EGSDCPPBOCWWB

Ex-gratia Scheme: Disability Compensation (P.B.O.C.W.W.B)

6.6/10

The "Ex-gratia Scheme: Disability Compensation'' by the BOCW Welfare Board, Department of Labour, Punjab, is a welfare scheme that provides financial assistance to the registered worker in the event of complete or partial disability.

State Cash

States / UT: Punjab

Nodal department: Department of Labour

Scheme for: Individual

Scheme profile

DBT (direct benefit transfer): No

Categories: Social welfare & Empowerment

Sub-categories: Financial assistance

Target beneficiaries: Individual

Tags: Labour, Building Worker, Construction Worker, Disability, Compensation

Details

The "Ex-gratia Scheme: Disability Compensation'' by the BOCW Welfare Board, Department of Labour, Punjab, is a welfare scheme for the registered workers of the board. Under this scheme, the Board shall provide compensation to the registered worker in the event of complete or partial disability who do not have Health Cards under Bhagat Puran Singh Sehat Bima Yojna.

Benefits

  • - Compensation for Complete Disability: Ex-gratia amount of ₹4,00,000/-. - Compensation for Partial Disability: Proportionate amount of ₹4,00,000/- shall be given on the basis of percentage of disability i.e., ₹4,000/- for each 1% disability and maximum of ₹4,00,000/-
  • Compensation for Complete Disability: Ex-gratia amount of ₹4,00,000/-. - Compensation for Partial Disability: Proportionate amount of ₹4,00,000/- shall be given on the basis of percentage of disability i.e., ₹4,000/- for each 1% disability and maximum of ₹4,00,000/-.

Eligibility

For Registration as a Building/ Construction Worker:

  • The applicant should be a resident of Punjab.
  • The applicant should be a Building/ Construction Worker (Unorganised Worker).
  • The applicant should be between 18 and 60 years.
  • The applicant should have engaged in building and construction work for at least 90 days in a given year.
  • The applicant should have a monthly income of ₹15,000/- or below.
  • The applicant should not be a member of any other Welfare Fund established under any law.
  • The applicant should not have membership of the Employees' Provident Fund (EPF)/ National Pension System (NPS)/ Employees' State Insurance Corporation (ESIC).
  • The applicant should not be an income tax payer.

For the Application of the Welfare Scheme:

  • The applicant should be a registered member Under the Building and Other Construction Workers Welfare Board of Punjab.
  • The member should have complete or partial disability.
  • The member should not possess Health Cards issued under the Bhagat Puran Singh Sehat Bima Yojna.

How useful is this scheme?

Public benefit analysis

A practical look at this scheme for citizens

AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.

6.6
/ 10
Public Benefit Score
Accessibility 6.0/10 Moderate
Rural usefulness 7.0/10 Good
Application complexity 4.0/10 Moderate
Financial impact 9.0/10 Good
Literacy barrier 2.0/10 Good
Women inclusivity 6.0/10 Moderate
Awareness 4.5/10 Moderate
Implementation reliability 7.0/10 Good
Bigger shape means a better fit for citizens
  • Accessibility6.0
  • Financial impact9.0
  • Rural utility7.0
  • Awareness4.5
  • Simplicity6.0
  • Inclusivity6.0

What problem does this scheme solve?

The scheme provides essential financial support to registered construction workers facing disabilities, addressing a significant gap in social welfare for this vulnerable group.

Key challenges addressed

  • Financial assistance for construction workers with disabilities

Most beneficial for

  • Registered construction workers in Punjab

Likely challenges

  • Complex application process for semi-literate individuals
  • Limited awareness among potential beneficiaries

Practical insights for citizens

While the scheme is beneficial, practical challenges in application and awareness hinder its effectiveness

Rural challenges

  • Limited access to information and resources in rural areas
  • Dependence on local officials for application processes

Digital challenges

  • Limited digital literacy among potential applicants
  • Access to online services may be restricted in rural areas

Implementation bottlenecks

  • Potential delays in processing applications
  • Verification challenges due to lack of documentation

Awareness challenges

  • Low awareness of the scheme among eligible workers
  • Need for outreach and education efforts

