GSSBY

Gopabandhu Sambadika Swasthya Bima Yojana

6.3/10

The “Gopabandhu Sambadika Swasthya Bima Yojana” was launched by the Information & Public Relations Department, Govt. of Odisha. It is a health insurance scheme that covers the medical expenses of the journalists and their eligible family members.

State In Kind

States / UT: Odisha

Nodal department: Information and Public Relations Department

Scheme for: Family

Scheme profile

DBT (direct benefit transfer): No

Categories: Social welfare & Empowerment, Banking,Financial Services and Insurance

Sub-categories: Insurance

Target beneficiaries: Family, Individual

Tags: Gopabandhu, Swasthya Bima, Health Insurance, Journalist, Treatment, Medical Expense

Details

The scheme “Gopabandhu Sambadika Swasthya Bima Yojana” was launched by the Information & Public Relations Department, Government of Odisha. It is a health insurance scheme that covers the medical expenses of the journalists and their eligible family members. The scheme provides insurance to Working Journalists of Odisha and their family for indoor and outdoor treatments.

Benefits

  • The scheme provides health insurance coverage to all the working Journalists of the state and their families: 1. ₹4 00 000/- is provided to the legal heir of the working journalist in case of his/her death. 1. ₹2 00 000/- in case of permanent incapacitation

The scheme provides health insurance coverage to all the working Journalists of the state and their families:

  1. ₹4,00,000/- is provided to the legal heir of the working journalist in case of his/her death.
  2. ₹2,00,000/- in case of permanent incapacitation.

Eligibility

  • The applicant should be a Journalist.
  • The applicant should be an Odisha-based journalist working either in Odisha or New Delhi for an Odisha-based newspaper.
  • The Journalist should be working for a media house registered with the I&PR department, Odisha, New Delhi.
  • A newspaper hawker also eligible to apply for this scheme.

How useful is this scheme?

Public benefit analysis

A practical look at this scheme for citizens

AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.

6.3
/ 10
Public Benefit Score
Accessibility 6.0/10 Moderate
Rural usefulness 4.0/10 Moderate
Application complexity 4.0/10 Moderate
Financial impact 9.0/10 Good
Literacy barrier 5.0/10 Moderate
Women inclusivity 6.0/10 Moderate
Awareness 4.5/10 Moderate
Implementation reliability 7.0/10 Good
Bigger shape means a better fit for citizens
  • Accessibility6.0
  • Financial impact9.0
  • Rural utility4.0
  • Awareness4.5
  • Simplicity6.0
  • Inclusivity6.0

What problem does this scheme solve?

The scheme provides essential health insurance coverage for journalists in Odisha, addressing their medical expenses effectively.

Key challenges addressed

  • Medical expense coverage for journalists and their families

Most beneficial for

  • Working journalists in Odisha

Likely challenges

  • Limited awareness among potential beneficiaries
  • Digital literacy requirements for application

Practical insights for citizens

Practical for those with access to the internet and knowledge of the application process

Rural challenges

  • Limited internet access in rural areas
  • Awareness about the scheme

Digital challenges

  • Dependence on digital literacy for application

Implementation bottlenecks

  • Verification of eligibility criteria

Awareness challenges

  • Low awareness among journalists about the scheme

Application analysis

Application mode
Online portal
Documents burden
Minimal, no specific documents listed
Verification complexity
Moderate, requires verification of journalist status
Office dependency
None, fully online
DBT dependency
None
CSC support
Not specified
Estimated citizen effort
Moderate effort required to complete the application

Estimated beneficiary reach

  • Rural / urban reach Moderate
  • Gender reach Moderate
  • Target income group Low to middle-income journalists
  • Occupation reach Journalists

Benefit analysis

Benefit type
In Kind
Benefit frequency
One-time coverage per incident
Benefit practicality
High, as it directly addresses medical expenses
Financial meaningfulness
High, with significant coverage amounts
Long-term impact
Positive impact on the health security of journalists

Plain-language guidance

The Gopabandhu Sambadika Swasthya Bima Yojana offers health insurance for journalists in Odisha, covering medical expenses for them and their families. Eligible journalists can apply online through the official portal.

Who should apply
Working journalists in Odisha and their families
Who may struggle
Those with limited digital literacy or internet access
Best application route
Apply via the official online portal

This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.

Application Process

Online

Step 01: Visit the official web portal of the Odisha Working Journalist Welfare Scheme Application. i.e. https://owjws.odisha.gov.in/
Step 02: Click on ‘Apply for Gopabandhu Sambadika Swasthya Bima Yojana’ found on the bottom-left corner of the page.
Step 03: One new page appears ‘Application for Gopabandhu Sambadika Swasthya Bima yojana’.
Step 04: The journalist will have to fill up the ‘Applicant details’, ‘Education details’, ‘Dependent family details’, and ‘Present Workplace’ with relevant document details.
Step 05: Upon successful form submission One application number is generated which a journalist can use for further reference. i.e. for application status.
Step 06: The applicant will receive an SMS in the respective registered mobile number regarding the successful submission of the application.
Step 07: The applicant can login into the application by giving the respective registered mobile number.
Step 08: After giving the mobile number, the journalist will receive an OTP on the mobile number. On successful submission of OTP, the applicant will able to login into the application.
Step 09: On the page, the applicant will be able to view the application status.

