What is the purpose of Indira Gandhi National Old Age Pension Scheme- Bihar?

Indira Gandhi National Old Age Pension Scheme- Bihar is a government welfare initiative designed to support Individual, Individual through benefits related to Social welfare & Empowerment, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.

Who can apply for Indira Gandhi National Old Age Pension Scheme- Bihar?

Eligibility for Indira Gandhi National Old Age Pension Scheme- Bihar may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.

What benefits are offered under Indira Gandhi National Old Age Pension Scheme- Bihar?

Benefits under Indira Gandhi National Old Age Pension Scheme- Bihar may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.

Which department manages Indira Gandhi National Old Age Pension Scheme- Bihar?

Indira Gandhi National Old Age Pension Scheme- Bihar is managed by Social Welfare Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.

Can users apply online for Indira Gandhi National Old Age Pension Scheme- Bihar?

Yes, eligible applicants may be able to apply online for Indira Gandhi National Old Age Pension Scheme- Bihar through official government portals, authorised service centres, or digital application systems depending on the implementation process.

Is Aadhaar mandatory for Indira Gandhi National Old Age Pension Scheme- Bihar?

Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.

Where can users apply for Indira Gandhi National Old Age Pension Scheme- Bihar?

Applications for Indira Gandhi National Old Age Pension Scheme- Bihar may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.

What documents may be required for Indira Gandhi National Old Age Pension Scheme- Bihar?

Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.

Is Indira Gandhi National Old Age Pension Scheme- Bihar available in all states?

No, Indira Gandhi National Old Age Pension Scheme- Bihar is primarily available for eligible residents of Bihar and may be implemented through state government departments and local administrative offices.

Can residents outside Bihar apply for Indira Gandhi National Old Age Pension Scheme- Bihar?

Eligibility for Indira Gandhi National Old Age Pension Scheme- Bihar is generally limited to residents of Bihar unless otherwise specified in the official scheme guidelines.

Is Indira Gandhi National Old Age Pension Scheme- Bihar only for women beneficiaries?

Indira Gandhi National Old Age Pension Scheme- Bihar is primarily intended to support eligible women beneficiaries through welfare assistance, financial support, skill development, healthcare, or social security initiatives.

Does Indira Gandhi National Old Age Pension Scheme- Bihar support self-employment or financial assistance for women?

Depending on scheme guidelines, Indira Gandhi National Old Age Pension Scheme- Bihar may provide loans, subsidies, training support, self-employment assistance, or financial welfare benefits for women.

Who is eligible for pension benefits under Indira Gandhi National Old Age Pension Scheme- Bihar?

Eligibility may depend on age, income category, social welfare criteria, disability status, widow status, or senior citizen classification defined under the scheme.

How are pension benefits provided under Indira Gandhi National Old Age Pension Scheme- Bihar?

Pension assistance under Indira Gandhi National Old Age Pension Scheme- Bihar may be transferred through direct benefit transfer (DBT), linked bank accounts, post office accounts, or welfare department payment systems.

Can CSC centres help users apply for Indira Gandhi National Old Age Pension Scheme- Bihar?

Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.

How can users check the latest updates for Indira Gandhi National Old Age Pension Scheme- Bihar?

Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.

Can beneficiaries track application status for Indira Gandhi National Old Age Pension Scheme- Bihar?

Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.

Where can users get help for Indira Gandhi National Old Age Pension Scheme- Bihar in Bihar?

Users in Bihar may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.

Which nearby public services may help with Indira Gandhi National Old Age Pension Scheme- Bihar applications?

Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.

IGNOAPSB

Indira Gandhi National Old Age Pension Scheme- Bihar

6.0/10

Under this scheme, a monthly pension is provided to elderly people (women/men) aged 60 years or above belonging to Below Poverty Line (BPL) families to support them financially. This scheme is centrally sponsored.

