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Grant-in-Aid Scheme To Provide Financial Assistance To The Mahila Mandals/ Women’s Self-help Groups (SWAWLAMBHAN)

6.2/10

The SWAWLAMBHAN Scheme by the Govt. of Goa provides financial assistance to Mahila Mandals/Self-Help Groups for training/orientation for members of the Mahila Mandal/Self-Help Groups for generating their own activity for self-employment.

State Composite

States / UT: Goa

Nodal department: Women and Child Development Department

Scheme for: Infra

Scheme profile

Categories: Social welfare & Empowerment, Business & Entrepreneurship, Women and Child

Sub-categories: Financial assistance, Citizen empowerment, Setting up / start-up / entrepreneurship

Target beneficiaries: Joint Liability Groups (JLGS), Self Help Groups (SHGS)

Tags: Self Help Group, SHG, Employment, Training

Details

The scheme "Grant-in-Aid Scheme to Provide Financial Assistance to the Mahila Mandals/ Women’s Self-help Groups (SWAWLAMBHAN)" by the Directorate of Women And Child Development, Govt. of Goa, provides financial assistance to Mahila Mandals/Self-Help Groups for training/orientation for members of the Mahila Mandal/ Self Help Groups for generating their own activity for self-employment. This Scheme is applicable to all the Mahila Mandals/Women's Self-Help Groups duly registered before the competent authority within the territory of Goa.

Benefits

  • Financial Assistance: ₹20 000/- sanctioned as annual grants. Purpose: For successful functioning in the state of Goa. Financial Assistance: ₹5 000/-. Purpose: For undertaking any gainful self-employment activity training orientation in the activities. For the Master Trainers 1. The Directorate may provide resource persons/ Master Trainers/Instructors for each course of activity through CDPOs. 1. A fixed honorarium of ₹5 000/- will be paid per course..1. Actual Travel Allowance (TA) incurred shall be paid if travelling in the Taluka outside his/her jurisdiction

Financial Assistance: ₹ 20,000/- sanctioned as annual grants.
Purpose: For successful functioning in the state of Goa.

Financial Assistance: ₹ 5,000/-.
Purpose: For undertaking any gainful self-employment activity training orientation in the activities.

For the Master Trainers

  1. The Directorate may provide resource persons/ Master Trainers/Instructors for each course of activity through CDPOs.
  2. A fixed honorarium of ₹ 5,000/- will be paid per course..1. Actual Travel Allowance (TA) incurred shall be paid if travelling in the Taluka outside his/her jurisdiction.

Eligibility

  1. The Mahila Mandals/Women’s Self-Help Groups should have valid registration with the Department of Women & Child Development, Panaji-Goa.
  2. The Mahila Mandals/Women’s Self-Help Groups shall be operating successfully for their members within the State of Goa.
  3. There shall be a minimum of 20 members for training/orientation.

NOTE: The compulsion of 2 years of registration is deleted.

How useful is this scheme?

Public benefit analysis

A practical look at this scheme for citizens

AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.

6.2
/ 10
Public Benefit Score
Accessibility 5.0/10 Moderate
Rural usefulness 8.0/10 Good
Application complexity 5.0/10 Moderate
Financial impact 6.0/10 Moderate
Literacy barrier 2.0/10 Good
Women inclusivity 9.0/10 Good
Awareness 4.5/10 Moderate
Implementation reliability 7.0/10 Good
Bigger shape means a better fit for citizens
  • Accessibility5.0
  • Financial impact6.0
  • Rural utility8.0
  • Awareness4.5
  • Simplicity5.0
  • Inclusivity9.0

What problem does this scheme solve?

The scheme provides essential financial assistance to women's self-help groups, promoting self-employment and empowerment.

Key challenges addressed

  • Financial support for women's self-help groups
  • Training for self-employment activities

Most beneficial for

  • Women in rural areas
  • Self-help groups seeking financial assistance

Likely challenges

  • Complex application process
  • Limited awareness among potential beneficiaries

Practical insights for citizens

The scheme is practical but requires significant effort from applicants to navigate the process.

