GOPINATH MUNDE SHETKARI APGHAT SURAKSHA SANUGRAH AUDHAN YOJANA

Gopinath Munde Shetkari Apghat Suraksha Sanugrah Audhan Yojana

6.5/10

In order to give financial support to the aggrieved family members of the ill-fated farmers the State Govt. has provided accident claim cover through Gopinath Munde Shetkari Apghat Suraksha Sanugrah Audhan Yojana in the year 2023-24.

State Cash

States / UT: Maharashtra

Nodal department: Agriculture Department

Scheme for: Family

Scheme profile

DBT (direct benefit transfer): Yes

Scheme open date: 2023-04-19

Categories: Agriculture,Rural & Environment

Sub-categories: Agricultural Inputs- seeds, fertilizer etc.

Target beneficiaries: All

Tags: Compensation, Person With Disability, General, Direct Benefit Transfer, Assistance, Farmer

Details

  1. Farmers are prone to various accidents while performing farming business. Due to death/ disability of earning head of family the family members of farmers have to face critical financial situation.
  2. The said scheme will be applicable for 24 hours of every day during the prescribed period.
  3. Farmers who are registered account holders and any 1 member of farmer's family who is not registered as registered account holder shall remain eligible for benefits under the scheme even if any of these persons suffer an accident or disability.
  4. There is no relevance of this scheme to any other such scheme which is implemented by any other institution or individual farmers. The benefit of this scheme is completely independent.
  5. To get the benefit of this scheme there is no need to submit any other documents than prescribed in the Government Resolution (G.R.).

Benefits

  • The benefits in the form of compensation provided: I)Death - Rs. 2 lakhs II) Disablement - Rs. 1 lakh /- or 2 lakhs a) Loss of one limb or one Eye - Rs. 1 Lakhs b) Loss of two limbs or two Eyes- Rs. 2 lakhs c) Loss of one limb and one Eye - Rs. 2 lakhs

The benefits in the form of compensation provided:

I)Death - Rs. 2 lakhs
II) Disablement - Rs. 1 lakh /- or 2 lakhs a) Loss of one limb or one Eye - Rs. 1 Lakhs b) Loss of two limbs or two Eyes- Rs. 2 lakhs c) Loss of one limb and one Eye - Rs. 2 lakhs


Eligibility

  1. Registered farmer in the age group of 10 -75 years.
  2. Person registered as farmer in Maharashtra as evidenced by 7/12 extract.
  3. All 1.52 crore farmers of the state and one family member from their family.

Exclusions

  1. Natural death
  2. Pre-existing physical or mental defeats, infections
  3. Suicide or attempt of suicide Self-inflicted injury
  4. Activity out of any breach of law or Misfeasance
    5)Under influence of alcohol
  5. Mental disability
  6. Bleeding from inner organ
  7. Motor rallies
  8. War including civil war
  9. Service in arm forces
  10. Murder by immediate beneficiary.

How useful is this scheme?

Public benefit analysis

A practical look at this scheme for citizens

AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.

6.5
/ 10
Public Benefit Score
Accessibility 6.0/10 Moderate
Rural usefulness 7.0/10 Good
Application complexity 7.0/10 Challenging
Financial impact 9.0/10 Good
Literacy barrier 4.0/10 Moderate
Women inclusivity 7.0/10 Good
Awareness 4.5/10 Moderate
Implementation reliability 7.0/10 Good
Bigger shape means a better fit for citizens
  • Accessibility6.0
  • Financial impact9.0
  • Rural utility7.0
  • Awareness4.5
  • Simplicity3.0
  • Inclusivity7.0

What problem does this scheme solve?

The scheme provides essential financial support to farmers' families affected by accidents, addressing a critical need in rural areas.

Key challenges addressed

  • Financial distress due to accidental death or disability of the earning member in farming families.

Most beneficial for

  • Farmers and their families in Maharashtra

Likely challenges

  • Complex application process and lack of awareness among potential beneficiaries.

Practical insights for citizens

Practical for those who are aware and can navigate the application process

Rural challenges

  • Limited awareness and understanding of the scheme
  • Access to local agriculture offices may be challenging

Digital challenges

  • Low digital literacy and access to online resources

Implementation bottlenecks

  • Delays in processing claims due to bureaucratic procedures

Awareness challenges

  • Farmers may not be aware of the scheme or its benefits

Application analysis

Application mode
Offline office
Documents burden
Moderate, requires specific documents as per eligibility
Verification complexity
Moderate, involves multiple authorities for claim verification
Office dependency
High, requires interaction with local agriculture offices
DBT dependency
Yes, funds are transferred through ECS
CSC support
Limited, primarily offline process
Estimated citizen effort
High, requires timely submission of claims and follow-ups

Estimated beneficiary reach

  • Rural / urban reach High
  • Gender reach Moderate
  • Target income group Low-income farmers
  • Occupation reach Farmers and their families

Benefit analysis

Benefit type
Cash
Benefit frequency
One-time payment upon claim approval
Benefit practicality
High, as it provides immediate financial relief
Financial meaningfulness
High, with benefits up to ₹2 lakhs for death and ₹1-2 lakhs for disability
Long-term impact
Positive, as it can help stabilize families financially after an accident

Plain-language guidance

This scheme offers financial support to farmers' families in Maharashtra affected by accidents. Eligible families can receive compensation for death or disability of the earning member.

