Housing Assistance ST

Housing on Individual basis

6.1/10

The 'Housing on Individual basis' scheme provides financial assistance for housing to individuals belonging to Scheduled Tribes (ST) in both rural and urban areas.

State

States / UT: Gujarat

Nodal department: TRIBAL DEVELOPMENT DEPARTMENT

Scheme for: Individual

Scheme profile

DBT (direct benefit transfer): No

Target beneficiaries: Scheduled Tribes (ST)

Tags: Housing, Financial Assistance, ST, Rural, Urban, Gujarat, Government Scheme, Tribal Development, Income Limit, Housing Construction, Direct Benefit Transfer

Details

The 'Housing on Individual basis' scheme provides financial assistance for housing to individuals belonging to Scheduled Tribes (ST) in both rural and urban areas. The annual family income limit is set at Rs. 6,00,000, and eligible applicants can receive an assistance amount of Rs. 1,20,000. The scheme aims to support ST persons across the state in securing housing.

Benefits

  • Financial assistance of Rs. 1,20,000
  • Support for housing construction
  • Applicable for both rural and urban areas

Eligibility

The scheme is applicable to individuals belonging to Scheduled Tribes (ST) with an annual family income limit of Rs. 6,00,000. There are no specific requirements regarding profession, education, or social and economic standards.

How useful is this scheme?

Public benefit analysis

A practical look at this scheme for citizens

AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.

6.1
/ 10
Public Benefit Score
Accessibility 5.0/10 Moderate
Rural usefulness 5.0/10 Moderate
Application complexity 4.5/10 Moderate
Financial impact 9.0/10 Good
Literacy barrier 5.0/10 Moderate
Women inclusivity 7.0/10 Good
Awareness 4.5/10 Moderate
Implementation reliability 6.0/10 Moderate
Bigger shape means a better fit for citizens
  • Accessibility5.0
  • Financial impact9.0
  • Rural utility5.0
  • Awareness4.5
  • Simplicity5.5
  • Inclusivity7.0

What problem does this scheme solve?

The scheme provides essential housing assistance to Scheduled Tribes in Gujarat, addressing a critical need for housing.

Key challenges addressed

  • Lack of housing for Scheduled Tribes
  • Financial barriers to housing construction

Most beneficial for

  • Scheduled Tribes individuals
  • Low-income families

Likely challenges

  • Digital literacy for online application
  • Awareness of the scheme among potential beneficiaries

Practical insights for citizens

Practical for those who can navigate online processes but challenging for the semi-literate.

Rural challenges

  • Limited internet access
  • Lack of awareness about the scheme

Digital challenges

  • High digital dependency for application
  • Need for digital literacy

Implementation bottlenecks

  • Verification delays
  • Potential issues with document submission

Awareness challenges

  • Low awareness among rural ST populations

Application analysis

Application mode
Online portal
Documents burden
Moderate, requires multiple documents
Verification complexity
Moderate, requires verification of documents
Office dependency
Low, primarily online
DBT dependency
High, relies on Direct Benefit Transfer
CSC support
Limited
Estimated citizen effort
Moderate effort required for application

Estimated beneficiary reach

  • Rural / urban reach High
  • Gender reach Moderate
  • Target income group Low-income families
  • Occupation reach General

Benefit analysis

Benefit type
Financial assistance
Benefit frequency
One-time
Benefit practicality
Practical for housing construction
Financial meaningfulness
Moderate, significant for low-income families
Long-term impact
Positive, as it aids in securing stable housing

Plain-language guidance

This scheme helps Scheduled Tribes in Gujarat get financial support for building houses. Eligible individuals can apply online with required documents.

Who should apply
Individuals from Scheduled Tribes with an annual income below ₹6,00,000.
Who may struggle
Those with limited digital skills or access to the internet.
Best application route
Apply via the online portal with necessary documents.

This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.

Application Process

Online

To apply, visit the online application portal at evanbandhu.gujarat.gov.in. Required documents include:

  • A copy of the land map (signed by Talati-cum-Mantri)
  • Aadhar Card
  • Bank Pass Book/Cancelled Cheque
  • Caste Certificate
  • Income Certificate (as per Annexure-II)
  • Land Ownership Acknowledgment Form
  • Original Affidavit of Heirs
  • Ration Card
  • True Copy of House Tax Bill
  • Widow Certificate
  • Written guarantee of not receiving assistance from other sources (as per Annexure-IV)

References

Gujarat schemes directory
https://mariyojana.gujarat.gov.in/Schemeatoz.aspx
Reference (department / portal)
https://tribal.gujarat.gov.in/

Apply

Apply now

Opens the official application or programme portal in a new tab. If in doubt, confirm details on the ministry site.

Frequently asked questions

What is the purpose of Housing on Individual basis?
Housing on Individual basis is a government welfare initiative designed to support Individual, Scheduled Tribes (ST) through benefits related to General, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
Who can apply for Housing on Individual basis?
Eligibility for Housing on Individual basis may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
What benefits are offered under Housing on Individual basis?
Benefits under Housing on Individual basis may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
Which department manages Housing on Individual basis?
Housing on Individual basis is managed by TRIBAL DEVELOPMENT DEPARTMENT and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
Can users apply online for Housing on Individual basis?
Yes, eligible applicants may be able to apply online for Housing on Individual basis through official government portals, authorised service centres, or digital application systems depending on the implementation process.
Is Aadhaar mandatory for Housing on Individual basis?
Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
Where can users apply for Housing on Individual basis?
Applications for Housing on Individual basis may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
What documents may be required for Housing on Individual basis?
Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
Is income certificate required for Housing on Individual basis?
Income certificate requirements may vary depending on beneficiary category, subsidy eligibility, and financial assistance criteria defined under Housing on Individual basis.
Is Housing on Individual basis available in all states?
No, Housing on Individual basis is primarily available for eligible residents of Gujarat and may be implemented through state government departments and local administrative offices.
Can residents outside Gujarat apply for Housing on Individual basis?
Eligibility for Housing on Individual basis is generally limited to residents of Gujarat unless otherwise specified in the official scheme guidelines.
Can CSC centres help users apply for Housing on Individual basis?
Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
How can users check the latest updates for Housing on Individual basis?
Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
Can beneficiaries track application status for Housing on Individual basis?
Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
Where can users get help for Housing on Individual basis in Gujarat?
Users in Gujarat may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
Which nearby public services may help with Housing on Individual basis applications?
Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.