FAGCAHA18
Financial Assistance for Girl Child Attend Her Age of 18
6.7/10The Financial Assistance for Girl Child Attend Her Age of 18 scheme provides financial assistance in the form of a fixed deposit of ₹1,00,000/- for each female child of a registered worker or spouse who has undergone a family planning operation after the birth of one female child.
States / UT: Maharashtra
Nodal department: Labour Department
Scheme for: Individual
Scheme profile
DBT (direct benefit transfer): No
Categories: Social welfare & Empowerment, Women and Child
Sub-categories: Financial assistance, Childcare, Pregnancy Care
Target beneficiaries: Individual
Tags: Financial Assistance, Fixed Deposit, Girl Child, Construction Worker
Details
The Financial Assistance for Girl Child Attend Her Age of 18 scheme was launched by the Maharashtra Building And Other Construction Workers Welfare Board (MBOCWW), Labour Department Maharashtra. The scheme aims to provide financial assistance in the form of a fixed deposit of ₹1,00,000/- for one female child of a registered worker or spouse who has undergone a family planning operation after the birth of one female child.
Benefits
- - Fixed deposit of ₹1,00,000/- for one female child. Note: The fixed deposit will remain in the bank until the girl child turns 18 years old
- Fixed deposit of ₹1,00,000/- for one female child.
Note: The fixed deposit will remain in the bank until the girl child turns 18 years old.
Eligibility
- The applicant must be a registered construction worker in Maharashtra.
- The worker or their spouse must have undergone contraceptive surgery after the birth of one female child.
How useful is this scheme?
A practical look at this scheme for citizens
AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.
- Accessibility6.0
- Financial impact9.0
- Rural utility6.0
- Awareness4.5
- Simplicity5.0
- Inclusivity9.0
What problem does this scheme solve?
The scheme provides significant financial support for female children of registered construction workers, promoting gender equality and child welfare.
Key challenges addressed
- Financial support for girl children
- Encouragement for family planning
Most beneficial for
- Registered construction workers
- Families with female children
Likely challenges
- Awareness among eligible workers
- Complexity of application process
Practical insights for citizens
Practical but requires significant effort to navigate application process
Rural challenges
- Limited awareness of the scheme
- Access to local labor offices
Digital challenges
- Low digital literacy among target beneficiaries
Implementation bottlenecks
- Dependence on local labor office efficiency
Awareness challenges
- Low outreach and communication about the scheme
Application analysis
- Application mode
- Offline office
- Documents burden
- Moderate, requires multiple documents
- Verification complexity
- Moderate, involves local authorities
- Office dependency
- High, requires submission to local labor office
- DBT dependency
- No direct benefit transfer involved
- CSC support
- Limited
- Estimated citizen effort
- Moderate effort required to gather documents and apply
Estimated beneficiary reach
Benefit analysis
- Benefit type
- Cash
- Benefit frequency
- One-time payment at age 18
- Benefit practicality
- High, provides substantial financial support
- Financial meaningfulness
- High, ₹1,00,000 is a significant amount for families
- Long-term impact
- Positive impact on education and welfare of girl children
Plain-language guidance
This scheme offers ₹1,00,000 for each girl child of registered construction workers when she turns 18. It encourages family planning and supports the education of girls.
- Who should apply
- Registered construction workers in Maharashtra with female children.
- Who may struggle
- Workers who are not aware of the scheme or have difficulty with paperwork.
- Best application route
- Apply through the nearest Labor Office with required documents.
This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.
Application Process
Offline
Step-1: The interested applicant downloads the application form from the MBOCWW official website.
Step-2: In the application form, fill in all the mandatory fields, and attach copies of all the mandatory documents (self-attest, if required).
Step-3: Submit the duly filled and signed application form along with the documents to the Labor Commissioner/Government Labor Officer.
Step-4: Request a receipt or acknowledgment from the concerned authority to whom the application has been submitted. Ensure that the receipt contains essential details such as the date and time of submission, and a unique identification number (if applicable).
Clarifications
Additional points from the scheme information published on myScheme (not legal advice).
- Who is eligible for this scheme?
Registered construction workers or their spouses who have undergone family planning surgery after the birth of one female child.
- How much financial assistance is provided?
A fixed deposit of ₹1,00,000/- for one female child.
- What is the purpose of the fixed deposit?
The amount is deposited in the bank and will be available to the girl child when she turns 18.
- Is this benefit available for male children?
