ISA
Insurance Scheme For Artisans Component of the Development of Handicrafts Scheme
5.9/10Under the scheme "Insurance Scheme For Artisans", artisans are covered under Jana Shree Bima Yojana LIC or any other suitable policy. The premium amount, as stipulated in the insurance policy, is shared, with 50% from the Social Security Fund and the remaining 50% from the Government.
States / UT: Puducherry
Nodal department: Industries and Commerce Department, Puducherry
Scheme for: Individual
Scheme profile
DBT (direct benefit transfer): No
Categories: Banking,Financial Services and Insurance
Sub-categories: Insurance
Target beneficiaries: Individual
Tags: Insurance, Artisans, LIC, Death, Disability
Details
The "Insurance Scheme For Artisans" component of the "Development of Handicrafts" scheme by the Department of Industries and Commerce, Government of Puducherry, was introduced to provide an important welfare measure for handicraft artisans. Under this scheme, artisans are covered under Jana Shree Bima Yojana LIC or any other suitable policy. The premium amount, as stipulated in the insurance policy, is shared, with 50% from the Social Security Fund and the remaining 50% from the Government through DIC.
Benefits
- - Assistance in the case of Natural Death: ₹20,000/-
- Assistance in the case of Death Due to Accident: ₹50,000/-
- Assistance in the case of Permanent Total Disability Due to Accident (Loss of Two Eyes or Two Limbs): ₹50,000/-
- Assistance in the case of Permanent Partial Disability (Loss of One Eye or One Limb Due to Accident): ₹25,000/-
- Assistance in the case of Natural Death: ₹20,000/-.
- Assistance in the case of Death Due to Accident: ₹50,000/-.
- Assistance in the case of Permanent Total Disability Due to Accident (Loss of Two Eyes or Two Limbs): ₹50,000/-.
- Assistance in the case of Permanent Partial Disability (Loss of One Eye or One Limb Due to Accident): ₹25,000/-.
Eligibility
- The applicant should be a handicraft artisan.
- The applicant should be a resident of the Union Territory of Puducherry.
- The applicant should be aged between 18 to 60 years.
- The applicant should comply with the conditions stipulated under the insurance policy.
How useful is this scheme?
A practical look at this scheme for citizens
AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.
- Accessibility5.0
- Financial impact6.0
- Rural utility7.0
- Awareness4.5
- Simplicity5.0
- Inclusivity6.0
What problem does this scheme solve?
The scheme provides essential insurance coverage for artisans, addressing their welfare needs.
Key challenges addressed
- Financial security for artisans in case of death or disability.
Most beneficial for
- Handicraft artisans in Puducherry.
Likely challenges
- Complex application process for semi-literate individuals.
- Limited awareness among potential beneficiaries.
Practical insights for citizens
Practical for those who are aware and can navigate the application process.
Rural challenges
- Limited access to information and application support.
Digital challenges
- Low digital literacy and access to online resources.
Implementation bottlenecks
- Dependence on local authorities for application processing.
Awareness challenges
- Low awareness of the scheme among artisans.
Application analysis
- Application mode
- Offline office
- Documents burden
- Minimal, but requires self-attestation.
- Verification complexity
- Moderate, involves local authority.
- Office dependency
- High, requires visit to District Industries Centre.
- DBT dependency
- No direct benefit transfer involved.
- CSC support
- Limited support available.
- Estimated citizen effort
- Moderate effort required to complete application.
Estimated beneficiary reach
Benefit analysis
- Benefit type
- Cash
- Benefit frequency
- One-time assistance upon qualifying event.
- Benefit practicality
- Practical for immediate financial needs.
- Financial meaningfulness
- Moderately meaningful for low-income artisans.
- Long-term impact
- Provides a safety net, but limited long-term financial security.
Plain-language guidance
This scheme offers insurance coverage for artisans in Puducherry, providing financial assistance in case of death or disability. It aims to support their welfare needs.
- Who should apply
- Handicraft artisans aged 18 to 60 residing in Puducherry.
- Who may struggle
- Semi-literate individuals and those unfamiliar with the application process.
- Best application route
- Apply directly at the District Industries Centre in Puducherry.
This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.
Application Process
Offline
Step 1: The interested applicant should take print of the prescribed format of the application form.
Step 2: In the application form, fill in all the mandatory fields, paste the passport-sized photograph (signed across, if required), and attach copies of all the mandatory documents (self-attest, if required).
Step 3: The interested applicant should visit (on a working day, and during office hours) the Project Manager of the District Industries Centre (Thattanchavady, Puducherry - 605 009), and submit the duly filled and signed application form and the documents to the concerned authority.
Step 4: On receipt of the application, necessary entries will be made in the application receipt register and a unique number is assigned to the applicant for identifying each applicant which shall be used for all further references and also as acknowledgement for the receipt of the application.
Clarifications
Additional points from the scheme information published on myScheme (not legal advice).
- What is the primary objective of the "Insurance Scheme For Artisans" introduced by the Department of Industries and Commerce, Government of Puducherry?
The scheme aims to provide welfare measures for handicraft artisans by offering insurance coverage.
- How is the premium amount shared under the Insurance Scheme For Artisans, and what are the funding sources?
The premium is shared, with 50% from the Social Security Fund and the remaining 50% from the Government through DIC.
- What are the benefits provided under the scheme in the case of natural death?
The scheme provides ₹20,000/- as assistance in the case of natural death.
- In the event of death due to an accident, what assistance does the Insurance Scheme For Artisans offer?
