What is the purpose of Insurance Scheme for the Construction Workers?

Insurance Scheme for the Construction Workers is a government welfare initiative designed to support Individual, Individual through benefits related to Social welfare & Empowerment, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.

Who can apply for Insurance Scheme for the Construction Workers?

Eligibility for Insurance Scheme for the Construction Workers may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.

What benefits are offered under Insurance Scheme for the Construction Workers?

Benefits under Insurance Scheme for the Construction Workers may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.

Which department manages Insurance Scheme for the Construction Workers?

Insurance Scheme for the Construction Workers is managed by Labour & Employment Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.

Can users apply online for Insurance Scheme for the Construction Workers?

Yes, eligible applicants may be able to apply online for Insurance Scheme for the Construction Workers through official government portals, authorised service centres, or digital application systems depending on the implementation process.

Is Aadhaar mandatory for Insurance Scheme for the Construction Workers?

Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.

Where can users apply for Insurance Scheme for the Construction Workers?

Applications for Insurance Scheme for the Construction Workers may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.

What documents may be required for Insurance Scheme for the Construction Workers?

Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.

Is Insurance Scheme for the Construction Workers available in all states?

No, Insurance Scheme for the Construction Workers is primarily available for eligible residents of Dadra & Nagar Haveli and Daman & Diu and may be implemented through state government departments and local administrative offices.

Can residents outside Dadra & Nagar Haveli and Daman & Diu apply for Insurance Scheme for the Construction Workers?

Eligibility for Insurance Scheme for the Construction Workers is generally limited to residents of Dadra & Nagar Haveli and Daman & Diu unless otherwise specified in the official scheme guidelines.

Does Insurance Scheme for the Construction Workers provide healthcare or insurance support?

Insurance Scheme for the Construction Workers may provide healthcare assistance, insurance coverage, cashless treatment support, medical reimbursement, or hospital-related benefits depending on the scheme structure.

Can beneficiaries use Insurance Scheme for the Construction Workers at government hospitals?

Eligible beneficiaries may be able to access services at empanelled hospitals, government healthcare facilities, or authorised healthcare providers depending on scheme participation rules.

Can CSC centres help users apply for Insurance Scheme for the Construction Workers?

Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.

How can users check the latest updates for Insurance Scheme for the Construction Workers?

Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.

Can beneficiaries track application status for Insurance Scheme for the Construction Workers?

Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.

Where can users get help for Insurance Scheme for the Construction Workers in Dadra & Nagar Haveli and Daman & Diu?

Users in Dadra & Nagar Haveli and Daman & Diu may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.

Which nearby public services may help with Insurance Scheme for the Construction Workers applications?

Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.

Insurance Scheme for the Construction Workers – eligibility, benefits & apply

Scheme profile

DBT (direct benefit transfer): No

Categories: Social welfare & Empowerment

Sub-categories: Insurance

Target beneficiaries: Individual

Tags: Labour, Building Worker, Construction Worker, Insurance

Details

The "Insurance Scheme for the Construction Workers" by the Building and Other Construction Workers Welfare Board, Labour Department, U.T. Administration of Dadra and Nagar Haveli and Daman and Diu, is a welfare scheme for the registered workers of the board. Under this scheme, beneficiaries shall be enrolled under the “Pradhan Mantri Suraksha Bima Yojna” and “Pradhan Mantri Jeevan Jyoti Bima Yojna”.

Benefits

Enrollment of beneficiaries under the following schemes:
Pradhan Mantri Suraksha Bima Yojna
Pradhan Mantri Jeevan Jyoti BimaYojna

Enrollment of beneficiaries under the following schemes:

Pradhan Mantri Suraksha Bima Yojna.
Pradhan Mantri Jeevan Jyoti BimaYojna.

Eligibility

For Registration as a Building/ Construction Worker:

The applicant should be a resident of U.T. Administration of Dadra and Nagar Haveli and Daman and Diu.
The applicant should be a Building/ Construction Worker.
The applicant should be between 18 and 60 years.
The applicant should have engaged in any building or other construction work for at least 90 days in a given year.