Who should apply
Registered farmers and their family members aged 10 to 75 years.
Who may struggle
Those unfamiliar with the application process or lacking necessary documents.
Best application route
Apply through the local Taluka Agriculture Officer with required documents.

This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.

Application Process

Offline

  1. Concern accident farmer / heir of the farmer should submit complete claim proposal with all the prescribed documents to the concerned Taluka Agriculture Officer within 30 days.
  2. After receiving preliminary information about the accident victim, a team of concerned revenue officer, police officer, taluka agriculture officer should visit and submit the report to Tehsildar within 8 days from the occurrence of the incident.
  3. The Taluka Agriculture Officer should scrutinize the claim proposals received and submit the eligible claim proposals to the concerned Tehsildar.
  4. In the committee meeting under the chairmanship of Tehsildar, a decision will be taken within 30 days to provide assistance to the farmers / heirs of the farmer family and after that the funds will be paid through ECS to the bank account of the accident affected farmers / heirs through the concerned Taluka Agriculture Officer.

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

Which farmers are benefited under this claim scheme?

All registered account holder farmers in the state as per revenue records in the age group of 10 to 75 years 1. Account holder between 10 to 75 years of age not registered as account holder from farmer family Any 1 member. 2. Wife of accident victim/husband of accident victim 3. Accident victim Unmarried daughter. 4. Mother of accident victim 5. Son of accident victim 6. Accident victim Father

Under Gopinath Munde Shetkari Suraksha Sanugrah Audhan Yojana, how much benefit does a farmer, or his heirs get?

The benefits under Gopinath Munde Shetkari Suraksha Sanugrah Audhan Yojana are as follows. 1) Accidental death - Rs.2,00,000/- 2) Failure of two eyes or two organs due to accident - Rs.2,00,000/- 3) Failure of one eye and one organ due to accident - Rs.2,00,000/- 4) Failure of one eye or one organ due to accident - Rs.1,00,000/-

Under the Gopinath Munde Shetkari Suraksha Sanugrah Audhan Yojana against which accidents the farmers get claim cover?

Farmers get claim cover for various accidents under Gopinath Munde Shetkari Suraksha Sanugrah Audhan Yojana. 1. Road accident 2. Railway accident 3. Accidental immersion in water or poisoning due to germicide or other causes, 4. Death by electrocution 5. Murder 6. An accident or death due to a fall from a height 7. Snake bite and scorpion bite 8. Killings by Naxalite 9. Accidents/deaths due to animal bites (rabies). 10. A riot 11. Claim cover is provided against any other accidents.

Which items are not included in the accidental Scheme?

In this scheme the following items are not included in claim coverage for farmers are as follows: - 1. Pre disability 2. Attempted suicide, suicide or deliberate self-inflicted injury 3. An accident committed in violation of law for the purpose of a crime. 4. An accident while under the influence of drugs 5. Natural death 6. Delusion 7. Internal bleeding 8. Motor racing accidents 9. War 10. Army job 11.Murder by close beneficiary

Give brief information about what documents are required to be submitted along with the proposal by the farmer or the heir to submit the claim proposal?
  1. The original 7/12 containing his name as a farmer, 2. Village sample no. Extract of 6 C means the inheritance record approved as per the records of the village laborer Talathi as the heir of the farmers, 3. Excerpt of Village Sample No. 6-D i.e. record of alteration from which the name of the accident victim appears on 7/12. 4. Document of birth date for age proof 5. Death certificate in case of death 6. In case of disability, attested copy of medical certificate of permanent disability issued by Medical Officer or District Surgeon must be submitted. 7. First Information Report 8. Spot Panchnama 9. Inquest Panchnama 10. copy of post mortem report 11. Viscera report 12. Valid driving license if the accident victim is a driver
Who is eligible for this Scheme ?

All registered account holder farmers in the state as per revenue records in the age group of 10 to 75 years

Is this a state-sponsored scheme?

Yes.100 % state-sponsored scheme.

Can farmers with common farm apply for this scheme?

Yes

Who apply for this Scheme ?

Account holder between 10 to 75 years of age not registered as account holder from farmer family Any 1 member. a) wife of accident victim/husband of accident victim, b) accident victim Unmarried daughter c) Mother of accident victim d) Son of accident victim e) accident victim Father

What type of permanent disability covered in this scheme ?

Permanent disability covered in this scheme is as follows :- 1) Failure of two eyes or two organs due to accident 2) Failure of one eye and one organ due to accident 3) Failure of one eye or one organ due to accident

Whom should the farmers contact to avail the benefit of the scheme?

Farmers should contact the nearest Agriculture Supervisor of Agriculture Department or Taluka Agriculture Officer of their Taluka or District Superintendent Agriculture Officer office of their taluka.

