Housing Loan Scheme
District central Cooperative Banks and through its branches - For Housing, House construction, repair extension loan
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States / UT: Tamil Nadu
Ministry / nodal: Co-operation, Food and Consumer Protection Department
Department: Co-operation, Food and Consumer Protection Department
Nodal department: Co-operation, Food and Consumer Protection Department
Scheme for: Individual
Scheme profile
DBT (direct benefit transfer): No
Target beneficiaries: Citizens
Tags: Housing, Loans, Cooperative Banks, Construction, Repair, Extension, Citizens, Finance, Interest Rate, State Sponsored, Grants, Banking
Details
This scheme provides loans for housing, house construction, and repair extension through District Central Cooperative Banks and their branches. The maximum loan amount available is ₹10,00,000, with an interest rate of 12%, which is subject to change.
Purpose for which loan can be obtained : Housing, House construction, repair extension loan
Maximum amount of loan : 10,00,000
Rate of interest (Subject to change): 12%
Sponsored by: State
Funding pattern: Purpose for which loan can be obtained : Housing, House construction, repair extension loan
Maximum amount of loan : 10,00,000
Rate of interest (Subject to change): 12%
Scheme type: na
Benefits
- - Loans for housing
- Loans for house construction
- Loans for repair and extension
- Maximum loan amount of ₹10,00,000- Interest rate of 12% (subject to change)
- Loans for housing
- Loans for house construction
- Loans for repair and extension
- Maximum loan amount of ₹10,00,000
- Interest rate of 12% (subject to change)
Eligibility
Citizens can apply for this loan scheme.
Application Process
Offline
To avail the loan, applicants should contact the General Manager or Special Officer at the District Central Cooperative Banks.
Documents Required
No document list is available for this scheme yet.
Official links
References
Apply
Apply nowOpens the official application or programme portal in a new tab. If in doubt, confirm details on the ministry site.
Documents Required for Government Schemes
Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:
- Aadhaar Card
- Income Certificate
- Caste Certificate (if applicable)
- Residence Proof
- Bank Account Details
- Educational Certificates (for student schemes)
How to Apply for Government Schemes?
The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:
- Check eligibility criteria
- Collect required documents
- Fill the application form
- Submit the application online or at the relevant office
- Track application status