DSPMDSY

Dr. Syama Prasad Mookerjee Durghtana Sahayta Yojana

6.0/10

The scheme "Dr. Syama Prasad Mookerjee Durghtana Sahayta Yojana" by the Social Justice and Empowerment Department, Haryana , aims to provide financial assistance of ₹1,00,000 in case of accidental death or disability to residents of Haryana who are not enrolled under the PMSBY.

State Cash

States / UT: Haryana

Nodal department: Social Justice and Empowerment Department

Scheme profile

DBT (direct benefit transfer): No

Scheme open date: 2017-04-01

Categories: Banking,Financial Services and Insurance

Sub-categories: Insurance

Tags: Accidental Assistance, Death Compensation, Disability, Financial Assistance

Details

Launched in 2017, the "Dr. Syama Prasad Mookerjee Durghtana Sahayta Yojana" is a state-level welfare scheme of the Government of Haryana under the Social Justice and Empowerment Department. It provides financial assistance of ₹1,00,000/- to individuals between 18 and 70 years of age who have suffered accidental death or disability and are not registered under the Pradhan Mantri Suraksha Bima Yojana (PMSBY). The scheme is applicable only to permanent residents of Haryana residing in the state. The scheme is implemented by the Social Justice and Empowerment Department.

Benefits

  • Monetary Benefit: ₹1,00,000/- is provided in case of:
  • Accidental death
  • Total and permanent loss of both eyes
  • Loss of both hands or both feet
  • Loss of one eye and one hand or one foot

Monetary Benefit: ₹1,00,000/- is provided in case of:

  • Accidental death.
  • Total and permanent loss of both eyes.
  • Loss of both hands or both feet.
  • Loss of one eye and one hand or one foot.

Eligibility

  • The applicant should be a permanent resident of Haryana.
  • The applicant should currently be residing in Haryana.
  • The applicant should be between 18 and 70 years.
  • The applicant should have met with an accident resulting in death or disability.

Note:

  1. In case of disability, the claimant must be the disabled person themselves.
  2. In case of death, the claimants shall be:
  • The spouse (if not remarried).
  • All unmarried children with equal share.
  • Mother
  • Father
  • No other claimant is eligible beyond the above.

Exclusions

  • The applicant should not be registered under the Pradhan Mantri Suraksha Bima Yojana (PMSBY).


How useful is this scheme?

Public benefit analysis

A practical look at this scheme for citizens

AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.

6.0
/ 10
Public Benefit Score
Accessibility 6.0/10 Moderate
Rural usefulness 3.0/10 Challenging
Application complexity 5.0/10 Moderate
Financial impact 9.0/10 Good
Literacy barrier 5.0/10 Moderate
Women inclusivity 6.0/10 Moderate
Awareness 4.5/10 Moderate
Implementation reliability 7.0/10 Good
Bigger shape means a better fit for citizens
  • Accessibility6.0
  • Financial impact9.0
  • Rural utility3.0
  • Awareness4.5
  • Simplicity5.0
  • Inclusivity6.0

What problem does this scheme solve?

The scheme provides essential financial assistance for accidental death or disability, primarily benefiting residents of Haryana.

Key challenges addressed

  • Financial support for families affected by accidental death.
  • Compensation for individuals suffering from permanent disabilities.

Most beneficial for

  • Accident victims
  • Families of deceased accident victims
  • Low-income residents of Haryana

Likely challenges

  • Limited awareness among potential beneficiaries
  • Digital literacy barriers for application

Practical insights for citizens

While the scheme is beneficial, its reliance on digital processes may hinder access for some rural residents.

Rural challenges

  • Limited internet access
  • Lack of awareness about the scheme

Digital challenges

  • Dependence on online application process
  • Need for digital literacy to navigate the portal

Implementation bottlenecks

  • Verification of accident claims can be slow
  • Potential delays in fund disbursement

Awareness challenges

  • Low outreach and communication about the scheme

Application analysis

Application mode
Online portal
Documents burden
Minimal, primarily identity verification
Verification complexity
Moderate, requires accident verification
Office dependency
Low, primarily online
DBT dependency
No direct benefit transfer involved
CSC support
Available through local CSCs
Estimated citizen effort
Moderate, requires online registration and application

Estimated beneficiary reach

  • Rural / urban reach Moderate
  • Gender reach Equal
  • Target income group Low-income groups
  • Occupation reach All occupations affected by accidents

Benefit analysis

Benefit type
Cash
Benefit frequency
One-time payment
Benefit practicality
High, as it provides immediate financial relief
Financial meaningfulness
Significant, especially for low-income families
Long-term impact
Can improve financial stability for affected families

Plain-language guidance

This scheme offers ₹1,00,000 to residents of Haryana who suffer from accidental death or disability. It is designed to help families cope with financial loss due to accidents.

