IACAB

Immediate Assistance in Case of Accident to the Beneficiary

5.8/10

The "Immediate Assistance in Case of Accident to the Beneficiary" scheme was launched by the Manipur Building and Other Construction Workers' Welfare Board & aims to provide financial assistance to registered building workers and their families in case of worker accidents, disabilities, or death.

State Cash

States / UT: Manipur

Nodal department: Labour and Employment Department

Scheme for: Family

Scheme profile

DBT (direct benefit transfer): No

Categories: Social welfare & Empowerment

Sub-categories: Crisis/Disaster/Accident, Financial assistance

Target beneficiaries: Individual, Family

Tags: Financial Assistance, Person With Disability, Death, Accident, Construction Worker

Details

The "Immediate Assistance in Case of Accident to the Beneficiary" scheme was launched by the Manipur Building & Other Construction Workers' Welfare Board. The scheme aims to provide financial assistance to registered building workers in cases of accidents, disabilities, or death due to accidents. Workers hospitalized for five or more days due to an accident are given immediate assistance, and further aid is available for those who suffer disabilities or death resulting from such accidents.

Benefits

  • Financial assistance for hospitalization:
  • ₹5,000/- for the first 5 days
  • ₹500/- per day for the remaining days subject to a maximum of ₹15,000/- Financial assistance for disability caused by accident:
  • ₹25,000/- for upto 25% disability
  • ₹50,000/- for upto 50% disability
  • ₹1,00,000/- for disability above 50%. Financial assistance for Death:
  • ₹1,00,000/- is provided to the nominees or dependents of a beneficiary building worker in case of accidental death
  • ₹2,00,000/- is provided to the nominees or dependents of the beneficiary building worker in case of death due to an accident during employment
  • ₹5,000/- provided to the kin of the deceased building worker or to the worker in case of a dependent's death

Financial assistance for hospitalization:

  • ₹5,000/- for the first 5 days
  • ₹500/- per day for the remaining days subject to a maximum of ₹15,000/-

Financial assistance for disability caused by accident:

  • ₹25,000/- for upto 25% disability.

  • ₹50,000/- for upto 50% disability.

  • ₹1,00,000/- for disability above 50%.

Financial assistance for Death:

  • ₹1,00,000/- is provided to the nominees or dependents of a beneficiary building worker in case of accidental death.
  • ₹2,00,000/- is provided to the nominees or dependents of the beneficiary building worker in case of death due to an accident during employment.
  • ₹5,000/- provided to the kin of the deceased building worker or to the worker in case of a dependent's death.

Eligibility

For Accidental Case:

  1. The construction worker should be registered under the Manipur Building and Other Construction Workers' Welfare Board.
  2. The construction worker should not be covered by the Group Insurance Scheme undertaken by the Board.

For Accidental Death:

  1. The applicant should be the nominee/dependent of the deceased construction worker.
  2. The deceased construction worker should be registered with the Manipur Building and Other Construction Workers' Welfare Board.
  3. The deceased construction worker should not be covered by the Group Insurance Scheme undertaken by the Board.

For Disability:

  1. The construction worker should be registered under the Manipur Building and Other Construction Workers' Welfare Board.
  2. The construction worker should be disabled due to an accident.
  3. The deceased construction worker should not be covered by the Group Insurance Scheme undertaken by the Board.

How useful is this scheme?

Public benefit analysis

A practical look at this scheme for citizens

AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.

5.8
/ 10
Public Benefit Score
Accessibility 6.0/10 Moderate
Rural usefulness 6.0/10 Moderate
Application complexity 5.0/10 Moderate
Financial impact 6.0/10 Moderate
Literacy barrier 4.0/10 Moderate
Women inclusivity 5.0/10 Moderate
Awareness 4.5/10 Moderate
Implementation reliability 7.0/10 Good
Bigger shape means a better fit for citizens
  • Accessibility6.0
  • Financial impact6.0
  • Rural utility6.0
  • Awareness4.5
  • Simplicity5.0
  • Inclusivity5.0

What problem does this scheme solve?

The scheme provides essential financial assistance to construction workers and their families in case of accidents, disabilities, or death, addressing a critical need in the sector.

Key challenges addressed

  • Financial support during hospitalization
  • Compensation for disabilities caused by accidents
  • Support for families in case of accidental death

Most beneficial for

  • Registered construction workers
  • Families of deceased workers
  • Workers with disabilities due to accidents

Likely challenges

  • Awareness of the scheme among workers
  • Complexity in application process for semi-literate individuals
  • Dependence on physical office visits

Practical insights for citizens

Practical for registered workers but challenging for those unaware of the scheme

Rural challenges

  • Limited awareness of the scheme
  • Difficulties in accessing the Labour Board office

Digital challenges

  • Low digital literacy
  • Limited access to online resources

Implementation bottlenecks

  • Dependence on physical documentation
  • Potential delays in processing applications

Awareness challenges

  • Low awareness among workers about eligibility and benefits

Application analysis

Application mode
Offline office
Documents burden
Minimal, but requires mandatory documents
Verification complexity
Moderate, requires verification of worker registration
Office dependency
High, requires physical submission at the Labour Board
DBT dependency
None
CSC support
Limited
Estimated citizen effort
Moderate, requires multiple steps and follow-ups

Estimated beneficiary reach

  • Rural / urban reach Moderate
  • Gender reach Moderate
  • Target income group Low-income construction workers
  • Occupation reach Construction workers and their families

Benefit analysis

Benefit type
Cash
Benefit frequency
One-time assistance per incident
Benefit practicality
High, as it provides immediate financial relief
Financial meaningfulness
High, with significant amounts for hospitalization and disability
Long-term impact
Positive, as it supports workers and their families during crises

Plain-language guidance

This scheme offers financial help to construction workers and their families in case of accidents, disabilities, or death. It aims to provide immediate support during tough times.