What care should be taken by the farmers while submitting the claim proposal ?
  1. As soon as the accident occurs, the farmer intimate the nearest agriculture office about the accident 2) Concern accident farmer / heir of the farmer should submit complete claim proposal with all the prescribed documents to the concerned Taluka Agriculture Officer within 30 days.
What an arrangement any dispute arises approval of claims proposal, to resolve it ?

District Level District Appellate Committee has been formed under the chairmanship of Hon.District Collector.

Are applications for this scheme open through out the year ?

Yes, The scheme will be applicable for 24 hours of every day during the prescribed period.

What is the application fees?

There is no fees for application.

References

Department Of Agriculture
https://krishi.maharashtra.gov.in/

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Frequently asked questions

What is the purpose of Gopinath Munde Shetkari Apghat Suraksha Sanugrah Audhan Yojana?
Gopinath Munde Shetkari Apghat Suraksha Sanugrah Audhan Yojana is a government welfare initiative designed to support Family, All through benefits related to Agriculture,Rural & Environment, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
Who can apply for Gopinath Munde Shetkari Apghat Suraksha Sanugrah Audhan Yojana?
Eligibility for Gopinath Munde Shetkari Apghat Suraksha Sanugrah Audhan Yojana may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
What benefits are offered under Gopinath Munde Shetkari Apghat Suraksha Sanugrah Audhan Yojana?
Benefits under Gopinath Munde Shetkari Apghat Suraksha Sanugrah Audhan Yojana may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
Which department manages Gopinath Munde Shetkari Apghat Suraksha Sanugrah Audhan Yojana?
Gopinath Munde Shetkari Apghat Suraksha Sanugrah Audhan Yojana is managed by Agriculture Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
Can users apply online for Gopinath Munde Shetkari Apghat Suraksha Sanugrah Audhan Yojana?
Yes, eligible applicants may be able to apply online for Gopinath Munde Shetkari Apghat Suraksha Sanugrah Audhan Yojana through official government portals, authorised service centres, or digital application systems depending on the implementation process.
Is Aadhaar mandatory for Gopinath Munde Shetkari Apghat Suraksha Sanugrah Audhan Yojana?
Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
Where can users apply for Gopinath Munde Shetkari Apghat Suraksha Sanugrah Audhan Yojana?
Applications for Gopinath Munde Shetkari Apghat Suraksha Sanugrah Audhan Yojana may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
What documents may be required for Gopinath Munde Shetkari Apghat Suraksha Sanugrah Audhan Yojana?
Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
Is income certificate required for Gopinath Munde Shetkari Apghat Suraksha Sanugrah Audhan Yojana?
Income certificate requirements may vary depending on beneficiary category, subsidy eligibility, and financial assistance criteria defined under Gopinath Munde Shetkari Apghat Suraksha Sanugrah Audhan Yojana.
Is Gopinath Munde Shetkari Apghat Suraksha Sanugrah Audhan Yojana available in all states?
No, Gopinath Munde Shetkari Apghat Suraksha Sanugrah Audhan Yojana is primarily available for eligible residents of Maharashtra and may be implemented through state government departments and local administrative offices.
Can residents outside Maharashtra apply for Gopinath Munde Shetkari Apghat Suraksha Sanugrah Audhan Yojana?
Eligibility for Gopinath Munde Shetkari Apghat Suraksha Sanugrah Audhan Yojana is generally limited to residents of Maharashtra unless otherwise specified in the official scheme guidelines.
Can small and marginal farmers apply for Gopinath Munde Shetkari Apghat Suraksha Sanugrah Audhan Yojana?
Eligible small and marginal farmers may apply for Gopinath Munde Shetkari Apghat Suraksha Sanugrah Audhan Yojana subject to land ownership records, income eligibility, and agricultural beneficiary criteria.
Does Gopinath Munde Shetkari Apghat Suraksha Sanugrah Audhan Yojana provide subsidy support for farmers?
Gopinath Munde Shetkari Apghat Suraksha Sanugrah Audhan Yojana may provide agricultural subsidies, financial assistance, crop support, irrigation benefits, insurance coverage, or farming-related welfare assistance depending on the scheme structure.
Can CSC centres help users apply for Gopinath Munde Shetkari Apghat Suraksha Sanugrah Audhan Yojana?
Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
How can users check the latest updates for Gopinath Munde Shetkari Apghat Suraksha Sanugrah Audhan Yojana?
Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
Are there deadlines for applying to Gopinath Munde Shetkari Apghat Suraksha Sanugrah Audhan Yojana?
Some schemes may operate through fixed application windows, annual registration cycles, or department-specific deadlines depending on scheme implementation policies.
Can beneficiaries track application status for Gopinath Munde Shetkari Apghat Suraksha Sanugrah Audhan Yojana?
Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
Where can users get help for Gopinath Munde Shetkari Apghat Suraksha Sanugrah Audhan Yojana in Maharashtra?
Users in Maharashtra may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
Which nearby public services may help with Gopinath Munde Shetkari Apghat Suraksha Sanugrah Audhan Yojana applications?
Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.