Application analysis

Application mode
Hybrid
Documents burden
Moderate, requires several documents for registration and application
Verification complexity
Moderate, involves verification by Labour Inspectors
Office dependency
High, requires interaction with local offices
CSC support
Available through local CSCs
Estimated citizen effort
Considerable effort required for registration and application

Estimated beneficiary reach

  • Rural / urban reach Moderate
  • Gender reach Moderate
  • Target income group Low-income construction workers
  • Occupation reach Construction workers

Benefit analysis

Benefit type
Cash
Benefit frequency
One-time compensation for disability
Benefit practicality
High for those eligible, but requires proper registration
Financial meaningfulness
Significant for low-income workers facing disability
Long-term impact
Potentially life-changing for beneficiaries, but dependent on awareness and access

Plain-language guidance

This scheme offers financial help to construction workers in Punjab who become disabled. To get help, workers need to register and apply through local offices or online.

Who should apply
Registered construction workers in Punjab who have a disability.
Who may struggle
Semi-literate individuals or those unfamiliar with the application process.
Best application route
Apply via local CSC with Aadhaar and necessary documents.

This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.

Application Process

Online - via CSC

Registration Process as a Building/ Construction Worker:

  • For new registration of workers please approach the nearby Sewa Kendra or Registering officers/ Labour Inspector.

Application Process of the Welfare Scheme:

  • To apply for benefits of the concerned welfare scheme, please approach to nearby Sewa Kendra or Registering Officers/ Labour Inspector of your area.

Note:

  • Registration with the Board: A construction worker becomes a member of the board by filling out Application Form No 28 along with depositing registration fees of ₹ 25/- only (once in life) and ₹ 10/- per month as contribution fees. A worker at a time can get himself registered for a minimum period of 1 year & maximum period of 5 years. The registered worker is called 'Beneficiary' of the Board.

Important Links:

  • Check Your Registration Application Status: Registered workers can check their registration application status through visiting this link upon entering their Registration Number. - Download Registration Card: Registered workers can download their registration Registration Card through visiting this link upon entering their Registration Number. - Check your Scheme Application Status: Registered workers can check their scheme application status through visiting this link upon entering their Registration Number. - CSC Locator: Visit this link to search nearest Common Service Center (CSC) of your area. - List of Sewa Kendra: Visit this link to see the list of Sewa Kendra.

Helpdesk:

Punjab Building And Other Construction Workers Welfare Board

Address: Labour Bhawan Model Welfare Centre Phase 10, Sector 64, Sahibzada Ajit Singh Nagar, Punjab, 160062

Phone : +91 172-2540125

Email : bocwhq@gmail.com

For Bocw Portal Related Queries (Technical Support):-

Phone : +91 172-2540125

Email : bocwhq@gmail.com

Office Visiting Hours : Monday to Friday

(09:00 AM to 05:00 PM)

Offline

Registration Process as a Building/ Construction Worker:

Step 1: To register as a beneficiary under the BOCW Welfare Board, an applicant worker should download Form No-28 and attach all the mandatory documents (self attested, if required).
Step 2: Application shall be submitted to the Labour Inspector of your area.

Application Process of the Welfare Scheme:

Step 1: A registered worker should download Form No-37 and attach all the mandatory documents (self attested, if required).
Step 2: Application shall be submitted to the Labour Inspectors of your area.
> Note:

  • Registration with the Board: A construction worker becomes a member of the board by filling out Application Form No 28 along with depositing registration fees of ₹ 25/- only (once in life) and ₹ 10/- per month as contribution fees. A worker at a time can get himself registered for a minimum period of 1 year & maximum period of 5 years. The registered worker is called 'Beneficiary' of the Board.
    > Important Links:

  • Check Your Registration Application Status: Registered workers can check their registration application status through visiting this link upon entering their Registration Number. - Download Registration Card: Registered workers can download their registration Registration Card through visiting this link upon entering their Registration Number. - Check your Scheme Application Status: Registered workers can check their scheme application status through visiting this link upon entering their Registration Number. - CSC Locator: Visit this link to search nearest Common Service Center (CSC) of your area. - List of Sewa Kendra: Visit this link to see the list of Sewa Kendra.
    > Helpdesk:

