FAGH

Financial Assistance To Gad-Hanjis

4.9/10

In the "Financial Assistance to Gad-Hanjis", financial assistance for the purchase of Nylon Twine is provided to the Licensed Fisherman by the Social Welfare Department. The beneficiary shall approach the concerned District Social Welfare Officer (DSWO) for submission of the application.

State Cash

States / UT: Jammu and Kashmir

Nodal department: Department Of Social Welfare J and K

Scheme for: Individual

Scheme profile

Scheme open date: 2000-01-01

Categories: Social welfare & Empowerment

Sub-categories: Financial assistance

Target beneficiaries: Individual

Tags: Fisherman, Financial Assistance, Social Welfare

Details

In the "Financial Assistance to Gad-Hanjis", financial assistance for the purchase of Nylon Twine is provided to the Licensed Fisherman (Gad-Hanjis) by the Social Welfare Department. The beneficiary shall approach the concerned District Social Welfare Officer (DSWO) for submission of the application. This is a 100% State Sponsored Scheme, and only the permanent residents of the state of Jammu & Kashmir can apply for this scheme.

Benefits

  • The financial assistance for the purchase of Nylon Twine will be sanctioned at the following rates: 1. License holders having paid fee of ₹50/-: ₹500/-. 2. License holders having paid fee of ₹40/-: ₹400/-. 3. License holders having paid fee of ₹30/-: ₹300/-. 4. License holders having paid fee of ₹20/-: ₹200/-

The financial assistance for the purchase of Nylon Twine will be sanctioned at the following rates:

  1. License holders having paid fee of ₹ 50/-: ₹ 500/-.
  2. License holders having paid fee of ₹ 40/-: ₹ 400/-.
  3. License holders having paid fee of ₹ 30/-: ₹ 300/-.
  4. License holders having paid fee of ₹ 20/-: ₹ 200/-.

Eligibility

  • The applicant should be a citizen of India.
  • The applicant should be a Gad-Hanji (Fisherman) licensed by the Fisheries Department consecutively for the last 3 years.
  • The annual income of the applicant should not exceed ₹ 3,600/-.
  • The applicant should not have received assistance under this scheme during the last 2 years.

How useful is this scheme?

Public benefit analysis

A practical look at this scheme for citizens

AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.

4.9
/ 10
Public Benefit Score
Accessibility 6.0/10 Moderate
Rural usefulness 6.0/10 Moderate
Application complexity 8.0/10 Challenging
Financial impact 4.0/10 Moderate
Literacy barrier 4.0/10 Moderate
Women inclusivity 5.0/10 Moderate
Awareness 4.0/10 Moderate
Implementation reliability 7.0/10 Good
Bigger shape means a better fit for citizens
  • Accessibility6.0
  • Financial impact4.0
  • Rural utility6.0
  • Awareness4.0
  • Simplicity2.0
  • Inclusivity5.0

What problem does this scheme solve?

The scheme provides essential financial assistance to licensed fishermen in Jammu and Kashmir, addressing their specific needs for purchasing Nylon Twine.

Key challenges addressed

  • Financial support for fishermen

Most beneficial for

  • Licensed fishermen in Jammu and Kashmir

Likely challenges

  • Application process may be complex for some applicants
  • Limited awareness among potential beneficiaries

Practical insights for citizens

The scheme is practical but may face challenges in reaching all eligible beneficiaries effectively.

Rural challenges

  • Limited access to information about the scheme
  • Potential transportation issues to the District Social Welfare Office

Digital challenges

  • Low digital literacy among target beneficiaries

Implementation bottlenecks

  • Delays in processing applications

Awareness challenges

  • Low awareness among fishermen about the scheme

Application analysis

Application mode
Offline office
Documents burden
Minimal, but requires self-attestation
Verification complexity
Moderate, involves multiple steps
Office dependency
High, requires visiting District Social Welfare Office
DBT dependency
No direct benefit transfer involved
CSC support
Limited
Estimated citizen effort
Moderate, requires multiple visits and paperwork

Estimated beneficiary reach

  • Rural / urban reach High
  • Gender reach Moderate
  • Target income group Low-income fishermen
  • Occupation reach Fishermen

Benefit analysis

Benefit type
Cash
Benefit frequency
One-time assistance
Benefit practicality
Practical for purchasing Nylon Twine
Financial meaningfulness
Moderate, as the amounts are relatively low
Long-term impact
Limited long-term impact, primarily focused on immediate needs

Plain-language guidance

This scheme offers financial help to licensed fishermen in Jammu and Kashmir for buying Nylon Twine. Eligible applicants can receive cash assistance based on their license fee.

Who should apply
Licensed fishermen in Jammu and Kashmir with low annual income.
Who may struggle
Semi-literate individuals and those unfamiliar with the application process.
Best application route
Apply directly at the District Social Welfare Office.

This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.

Application Process

Offline

Step 1: Visit the District Social Welfare Office, and request a hard copy of the format of the application form for the scheme from the concerned authority.
Step 2: In the application form, fill in all the mandatory fields, paste the passport-sized photograph (signed across), and attach all the (self-attested) mandatory documents.
Step 3: Submit the duly filled and signed application form along with the documents to the District Social Welfare Officer.
Step 4: Acquire the receipt/acknowledgment of the successful submission of the application form from the District Social Welfare Office.

Post-Application Processes:

Step 1: On receipt of the application duly completed by the applicant, the DSWO shall consolidate the list and forward it to the District Level Sanctioning Committee.
Step 2: The District Level Sanctioning Committee shall consider the cases and issue appropriate orders within one month to the District Social Welfare Officer.
Step 3: On the basis of approval of the Committee, the DSWO shall issue sanctions to the grant of financial assistance for onward disbursement among the sanctioned beneficiaries.