Who should apply
Permanent residents of Haryana aged 18-70 who have experienced an accident.
Who may struggle
Individuals with low digital literacy or those unaware of the scheme.
Best application route
Apply via the Antyodaya-SARAL Portal or local CSC with Aadhaar.

This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.

Application Process

Online

Registration Process on Antyodaya-SARAL Portal:

Step 1: Visit the Official Portal: Antyodaya-SARAL Portal.
Step 2: For registration, click on “New User/Register Here” and fill in all the mandatory details i.e. Name, Email ID, Mobile Number & password. Click on ‘Submit’.
Step 3: Verify the OTP received in the provided Email and Mobile Number. Alternatively, click on the Verification Link to activate the profile.

Login to Apply for the Scheme:

Step 1: Visit the Official Portal: Antyodaya-SARAL Portal.
Step 2: The “Sign in here” option is available on the right side of the screen. Fill in the required credentials and click on the ‘Login’ button.
Step 3: In the opened window, click on “Scheme/Services list” and a list of schemes will appear on the screen.
Step 4: Now, select the scheme and click on “Apply for Service/Scheme”.
Step 5: Fill in all the details in the online application form and click on "Submit".

Track Your Service Online:

Track Your Service Through SMS:

  • Registered Mobile Number: Type SARAL and send to 9954699899 to track your application. - Other Mobile Number: Type SARAL<space><Application ID/Ticket No.> and send to 9954699899 to track your application/ticket.

Contact Us:

Helpline: 0172-3968400
Email: saral.haryana@gov.in

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

What is the "Dr. Syama Prasad Mookerjee Durghtana Sahayta Yojana" and who is it meant for?

The "Dr. Syama Prasad Mookerjee Durghtana Sahayta Yojana" is a financial assistance scheme launched by the Social Justice and Empowerment Department, Government of Haryana, which is meant for permanent residents of Haryana who suffer accidental death or permanent disability and are not enrolled under the Pradhan Mantri Suraksha Bima Yojana.

What benefits are provided under the "Dr. Syama Prasad Mookerjee Durghtana Sahayta Yojana"?

Under the "Dr. Syama Prasad Mookerjee Durghtana Sahayta Yojana", a one-time financial assistance of ₹1,00,000 is provided in the event of accidental death or in cases of permanent disability involving the total loss of eyes, hands, or feet.

Who is eligible to apply for this scheme in case of accidental death?

In case of accidental death, the eligible claimants under this scheme include the deceased person’s spouse (if not remarried), all unmarried children in equal share, followed by the deceased’s mother or father, and no other person outside of these relations is allowed to claim the benefit.

What are the age criteria to apply for the scheme benefits?

To be eligible under the scheme, the applicant—whether deceased or disabled—must be between the ages of 18 and 70 years at the time of the accident.

Can a person already enrolled under Pradhan Mantri Suraksha Bima Yojana (PMSBY) avail this scheme?

No, a person who has registered under the Pradhan Mantri Suraksha Bima Yojana by depositing the ₹12 premium before the date of the accident is not eligible to avail benefits under the "Dr. Syama Prasad Mookerjee Durghtana Sahayta Yojana".

What kind of accidents are considered valid under the scheme?

Only accidents that result in death or permanent and complete disability such as the total loss of both eyes, both limbs, or a combination of one eye and one limb are considered valid for benefit under this scheme.

Can a disabled person file the claim personally under the scheme?

Yes, in case of permanent disability, the disabled person who suffered the accident is the sole and rightful claimant for receiving the assistance under the scheme.

Is this scheme applicable to residents of Haryana who are temporarily living outside the state?

No, only those individuals who are both permanent residents of Haryana and are residing in Haryana at the time of the accident are eligible for benefits under this scheme.

Can a remarried spouse claim the benefit if the original deceased partner was eligible?

No, a spouse who has remarried after the death of the eligible person is not allowed to claim the benefit under the "Dr. Syama Prasad Mookerjee Durghtana Sahayta Yojana".