State Cash

States / UT: Bihar

Nodal department: Social Welfare Department

Scheme for: Individual

Scheme profile

DBT (direct benefit transfer): Yes

Categories: Social welfare & Empowerment

Sub-categories: Pension

Target beneficiaries: Individual

Tags: Indira Gandhi, Old Age, Pension, Senior Citizen, BPL

Details

The scheme "Indira Gandhi National Old Age Pension Scheme" is implemented by the Social Welfare Department, Government of Bihar. Under this scheme, a monthly pension is provided to elderly people (women/men) aged 60 years or above belonging to Below Poverty Line (BPL) families to support them financially. This scheme is centrally sponsored.
Objective:
The objective of this scheme is to provide social security to the elderly people of the poor family of the society by providing them financial assistance.

Benefits

Under this scheme, eligible beneficiaries will receive monthly pension as follows:
Beneficiaries aged 60 to 79 years: ₹400/- per month
Beneficiaries aged 80 years or above: ₹500/- per month Note: The pension amount is being paid to the beneficiaries under the Direct Benefit Transfer (DBT) process. In this process, the pension amount is paid directly into the accounts of the beneficiaries through PFMS from the state level on the basis of the account number provided by the beneficiaries

Under this scheme, eligible beneficiaries will receive monthly pension as follows:

Beneficiaries aged 60 to 79 years: ₹400/- per month
Beneficiaries aged 80 years or above: ₹500/- per month

Note: The pension amount is being paid to the beneficiaries under the Direct Benefit Transfer (DBT) process. In this process, the pension amount is paid directly into the accounts of the beneficiaries through PFMS from the state level on the basis of the account number provided by the beneficiaries.

Eligibility

The applicant (Woman/Man) should be a resident of Bihar.
The applicant should be a senior citizen.
The applicant should be 60 years of age or older.
The applicant should belong to a Below Poverty Line (BPL) family.
The applicant should not be receiving pension benefits under any social security scheme.

How useful is this scheme?

Public benefit analysis

A practical look at this scheme for citizens

AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.

6.0

/ 10

Public Benefit Score

Accessibility 7.0/10 Good

Rural usefulness 7.0/10 Good

Application complexity 5.0/10 Moderate

Financial impact 4.0/10 Moderate

Literacy barrier 4.0/10 Moderate

Women inclusivity 8.0/10 Good

Awareness 4.5/10 Moderate

Implementation reliability 7.0/10 Good

Bigger shape means a better fit for citizens

Accessibility7.0
Financial impact4.0
Rural utility7.0
Awareness4.5
Simplicity5.0
Inclusivity8.0

What problem does this scheme solve?

The scheme provides essential financial support to elderly individuals from BPL families in Bihar, addressing their social security needs.

Key challenges addressed

Financial insecurity among elderly citizens
Lack of social security for BPL families

Most beneficial for

Elderly citizens aged 60 and above
Women beneficiaries

Likely challenges

Complex application process for semi-literate citizens
Potential delays in benefit disbursement

Practical insights for citizens

Practical for those who can navigate the offline application process, but challenging for the most vulnerable

Rural challenges

Limited access to RTPS counters
Transportation issues for elderly applicants

Digital challenges

Low digital literacy among elderly citizens
Limited access to online resources

Implementation bottlenecks

Delays in processing applications
Inconsistent communication regarding application status

Awareness challenges

Low awareness among potential beneficiaries about the scheme

Application analysis

Application mode: Offline office
Documents burden: Minimal, requires basic identification
Verification complexity: Moderate, involves local authorities
Office dependency: High, requires visits to RTPS counter
DBT dependency: Yes, relies on Direct Benefit Transfer
CSC support: Limited
Estimated citizen effort: Moderate, requires multiple steps

Estimated beneficiary reach

Rural / urban reach High
Gender reach Balanced
Target income group Below Poverty Line (BPL)
Occupation reach Elderly individuals, primarily from low-income backgrounds

Benefit analysis

Benefit type: Cash
Benefit frequency: Monthly
Benefit practicality: Practical, but dependent on timely processing
Financial meaningfulness: Moderate, provides essential support but may not cover all needs
Long-term impact: Positive, contributes to financial stability for elderly citizens

Plain-language guidance

This scheme offers monthly pensions to elderly citizens in Bihar who are from Below Poverty Line families. Eligible individuals can apply offline at local government offices.