Rural challenges

  • Limited access to information
  • Transportation issues to local offices

Digital challenges

  • Low digital literacy
  • Limited internet access in rural areas

Implementation bottlenecks

  • Dependence on local authorities for processing applications

Awareness challenges

  • Low awareness of the scheme among potential beneficiaries

Application analysis

Application mode
Offline office
Documents burden
Minimal, but requires registration proof
Verification complexity
Moderate, involves local authorities
Office dependency
High, requires interaction with local CDPO
DBT dependency
No
CSC support
Limited
Estimated citizen effort
Moderate, requires travel and document preparation

Estimated beneficiary reach

  • Rural / urban reach High
  • Gender reach Female
  • Occupation reach Self-employed, agricultural workers

Benefit analysis

Benefit type
Composite
Benefit frequency
Annual
Benefit practicality
Practical for self-help groups to utilize for training and activities.
Financial meaningfulness
Moderate, as the financial assistance can significantly aid small groups.
Long-term impact
Positive, as it encourages self-employment and economic independence for women.

Plain-language guidance

This scheme helps women's self-help groups in Goa get financial support for training and self-employment activities. It aims to empower women by providing them with the resources they need to succeed.

Who should apply
Women’s self-help groups registered in Goa.
Who may struggle
Groups with limited awareness or those unfamiliar with the application process.
Best application route
Apply through the local CDPO office with required documents.

This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.

Application Process

Offline

For the Mahila Mandal/ Self Help Groups

The application in the prescribed format, along with copies of the required documents shall be submitted through the CDPO of the concerned block, Mukhya Sevika at the village level of the respective block, at the cost of ₹ 100/-.

For the Master Trainers/Instructors

The application in the prescribed format, along with copies of the required documents shall be submitted through the CDPO of the concerned block, Mukhya Sevika at the village level of the respective block.

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

How Can Mahila Mandals/Women's Self Help Groups Make The Payment For Registration, And Where Should They Submit The Confirmation Of Payment?

The registration amount of Rs. 1500 can be paid through Demand Draft (DD) or E-payment modes like NEFT, RTGS, OTS, Debit Card/Net Banking. The confirmation of payment should be submitted at the respective taluka level office for the issuance of the Registration Certificate.

What Are The Steps To Register A Mahila Mandal/Women's Self Help Group Under The Department Of Women And Child Development To Avail Benefits Under The Scheme?

The MM/SHGs need to fill the prescribed application form for registration, pay the registration amount of Rs. 1500, and submit required documents like registration certificate, member details, and bank passbook copy to the taluka level office.

Who Is The Implementing Authority Of The Scheme, And What Responsibilities Does This Authority Have?

The CDPO of the concerned block is the implementing authority of the Scheme. Their responsibilities include ensuring effective implementation, conducting monthly meetings, and maintaining records of the Scheme.

Within What Timeframe Should The CDPO Submit The Utilization Certificate, And What Additional Report Should Be Submitted On A Monthly Basis?

The CDPO should submit the utilization certificate within one month. Additionally, the CDPO should submit a monthly progress report for effective implementation of the Scheme.

What Happens To The Registration Certificate If The Mahila Mandal/Women's Self Help Group Dissolves Or Ceases To Exist?

If the group dissolves or ceases to exist, the Registration Certificate issued to avail benefits under the Swawlamban Scheme shall be treated as canceled.

What Is The Process For Replacing Members In Case Of Their Resignation Or Death In The Mahila Mandal/Women's Self Help Group?

In the case of resignation or death of a member, new members can be added by the group through a recorded resolution and intimation to the respective taluka.

How Can The Annual Grant Of Rs. 20,000 Be Utilized By Mahila Mandals/Women's Self Help Groups?

The annual grant of Rs. 20,000 should be used for the purchase of Assets/Infrastructure for the Mahila Mandals/Women's Self Help Groups, such as electronic items, furniture, machinery, or equipment, benefiting the group.

What Records Need To Be Maintained By The Mahila Mandal/Women's Self Help Group Concerning The Training Program And Annual Grants?

