DAK

Delhi Arogya Kosh

5.8/10

"Delhi Arogya Kosh” (DAK) provides Financial assistance to needy eligible patients for treatment of any illness/treatment/intervention required by the patient undergoing treatment in a Government Hospital run by Delhi Government or Central Government or Autonomous Hospital under the State Government

State In Kind

States / UT: Delhi

Nodal department: Health & Family Welfare

Scheme for: Individual

Scheme profile

Scheme open date: 2017-03-02

Categories: Health & Wellness

Sub-categories: Financial assistance, Emergency medical assistance, Health promotion

Target beneficiaries: Individual

Tags: Arogya Kosh, Delhi, Financial Assistance, Family Health

Details

Details
The Governing Body of Delhi Arogya Kosh in its 13th meeting held on 28.02.2017 resolved that financial assistance shall be provided for Ultrasound, Doppler Studies, Mammography, EEG, EMG, TMT & ECHO from both non-NABH & NABH ACCREDITED DGEHS EMPANELLED STANDALONE DIAGNOSTIC centres to any eligible patient who is a bonafide resident of Delhi, identified on the basis of Voter ID card; Aadhaar Card; Passport; Driving License; Ration Card; Extract from the electoral roll and Birth Certificate along with identity proof of either parent (for children below five years of age), undergoing treatment in any of the 25 Hospitals owned by Government of National Capital Territory of Delhi (GNCTD) or in any of the 23 polyclinics attached to these hospitals or in any of the 05 hospitals run under autonomous mode by GNCTD

Benefits

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BenefitsProvides financial assistance of Rs. 5 lacs to needy eligible patients for treatment of any illness /disease in a Government hospital run by Delhi Government or Central Government or Local Bodies or Autonomous Hospitals under State Government

Eligibility

Eligibility

  1. Patients with annual family income up to Rs 3 lacs are eligible.
  2. The patient should be a bonafide resident of Delhi for the last 3 years ( prior to the date of submission of the application).
  3. The patient requiring treatment for any illness/ treatment/ intervention in a Government Hospital run by Delhi Govt. /Central Govt. /AIIMS /Autonomous Institutes of the State Govt. /Local Bodies.

How useful is this scheme?

Public benefit analysis

A practical look at this scheme for citizens

AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.

5.8
/ 10
Public Benefit Score
Accessibility 6.0/10 Moderate
Rural usefulness 5.0/10 Moderate
Application complexity 3.5/10 Good
Financial impact 5.0/10 Moderate
Literacy barrier 5.0/10 Moderate
Women inclusivity 7.0/10 Good
Awareness 4.5/10 Moderate
Implementation reliability 8.0/10 Good
Bigger shape means a better fit for citizens
  • Accessibility6.0
  • Financial impact5.0
  • Rural utility5.0
  • Awareness4.5
  • Simplicity6.5
  • Inclusivity7.0

What problem does this scheme solve?

The Delhi Arogya Kosh provides essential financial assistance for medical treatments to eligible residents of Delhi, particularly benefiting low-income families.

Key challenges addressed

  • Financial burden of medical treatments

Most beneficial for

  • Low-income individuals
  • Residents of Delhi requiring medical treatment

Likely challenges

  • Complex application process
  • Need for multiple documents

Practical insights for citizens

While the scheme is beneficial, the complexity of the application process may deter some eligible applicants.

Rural challenges

  • Limited access to online services
  • Awareness of the scheme in rural areas

Digital challenges

  • Need for internet access for online application
  • Limited digital literacy among some applicants

Implementation bottlenecks

  • Multiple levels of approval can delay processing

Awareness challenges

  • Limited outreach in rural areas

Application analysis

Application mode
Online + CSC assisted
Documents burden
Multiple documents required for verification
Verification complexity
Moderate complexity due to multiple approvals
Office dependency
High dependency on government offices
DBT dependency
No direct benefit transfer
CSC support
Available for assistance
Estimated citizen effort
Moderate effort required to gather documents and apply

Estimated beneficiary reach

  • Rural / urban reach Urban-only
  • Gender reach Moderate
  • Target income group Annual family income up to ₹3 lakhs
  • Occupation reach Low-income workers

Benefit analysis

Benefit type
In Kind
Benefit frequency
As needed for medical treatment
Benefit practicality
High practicality for eligible patients
Financial meaningfulness
Significant financial relief for low-income families
Long-term impact
Improved health outcomes for financially constrained individuals

Plain-language guidance

Delhi Arogya Kosh helps low-income residents of Delhi get financial assistance for medical treatments in government hospitals. Eligible patients can apply online with required documents.

