DWIS

Disabled Marriage Incentive Scheme

6.6/10

The objective of the scheme is to provide financial assistance for marriage with a view to social rehabilitation of persons with disabilities who do not fall under the category of income tax payers.

State Cash

States / UT: Chhattisgarh

Nodal department: Social Welfare Department

Scheme for: Individual

Scheme profile

DBT (direct benefit transfer): No

Scheme open date: 2005-04-01

Categories: Social welfare & Empowerment

Sub-categories: Marriage, Financial assistance

Target beneficiaries: Individual

Tags: Financial Assistance, Marriage, Disability, Spouse, Incentive

Details

Launched on 1st April 2005 by the Social Welfare Department, Government of Chhattisgarh, the scheme "Disabled Wedding Incentive Scheme" provides financial assistance for marriage to the persons with disabilities who do not fall under the category of income tax payers. The objective of the scheme is to socially rehabilitate the persons with disabilities. In case both husband and wife and differently-abled, the couple is provided with ₹50,000/- (lump sum). In case either husband or wife is differently-abled, the couple is provided with ₹1,00,000/- (lump sum). The application needs to be submitted in the prescribed form to the Joint Director / Deputy Director, Panchayat and Social Welfare of the district.

Benefits

  • - In case both husband and wife and differently-abled, the couple is provided with ₹50,000/- (lump sum)
  • In case either husband or wife is differently-abled, the couple is provided with ₹1,00,000/- (lump sum)
  • The amount will be disbursed to the concerned beneficiary directly through NEFT/RTGS , whenever possible. The incentive amount will be jointly payable to the eligible couple. If the marriage is dissolved without a valid reason within five years of the wedding date, the entire incentive amount will be recovered as land revenue. Incentive amount will be given only once in a lifetime
  • In case both husband and wife and differently-abled, the couple is provided with ₹50,000/- (lump sum).
  • In case either husband or wife is differently-abled, the couple is provided with ₹1,00,000/- (lump sum).
  • The amount will be disbursed to the concerned beneficiary directly through NEFT/RTGS, whenever possible.
    *The incentive amount will be jointly payable to the eligible couple.
    *If the marriage is dissolved without a valid reason within five years of the wedding date, the entire incentive amount will be recovered as land revenue.
    *Incentive amount will be given only once in a lifetime.

Eligibility

  • At least one partner in the couple should be a native of Chhattisgarh.
  • The applicant should have a disability of 40% or above (as per Section 2 of the Persons with Disabilities Act, 1995).
  • The applicant’s marriage should be conducted as per social customs or legally solemnized by a competent court.
  • The applicant should not be an income taxpayer.
  • The age of the bride at the time of marriage should be 18 to 45 years.
  • The age of the bridegroom at the time of marriage should be 21 to 45 years.

How useful is this scheme?

Public benefit analysis

A practical look at this scheme for citizens

AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.

6.6
/ 10
Public Benefit Score
Accessibility 6.0/10 Moderate
Rural usefulness 7.0/10 Good
Application complexity 5.0/10 Moderate
Financial impact 8.0/10 Good
Literacy barrier 2.0/10 Good
Women inclusivity 8.0/10 Good
Awareness 4.5/10 Moderate
Implementation reliability 7.0/10 Good
Bigger shape means a better fit for citizens
  • Accessibility6.0
  • Financial impact8.0
  • Rural utility7.0
  • Awareness4.5
  • Simplicity5.0
  • Inclusivity8.0

What problem does this scheme solve?

The Disabled Marriage Incentive Scheme aims to provide financial assistance to couples where at least one partner has a disability, promoting social rehabilitation.

Key challenges addressed

  • Financial support for marriage of persons with disabilities
  • Social inclusion and rehabilitation of disabled individuals

Most beneficial for

  • Couples where one or both partners have a disability
  • Residents of Chhattisgarh

Likely challenges

  • Complex application process for semi-literate individuals
  • Limited awareness among potential beneficiaries

Practical insights for citizens

The scheme is practical but requires better awareness and support for applicants.

Rural challenges

  • Limited access to information about the scheme
  • Transportation issues to reach application offices

Digital challenges

  • Low digital literacy among target beneficiaries
  • Limited online application options

Implementation bottlenecks

  • Delays in application processing
  • Potential rejection without clear reasons

Awareness challenges

  • Low awareness of the scheme among eligible populations
  • Need for outreach programs

Application analysis

Application mode
Offline office
Documents burden
Minimal, but requires joint signatures
Verification complexity
Moderate, requires district-level approval
Office dependency
High, requires visit to local office
DBT dependency
Low, as it involves direct cash transfer
CSC support
Limited
Estimated citizen effort
Moderate, requires understanding of eligibility and process

Estimated beneficiary reach

  • Rural / urban reach Moderate
  • Gender reach Inclusive
  • Target income group Low-income individuals
  • Occupation reach All occupations

Benefit analysis

Benefit type
Cash
Benefit frequency
One-time payment
Benefit practicality
High, as it provides significant financial support for marriage
Financial meaningfulness
High, especially for low-income families
Long-term impact
Positive, as it promotes social inclusion and stability for disabled individuals

Plain-language guidance

This scheme provides financial help for the marriage of disabled individuals in Chhattisgarh. Couples can receive up to ₹1,00,000 based on their circumstances.