The Mahila Mandal/Women's Self Help Group must maintain proper records of bills and vouchers related to the training program and submit them to the CDPO within a week after completion of the program.

What Expenses Are Not Covered By The Government Under The Scheme, Apart From The Financial Assistance?

The government does not cover additional liabilities such as House Rent, Electricity Bill, or Water Bill under the Scheme.

Who Determines The Date, Time, And Place Of The Training Program, And To Whom Should It Be Communicated?

The Mahila Mandal/Women's Self Help Group is responsible for fixing the date, time, and place of the training program, and this information should be informed to the respective Taluka CDPOs.

How Are The Training Programs Selected, And What Is The Maximum Duration Allowed For A Training Course?

Each Mahila Mandal/Women's Self Help Group can apply for one training program at a time. The training duration should not be less than 3 hours in a day for a training course of 15 days.

Can Mahila Mandals/Women's Self Help Groups Claim Financial Assistance As A Right Under The Scheme?

No, the grant of financial assistance under the scheme cannot be claimed as a matter of rights; it is subject to certain conditions and the government's decision.

What Is The Tenure For Which The Order Is Issued To The Master Trainers/Instructors Who Are Selected By The Committee?

The order is issued for a period of 5 years and can be renewed further only if satisfactory reports are received from the Mahila Mandals/Women's Self Help Groups who have availed the services of the trainer.

How Often Does The Committee Meet To Make Decisions, And How Are These Decisions Reached?

The committee generally meets once a quarter or more frequently as needed, and the decisions are made based on the majority of votes among the present members.

Who Are The Members Of The Taluka Level Committee Responsible For Selecting Master Trainers/Instructors?

The committee consists of the CDPO (Child Development Project Officer) of the concerned ICDS (Integrated Child Development Services) Block, who serves as the Chairperson, along with one Mukya Sevika and two Anganwadi Workers from the Department of Women and Child Development as members.

References

Guidelines
https://www.goa.gov.in/wp-content/uploads/2022/08/DWCD-Citizen-Charter-1.pdf

