Sign in Register

Consumer Durables Loan

District central Cooperative Banks and through its branches - For Consumer durables T.V., Fridge and two wheelers loan.

T

State

States / UT: Tamil Nadu

Ministry / nodal: Co-operation, Food and Consumer Protection Department

Department: Co-operation, Food and Consumer Protection Department

Nodal department: Co-operation, Food and Consumer Protection Department

Scheme for: Individual

Scheme profile

DBT (direct benefit transfer): No

Target beneficiaries: Citizen

Tags: Loans, Consumer Durables, Cooperative Banks, Financial Assistance, T.V., Fridge, Two Wheelers, Interest Rate, State Sponsored, Citizen, Banking, Finance

Details

This scheme provides loans for the purchase of consumer durables such as televisions, refrigerators, and two-wheelers. The maximum loan amount is 75% of the cost of the item, with no ceiling on the total amount. The interest rate is subject to change and is currently set at 14%. The loans are available through District Central Cooperative Banks and their branches.

Purpose for which loan can be obtained : Consumer durables
T.V., Fridge and two wheelers loan.
Maximum amount of loan : 75% of the cost (no. ceiling
Rate of interest (Subject to change): 14%

Sponsored by: State
Funding pattern: Purpose for which loan can be obtained : Consumer durables
T.V., Fridge and two wheelers loan.
Maximum amount of loan : 75% of the cost (no. ceiling
Rate of interest (Subject to change): 14%
Scheme type: na

Benefits

  • - Loans for consumer durables
  • Maximum loan amount of 75% of the cost
  • Interest rate of 14% (subject to change)
  • Loans for consumer durables
  • Maximum loan amount of 75% of the cost
  • Interest rate of 14% (subject to change)

Eligibility

Any citizen can apply for this loan scheme.

Application Process

Offline

To avail the loan, applicants should contact the General Manager or Special Officer at the District Central Cooperative Banks.

Documents Required

No document list is available for this scheme yet.

References

Apply

Apply now

Opens the official application or programme portal in a new tab. If in doubt, confirm details on the ministry site.

Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

  • Aadhaar Card
  • Income Certificate
  • Caste Certificate (if applicable)
  • Residence Proof
  • Bank Account Details
  • Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

  1. Check eligibility criteria
  2. Collect required documents
  3. Fill the application form
  4. Submit the application online or at the relevant office
  5. Track application status