Who should apply
Registered construction workers and their families
Who may struggle
Semi-literate individuals and those unaware of the scheme
Best application route
Apply directly at the Manipur Building and Other Construction Workers Welfare Board office.

This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.

Application Process

Offline

Step-1: The interested applicant should visit (during office hours) the Manipur Building and Other Construction Workers Welfare Board and request a hard copy of the prescribed format of the application form from the staff exclusively entrusted to issue and collect filled-in applications.
OR
The interested applicant visits the official website and downloads the application form.
Step-2: In the application form, fill in all the mandatory fields, and attach copies of all the mandatory documents (self-attest, if required).
Step-3: Submit the duly filled and signed application form along with the documents to the Labour Board Inspector
Step-4: Request a receipt or acknowledgement from the Labour Board Inspector to whom the application has been submitted. Ensure that the receipt contains essential details such as the date and time of submission, and a unique identification number (if applicable).

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

Who is eligible for accident-related benefits?

Registered building workers are hospitalized for five or more days due to an accident.

Are workers injured but recovering at home eligible for assistance?

Yes, workers in plaster at home due to an accident are also eligible.

Can dependents apply for death benefits?

Yes, nominees or dependents of the deceased worker can apply for benefits.

Is there any insurance coverage for building workers?

If the worker is covered by the Board's Group Insurance Scheme, the death benefit under this scheme does not apply.

What is the funeral assistance offered?

The scheme offers ₹5,000 for funeral expenses in case of the death of the worker or their dependent.

How can one apply for financial assistance?

Workers or their families must submit the application form and required documents to the Manipur Building and Other Construction Workers' Welfare Board.

Is there any coverage for daily wage loss during the hospital stay?

Yes, workers receive ₹500 per day for hospital stays beyond the first five days.

What if a worker dies in a non-work-related accident?

The nominee is eligible for ₹1,00,000 in case of death due to accidents outside of employment.

What documents are needed for disability benefits?

Medical reports certifying the percentage of disability are required.

What is the assistance provided for disabilities caused by accidents?

Financial aid ranges from ₹25,000 to ₹1,00,000 based on the percentage of disability.

What is the maximum financial assistance for hospitalization?

Workers can receive up to ₹15,000 for hospital stays exceeding five days.

References

Guidelines
http://manipurbcwb.in/SchemeDetails?title=immediate+assistance+in+case+of+accident+to+the+beneficiary

Apply

Apply now

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Frequently asked questions

What is the purpose of Immediate Assistance in Case of Accident to the Beneficiary?
Immediate Assistance in Case of Accident to the Beneficiary is a government welfare initiative designed to support Family, Individual, Family through benefits related to Social welfare & Empowerment, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
Who can apply for Immediate Assistance in Case of Accident to the Beneficiary?
Eligibility for Immediate Assistance in Case of Accident to the Beneficiary may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
What benefits are offered under Immediate Assistance in Case of Accident to the Beneficiary?
Benefits under Immediate Assistance in Case of Accident to the Beneficiary may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
Which department manages Immediate Assistance in Case of Accident to the Beneficiary?
Immediate Assistance in Case of Accident to the Beneficiary is managed by Labour and Employment Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
Can users apply online for Immediate Assistance in Case of Accident to the Beneficiary?
Yes, eligible applicants may be able to apply online for Immediate Assistance in Case of Accident to the Beneficiary through official government portals, authorised service centres, or digital application systems depending on the implementation process.
Is Aadhaar mandatory for Immediate Assistance in Case of Accident to the Beneficiary?
Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
Where can users apply for Immediate Assistance in Case of Accident to the Beneficiary?
Applications for Immediate Assistance in Case of Accident to the Beneficiary may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
What documents may be required for Immediate Assistance in Case of Accident to the Beneficiary?
Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
Is Immediate Assistance in Case of Accident to the Beneficiary available in all states?
No, Immediate Assistance in Case of Accident to the Beneficiary is primarily available for eligible residents of Manipur and may be implemented through state government departments and local administrative offices.
Can residents outside Manipur apply for Immediate Assistance in Case of Accident to the Beneficiary?
Eligibility for Immediate Assistance in Case of Accident to the Beneficiary is generally limited to residents of Manipur unless otherwise specified in the official scheme guidelines.
Can CSC centres help users apply for Immediate Assistance in Case of Accident to the Beneficiary?
Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
How can users check the latest updates for Immediate Assistance in Case of Accident to the Beneficiary?
Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
Can beneficiaries track application status for Immediate Assistance in Case of Accident to the Beneficiary?
Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
Where can users get help for Immediate Assistance in Case of Accident to the Beneficiary in Manipur?
Users in Manipur may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
Which nearby public services may help with Immediate Assistance in Case of Accident to the Beneficiary applications?
Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.