For the Application of the Welfare Scheme:

The applicant should be a registered member under the Building and Other Construction Workers Welfare Board of U.T. Administration of Dadra and Nagar Haveli and Daman and Diu.

How useful is this scheme?

Public benefit analysis

A practical look at this scheme for citizens

AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.

5.8

/ 10

Public Benefit Score

Accessibility 7.0/10 Good

Rural usefulness 6.0/10 Moderate

Application complexity 5.0/10 Moderate

Financial impact 5.0/10 Moderate

Literacy barrier 2.0/10 Good

Women inclusivity 6.0/10 Moderate

Awareness 4.5/10 Moderate

Implementation reliability 7.0/10 Good

Bigger shape means a better fit for citizens

Accessibility7.0
Financial impact5.0
Rural utility6.0
Awareness4.5
Simplicity5.0
Inclusivity6.0

What problem does this scheme solve?

The scheme provides essential insurance coverage for construction workers, addressing their welfare needs.

Key challenges addressed

Lack of insurance coverage for construction workers
Financial security in case of accidents or death

Most beneficial for

Construction workers
Low-income individuals

Likely challenges

Awareness of the scheme among workers
Complexity in the application process

Practical insights for citizens

Practical but requires effort to navigate local bureaucracy

Rural challenges

Limited awareness in rural areas
Access to local offices may be difficult

Implementation bottlenecks

Dependence on local officials for registration

Awareness challenges

Low awareness among potential beneficiaries

Application analysis

Application mode: Offline office
Documents burden: Minimal, requires basic documents
Verification complexity: Moderate, involves local authority
Office dependency: High, requires interaction with local officials
CSC support: Limited
Estimated citizen effort: Moderate, requires multiple steps

Estimated beneficiary reach

Rural / urban reach Moderate
Gender reach Inclusive
Target income group Low-income construction workers
Occupation reach Construction workers

Benefit analysis

Benefit type: Composite insurance coverage
Benefit frequency: Annual enrollment
Benefit practicality: High, provides essential coverage
Financial meaningfulness: Moderate, significant for low-income workers
Long-term impact: Positive, enhances financial security for workers

Plain-language guidance

This scheme helps construction workers get insurance coverage for accidents and health issues. It is designed for low-income individuals working in construction.

Who should apply: Construction workers aged 18-60 who are residents of Dadra and Nagar Haveli and Daman and Diu.
Who may struggle: Semi-literate individuals and those unfamiliar with the application process.
Best application route: Apply via local office with required documents.

This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.

Application Process

Offline

Registration Process as a Building/ Construction Worker:

Step 1: Application for registration is to be made in the prescribed form and is to be accompanied by prescribed documents and a fee of not more than ₹50/-.
Step 2: Application for registration has to be made to the officer authorized by the Board on this behalf.

Application Process of the Welfare Scheme:

Step 1: A registered worker should request a prescribed format for the application from the officer authorized by the Board and should attach all the mandatory documents (self attested, if required).
Step 2: Application shall be submitted to the Member Secretary (BOCWWB) for this benefit.
> Helpdesk:

BOCW Department:
EMAIL ID: labour-dnh@nic.in
PHONE NUMBER : 0260 - 2642374
ADDRESS:
Old Circuit House Building,
Opposite Bal Bhawan, Silvassa,
Dadra and Nagar Haveli
Pin:- 396230