The scheme provides ₹50,000/- as assistance in the case of death due to an accident.
- What is the assistance amount provided for permanent total disability due to an accident under the scheme?
₹50,000/- is provided in the case of permanent total disability due to an accident (loss of two eyes or two limbs).
- How much assistance is offered for permanent partial disability due to an accident under the Insurance Scheme For Artisans?
₹25,000/- is provided for permanent partial disability (loss of one eye or one limb due to an accident).
- Who is eligible to apply for the Insurance Scheme For Artisans?
Handicraft artisans residing in the Union Territory of Puducherry aged between 18 to 60 years are eligible.
- Where can one find the Citizen's Charter for the Department of Industries and Commerce, Government of Puducherry?
The Citizen's Charter is available at https://dic.py.gov.in/sites/default/files/citizencharter.pdf.
- How can individuals contact the Department of Industries and Commerce, Government of Puducherry?
Individuals can contact the department through the provided link: https://dic.py.gov.in/contact-us.
- Where can applicants download the necessary application forms for the scheme?
Application forms can be downloaded from https://dic.py.gov.in/application-forms-download-area.
- Is there a mechanism for grievance redressal related to the Insurance Scheme For Artisans?
Yes, there is a grievance redressal mechanism available at https://industry.py.gov.in/grievance-redressal-mechanism.
- What is the age range for applicants eligible for the Insurance Scheme For Artisans?
Applicants should be aged between 18 to 60 years to be eligible for the scheme.
- What does the assistance amount to in the case of death due to an accident under the Insurance Scheme For Artisans?
₹50,000/- is provided as assistance in the case of death due to an accident.
Official links
References
- Guidelines
- https://dic.py.gov.in/development-of-handicrafts
- Citizen's Charter
- https://dic.py.gov.in/sites/default/files/citizencharter.pdf
- Contact Us
- https://dic.py.gov.in/contact-us
- Grievance Redressal
- https://industry.py.gov.in/grievance-redressal-mechanism
Apply
Apply nowOpens the official application or programme portal in a new tab. If in doubt, confirm details on the ministry site.
Frequently asked questions
- What is the purpose of Insurance Scheme For Artisans Component of the Development of Handicrafts Scheme?
- Insurance Scheme For Artisans Component of the Development of Handicrafts Scheme is a government welfare initiative designed to support Individual, Individual through benefits related to Banking,Financial Services and Insurance, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
- Who can apply for Insurance Scheme For Artisans Component of the Development of Handicrafts Scheme?
- Eligibility for Insurance Scheme For Artisans Component of the Development of Handicrafts Scheme may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
- What benefits are offered under Insurance Scheme For Artisans Component of the Development of Handicrafts Scheme?
- Benefits under Insurance Scheme For Artisans Component of the Development of Handicrafts Scheme may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
- Which department manages Insurance Scheme For Artisans Component of the Development of Handicrafts Scheme?
- Insurance Scheme For Artisans Component of the Development of Handicrafts Scheme is managed by Industries and Commerce Department, Puducherry and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
- Can users apply online for Insurance Scheme For Artisans Component of the Development of Handicrafts Scheme?
- Yes, eligible applicants may be able to apply online for Insurance Scheme For Artisans Component of the Development of Handicrafts Scheme through official government portals, authorised service centres, or digital application systems depending on the implementation process.
- Is Aadhaar mandatory for Insurance Scheme For Artisans Component of the Development of Handicrafts Scheme?
- Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
- Where can users apply for Insurance Scheme For Artisans Component of the Development of Handicrafts Scheme?
- Applications for Insurance Scheme For Artisans Component of the Development of Handicrafts Scheme may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
- What documents may be required for Insurance Scheme For Artisans Component of the Development of Handicrafts Scheme?
- Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
- Is Insurance Scheme For Artisans Component of the Development of Handicrafts Scheme available in all states?
- No, Insurance Scheme For Artisans Component of the Development of Handicrafts Scheme is primarily available for eligible residents of Puducherry and may be implemented through state government departments and local administrative offices.
- Can residents outside Puducherry apply for Insurance Scheme For Artisans Component of the Development of Handicrafts Scheme?
- Eligibility for Insurance Scheme For Artisans Component of the Development of Handicrafts Scheme is generally limited to residents of Puducherry unless otherwise specified in the official scheme guidelines.
- Does Insurance Scheme For Artisans Component of the Development of Handicrafts Scheme provide healthcare or insurance support?
- Insurance Scheme For Artisans Component of the Development of Handicrafts Scheme may provide healthcare assistance, insurance coverage, cashless treatment support, medical reimbursement, or hospital-related benefits depending on the scheme structure.
- Can beneficiaries use Insurance Scheme For Artisans Component of the Development of Handicrafts Scheme at government hospitals?
- Eligible beneficiaries may be able to access services at empanelled hospitals, government healthcare facilities, or authorised healthcare providers depending on scheme participation rules.
- Can CSC centres help users apply for Insurance Scheme For Artisans Component of the Development of Handicrafts Scheme?
- Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
- How can users check the latest updates for Insurance Scheme For Artisans Component of the Development of Handicrafts Scheme?
- Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
- Can beneficiaries track application status for Insurance Scheme For Artisans Component of the Development of Handicrafts Scheme?
- Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
- Where can users get help for Insurance Scheme For Artisans Component of the Development of Handicrafts Scheme in Puducherry?
- Users in Puducherry may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
- Which nearby public services may help with Insurance Scheme For Artisans Component of the Development of Handicrafts Scheme applications?
- Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.