Infra

Scheme profile

DBT (direct benefit transfer): No

Scheme open date: 2012-01-01

Categories: Agriculture,Rural & Environment

Target beneficiaries: Individual

Tags: Financial Assistance, Improve Economic Conditions, Loan

Details


The Integrated Scheme on Agriculture Cooperation (ISAC) is a Central Sector Scheme of the Ministry of Agriculture and Farmers Welfare, Government of India. The scheme is being implemented through the National Cooperative Development Corporation (NCDC).

The main objectives of the scheme are

  1. Provide financial assistance to cooperatives to improve their economic conditions.
  2. Remove regional imbalances and speed up cooperative development in agricultural and allied sectors.
  3. Help cotton growers to get better prices for their produce by adding value to it and ensuring that decentralized weavers have access to quality yarn at reasonable rates.
  4. Promote overall development of selected districts in the country through cooperative efforts in agriculture and allied sectors.
  5. Assist National Level Cooperative Federation/Multi State Cooperative Societies (MSCS) in the agriculture and allied sector to undertake promotional and skill development activities

Components of the Scheme

  1. Financial assistance will be provided for the following components under the component of Assistance to NCDC Programmes for Development of Cooperatives:
  • Marketing, Processing, Storage, Consumer, Weaker Section Programmes of Cooperatives, Computerization of Primary Agricultural Cooperative Credit Societies (PACS), District Central Cooperative Banks (DCBs), State Cooperative Banks (SCBs) and Technical & Promotional (T&P) Cell Scheme for strengthening Management of State Cooperative Federations [subsidy on tapering basis].
  1. Assistance for cotton development including ginning and pressing and establishment of new and modernization/ expansion/ rehabilitation of existing cooperative spinning mills.
  2. Integrated Cooperative Development Projects in selected districts (ICDP):

Benefits

  • - Grant-in-aid under the ISAC scheme for projects related to weaker sections/women cooperatives and labour cooperatives: 1. Cooperatively least developed states {Arunachal Pradesh, Assam, Bihar, Jharkhand, Jammu & Kashmir, Manipur, Meghalaya, Mizoram, Nagaland, Sikkim, and Tripura} : 25% 1. Cooperatively under-developed states {Andhra Pradesh , Chhattisgarh, Goa, Himachal Pradesh, Madhya Pradesh, Odisha, Rajasthan, Telangana, Uttar Pradesh, Uttarakhand, West Bengal, Andaman & Nicobar Islands (UT) and Lakshadweep (UT)}: 20% 1. Cooperatively developed states {Gujarat, Haryana, Karnataka, Kerala, Maharashtra, Punjab, Tamilnadu, Chandigarh (UT), Dadra & Nagar Haveli (UT), Daman & Diu (UT), Puducherry (UT), Delhi } : 15%
  • Grant-in-aid under the ISAC scheme for projects related to weaker sections/women cooperatives and labour cooperatives:

  1. Cooperatively least developed states {Arunachal Pradesh, Assam, Bihar, Jharkhand, Jammu & Kashmir, Manipur, Meghalaya, Mizoram, Nagaland, Sikkim, and Tripura} : 25%
  2. Cooperatively under-developed states {Andhra Pradesh*, Chhattisgarh, Goa, Himachal Pradesh, Madhya Pradesh, Odisha, Rajasthan, Telangana, Uttar Pradesh, Uttarakhand, West Bengal, Andaman & Nicobar Islands (UT) and Lakshadweep (UT)}: 20%
  3. Cooperatively developed states {Gujarat, Haryana, Karnataka, Kerala, Maharashtra, Punjab, Tamilnadu, Chandigarh (UT), Dadra & Nagar Haveli (UT), Daman & Diu (UT), Puducherry (UT), Delhi } : 15%

Eligibility

  1. Eligible Sectors for NCDC’s assistance.
  • Agricultural Marketing, Processing, Storage, Computerization and weaker sections’ Programmes, and input supply, Plantation/ horticultural crops, SC & ST cooperatives, tribal cooperatives, hill area cooperatives, dairy, poultry, livestock, fisheries, handloom coir, jute, cash crops, sericulture, computerization of cooperatives including PACS, DCCB and State Cooperative Banks, Spinning Mills, modernization/expansion of existing mills, rehabilitation of sick Cooperative Spinning Mills, Margin money assistance to cooperative spinning mills.
  1. Eligible Organizations for seeking assistance
  • Societies should not be less than three years older, having positive balance net worth for last three years and having rich experience in the field for which project is proposed under the scheme. In the case of government sponsored projects for cooperatives, this condition could be relaxed on case to case basis by Managing Director, NCDC
  1. Cooperatives Sectors/Organizations must :
  • Be registered under the Cooperative Societies Act of the respective state.
  • Be undertaking activities related to agriculture and allied sectors, such as marketing, storage, processing of agricultural produce, and supply of agricultural inputs.
  • Be financially viable and have a good track record.
  • Be eligible for financial assistance from the NCDC.

