DDSSY

Deen Dayal Swasthya Seva Yojana

6.4/10

To facilitate and take the medical services to the next level, the State of Goa envisaged the present scheme to provide its people with quality medical care and treatment of diseases, hospitalization and surgery through Government and private hospitals.

State Cash

States / UT: Goa

Nodal department: Health Services Department

Scheme for: Individual

Scheme profile

DBT (direct benefit transfer): No

Categories: Health & Wellness

Sub-categories: Health Insurance

Target beneficiaries: Family

Tags: Insurance, Health Coverage, Goa, Cashless

Details

To facilitate and take medical services to the next level, the State of Goa envisaged the present scheme to provide its people with quality medical care and treatment of diseases, hospitalization, and surgery through government and private hospitals.

Benefits

  • The benefit under this scheme shall be provided on a cashless basis to the beneficiaries up to the limit of their annual coverage and shall be as under: 1. The insurance cover shall be up to ₹2 50 000/- per annum for a family of three or fewer members and up to ₹4 00 000/- for a family of four or more members. Under no case the claim would exceed ₹4 00 000/- annually. 1. The insurance benefit can be availed of individually or collectively by members of the family. 1. An individual is free to take higher coverage from the insurance company by paying higher premiums without having any impact on Government policy and facilities. 1. The facilities for 447 procedures shall be covered under the scheme

The benefit under this scheme shall be provided on a cashless basis to the beneficiaries, up to the limit of their annual coverage, and shall be as under:

  1. The insurance cover shall be up to ₹2,50,000/- per annum for a family of three or fewer members and up to ₹4,00,000/- for a family of four or more members. Under no case, the claim would exceed ₹4,00,000/- annually.
  2. The insurance benefit can be availed of individually or collectively by members of the family.
  3. An individual is free to take higher coverage from the insurance company by paying higher premiums, without having any impact on Government policy and facilities.
  4. The facilities for 447 procedures shall be covered under the scheme.

Eligibility

  • The applicant must be a resident of the state of Goa.
  • The applicant must have resided in Goa continuously for a minimum of five years or more.

How useful is this scheme?

Public benefit analysis

A practical look at this scheme for citizens

AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.

6.4
/ 10
Public Benefit Score
Accessibility 6.0/10 Moderate
Rural usefulness 5.0/10 Moderate
Application complexity 7.5/10 Challenging
Financial impact 9.0/10 Good
Literacy barrier 5.0/10 Moderate
Women inclusivity 7.0/10 Good
Awareness 4.5/10 Moderate
Implementation reliability 8.0/10 Good
Bigger shape means a better fit for citizens
  • Accessibility6.0
  • Financial impact9.0
  • Rural utility5.0
  • Awareness4.5
  • Simplicity2.5
  • Inclusivity7.0

What problem does this scheme solve?

The Deen Dayal Swasthya Seva Yojana provides essential health coverage to residents of Goa, facilitating access to quality medical care.

Key challenges addressed

  • Access to quality medical care
  • Financial burden of hospitalization

Most beneficial for

  • Low-income families
  • Residents of Goa

Likely challenges

  • Awareness of the scheme
  • Application complexity for semi-literate individuals

Practical insights for citizens

Practical for those aware of the scheme, but challenges exist for the less informed

Rural challenges

  • Limited access to healthcare facilities
  • Awareness of the scheme

Digital challenges

  • Limited internet access in rural areas
  • Dependence on offline processes

Implementation bottlenecks

  • Need for better outreach and education

Awareness challenges

  • Low awareness among rural populations

Application analysis

Application mode
Hybrid
Documents burden
Moderate, requires proof of residence and identity
Verification complexity
Moderate, involves multiple steps
Office dependency
Low, can apply online or offline
DBT dependency
None
CSC support
Limited
Estimated citizen effort
Moderate, requires understanding of the process

Estimated beneficiary reach

  • Rural / urban reach Moderate
  • Gender reach Equal
  • Target income group Low-income families
  • Occupation reach All occupations

Benefit analysis

Benefit type
Cashless health insurance
Benefit frequency
Annual coverage
Benefit practicality
High, as it covers a wide range of procedures
Financial meaningfulness
High, with significant coverage limits
Long-term impact
Positive, as it promotes better health outcomes

Plain-language guidance

The Deen Dayal Swasthya Seva Yojana helps residents of Goa access quality medical care without upfront costs. It covers various medical procedures for families.