Who should apply
Residents of Delhi with an annual family income up to ₹3 lakhs needing medical treatment.
Who may struggle
Individuals with limited digital literacy or access to the internet.
Best application route
Apply via local CSC with Aadhaar and necessary documents.

This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.

Application Process

Online

Application ProcessDownload the application form.Check the List Of Dak Empanelled Hospitals For Free Surgery Scheme.A Complete application form along with all the requisite documents is processed by the concerned hospital and sent to the Director of General Health Services through e-office for his approval. Thereafter, the application needs approval from the Finance Department, GNCTD and is thence forwarded to Chairman, DAK for their approval, respectively. Financial Assistance up to Rs. 25,000/- is sanctioned at the level of Directorate General Of Health Services (DGHS), up to Rs. 1.5 lakh is sanctioned at the level of DGHS after approval of the finance department. Financial Assistance above Rs. 1.5 lakh upto Rs. 5 lakhs is sanctioned at the level of Chairman, DAKAfter the due approvals from the competent authority on rotation, the application comes back to Patient Welfare Cell and the sanctioned amount is issued in favour of the concerned Government Hospital through the ECS facility.The concerned hospital is informed regarding the patient and the sanctioned amount for further necessary action at the level of the hospital.The applicant, too, is informed through a letter sent by Speed-post and, if a contact number is available, telephonically

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

Is surgery free in Delhi government hospital?

To avail benefit of this scheme, patients need to submit their application and relevant documents. After their screening, the government bears the cost of implants and the treatment of the patient up to Rs 5 lakh. It is a cashless scheme

What are the hospitals recognized under the scheme?

All health facilities (hospitals/dispensaries) run by the Govt. of NCT of Delhi and autonomous bodies under Delhi Government, local bodies viz. MCD, NDMC, Delhi Cantonment Board, Central Government and other Government bodies, such as AIIMS, Patel Chest Institute ( University of Delhi) etc. are recognized under the scheme. In addition, many Private Hospitals/Diagnostic centers have been empanelled under the scheme

Is treatment free in Delhi government hospital?

It is a State Govt. run free hospital. Medicine/Investigations/ Food is provided free of Cost.

Who are eligible for Delhi Arogya Kosh?

Patient with annual family income upto Rs 3 lacs are eligible. Patient requiring treatment for any illness/ treatment/ intervention in a Government Hospital run by Delhi Govt. /Central Govt. /AIIMS /Autonomous Institutes of the State Govt. /Local Bodies.

Who to apply ?
  1. Download the application form. 2. A Complete application form along with all the requisite documents is processed by the concerned hospital and sent to the Director of General Health Services through e-office for his approval.
What documents are required for verification of INCOME ?

Any one of the following 1. National Food Security Card for income less than Rs. 1 lakh per annum. 2. Income Certificate issued from area SDM (or any other officer authorized on this behalf by the Revenue Department) for income up to Rs. 3 lakhs per annum.

What Documents Are Required For DOMICILE for the last 03 years ?

Any One Of The Following 1. Domicile Certificate issued from area SDM. 2. Ration card. 3. Voter ID. 4. Driving License. 5. Passport. 6. Extract from the Electoral Roll. 7. Aadhar Card.

What documents are required in case the patient is a minor ?

Birth Certificate of the patient and the domicile proof of either of the parent (any one of the aforementioned documents).

What are the benefits under the DAK ?