Check Application Status:

The District Social Welfare Officer (DSWO) can be contacted regarding the application status of the scheme.

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

What Types Of Benefits Are Provided In This Scheme?

In this scheme, financial assistance for the purchase of Twine is provided to the Licensed Fisherman (Gad-Hanjis).

Of What Material Shall The Twine Be Made Of?

The twine shall be made of Nylon.

What Amount Of Financial Assistance Shall Be Paid To A Licensed Fisherman Who Has Paid A Fee Of ₹ 50/-?

₹ 500/- shall be paid to a Licensed Fisherman who has paid a fee of ₹ 50/-.

What Is The Meaning Of "Gad-Hanji"?

The meaning of "Gad-Hanji" is "Fisherman".

What Details Are Required To Be Indicated In The Income Certificate?

The Income Certificate should indicate the monthly income of the family from all sources.

What Is The Maximum Amount Of Financial Assistance That One Can Receive Through This Scheme?

The maximum amount of financial assistance that one can receive through this scheme is ₹500/-.

Who Are The Target Beneficiaries Of This Scheme?

The target beneficiaries of this scheme are the Licensed fishermen (Gad-Hanjis).

Is The Residential Certificate / Domicile Certificate Of The State Of Jammu & Kashmir, A Mandatory Document For This Scheme?

Yes, the Residential Certificate / Domicile Certificate of the State of Jammu & Kashmir is a mandatory document for this scheme.

Is This A State Funded Or A Centrally Funded Scheme?

This is a 100% State Funded scheme.

Is There Any Application Fee?

No, the entire application process is entirely free of cost.

Is There Any Compensation For The Delay In The Disbursal Of The Scheme Benefits?

No, there is no such mention in the scheme guidelines.

How Do I Know If A Field In The Application Form Is Mandatory?

The mandatory fields have an asterisk (*) mark at the end.

Can Applicants From The Neighboring States Also Apply To This Scheme?

No, only the citizens who are permanent residents of the state of Jammu & Kashmir are eligible to apply.

Where Can I Find The Link To The Scheme Guidelines?

The Scheme Guidelines can be found at this link - https://socialwelfarekashmir.jk.gov.in/FAGH.html

What Is The Address Of The Department Of Social Welfare, Government Of Jammu & Kashmir?

Https://jksocialwelfare.nic.in/

Is There An Income-Related Criterion For This Scheme?

The family income of the applicant should be less than ₹ 3,600/- per month.

Where Can I Find The Format Of The Application Form? Is It Available Online?

You need to visit the District Social Welfare Office and request a hard copy of the format of the application form for the scheme from the concerned authority.

Which Department Manages This Scheme?

This scheme is managed by the Department of Social Welfare, Government of Jammu & Kashmir.

Does This Scheme Accept Online Applications?

No, this scheme only accepts offline applications.

Is This Scheme A “One Family, One Benefit” Scheme?

No, there is no such mention in the scheme guidelines.

Is This Scheme State Sponsored Or Centrally Sponsored?

This scheme is a 100% State Sponsored Scheme.

References

Guidelines
https://socialwelfarekashmir.jk.gov.in/FAGH.html
Application Process
https://jksabwdobcs.com/pdf/gov_schemes.pdf

Apply

Apply now

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Frequently asked questions

What is the purpose of Financial Assistance To Gad-Hanjis?
Financial Assistance To Gad-Hanjis is a government welfare initiative designed to support Individual, Individual through benefits related to Social welfare & Empowerment, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
Who can apply for Financial Assistance To Gad-Hanjis?
Eligibility for Financial Assistance To Gad-Hanjis may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
What benefits are offered under Financial Assistance To Gad-Hanjis?
Benefits under Financial Assistance To Gad-Hanjis may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
Which department manages Financial Assistance To Gad-Hanjis?
Financial Assistance To Gad-Hanjis is managed by Department Of Social Welfare J and K and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
Can users apply online for Financial Assistance To Gad-Hanjis?
Yes, eligible applicants may be able to apply online for Financial Assistance To Gad-Hanjis through official government portals, authorised service centres, or digital application systems depending on the implementation process.
Is Aadhaar mandatory for Financial Assistance To Gad-Hanjis?
Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
Where can users apply for Financial Assistance To Gad-Hanjis?
Applications for Financial Assistance To Gad-Hanjis may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
What documents may be required for Financial Assistance To Gad-Hanjis?
Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
Is income certificate required for Financial Assistance To Gad-Hanjis?
Income certificate requirements may vary depending on beneficiary category, subsidy eligibility, and financial assistance criteria defined under Financial Assistance To Gad-Hanjis.
Is Financial Assistance To Gad-Hanjis available in all states?
No, Financial Assistance To Gad-Hanjis is primarily available for eligible residents of Jammu and Kashmir and may be implemented through state government departments and local administrative offices.
Can residents outside Jammu and Kashmir apply for Financial Assistance To Gad-Hanjis?
Eligibility for Financial Assistance To Gad-Hanjis is generally limited to residents of Jammu and Kashmir unless otherwise specified in the official scheme guidelines.
Can CSC centres help users apply for Financial Assistance To Gad-Hanjis?
Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
How can users check the latest updates for Financial Assistance To Gad-Hanjis?
Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
Are there deadlines for applying to Financial Assistance To Gad-Hanjis?
Some schemes may operate through fixed application windows, annual registration cycles, or department-specific deadlines depending on scheme implementation policies.
Can beneficiaries track application status for Financial Assistance To Gad-Hanjis?
Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
Where can users get help for Financial Assistance To Gad-Hanjis in Jammu and Kashmir?
Users in Jammu and Kashmir may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
Which nearby public services may help with Financial Assistance To Gad-Hanjis applications?
Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.