How useful is this scheme?

Public benefit analysis

A practical look at this scheme for citizens

AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.

6.3
/ 10
Public Benefit Score
Accessibility 6.0/10 Moderate
Rural usefulness 7.0/10 Good
Application complexity 5.0/10 Moderate
Financial impact 5.0/10 Moderate
Literacy barrier 4.0/10 Moderate
Women inclusivity 8.0/10 Good
Awareness 7.0/10 Good
Implementation reliability 7.0/10 Good
Bigger shape means a better fit for citizens
  • Accessibility6.0
  • Financial impact5.0
  • Rural utility7.0
  • Awareness7.0
  • Simplicity5.0
  • Inclusivity8.0

What problem does this scheme solve?

The Integrated Scheme on Agriculture Cooperation (ISAC) aims to enhance cooperative development in agriculture, providing financial assistance to improve economic conditions.

Key challenges addressed

  • Financial assistance for cooperatives
  • Regional imbalances in agricultural development
  • Support for cotton growers

Most beneficial for

  • Agricultural cooperatives
  • Weaker sections
  • Women cooperatives

Likely challenges

  • Complex application process
  • Limited awareness among rural citizens
  • Dependency on cooperative societies

Practical insights for citizens

The scheme's reliance on cooperatives may limit direct access for individual farmers.

Rural challenges

  • Limited awareness of the scheme
  • Dependency on cooperative structures

Digital challenges

  • Limited access to digital resources

Implementation bottlenecks

  • Complex eligibility criteria
  • Need for local cooperative support

Awareness challenges

  • Low visibility in rural areas

Application analysis

Application mode
Offline office
Documents burden
Low
Verification complexity
Moderate
Office dependency
High
DBT dependency
Low
CSC support
Limited
Estimated citizen effort
Moderate

Estimated beneficiary reach

  • Rural / urban reach High
  • Gender reach Moderate

Benefit analysis

Benefit type
In Kind
Benefit frequency
One-time grant for projects
Benefit practicality
Practical for cooperatives but may not directly benefit individual farmers
Financial meaningfulness
Moderate, depending on project type and location
Long-term impact
Potentially significant if cooperatives are effectively supported

Plain-language guidance

The ISAC scheme helps agricultural cooperatives get financial support to improve their operations. It focuses on enhancing economic conditions and reducing regional disparities.

Who should apply
Agricultural cooperatives and societies involved in farming activities.
Who may struggle
Individual farmers and those unfamiliar with cooperative structures.
Best application route
Apply through the local Registrar of Cooperative Societies or NCDC regional offices.

This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.

Application Process

Offline

  • Cooperative societies intending to avail NCDC’s assistance may contact the Office of Registrar of Cooperative Societies(RCS)/ Commissioner in charge of the specific programme / Agriculture & Cooperation Department/ Regional Offices of NCDC. - The list of NCDC’s Regional Offices, its jurisdiction, contact numbers, email address etc. are available in NCDC’s website under the heading “Regional Directorate”. - The Common Loan Application Forms for various activities are also available in NCDC’s website under heading “Application Form” .

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

What is the ISAC scheme?

The ISAC scheme is a Central Sector Scheme of the Ministry of Agriculture and Farmers Welfare, Government of India. The scheme is being implemented through the National Cooperative Development Corporation (NCDC).

What are the objectives of the ISAC scheme?

The main objectives of the ISAC scheme are to: 1. Provide financial assistance to cooperatives to improve their economic conditions. 2. Remove regional imbalances and speed up cooperative development in agricultural and allied sectors. 3. Help cotton growers to get better prices for their produce by adding value to it and ensuring that decentralized weavers have access to quality yarn at reasonable rates. 4. Promote overall development of selected districts in the country through cooperative efforts in agriculture and allied sectors. 5. Assist National Level Cooperative Federation/Multi State Cooperative Societies (MSCS) in the agriculture and allied sector to undertake promotional and skill development activities.

