EAFDC

Educational Assistance for Degree Course

5.9/10

The Educational Assistance for Degree Course scheme provides financial assistance to children of registered construction workers pursuing their undergraduate degree (1st, 2nd, 3rd, and 4th year, if applicable). This benefit is also extended to the wife of a registered male worker.

State Cash

States / UT: Maharashtra

Nodal department: Labour Department

Scheme for: Individual

Scheme profile

DBT (direct benefit transfer): No

Categories: Education & Learning

Sub-categories: Scholarships and student finance, Education and training grants, fellowship, stipend

Target beneficiaries: Individual

Tags: Financial Assistance, Degree, Construction Worker, Student, Scholarship

Details

The Educational Assistance for Degree Course scheme was launched by the Maharashtra Building And Other Construction Workers Welfare Board (MBOCWW), Labour Department Maharashtra. The scheme provides financial assistance of ₹20,000/- per year to children of registered construction workers pursuing their undergraduate degrees. This benefit is also extended to the wife of a registered male worker.

Benefits

  • - Financial assistance of ₹20,000/- per year for undergraduate students
  • Financial assistance of ₹20,000/- per year for undergraduate students.

Eligibility

  1. The children's parents or guardians should be registered under the Maharashtra Building and Other Construction Workers Welfare Board.
  2. The student must be enrolled in a degree course (1st, 2nd, 3rd, or 4th year).
  3. The benefit applies to a maximum of two children and the wife of a registered male worker.

How useful is this scheme?

Public benefit analysis

A practical look at this scheme for citizens

AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.

5.9
/ 10
Public Benefit Score
Accessibility 5.0/10 Moderate
Rural usefulness 6.0/10 Moderate
Application complexity 5.0/10 Moderate
Financial impact 6.0/10 Moderate
Literacy barrier 4.0/10 Moderate
Women inclusivity 8.0/10 Good
Awareness 4.5/10 Moderate
Implementation reliability 7.0/10 Good
Bigger shape means a better fit for citizens
  • Accessibility5.0
  • Financial impact6.0
  • Rural utility6.0
  • Awareness4.5
  • Simplicity5.0
  • Inclusivity8.0

What problem does this scheme solve?

The scheme provides essential financial support for children of registered construction workers pursuing undergraduate degrees.

Key challenges addressed

  • Financial assistance for education
  • Support for families of construction workers

Most beneficial for

  • Children of registered construction workers
  • Wives of registered male workers

Likely challenges

  • Awareness of the scheme among eligible families
  • Complexity of the application process

Practical insights for citizens

The scheme is practical but faces challenges in reaching all eligible beneficiaries.

Rural challenges

  • Limited access to information
  • Distance to submission offices

Digital challenges

  • Low digital literacy
  • Limited online resources

Implementation bottlenecks

  • Awareness and outreach to eligible families
  • Bureaucratic delays in processing applications

Awareness challenges

  • Low awareness among construction workers about the scheme

Application analysis

Application mode
Offline office
Documents burden
Moderate, requires several documents
Verification complexity
Moderate, involves multiple steps
Office dependency
High, requires submission to local authorities
DBT dependency
None
CSC support
Limited
Estimated citizen effort
Moderate, requires time and effort to gather documents and submit

Estimated beneficiary reach

  • Rural / urban reach Moderate
  • Gender reach Female and Male
  • Target income group Low-income families
  • Occupation reach Construction workers

Benefit analysis

Benefit type
Cash
Benefit frequency
Annual
Benefit practicality
High, as it directly supports educational expenses
Financial meaningfulness
Moderate, as ₹20,000 can significantly aid in education but may not cover all costs
Long-term impact
Positive, as it encourages higher education among low-income families

Plain-language guidance

This scheme offers financial help for children of construction workers studying for a degree. It also supports the wives of registered male workers.

Who should apply
Children of registered construction workers and their wives.
Who may struggle
Families unaware of the scheme or those facing difficulties in the application process.
Best application route
Apply at the nearest Labour Commissioner's office with required documents.

This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.

