DMCSY

Durghatana Mein Chikitsa Sahaayata Yojana

6.6/10

Durghatana Mein Chikitsa Sahaayata Yojana is a financial assistance program initiated by the Chhattisgarh State Government, specifically designed for registered labor workers who have incurred medical expenses due to accidents. Under this scheme, eligible beneficiaries can receive financial support of up to ₹20,000 or the actual cost of treatment, whichever is lower. To qualify, applicants must be permanent residents of Chhattisgarh and registered construction workers who have completed at least 90 days of labor. The application process involves visiting a Common Service Center (CSC) or labor office to obtain and submit the necessary forms along with required documents such as an Aadhar card, permanent residence certificate, bank account details, and a hospital certificate. This initiative aims to provide crucial healthcare support to labor workers in the state, ensuring they receive the assistance they need during medical emergencies.

State Cash

States / UT: Chhattisgarh

Nodal department: Labour Department

Scheme for: Individual

Scheme profile

DBT (direct benefit transfer): No

Categories: Health & Wellness

Sub-categories: Financial assistance

Target beneficiaries: Individual

Tags: Financial Assistance, Labor Workers, Accident

Details

"Chhattisgarh Durghatana Mein Chikitsa Sahaayata Yojana" has been started by the Chhattisgarh Government and manage/run by the Chhattisgarh, Labor Department.

Benefits

  • - To the registered beneficiaries, medical assistance of ₹20,000/- or the actual expenditure incurred on the treatment, whichever is less, will be provided
  • To the registered beneficiaries, medical assistance of ₹ 20,000/- or the actual expenditure incurred on the treatment, whichever is less, will be provided.

Eligibility

  • The applicant must be a permanent resident of Chhattisgarh state.
  • It is mandatory for construction workers to be registered in any district.
  • Must have completed 90 days as a laborer in the board.

How useful is this scheme?

Public benefit analysis

A practical look at this scheme for citizens

AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.

6.6
/ 10
Public Benefit Score
Accessibility 7.0/10 Good
Rural usefulness 8.0/10 Good
Application complexity 4.0/10 Moderate
Financial impact 6.0/10 Moderate
Literacy barrier 0.0/10 Good
Women inclusivity 8.0/10 Good
Awareness 4.0/10 Moderate
Implementation reliability 7.0/10 Good
Bigger shape means a better fit for citizens
  • Accessibility7.0
  • Financial impact6.0
  • Rural utility8.0
  • Awareness4.0
  • Simplicity6.0
  • Inclusivity8.0

What problem does this scheme solve?

The scheme provides essential financial assistance to labor workers in Chhattisgarh who face medical expenses due to accidents.

Key challenges addressed

  • Financial support for medical expenses due to accidents

Most beneficial for

  • Registered construction workers
  • Low-income laborers

Likely challenges

  • Awareness of the scheme
  • Access to application centers

Practical insights for citizens

Practical for those who are aware and can access CSCs

Rural challenges

  • Limited awareness of the scheme
  • Access to CSC centers

Digital challenges

  • Low digital literacy among some applicants

Implementation bottlenecks

  • Potential delays in processing applications

Awareness challenges

  • Low awareness among labor workers about eligibility and benefits

Application analysis

Application mode
Offline office
Documents burden
Moderate, requires several documents
Verification complexity
Moderate, involves checking multiple documents
Office dependency
High, requires visiting CSC or labor office
DBT dependency
Low, as it is not a direct benefit transfer scheme
CSC support
Available at local CSC centers
Estimated citizen effort
Moderate effort required to gather documents and apply

Estimated beneficiary reach

  • Rural / urban reach High
  • Gender reach Inclusive
  • Target income group Low-income laborers
  • Occupation reach Construction workers

Benefit analysis

Benefit type
Cash
Benefit frequency
One-time assistance per incident
Benefit practicality
Practical for covering immediate medical expenses
Financial meaningfulness
Moderate, as it covers a portion of medical costs
Long-term impact
Limited long-term impact, focused on immediate needs

Plain-language guidance

This scheme helps registered construction workers in Chhattisgarh get financial assistance for medical expenses due to accidents. Eligible workers can apply for up to ₹20,000.

Who should apply
Registered construction workers in Chhattisgarh who have incurred medical expenses due to accidents.
Who may struggle
Workers who are unaware of the scheme or have difficulty accessing CSC centers.
Best application route
Apply via local CSC with Aadhaar and required documents.