Who should apply
Residents of Goa who need health coverage.
Who may struggle
Semi-literate individuals and those unfamiliar with online processes.
Best application route
Apply via local healthcare providers or the official website.

This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.

Application Process

Offline

  • The beneficiary may approach the Empanelled Health Care Provider (EHCP) as per the list provided on the website. After consulting the doctor, if the surgery is covered under the scheme and is available at the said EHCP, the patient can approach the DDSSY Sahayak at the hospital with the card, and the Sahayak will raise a request for pre-authorization with the ISA pre-authorization doctor. Or- Alternatively, if the beneficiary is aware of what the procedure is, he/she can check the website to find out at which EHCP the required procedure is performed and visit the hospital of his/her choice as per the list of EHCPs empaneled for the said procedure.

Note: Officer to be contacted:


Sr. No.Name & address of the Nodal OfficerDesignationContact No.1Dr. Yogesh Potdar, Directorate of Health Services, Campal PanajiMedical Management & Quality Manager0832-2225646, Extn. 256, 74477975822Dr. Ralph Araujo, MD India Health Insurance TPA Pvt. Ltd., B-F/3, 1st Floor, Campal Trade Centre, Behind Military Hospital, PanajiSr. Manager93259636913Shri. Sagar Jaiwar, Goa Electronics Ltd., Ground Floor, Shrama Shakti Bhavan, Patto Plaza, EDC Complex, PanajiAsst. Manager (IT), Goa Electronics Ltd.8411004910

Online

Step-1: Visit**** the official website.
Step-2: By clicking on register button, providing your email ID, mobile number, name, address, and date of birth. Complete the OTP authentication for successful registration.
Step-3: After registration, log in using your credentials and verify your Aadhaar number under the user profile section.
Step-4: Navigate to the Services menu and select All Services. Under DDSSY, click on Deen Dayal Swasthya Seva Yojana (DDSSY) – Renewal.
Step-5: Ensure you are an active member of the DDSSY card as non-members are not eligible to renew the card.
Step-6: Enter your DDSSY card number and search for the associated member details.
Step-7: Click on Generate OTP to receive the OTP on your registered mobile number, and validate it.
Step-8: If you're renewing with updates, fill in all the mandatory (*) fields and upload the relevant documents.
Step-9: Click on Proceed to Pay and complete the payment process for the renewal.
Step-10: After successful payment, make sure to note down the Acknowledgement Number for future tracking.

Note: A confirmation message will be sent to your registered mobile number once the process is complete.

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

What is the objective of the DDSSY scheme?

The objective of the DDSSY scheme is to provide quality medical care and treatment, including hospitalization and surgeries, to the residents of Goa through government and private hospitals on a cashless basis.

Who is eligible for the DDSSY scheme?

The scheme covers all residents of Goa who have lived in the state for five years or more.

What is the insurance coverage provided under DDSSY?

The insurance cover is up to ₹2,50,000/- per annum for a family of three or fewer members and up to ₹4,00,000/- for a family of four or more members. The maximum claim cannot exceed ₹4,00,000/- annually.

What documents are required to avail of the DDSSY scheme?

Required documents include an Aadhar Card or enrolment slip, proof of residence in Goa for five years, a ration card to define the family, and additional documents for specific categories like caste certificates or disability certificates.

How can a beneficiary avail of the benefits under the DDSSY scheme?