Application Process

Offline

Step-1: The interested applicant downloads the application form from the MBOCWW official website.
Step-2: In the application form, fill in all the mandatory fields, and attach copies of all the mandatory documents (self-attest, if required).
Step-3: Submit the duly filled and signed application form along with the documents to the Labor Commissioner/Government Labor Officer.
Step-4: Request a receipt or acknowledgment from the concerned authority to whom the application has been submitted. Ensure that the receipt contains essential details such as the date and time of submission, and a unique identification number (if applicable).

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

What is the financial assistance provided under this scheme?

The scheme provides ₹20,000 per year to students enrolled in a degree course.

How many children can benefit from this scheme?

A maximum of two children per registered worker can benefit.

Is this scheme available to the spouse of a registered worker?

Yes, the wife of a registered male construction worker is also eligible.

What are the eligibility criteria for this scheme?

The student must be pursuing an undergraduate degree, and the worker must be registered with the Maharashtra Building & Other Construction Workers Welfare Board.

Is the assistance provided for each year of the degree course?

Yes, the assistance is provided for 1st to 4th year of the degree course, if applicable.

What documents are required for the application?

Required documents include the student's previous year's mark sheet, proof of admission for the current year, Aadhaar card, and bank details.

Is this scheme applicable for students outside Maharashtra?

No, the scheme is only applicable for students and workers in Maharashtra.

What if my child is in a diploma course?

This scheme is specifically for degree courses, not diploma programs.

Can I apply for more than two children?

No, the scheme allows benefits for a maximum of two children.

Is there a minimum academic percentage required to qualify?

No, the scheme only requires the child to be enrolled and have passed the previous academic year.

Can this benefit be combined with other educational schemes?

No, this scheme cannot be combined with similar financial assistance programs.

Where do I submit the application form?

The form must be submitted to the nearest Labour Commissioner's office or Government Labour Officer.

References

Guidelines
https://mahakamgar.maharashtra.gov.in/welfare-scheme-for-building-other-construction-workers.htm
Official Website
https://mahabocw.in/

Apply

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Frequently asked questions

What is the purpose of Educational Assistance for Degree Course?
Educational Assistance for Degree Course is a government welfare initiative designed to support Individual, Individual through benefits related to Education & Learning, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
Who can apply for Educational Assistance for Degree Course?
Eligibility for Educational Assistance for Degree Course may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
What benefits are offered under Educational Assistance for Degree Course?
Benefits under Educational Assistance for Degree Course may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
Which department manages Educational Assistance for Degree Course?
Educational Assistance for Degree Course is managed by Labour Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
Can users apply online for Educational Assistance for Degree Course?
Yes, eligible applicants may be able to apply online for Educational Assistance for Degree Course through official government portals, authorised service centres, or digital application systems depending on the implementation process.
Is Aadhaar mandatory for Educational Assistance for Degree Course?
Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
Where can users apply for Educational Assistance for Degree Course?
Applications for Educational Assistance for Degree Course may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
What documents may be required for Educational Assistance for Degree Course?
Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
Is income certificate required for Educational Assistance for Degree Course?
Income certificate requirements may vary depending on beneficiary category, subsidy eligibility, and financial assistance criteria defined under Educational Assistance for Degree Course.
Is Educational Assistance for Degree Course available in all states?
No, Educational Assistance for Degree Course is primarily available for eligible residents of Maharashtra and may be implemented through state government departments and local administrative offices.
Can residents outside Maharashtra apply for Educational Assistance for Degree Course?
Eligibility for Educational Assistance for Degree Course is generally limited to residents of Maharashtra unless otherwise specified in the official scheme guidelines.
Can students apply for Educational Assistance for Degree Course?
Eligible students studying in recognised institutions may apply for Educational Assistance for Degree Course depending on educational qualification, category, income limit, and academic eligibility.
Is scholarship amount provided under Educational Assistance for Degree Course?
Educational Assistance for Degree Course may provide scholarship assistance, tuition support, educational reimbursement, or financial aid for eligible students.
Can CSC centres help users apply for Educational Assistance for Degree Course?
Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
How can users check the latest updates for Educational Assistance for Degree Course?
Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
Can beneficiaries track application status for Educational Assistance for Degree Course?
Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
Where can users get help for Educational Assistance for Degree Course in Maharashtra?
Users in Maharashtra may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
Which nearby public services may help with Educational Assistance for Degree Course applications?
Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.