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Frequently asked questions

What is the purpose of Grant-in-Aid Scheme To Provide Financial Assistance To The Mahila Mandals/ Women’s Self-help Groups (SWAWLAMBHAN)?
Grant-in-Aid Scheme To Provide Financial Assistance To The Mahila Mandals/ Women’s Self-help Groups (SWAWLAMBHAN) is a government welfare initiative designed to support Infra, Joint Liability Groups (JLGS), Self Help Groups (SHGS) through benefits related to Social welfare & Empowerment, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
Who can apply for Grant-in-Aid Scheme To Provide Financial Assistance To The Mahila Mandals/ Women’s Self-help Groups (SWAWLAMBHAN)?
Eligibility for Grant-in-Aid Scheme To Provide Financial Assistance To The Mahila Mandals/ Women’s Self-help Groups (SWAWLAMBHAN) may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
What benefits are offered under Grant-in-Aid Scheme To Provide Financial Assistance To The Mahila Mandals/ Women’s Self-help Groups (SWAWLAMBHAN)?
Benefits under Grant-in-Aid Scheme To Provide Financial Assistance To The Mahila Mandals/ Women’s Self-help Groups (SWAWLAMBHAN) may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
Which department manages Grant-in-Aid Scheme To Provide Financial Assistance To The Mahila Mandals/ Women’s Self-help Groups (SWAWLAMBHAN)?
Grant-in-Aid Scheme To Provide Financial Assistance To The Mahila Mandals/ Women’s Self-help Groups (SWAWLAMBHAN) is managed by Women and Child Development Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
Can users apply online for Grant-in-Aid Scheme To Provide Financial Assistance To The Mahila Mandals/ Women’s Self-help Groups (SWAWLAMBHAN)?
Yes, eligible applicants may be able to apply online for Grant-in-Aid Scheme To Provide Financial Assistance To The Mahila Mandals/ Women’s Self-help Groups (SWAWLAMBHAN) through official government portals, authorised service centres, or digital application systems depending on the implementation process.
Is Aadhaar mandatory for Grant-in-Aid Scheme To Provide Financial Assistance To The Mahila Mandals/ Women’s Self-help Groups (SWAWLAMBHAN)?
Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
Where can users apply for Grant-in-Aid Scheme To Provide Financial Assistance To The Mahila Mandals/ Women’s Self-help Groups (SWAWLAMBHAN)?
Applications for Grant-in-Aid Scheme To Provide Financial Assistance To The Mahila Mandals/ Women’s Self-help Groups (SWAWLAMBHAN) may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
What documents may be required for Grant-in-Aid Scheme To Provide Financial Assistance To The Mahila Mandals/ Women’s Self-help Groups (SWAWLAMBHAN)?
Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
Is Grant-in-Aid Scheme To Provide Financial Assistance To The Mahila Mandals/ Women’s Self-help Groups (SWAWLAMBHAN) available in all states?
No, Grant-in-Aid Scheme To Provide Financial Assistance To The Mahila Mandals/ Women’s Self-help Groups (SWAWLAMBHAN) is primarily available for eligible residents of Goa and may be implemented through state government departments and local administrative offices.
Can residents outside Goa apply for Grant-in-Aid Scheme To Provide Financial Assistance To The Mahila Mandals/ Women’s Self-help Groups (SWAWLAMBHAN)?
Eligibility for Grant-in-Aid Scheme To Provide Financial Assistance To The Mahila Mandals/ Women’s Self-help Groups (SWAWLAMBHAN) is generally limited to residents of Goa unless otherwise specified in the official scheme guidelines.
Is Grant-in-Aid Scheme To Provide Financial Assistance To The Mahila Mandals/ Women’s Self-help Groups (SWAWLAMBHAN) only for women beneficiaries?
Grant-in-Aid Scheme To Provide Financial Assistance To The Mahila Mandals/ Women’s Self-help Groups (SWAWLAMBHAN) is primarily intended to support eligible women beneficiaries through welfare assistance, financial support, skill development, healthcare, or social security initiatives.
Does Grant-in-Aid Scheme To Provide Financial Assistance To The Mahila Mandals/ Women’s Self-help Groups (SWAWLAMBHAN) support self-employment or financial assistance for women?
Depending on scheme guidelines, Grant-in-Aid Scheme To Provide Financial Assistance To The Mahila Mandals/ Women’s Self-help Groups (SWAWLAMBHAN) may provide loans, subsidies, training support, self-employment assistance, or financial welfare benefits for women.
Does Grant-in-Aid Scheme To Provide Financial Assistance To The Mahila Mandals/ Women’s Self-help Groups (SWAWLAMBHAN) provide business loan or startup assistance?
Grant-in-Aid Scheme To Provide Financial Assistance To The Mahila Mandals/ Women’s Self-help Groups (SWAWLAMBHAN) may support entrepreneurs, startups, self-employed individuals, MSMEs, or small businesses through financial assistance, subsidies, credit support, or training initiatives.
Is collateral required under Grant-in-Aid Scheme To Provide Financial Assistance To The Mahila Mandals/ Women’s Self-help Groups (SWAWLAMBHAN)?
Collateral requirements may vary depending on the loan amount, implementing agency, financial institution, and government subsidy structure.
Can CSC centres help users apply for Grant-in-Aid Scheme To Provide Financial Assistance To The Mahila Mandals/ Women’s Self-help Groups (SWAWLAMBHAN)?
Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
How can users check the latest updates for Grant-in-Aid Scheme To Provide Financial Assistance To The Mahila Mandals/ Women’s Self-help Groups (SWAWLAMBHAN)?
Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
Can beneficiaries track application status for Grant-in-Aid Scheme To Provide Financial Assistance To The Mahila Mandals/ Women’s Self-help Groups (SWAWLAMBHAN)?
Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
Where can users get help for Grant-in-Aid Scheme To Provide Financial Assistance To The Mahila Mandals/ Women’s Self-help Groups (SWAWLAMBHAN) in Goa?
Users in Goa may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
Which nearby public services may help with Grant-in-Aid Scheme To Provide Financial Assistance To The Mahila Mandals/ Women’s Self-help Groups (SWAWLAMBHAN) applications?
Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.