> Punjab Building And Other Construction Workers Welfare Board

> Address: Labour Bhawan Model Welfare Centre Phase 10, Sector 64, Sahibzada Ajit Singh Nagar, Punjab, 160062

> Phone : +91 172-2540125

> Email : bocwhq@gmail.com

> For Bocw Portal Related Queries (Technical Support):-

> Phone : +91 172-2540125

> Email : bocwhq@gmail.com

> Office Visiting Hours : Monday to Friday

> (09:00 AM to 05:00 PM)

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

Who can register as a beneficiary under the Building and Other Construction Workers Welfare Board of Punjab?

Any construction worker whose age is between 18 to 60 years and has worked in Punjab State in any construction work for a minimum of 90 days in a year, are eligible to register as a beneficiary under the Board.

Is there a minimum service requirement to register as a beneficiary?

Yes, the building worker must have completed 90 days of service as a building worker in the preceding 12 months.

Who can apply for the welfare scheme?

Any registered worker of the Board can apply for the welfare scheme.

For how long a construction worker can get registered at a time?

A worker at a time can get himself registered for a minimum period of 1 year & maximum period of 5 years.

What is the procedure for applying for the registration?

Any construction worker who is of 18 years and below 60 years' age and has Worked in Punjab State for not less than 90 days shall apply for registration as construction worker on the prescribed Form No. 28 which is available on the Board's website or from the office of ALC/LCO and Labour Inspectors of the area.

Whom to apply for the registration?

A construction worker who intends to get himself registered as a member of the Board shall apply to the Labour Inspector of his area.

What are the mandatory documents for the registration?

The documents required for registration are, age proof(If no age proof is available self declaration), residence proof, adhar card(if available), Bank Account details (Bank branch, account No. and IFSC/RTGS number), detail of dependents, and employer's certificate of working for 90 days as construction worker, and nomination form.

Is there a specific form for the registration through offline mode as a beneficiary under the BOCW Welfare Board?

Yes, the application for registration must be made in Form No. 28.

How much is the fee associated with the registration process?

The rate of registration fee is ₹25/- at the time of registration. It is a one time fee.

What is the rate of contribution?

A registered worker is required to contribute ₹10/-per month as contribution fee to the Board.

Who are the family members considered for the benefits?

Husband or wife, minor sons (including major sons who are insane or physically handicapped and unable to earn), unmarried daughters and the parents of the building worker, who are solely dependent on the registered worker.

Who is eligible for the compensation under this scheme?

Registered workers of the BOCW Welfare Board of Punjab who do not have Health Cards under the Bhagat Puran Singh Sehat Bima Yojna, shall be eligible for the compensation under this scheme

What is the compensation amount for complete disability?

For complete disability, the scheme provides a compensation amount of ₹4,00,000/-.

How is compensation calculated for partial disability?

For partial disability, compensation is calculated proportionately based on the percentage of disability. The amount is ₹4,000/- for each 1% disability, with a maximum limit of ₹4,00,000/-.

Are beneficiaries who receive benefits under the E.S.I scheme eligible for this compensation?

No, beneficiaries who receive benefits under the Employees' State Insurance (E.S.I) scheme are not eligible for compensation under the Ex-gratia Scheme.

Can beneficiaries covered under BPSSBY apply for compensation under this scheme?

No, if a beneficiary has been issued a Health Card under the Bhagat Puran Singh Sehat Bima Yojna, they are not covered under the Ex-gratia Scheme for accidental death or total disability benefits.

What form needs to be used to apply for this welfare scheme?

The application must be made in the prescribed Form No. 37 which can be downloaded from https://bocw.punjab.gov.in/userfiles/file/BOCW%20Scheme%20Forms/Exgratio%20Form%2037.pdf or can be collected from the Labour Inspectors of the concerned area.

Whom to apply for getting benefits of welfare schemes?