Who should apply
Couples where at least one partner has a disability and is a native of Chhattisgarh.
Who may struggle
Semi-literate individuals and those unfamiliar with the application process.
Best application route
Apply via local Social Welfare office with required documents.

This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.

Application Process

Offline

  • The application should be submitted in the prescribed form with a joint signature/thumb impression to the Joint Director / Deputy Director, Panchayat and Social Welfare of their respective district.
  • The grant/assistance is sanctioned by the District Collector on the recommendation of the Joint Director/Deputy Director, Panchayat and Social Welfare.

Deadline: The application for incentive amount will only be accepted if submitted within a maximum of 6 months of marriage.
*The Joint Director/Deputy Director of the Social Welfare District Office has the authority to approve or reject the applications received. However, if any application is rejected, the Joint Director/Deputy Director must provide appropriate reasons for the rejection.
*The applicant will be notified of the decision, whether it is an acceptance or rejection, within a maximum of 30 days from the date of receipt in the office.

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

What is the main objective of the scheme?

The main objective of the scheme is to provide financial assistance to persons with disabilities for their marriage, promoting social rehabilitation and inclusion.

Who is eligible for the financial assistance under this scheme?

To be eligible, at least one person in the couple must be disabled with a disability of 40% or more, both partners must be native to Chhattisgarh, and neither should be income tax payers. The age of the bridegroom should be between 21 and 45 years, and the bride should be between 18 and 45 years.

How much financial assistance is provided if one partner is disabled?

If either the bride or groom has a disability, a lump-sum financial assistance of ₹50,000/- is provided.

What is the amount of financial assistance if both partners are disabled?

If both individuals in the couple are disabled, the scheme provides a financial assistance of ₹1,00,000/-.

Is the incentive amount payable to only one person or both?

The incentive amount is jointly payable to the eligible couple.

Can the incentive amount be claimed more than once?

No, the incentive amount can be claimed only once in a lifetime.

What happens if the marriage is dissolved within five years?

If the marriage is dissolved without a valid reason within five years of the wedding date, the entire incentive amount will be recovered as land revenue.

What is the application process for the scheme?

Applicants must submit their application with joint signatures or thumb impressions in the prescribed format to the Joint/Deputy Director of the Social Welfare Department in their respective district.

Is there a deadline to apply for the incentive?

Yes, the application for the incentive must be submitted within a maximum of 6 months from the date of marriage.

Who sanctions the assistance amount?

The District Collector sanctions the assistance amount based on the recommendations of the Joint/Deputy Director of the Social Welfare Department.

How long does it take for an application to be processed?

The approving authority must make a decision on the registered application and inform the applicant within a maximum of 30 days from the date of receipt in the office.

How is the incentive amount disbursed to the beneficiary?

Upon approval, the amount is disbursed directly to the beneficiary through NEFT/RTGS, whenever possible.

Can a couple who are income tax payers apply for this scheme?

No, couples who are income tax payers are not eligible for this scheme.

References

Guidelines
https://sw.cg.gov.in/sites/default/files/vivahdoc.pdf
Official Website
https://sw.cg.gov.in/disabled-wedding-incentive-scheme

Apply

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Frequently asked questions

What is the purpose of Disabled Marriage Incentive Scheme?
Disabled Marriage Incentive Scheme is a government welfare initiative designed to support Individual, Individual through benefits related to Social welfare & Empowerment, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
Who can apply for Disabled Marriage Incentive Scheme?
Eligibility for Disabled Marriage Incentive Scheme may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
What benefits are offered under Disabled Marriage Incentive Scheme?
Benefits under Disabled Marriage Incentive Scheme may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
Which department manages Disabled Marriage Incentive Scheme?
Disabled Marriage Incentive Scheme is managed by Social Welfare Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
Can users apply online for Disabled Marriage Incentive Scheme?
Yes, eligible applicants may be able to apply online for Disabled Marriage Incentive Scheme through official government portals, authorised service centres, or digital application systems depending on the implementation process.
Is Aadhaar mandatory for Disabled Marriage Incentive Scheme?
Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
Where can users apply for Disabled Marriage Incentive Scheme?
Applications for Disabled Marriage Incentive Scheme may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
What documents may be required for Disabled Marriage Incentive Scheme?
Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
Is income certificate required for Disabled Marriage Incentive Scheme?
Income certificate requirements may vary depending on beneficiary category, subsidy eligibility, and financial assistance criteria defined under Disabled Marriage Incentive Scheme.
Is Disabled Marriage Incentive Scheme available in all states?
No, Disabled Marriage Incentive Scheme is primarily available for eligible residents of Chhattisgarh and may be implemented through state government departments and local administrative offices.
Can residents outside Chhattisgarh apply for Disabled Marriage Incentive Scheme?
Eligibility for Disabled Marriage Incentive Scheme is generally limited to residents of Chhattisgarh unless otherwise specified in the official scheme guidelines.
Can CSC centres help users apply for Disabled Marriage Incentive Scheme?
Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
How can users check the latest updates for Disabled Marriage Incentive Scheme?
Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
Are there deadlines for applying to Disabled Marriage Incentive Scheme?
Some schemes may operate through fixed application windows, annual registration cycles, or department-specific deadlines depending on scheme implementation policies.
Can beneficiaries track application status for Disabled Marriage Incentive Scheme?
Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
Where can users get help for Disabled Marriage Incentive Scheme in Chhattisgarh?
Users in Chhattisgarh may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
Which nearby public services may help with Disabled Marriage Incentive Scheme applications?
Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.