Who should apply: Elderly individuals aged 60 and above from BPL families in Bihar.
Who may struggle: Semi-literate citizens and those unfamiliar with the application process.
Best application route: Apply at the RTPS counter in your local block office.

This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.

Application Process

Offline

Step 1: To avail of the benefits of this scheme, eligible applicants should submit their duly filled and signed application in the prescribed format, along with the required attachments, at the Right to Public Service (RTPS) counter located at the block office level.
Step 2: Upon submission, applicants will receive an acknowledgment receipt from the RTPS counter, which should be kept for future reference.
Step 3: Applicants will be notified of the application's approval or rejection via SMS or email.
Step 4: If approved, the Sanction Order can be collected from the same RTPS counter where the application was submitted, upon presenting the acknowledgment receipt and a valid identity card.

Complaints & Grievance Redressal:

A special portal has been developed for grievance redressal in relation to the Social Security Pension Scheme (https://www.sspmis.bihar.gov.in/) where the beneficiary can go and register his complaint himself or can call on toll-free number 18003456262 and register his complaint free of cost through helpdesk. - The complaint can be lodged in the office of the Block Development Officer, Sub-divisional Office, Assistant Director, District Social Security Cell/District Child Protection Unit, Director, Social Security Office, and Additional Chief Secretary/Principal Secretary/Secretary, Social Welfare Department. Apart from this, under the Bihar Public Grievance Redressal Rights Act, 2016, the office of the Public Grievance Redressal Officer at the sub-divisional level and the District Public Grievance Redressal Officer at the district level are functioning.

User Manual

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

What is the objective of the scheme?: The objective of this scheme is to provide social security to the elderly people of the poor family of the society by providing them financial assistance.
Who is eligible for the scheme?: To be eligible, an applicant must be a resident of Bihar, 60 years of age or older, belong to a BPL family, and not receive pension benefits from any other social security scheme.
How much pension is provided under the scheme?: Beneficiaries aged 60 to 79 years receive ₹400 per month, while those aged 80 years or above receive ₹500 per month.
How is the pension amount paid to beneficiaries?: The pension amount is paid directly into the beneficiaries' bank accounts through the Direct Benefit Transfer (DBT) process, using the account number provided by the beneficiary.
How can I apply for the scheme?: Eligible applicants can submit their duly filled and signed application forms at the Right to Public Service (RTPS) counter located at the block office level, along with the required documents.
How can I collect the Sanction Order after approval?: The Sanction Order can be collected from the RTPS counter where you submitted your application, upon presenting the acknowledgment receipt and a valid identity card.
What should I do if my application is rejected?: If your application is rejected, you will be notified of the reasons. You can address the issues and reapply or seek assistance from the concerned authorities.
Can both men and women apply for the scheme?: Yes, both elderly men and women who meet the eligibility criteria can apply for the scheme.
What should I do if I do not receive my pension on time?: You can lodge a complaint through the grievance redressal portal (https://www.sspmis.bihar.gov.in/) or by calling the toll-free number 18003456262.
Can I receive this pension if I am already receiving another pension?: No, beneficiaries who are already receiving pension benefits under any other social security scheme are not eligible for this pension.