Provides financial assistance of Rs. 5 lacs to needy eligible patients for treatment of any illness /disease in a Government hospital run by Delhi Government or Central Government or Local Bodies or Autonomous Hospitals under State Government

References

Official Site
http://health.delhigovt.nic.in/wps/wcm/connect/doit_health/Health/Home/Directorate+General+of+Health+Services/Delhi+Arogya+Kosh
Application Form
http://health.delhigovt.nic.in/wps/wcm/connect/083fff004d3a3c1181a5f5d1e963ea50/DAJSAl.pdf?MOD=AJPERES&lmod=95301809&CACHEID=083fff004d3a3c1181a5f5d1e963ea50
List Of Dak Empanelled Hospitals For Free Surgery Scheme
http://health.delhigovt.nic.in/wps/wcm/connect/05fce300463cb0f6b136f79f4cfcc4fd/LE.pdf?MOD=AJPERES&lmod=1841210420&CACHEID=05fce300463cb0f6b136f79f4cfcc4fd
Guidelines 1
http://health.delhigovt.nic.in/wps/wcm/connect/a0643180463cb19db144f79f4cfcc4fd/OMC.pdf?MOD=AJPERES&lmod=1841286421&CACHEID=a0643180463cb19db144f79f4cfcc4fd
Guidelines 2
http://health.delhigovt.nic.in/wps/wcm/connect/577b2d8044756391b22bbb2d363a6a0e/OM+for+Guidelines+ompressed.pdf?MOD=AJPERES&lmod=95670045&CACHEID=577b2d8044756391b22bbb2d363a6a0e
Guidelines 3
http://web.delhi.gov.in/wps/wcm/connect/3869cf004c9bc362b295f258f7255897/OM+DAK.pdf?MOD=AJPERES&lmod=1179342415&CACHEID=3869cf004c9bc362b295f258f7255897
Guidelines 4
http://health.delhigovt.nic.in/wps/wcm/connect/17b9b580463cb1deb14bf79f4cfcc4fd/OMPR.pdf?MOD=AJPERES&lmod=1841311740&CACHEID=17b9b580463cb1deb14bf79f4cfcc4fd

Apply

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Frequently asked questions

What is the purpose of Delhi Arogya Kosh?
Delhi Arogya Kosh is a government welfare initiative designed to support Individual, Individual through benefits related to Health & Wellness, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
Who can apply for Delhi Arogya Kosh?
Eligibility for Delhi Arogya Kosh may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
What benefits are offered under Delhi Arogya Kosh?
Benefits under Delhi Arogya Kosh may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
Which department manages Delhi Arogya Kosh?
Delhi Arogya Kosh is managed by Health & Family Welfare and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
Can users apply online for Delhi Arogya Kosh?
Yes, eligible applicants may be able to apply online for Delhi Arogya Kosh through official government portals, authorised service centres, or digital application systems depending on the implementation process.
Is Aadhaar mandatory for Delhi Arogya Kosh?
Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
Where can users apply for Delhi Arogya Kosh?
Applications for Delhi Arogya Kosh may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
What documents may be required for Delhi Arogya Kosh?
Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
Is income certificate required for Delhi Arogya Kosh?
Income certificate requirements may vary depending on beneficiary category, subsidy eligibility, and financial assistance criteria defined under Delhi Arogya Kosh.
Is Delhi Arogya Kosh available in all states?
No, Delhi Arogya Kosh is primarily available for eligible residents of Delhi and may be implemented through state government departments and local administrative offices.
Can residents outside Delhi apply for Delhi Arogya Kosh?
Eligibility for Delhi Arogya Kosh is generally limited to residents of Delhi unless otherwise specified in the official scheme guidelines.
Does Delhi Arogya Kosh provide healthcare or insurance support?
Delhi Arogya Kosh may provide healthcare assistance, insurance coverage, cashless treatment support, medical reimbursement, or hospital-related benefits depending on the scheme structure.
Can beneficiaries use Delhi Arogya Kosh at government hospitals?
Eligible beneficiaries may be able to access services at empanelled hospitals, government healthcare facilities, or authorised healthcare providers depending on scheme participation rules.
Can CSC centres help users apply for Delhi Arogya Kosh?
Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
How can users check the latest updates for Delhi Arogya Kosh?
Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
Are there deadlines for applying to Delhi Arogya Kosh?
Some schemes may operate through fixed application windows, annual registration cycles, or department-specific deadlines depending on scheme implementation policies.
Can beneficiaries track application status for Delhi Arogya Kosh?
Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
Where can users get help for Delhi Arogya Kosh in Delhi?
Users in Delhi may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
Which nearby public services may help with Delhi Arogya Kosh applications?
Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.