What is the process for applying to the "Dr. Syama Prasad Mookerjee Durghtana Sahayta Yojana"?

The applicants may visit the Antyodaya-SARAL Portal to apply for the scheme.

What is the offline process for applying the scheme?

To apply for the "Dr. Syama Prasad Mookerjee Durghtana Sahayta Yojana", the applicant may visit the nearest Atal Seva Kendra (Common Service Centre).

What documents must be submitted in case of disability?

For disability cases, the applicant must submit a disability certificate issued by a competent medical authority along with the Medico-Legal Report (MLR) that clearly states the cause and nature of the injury as certified by a doctor.

References

Guidelines
https://socialjusticehry.gov.in/dr-syama-prasad-mookerjee-durghatna-sahayata-yojana/

Apply

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Frequently asked questions

What is the purpose of Dr. Syama Prasad Mookerjee Durghtana Sahayta Yojana?
Dr. Syama Prasad Mookerjee Durghtana Sahayta Yojana is a government welfare initiative designed to support eligible beneficiaries through benefits related to Banking,Financial Services and Insurance, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
Who can apply for Dr. Syama Prasad Mookerjee Durghtana Sahayta Yojana?
Eligibility for Dr. Syama Prasad Mookerjee Durghtana Sahayta Yojana may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
What benefits are offered under Dr. Syama Prasad Mookerjee Durghtana Sahayta Yojana?
Benefits under Dr. Syama Prasad Mookerjee Durghtana Sahayta Yojana may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
Which department manages Dr. Syama Prasad Mookerjee Durghtana Sahayta Yojana?
Dr. Syama Prasad Mookerjee Durghtana Sahayta Yojana is managed by Social Justice and Empowerment Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
Can users apply online for Dr. Syama Prasad Mookerjee Durghtana Sahayta Yojana?
Yes, eligible applicants may be able to apply online for Dr. Syama Prasad Mookerjee Durghtana Sahayta Yojana through official government portals, authorised service centres, or digital application systems depending on the implementation process.
Is Aadhaar mandatory for Dr. Syama Prasad Mookerjee Durghtana Sahayta Yojana?
Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
Where can users apply for Dr. Syama Prasad Mookerjee Durghtana Sahayta Yojana?
Applications for Dr. Syama Prasad Mookerjee Durghtana Sahayta Yojana may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
What documents may be required for Dr. Syama Prasad Mookerjee Durghtana Sahayta Yojana?
Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
Is Dr. Syama Prasad Mookerjee Durghtana Sahayta Yojana available in all states?
No, Dr. Syama Prasad Mookerjee Durghtana Sahayta Yojana is primarily available for eligible residents of Haryana and may be implemented through state government departments and local administrative offices.
Can residents outside Haryana apply for Dr. Syama Prasad Mookerjee Durghtana Sahayta Yojana?
Eligibility for Dr. Syama Prasad Mookerjee Durghtana Sahayta Yojana is generally limited to residents of Haryana unless otherwise specified in the official scheme guidelines.
Does Dr. Syama Prasad Mookerjee Durghtana Sahayta Yojana provide healthcare or insurance support?
Dr. Syama Prasad Mookerjee Durghtana Sahayta Yojana may provide healthcare assistance, insurance coverage, cashless treatment support, medical reimbursement, or hospital-related benefits depending on the scheme structure.
Can beneficiaries use Dr. Syama Prasad Mookerjee Durghtana Sahayta Yojana at government hospitals?
Eligible beneficiaries may be able to access services at empanelled hospitals, government healthcare facilities, or authorised healthcare providers depending on scheme participation rules.
Can CSC centres help users apply for Dr. Syama Prasad Mookerjee Durghtana Sahayta Yojana?
Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
How can users check the latest updates for Dr. Syama Prasad Mookerjee Durghtana Sahayta Yojana?
Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
Are there deadlines for applying to Dr. Syama Prasad Mookerjee Durghtana Sahayta Yojana?
Some schemes may operate through fixed application windows, annual registration cycles, or department-specific deadlines depending on scheme implementation policies.
Can beneficiaries track application status for Dr. Syama Prasad Mookerjee Durghtana Sahayta Yojana?
Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
Where can users get help for Dr. Syama Prasad Mookerjee Durghtana Sahayta Yojana in Haryana?
Users in Haryana may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
Which nearby public services may help with Dr. Syama Prasad Mookerjee Durghtana Sahayta Yojana applications?
Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.