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

What is the age requirement for registration as a beneficiary under the Building and Other Construction Workers Welfare Board of the U.T. Administration of Dadra and Nagar Haveli and Daman and Diu?: The building worker must be at least 18 years old and not older than 60 years old.
Is there a minimum service requirement to register as a beneficiary?: Yes, the building worker must have completed 90 days of service as a building worker in the preceding 12 months.
Who can apply for the welfare scheme?: Any registered worker of the Board can apply for the welfare scheme.
Who is responsible for registering a worker as a beneficiary?: The officer authorized by the Board is responsible for registering the worker as a beneficiary under the Act.
Who is eligible for registration as a beneficiary of the BOCW Welfare Fund?: Every building worker who is between the age of eighteen and sixty and who has been engaged in any building or other construction work for not less than ninety days during the preceding twelve months is eligible for registration as a beneficiary of the BOCW Welfare Fund under this Act.
What is the procedure for applying for registration?: Application for registration is to be made in the prescribed form and is to be accompanied by prescribed documents and a fee of not more than fifty rupees.
What is the registration fee for becoming a beneficiary of the BOCW Welfare Fund?: The registration fee is not more than fifty rupees.
Is there a specific form for the registration application?: Yes, the application for registration must be made in the prescribed form. You can obtain this form from the authorized officer of the Board.
Where should I collect the application form for this scheme?: The application form should be collected from the officer authorized by the Board.
Where do I submit the application for this welfare scheme?: Submit your welfare scheme application to the Member Secretary of the Building and Other Construction Workers Welfare Board (BOCWWB).
What criteria must an applicant meet to be considered for this benefit?: A registered member under the Building and Other Construction Workers Welfare Board of U.T. Administration of Dadra and Nagar Haveli and Daman and Diu, shall be considered for this benefit.
What kind of assistance is provided under this scheme?: Under this scheme, beneficiaries shall be enrolled under: (I) Pradhan Mantri Suraksha Bima Yojna, (II) Pradhan Mantri Jeevan Jyoti Bima Yojna.

Official links

References

Guidelines: https://www.daman.nic.in/websites/Printing-press-Daman/documents/2020/Extraordinary/Extra%20Ordinary%20No.%2029.pdf

Frequently asked questions

What is the purpose of Insurance Scheme for the Construction Workers?: Insurance Scheme for the Construction Workers is a government welfare initiative designed to support Individual, Individual through benefits related to Social welfare & Empowerment, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
Who can apply for Insurance Scheme for the Construction Workers?: Eligibility for Insurance Scheme for the Construction Workers may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
What benefits are offered under Insurance Scheme for the Construction Workers?: Benefits under Insurance Scheme for the Construction Workers may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
Which department manages Insurance Scheme for the Construction Workers?: Insurance Scheme for the Construction Workers is managed by Labour & Employment Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
Can users apply online for Insurance Scheme for the Construction Workers?: Yes, eligible applicants may be able to apply online for Insurance Scheme for the Construction Workers through official government portals, authorised service centres, or digital application systems depending on the implementation process.
Is Aadhaar mandatory for Insurance Scheme for the Construction Workers?: Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
Where can users apply for Insurance Scheme for the Construction Workers?: Applications for Insurance Scheme for the Construction Workers may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
What documents may be required for Insurance Scheme for the Construction Workers?: Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
Is Insurance Scheme for the Construction Workers available in all states?: No, Insurance Scheme for the Construction Workers is primarily available for eligible residents of Dadra & Nagar Haveli and Daman & Diu and may be implemented through state government departments and local administrative offices.
Can residents outside Dadra & Nagar Haveli and Daman & Diu apply for Insurance Scheme for the Construction Workers?: Eligibility for Insurance Scheme for the Construction Workers is generally limited to residents of Dadra & Nagar Haveli and Daman & Diu unless otherwise specified in the official scheme guidelines.
Does Insurance Scheme for the Construction Workers provide healthcare or insurance support?: Insurance Scheme for the Construction Workers may provide healthcare assistance, insurance coverage, cashless treatment support, medical reimbursement, or hospital-related benefits depending on the scheme structure.
Can beneficiaries use Insurance Scheme for the Construction Workers at government hospitals?: Eligible beneficiaries may be able to access services at empanelled hospitals, government healthcare facilities, or authorised healthcare providers depending on scheme participation rules.
Can CSC centres help users apply for Insurance Scheme for the Construction Workers?: Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
How can users check the latest updates for Insurance Scheme for the Construction Workers?: Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
Can beneficiaries track application status for Insurance Scheme for the Construction Workers?: Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
Where can users get help for Insurance Scheme for the Construction Workers in Dadra & Nagar Haveli and Daman & Diu?: Users in Dadra & Nagar Haveli and Daman & Diu may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
Which nearby public services may help with Insurance Scheme for the Construction Workers applications?: Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.