Beneficiaries can approach an Empanelled Health Care Provider (EHCP) listed on the DDSSY website. After consulting with a doctor, the hospital's DDSSY Sahayak will raise a pre-authorization request for the required procedure.

Can a beneficiary opt for higher insurance coverage?

Yes, individuals can opt for higher insurance coverage by paying an additional premium directly to the insurance company, without affecting the government-provided benefits.

How many medical procedures are covered under the DDSSY scheme?

The scheme covers 447 medical procedures.

What should a beneficiary do if they are aware of the required procedure?

If aware of the required procedure, beneficiaries can check the DDSSY website for a list of EHCPs performing that procedure and visit the hospital of their choice from the empanelled list.

Where can applications for the DDSSY scheme be submitted?

Applications can be submitted at Goa Electronics Ltd., Ground Floor, Shrama Shakti Bhavan, Patto Plaza, EDC Complex, Panaji, Goa.

Who should be contacted for more information about the DDSSY scheme?

For more information, beneficiaries can contact the DDSSY helpline at 0832-2438844 or email ddssydhs@gmail.com. The website ddssygoa.mdindia.com also provides detailed information.

References

Guideline
https://www.goa.gov.in/wp-content/uploads/2020/09/Deen-Dayal-Swasthya-Seva-Yojana.pdf
Register
https://goaonline.gov.in/Public/userRegistration_af
Login
https://goaonline.gov.in/Public/Login

Apply

Apply now

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Frequently asked questions

What is the purpose of Deen Dayal Swasthya Seva Yojana?
Deen Dayal Swasthya Seva Yojana is a government welfare initiative designed to support Individual, Family through benefits related to Health & Wellness, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
Who can apply for Deen Dayal Swasthya Seva Yojana?
Eligibility for Deen Dayal Swasthya Seva Yojana may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
What benefits are offered under Deen Dayal Swasthya Seva Yojana?
Benefits under Deen Dayal Swasthya Seva Yojana may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
Which department manages Deen Dayal Swasthya Seva Yojana?
Deen Dayal Swasthya Seva Yojana is managed by Health Services Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
Can users apply online for Deen Dayal Swasthya Seva Yojana?
Yes, eligible applicants may be able to apply online for Deen Dayal Swasthya Seva Yojana through official government portals, authorised service centres, or digital application systems depending on the implementation process.
Is Aadhaar mandatory for Deen Dayal Swasthya Seva Yojana?
Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
Where can users apply for Deen Dayal Swasthya Seva Yojana?
Applications for Deen Dayal Swasthya Seva Yojana may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
What documents may be required for Deen Dayal Swasthya Seva Yojana?
Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
Is Deen Dayal Swasthya Seva Yojana available in all states?
No, Deen Dayal Swasthya Seva Yojana is primarily available for eligible residents of Goa and may be implemented through state government departments and local administrative offices.
Can residents outside Goa apply for Deen Dayal Swasthya Seva Yojana?
Eligibility for Deen Dayal Swasthya Seva Yojana is generally limited to residents of Goa unless otherwise specified in the official scheme guidelines.
Does Deen Dayal Swasthya Seva Yojana provide healthcare or insurance support?
Deen Dayal Swasthya Seva Yojana may provide healthcare assistance, insurance coverage, cashless treatment support, medical reimbursement, or hospital-related benefits depending on the scheme structure.
Can beneficiaries use Deen Dayal Swasthya Seva Yojana at government hospitals?
Eligible beneficiaries may be able to access services at empanelled hospitals, government healthcare facilities, or authorised healthcare providers depending on scheme participation rules.
Can CSC centres help users apply for Deen Dayal Swasthya Seva Yojana?
Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
How can users check the latest updates for Deen Dayal Swasthya Seva Yojana?
Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
Can beneficiaries track application status for Deen Dayal Swasthya Seva Yojana?
Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
Where can users get help for Deen Dayal Swasthya Seva Yojana in Goa?
Users in Goa may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
Which nearby public services may help with Deen Dayal Swasthya Seva Yojana applications?
Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.