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

What is “Gopabandhu Sambadika Swasthya Bima Yojana”?

"Gopabandhu Sambadika Swasthya Bima Yojana" is a health insurance scheme initiated by the Information & Public Relations Department, Government of Odisha. It is designed to provide financial coverage for the medical expenses of Working Journalists in Odisha and their eligible family members.

Who is covered under this health insurance scheme?

The scheme extends coverage to Working Journalists in Odisha and their eligible family members. Eligible family members include spouses and up to three wholly dependent children, with coverage available for children up to the age of 25 years.

What is the extent of insurance coverage provided by the scheme?

The health insurance scheme provides coverage of ₹5,00,000/- (five lakhs only) exclusively to the defined family unit, which includes the working Journalist, their spouse, and up to three dependent children under the age of 25 years. This coverage is aimed at addressing various medical expenses for the family.

Who is eligible to apply for the scheme?

The eligibility criteria specify that the applicant must be an Odisha-based Journalist.

What are the location requirements for eligibility?

To qualify, the Journalist should be based in Odisha or New Delhi and actively working for an Odisha-based newspaper.

Is there a specific registration requirement for the media house?

Yes, the Journalist should be associated with a media house registered with the Information & Public Relations (I&PR) Department, Odisha, or New Delhi.

How to apply under the scheme?

The eligible applicants need to visit and apply through the official web portal of the "Odisha Working Journalist Welfare Scheme Application". i.e. https://owjws.odisha.gov.in/

References

Guidelines And Official Website
https://owjws.odisha.gov.in/about-us

Apply

Apply now

Opens the official application or programme portal in a new tab. If in doubt, confirm details on the ministry site.

Frequently asked questions

What is the purpose of Gopabandhu Sambadika Swasthya Bima Yojana?
Gopabandhu Sambadika Swasthya Bima Yojana is a government welfare initiative designed to support Family, Family, Individual through benefits related to Social welfare & Empowerment, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
Who can apply for Gopabandhu Sambadika Swasthya Bima Yojana?
Eligibility for Gopabandhu Sambadika Swasthya Bima Yojana may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
What benefits are offered under Gopabandhu Sambadika Swasthya Bima Yojana?
Benefits under Gopabandhu Sambadika Swasthya Bima Yojana may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
Which department manages Gopabandhu Sambadika Swasthya Bima Yojana?
Gopabandhu Sambadika Swasthya Bima Yojana is managed by Information and Public Relations Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
Can users apply online for Gopabandhu Sambadika Swasthya Bima Yojana?
Yes, eligible applicants may be able to apply online for Gopabandhu Sambadika Swasthya Bima Yojana through official government portals, authorised service centres, or digital application systems depending on the implementation process.
Is Aadhaar mandatory for Gopabandhu Sambadika Swasthya Bima Yojana?
Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
Where can users apply for Gopabandhu Sambadika Swasthya Bima Yojana?
Applications for Gopabandhu Sambadika Swasthya Bima Yojana may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
What documents may be required for Gopabandhu Sambadika Swasthya Bima Yojana?
Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
Is Gopabandhu Sambadika Swasthya Bima Yojana available in all states?
No, Gopabandhu Sambadika Swasthya Bima Yojana is primarily available for eligible residents of Odisha and may be implemented through state government departments and local administrative offices.
Can residents outside Odisha apply for Gopabandhu Sambadika Swasthya Bima Yojana?
Eligibility for Gopabandhu Sambadika Swasthya Bima Yojana is generally limited to residents of Odisha unless otherwise specified in the official scheme guidelines.
Does Gopabandhu Sambadika Swasthya Bima Yojana provide healthcare or insurance support?
Gopabandhu Sambadika Swasthya Bima Yojana may provide healthcare assistance, insurance coverage, cashless treatment support, medical reimbursement, or hospital-related benefits depending on the scheme structure.
Can beneficiaries use Gopabandhu Sambadika Swasthya Bima Yojana at government hospitals?
Eligible beneficiaries may be able to access services at empanelled hospitals, government healthcare facilities, or authorised healthcare providers depending on scheme participation rules.
Can CSC centres help users apply for Gopabandhu Sambadika Swasthya Bima Yojana?
Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
How can users check the latest updates for Gopabandhu Sambadika Swasthya Bima Yojana?
Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
Can beneficiaries track application status for Gopabandhu Sambadika Swasthya Bima Yojana?
Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
Where can users get help for Gopabandhu Sambadika Swasthya Bima Yojana in Odisha?
Users in Odisha may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
Which nearby public services may help with Gopabandhu Sambadika Swasthya Bima Yojana applications?
Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.