This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.

Application Process

Offline

  1. Registered construction workers can apply through any CSC center or labor office.
  2. Get the application form.
  3. Fill out with required details.
  4. Attach the necessary documents.

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

What is this scheme?

Chhattisgarh State Government started this scheme "Durghatana Mein Chikitsa Sahaayata Yojana" for labor workers.

What is the benefits of the scheme?

Financial Assistance

What is the maximum limit of Financial assistance?

Up to ₹ 20,000/- (Maximum)

What is the eligibility criteria ?
  1. The applicant must be a permanent resident of Chhattisgarh state. 2. It is mandatory for construction workers to be registered in any district.
What is the financial eligibility for the scheme?

There is no financial eligibility criteria.

Can other state applicant also apply for the scheme benefits?

No.

How to apply for the scholarship?
  1. Registered construction workers can apply through any CSC center or labor office. 2. Get the application form. 3. Fill out with required details. 4. Attach the necessary documents.
What documents are required ?
  1. Aadhar card. 2. Permanent residence certificate. 3. Bank account details. 4. Hospital certificate.
Can both male and female worker get the scheme benefits?

Yes

References

Guidelines
https://cglabour.nic.in/BOCW/ApplicationSchemes.aspx

Apply

Apply now

Opens the official application or programme portal in a new tab. If in doubt, confirm details on the ministry site.

Frequently asked questions

What is the purpose of Durghatana Mein Chikitsa Sahaayata Yojana?
Durghatana Mein Chikitsa Sahaayata Yojana is a government welfare initiative designed to support Individual, Individual through benefits related to Health & Wellness, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
Who can apply for Durghatana Mein Chikitsa Sahaayata Yojana?
Eligibility for Durghatana Mein Chikitsa Sahaayata Yojana may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
What benefits are offered under Durghatana Mein Chikitsa Sahaayata Yojana?
Benefits under Durghatana Mein Chikitsa Sahaayata Yojana may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
Which department manages Durghatana Mein Chikitsa Sahaayata Yojana?
Durghatana Mein Chikitsa Sahaayata Yojana is managed by Labour Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
Can users apply online for Durghatana Mein Chikitsa Sahaayata Yojana?
Yes, eligible applicants may be able to apply online for Durghatana Mein Chikitsa Sahaayata Yojana through official government portals, authorised service centres, or digital application systems depending on the implementation process.
Is Aadhaar mandatory for Durghatana Mein Chikitsa Sahaayata Yojana?
Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
Where can users apply for Durghatana Mein Chikitsa Sahaayata Yojana?
Applications for Durghatana Mein Chikitsa Sahaayata Yojana may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
What documents may be required for Durghatana Mein Chikitsa Sahaayata Yojana?
Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
Is Durghatana Mein Chikitsa Sahaayata Yojana available in all states?
No, Durghatana Mein Chikitsa Sahaayata Yojana is primarily available for eligible residents of Chhattisgarh and may be implemented through state government departments and local administrative offices.
Can residents outside Chhattisgarh apply for Durghatana Mein Chikitsa Sahaayata Yojana?
Eligibility for Durghatana Mein Chikitsa Sahaayata Yojana is generally limited to residents of Chhattisgarh unless otherwise specified in the official scheme guidelines.
Does Durghatana Mein Chikitsa Sahaayata Yojana provide healthcare or insurance support?
Durghatana Mein Chikitsa Sahaayata Yojana may provide healthcare assistance, insurance coverage, cashless treatment support, medical reimbursement, or hospital-related benefits depending on the scheme structure.
Can beneficiaries use Durghatana Mein Chikitsa Sahaayata Yojana at government hospitals?
Eligible beneficiaries may be able to access services at empanelled hospitals, government healthcare facilities, or authorised healthcare providers depending on scheme participation rules.
Can CSC centres help users apply for Durghatana Mein Chikitsa Sahaayata Yojana?
Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
How can users check the latest updates for Durghatana Mein Chikitsa Sahaayata Yojana?
Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
Can beneficiaries track application status for Durghatana Mein Chikitsa Sahaayata Yojana?
Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
Where can users get help for Durghatana Mein Chikitsa Sahaayata Yojana in Chhattisgarh?
Users in Chhattisgarh may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
Which nearby public services may help with Durghatana Mein Chikitsa Sahaayata Yojana applications?
Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.