DCCBFHL

District Central Cooperative Banks and through its Branches: For Housing, House Construction, Repair Extension Loan

Residents of Tamil Nadu can obtain loans up to ₹10,00,000 for housing, house construction, and repair or extension purposes at a competitive interest rate of 12%. This financial assistance is designed to effectively support individuals in fulfilling their housing needs.

State Cash

States / UT: Tamil Nadu

Nodal department: Co-operation, Food and Consumer Protection Department

Scheme for: Individual

Scheme profile

DBT (direct benefit transfer): No

Categories: Banking,Financial Services and Insurance

Sub-categories: Loan

Target beneficiaries: Individual

Tags: Housing, Construction, Repair Extension, Loan

Details

The "District Central Cooperative Banks and through its Branches: For Housing, House Construction, Repair Extension Loan" scheme launched by the Co-operation, Food and Consumer Protection Department, Tamil Nadu, provides financial assistance to citizens for housing construction, repair, and extension. The maximum loan amount offered is ₹10,00,000/- with an interest rate of 12% (subject to change).

Benefits

  • - Access to Loan: Up to ₹10,00,000/-. - Interest Rate: 12% (subject to change)
  • Access to Loan: Up to ₹10,00,000/-. - Interest Rate: 12% (subject to change).

Eligibility

  • The beneficiary should be a resident of Tamil Nadu.
  • Loans should be applicable only for Housing/ House Construction/ Repair Extension.

Exclusions


Application Process

Offline

Step 1: The interested applicant should collect the application form from the District Central Cooperative Banks or its branches.
Step 2: In the application form, fill in all the mandatory fields, paste the passport-sized photograph (signed across, if required), and attach copies of all the mandatory documents (self-attest, if required).
Step 3: Submit the duly filled and signed application form along with the documents to the concerned authority..
Step 4: Request a receipt or acknowledgment from the concerned authority to whom the application has been submitted. Ensure that the receipt contains essential details such as the date and time of submission, a unique identification number (if applicable).

Documents Required

No document list is available for this scheme yet.

References

Apply

Apply now

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Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

  • Aadhaar Card
  • Income Certificate
  • Caste Certificate (if applicable)
  • Residence Proof
  • Bank Account Details
  • Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

  1. Check eligibility criteria
  2. Collect required documents
  3. Fill the application form
  4. Submit the application online or at the relevant office
  5. Track application status