No, this scheme is only applicable to female children.
- Can the worker apply for more than one children?
No, the benefit is extended to a maximum of two female children.
- What documents are required to apply for this scheme?
Aadhaar card, birth certificates of the female children, family planning operation certificate, proof of registration, and bank details.
- Is there a specific timeline for applying to this scheme?
Applications should be made after the family planning surgery has been completed.
- What happens to the fixed deposit if the girl child passes away before the age of 18?
The Welfare Board will manage the terms and conditions of the fixed deposit, subject to their regulations.
- Is there any income limit for applying to this scheme?
No income limit is mentioned, but the applicant must be a registered construction worker.
- Can the fixed deposit be withdrawn before the child turns 18?
No, the fixed deposit remains locked until the girl turns 18 years old.
- Can the spouse apply for this scheme independently?
The scheme applies to the registered worker and their family as a unit.
- Where can I apply for this scheme?
You can apply through the nearest Labor Office or the Maharashtra Building and Other Construction Workers Welfare Board.
- Is the scheme applicable for workers outside Maharashtra?
No, this scheme is limited to registered workers in Maharashtra.
Official links
References
- Guidelines
- https://mahakamgar.maharashtra.gov.in/welfare-scheme-for-building-other-construction-workers.htm
- Official Website
- https://mahabocw.in/
Apply
Apply nowOpens the official application or programme portal in a new tab. If in doubt, confirm details on the ministry site.
Frequently asked questions
- What is the purpose of Financial Assistance for Girl Child Attend Her Age of 18?
- Financial Assistance for Girl Child Attend Her Age of 18 is a government welfare initiative designed to support Individual, Individual through benefits related to Social welfare & Empowerment, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
- Who can apply for Financial Assistance for Girl Child Attend Her Age of 18?
- Eligibility for Financial Assistance for Girl Child Attend Her Age of 18 may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
- What benefits are offered under Financial Assistance for Girl Child Attend Her Age of 18?
- Benefits under Financial Assistance for Girl Child Attend Her Age of 18 may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
- Which department manages Financial Assistance for Girl Child Attend Her Age of 18?
- Financial Assistance for Girl Child Attend Her Age of 18 is managed by Labour Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
- Can users apply online for Financial Assistance for Girl Child Attend Her Age of 18?
- Yes, eligible applicants may be able to apply online for Financial Assistance for Girl Child Attend Her Age of 18 through official government portals, authorised service centres, or digital application systems depending on the implementation process.
- Is Aadhaar mandatory for Financial Assistance for Girl Child Attend Her Age of 18?
- Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
- Where can users apply for Financial Assistance for Girl Child Attend Her Age of 18?
- Applications for Financial Assistance for Girl Child Attend Her Age of 18 may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
- What documents may be required for Financial Assistance for Girl Child Attend Her Age of 18?
- Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
- Is Financial Assistance for Girl Child Attend Her Age of 18 available in all states?
- No, Financial Assistance for Girl Child Attend Her Age of 18 is primarily available for eligible residents of Maharashtra and may be implemented through state government departments and local administrative offices.
- Can residents outside Maharashtra apply for Financial Assistance for Girl Child Attend Her Age of 18?
- Eligibility for Financial Assistance for Girl Child Attend Her Age of 18 is generally limited to residents of Maharashtra unless otherwise specified in the official scheme guidelines.
- Is Financial Assistance for Girl Child Attend Her Age of 18 only for women beneficiaries?
- Financial Assistance for Girl Child Attend Her Age of 18 is primarily intended to support eligible women beneficiaries through welfare assistance, financial support, skill development, healthcare, or social security initiatives.
- Does Financial Assistance for Girl Child Attend Her Age of 18 support self-employment or financial assistance for women?
- Depending on scheme guidelines, Financial Assistance for Girl Child Attend Her Age of 18 may provide loans, subsidies, training support, self-employment assistance, or financial welfare benefits for women.
- Can CSC centres help users apply for Financial Assistance for Girl Child Attend Her Age of 18?
- Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
- How can users check the latest updates for Financial Assistance for Girl Child Attend Her Age of 18?
- Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
- Can beneficiaries track application status for Financial Assistance for Girl Child Attend Her Age of 18?
- Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
- Where can users get help for Financial Assistance for Girl Child Attend Her Age of 18 in Maharashtra?
- Users in Maharashtra may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
- Which nearby public services may help with Financial Assistance for Girl Child Attend Her Age of 18 applications?
- Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.