Who is eligible for the ISAC scheme?
  1. Be registered under the Cooperative Societies Act of the respective state. 2. Be undertaking activities related to agriculture and allied sectors, such as marketing, storage, processing of agricultural produce, and supply of agricultural inputs. 3 .Be financially viable and have a good track record. 4. Be eligible for financial assistance from the NCDC.
What types of projects are eligible for financial assistance under the ISAC scheme?
  1. Construction of godowns, cold storages, and processing units 2. Purchase of machinery and equipment 3. Development of marketing infrastructure 4. Training and capacity building of cooperative members
What is the amount of financial assistance available under the ISAC scheme?

The amount of financial assistance available under the ISAC scheme varies depending on the type of project and the location of the cooperative. For example, cooperatives located in cooperatively least developed states are eligible for a higher grant-in-aid than cooperatives located in cooperatively developed states.

How can cooperatives apply for financial assistance under the ISAC scheme?

Cooperatives can apply for financial assistance under the ISAC scheme by submitting a project proposal to the NCDC. The project proposal must include a detailed description of the project, its cost, and its benefits.

What is the selection process for the ISAC scheme?

The selection process takes into account the following factors: 1. The technical feasibility of the project 2. The financial viability of the project 3. The benefits of the project to the cooperative and its members 4. The impact of the project on the overall development of the region

When are the results of the ISAC scheme selection process announced?

The results of the ISAC scheme selection process are typically announced within a few weeks of the deadline for submitting project proposals.

What are the benefits of the ISAC scheme for cooperatives?

The ISAC scheme provides a number of benefits to cooperatives, including: 1. Financial assistance to improve their economic conditions 2. Access to technology and training 3. Support for developing new markets 4. Help to expand their operations and reach

References

Details
https://wep.gov.in/resource-details?slug=the-central-sector-integrated-scheme-on-agricultur
Guidelines
https://www.ncdc.in/documents/notice-circular/2817230419Guidelines_CSISAC.pdf
Official Website
https://www.ncdc.in/

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Frequently asked questions

What is the purpose of Integrated Scheme on Agriculture Cooperation?
Integrated Scheme on Agriculture Cooperation is a government welfare initiative designed to support Infra, Individual through benefits related to Agriculture,Rural & Environment, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
Who can apply for Integrated Scheme on Agriculture Cooperation?
Eligibility for Integrated Scheme on Agriculture Cooperation may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
What benefits are offered under Integrated Scheme on Agriculture Cooperation?
Benefits under Integrated Scheme on Agriculture Cooperation may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
Which department manages Integrated Scheme on Agriculture Cooperation?
Integrated Scheme on Agriculture Cooperation is managed by Department of Agriculture and Cooperation and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
Can users apply online for Integrated Scheme on Agriculture Cooperation?
Yes, eligible applicants may be able to apply online for Integrated Scheme on Agriculture Cooperation through official government portals, authorised service centres, or digital application systems depending on the implementation process.
Is Aadhaar mandatory for Integrated Scheme on Agriculture Cooperation?
Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
Where can users apply for Integrated Scheme on Agriculture Cooperation?
Applications for Integrated Scheme on Agriculture Cooperation may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
What documents may be required for Integrated Scheme on Agriculture Cooperation?
Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
Is income certificate required for Integrated Scheme on Agriculture Cooperation?
Income certificate requirements may vary depending on beneficiary category, subsidy eligibility, and financial assistance criteria defined under Integrated Scheme on Agriculture Cooperation.
Is Integrated Scheme on Agriculture Cooperation a central government scheme?
Yes, Integrated Scheme on Agriculture Cooperation is a central government welfare initiative that may be implemented across multiple states through authorised departments and agencies.
Can small and marginal farmers apply for Integrated Scheme on Agriculture Cooperation?
Eligible small and marginal farmers may apply for Integrated Scheme on Agriculture Cooperation subject to land ownership records, income eligibility, and agricultural beneficiary criteria.
Does Integrated Scheme on Agriculture Cooperation provide subsidy support for farmers?
Integrated Scheme on Agriculture Cooperation may provide agricultural subsidies, financial assistance, crop support, irrigation benefits, insurance coverage, or farming-related welfare assistance depending on the scheme structure.
Can CSC centres help users apply for Integrated Scheme on Agriculture Cooperation?
Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
How can users check the latest updates for Integrated Scheme on Agriculture Cooperation?
Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
Are there deadlines for applying to Integrated Scheme on Agriculture Cooperation?
Some schemes may operate through fixed application windows, annual registration cycles, or department-specific deadlines depending on scheme implementation policies.
Can beneficiaries track application status for Integrated Scheme on Agriculture Cooperation?
Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
Where can users get help for Integrated Scheme on Agriculture Cooperation in All India?
Users in All India may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
Which nearby public services may help with Integrated Scheme on Agriculture Cooperation applications?
Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.