For the application of the concerned welfare schemes of the Board, the construction worker has to visit the nearest Sewa Kendras or contact the Assistant Labour Commissioner/ Labour-cum-Conciliation Officer/ Labour Inspector/ Labour Enforcement Officer of the concerned area.

References

Guidelines
https://bocw.punjab.gov.in/userfiles/file/Scheme%20Forms/BOCW%20Schemes%20in%20English%20Final2.pdf
Guidelines
https://bocw.punjab.gov.in/userfiles/file/Scheme%20Forms/Twenty%20Welfare%20Sch%20in%20English%20report%20wise.pdf
Guidelines
https://bocw.punjab.gov.in/bocwstatic/about
Required Documents
https://bocw.punjab.gov.in/bApi/images/file-1657795528555.pdf
FAQs
https://bocw.punjab.gov.in/userfiles/file/Instructions/Computerization%20of%20BOCW.pdf

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Frequently asked questions

What is the purpose of Ex-gratia Scheme: Disability Compensation (P.B.O.C.W.W.B)?
Ex-gratia Scheme: Disability Compensation (P.B.O.C.W.W.B) is a government welfare initiative designed to support Individual, Individual through benefits related to Social welfare & Empowerment, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
Who can apply for Ex-gratia Scheme: Disability Compensation (P.B.O.C.W.W.B)?
Eligibility for Ex-gratia Scheme: Disability Compensation (P.B.O.C.W.W.B) may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
What benefits are offered under Ex-gratia Scheme: Disability Compensation (P.B.O.C.W.W.B)?
Benefits under Ex-gratia Scheme: Disability Compensation (P.B.O.C.W.W.B) may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
Which department manages Ex-gratia Scheme: Disability Compensation (P.B.O.C.W.W.B)?
Ex-gratia Scheme: Disability Compensation (P.B.O.C.W.W.B) is managed by Department of Labour and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
Can users apply online for Ex-gratia Scheme: Disability Compensation (P.B.O.C.W.W.B)?
Yes, eligible applicants may be able to apply online for Ex-gratia Scheme: Disability Compensation (P.B.O.C.W.W.B) through official government portals, authorised service centres, or digital application systems depending on the implementation process.
Is Aadhaar mandatory for Ex-gratia Scheme: Disability Compensation (P.B.O.C.W.W.B)?
Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
Where can users apply for Ex-gratia Scheme: Disability Compensation (P.B.O.C.W.W.B)?
Applications for Ex-gratia Scheme: Disability Compensation (P.B.O.C.W.W.B) may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
What documents may be required for Ex-gratia Scheme: Disability Compensation (P.B.O.C.W.W.B)?
Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
Is income certificate required for Ex-gratia Scheme: Disability Compensation (P.B.O.C.W.W.B)?
Income certificate requirements may vary depending on beneficiary category, subsidy eligibility, and financial assistance criteria defined under Ex-gratia Scheme: Disability Compensation (P.B.O.C.W.W.B).
Is Ex-gratia Scheme: Disability Compensation (P.B.O.C.W.W.B) available in all states?
No, Ex-gratia Scheme: Disability Compensation (P.B.O.C.W.W.B) is primarily available for eligible residents of Punjab and may be implemented through state government departments and local administrative offices.
Can residents outside Punjab apply for Ex-gratia Scheme: Disability Compensation (P.B.O.C.W.W.B)?
Eligibility for Ex-gratia Scheme: Disability Compensation (P.B.O.C.W.W.B) is generally limited to residents of Punjab unless otherwise specified in the official scheme guidelines.
Can CSC centres help users apply for Ex-gratia Scheme: Disability Compensation (P.B.O.C.W.W.B)?
Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
How can users check the latest updates for Ex-gratia Scheme: Disability Compensation (P.B.O.C.W.W.B)?
Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
Can beneficiaries track application status for Ex-gratia Scheme: Disability Compensation (P.B.O.C.W.W.B)?
Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
Where can users get help for Ex-gratia Scheme: Disability Compensation (P.B.O.C.W.W.B) in Punjab?
Users in Punjab may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
Which nearby public services may help with Ex-gratia Scheme: Disability Compensation (P.B.O.C.W.W.B) applications?
Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.