Official links

References

Guidelines: https://state.bihar.gov.in/cache/39/Chhatra%20Yojna/Mukhyamantri%20Samajik%20Sahayata%20Evam%20Protsahan%20Chhatra%20Yojna/IGNOAPS.pdf
Scheme Details: https://state.bihar.gov.in/cache/39/Chhatra%20Yojna/Mukhyamantri%20Samajik%20Sahayata%20Evam%20Protsahan%20Chhatra%20Yojna/Mukhyamantri%20Samajik%20Sahayata%20Evam%20Protsahan%20Chhatra%20Yojna.pdf
Application Format: https://cdn.s3waas.gov.in/s30d0fd7c6e093f7b804fa0150b875b868/uploads/2018/03/2018031737.pdf
Official Website: https://state.bihar.gov.in/socialwelfare/CitizenHome.html
SSPMIS Portal: https://www.sspmis.bihar.gov.in/

Apply

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Frequently asked questions

What is the purpose of Indira Gandhi National Old Age Pension Scheme- Bihar?: Indira Gandhi National Old Age Pension Scheme- Bihar is a government welfare initiative designed to support Individual, Individual through benefits related to Social welfare & Empowerment, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
Who can apply for Indira Gandhi National Old Age Pension Scheme- Bihar?: Eligibility for Indira Gandhi National Old Age Pension Scheme- Bihar may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
What benefits are offered under Indira Gandhi National Old Age Pension Scheme- Bihar?: Benefits under Indira Gandhi National Old Age Pension Scheme- Bihar may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
Which department manages Indira Gandhi National Old Age Pension Scheme- Bihar?: Indira Gandhi National Old Age Pension Scheme- Bihar is managed by Social Welfare Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
Can users apply online for Indira Gandhi National Old Age Pension Scheme- Bihar?: Yes, eligible applicants may be able to apply online for Indira Gandhi National Old Age Pension Scheme- Bihar through official government portals, authorised service centres, or digital application systems depending on the implementation process.
Is Aadhaar mandatory for Indira Gandhi National Old Age Pension Scheme- Bihar?: Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
Where can users apply for Indira Gandhi National Old Age Pension Scheme- Bihar?: Applications for Indira Gandhi National Old Age Pension Scheme- Bihar may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
What documents may be required for Indira Gandhi National Old Age Pension Scheme- Bihar?: Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
Is Indira Gandhi National Old Age Pension Scheme- Bihar available in all states?: No, Indira Gandhi National Old Age Pension Scheme- Bihar is primarily available for eligible residents of Bihar and may be implemented through state government departments and local administrative offices.
Can residents outside Bihar apply for Indira Gandhi National Old Age Pension Scheme- Bihar?: Eligibility for Indira Gandhi National Old Age Pension Scheme- Bihar is generally limited to residents of Bihar unless otherwise specified in the official scheme guidelines.
Is Indira Gandhi National Old Age Pension Scheme- Bihar only for women beneficiaries?: Indira Gandhi National Old Age Pension Scheme- Bihar is primarily intended to support eligible women beneficiaries through welfare assistance, financial support, skill development, healthcare, or social security initiatives.
Does Indira Gandhi National Old Age Pension Scheme- Bihar support self-employment or financial assistance for women?: Depending on scheme guidelines, Indira Gandhi National Old Age Pension Scheme- Bihar may provide loans, subsidies, training support, self-employment assistance, or financial welfare benefits for women.
Who is eligible for pension benefits under Indira Gandhi National Old Age Pension Scheme- Bihar?: Eligibility may depend on age, income category, social welfare criteria, disability status, widow status, or senior citizen classification defined under the scheme.
How are pension benefits provided under Indira Gandhi National Old Age Pension Scheme- Bihar?: Pension assistance under Indira Gandhi National Old Age Pension Scheme- Bihar may be transferred through direct benefit transfer (DBT), linked bank accounts, post office accounts, or welfare department payment systems.
Can CSC centres help users apply for Indira Gandhi National Old Age Pension Scheme- Bihar?: Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
How can users check the latest updates for Indira Gandhi National Old Age Pension Scheme- Bihar?: Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
Can beneficiaries track application status for Indira Gandhi National Old Age Pension Scheme- Bihar?: Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
Where can users get help for Indira Gandhi National Old Age Pension Scheme- Bihar in Bihar?: Users in Bihar may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
Which nearby public services may help with Indira Gandhi National Old Age Pension Scheme- Bihar applications?: Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.