DB(ANBOCWWB)

Death Benefit (ANBOCWWB)

6.1/10

The scheme provides financial assistance to the nominees or dependents of workers engaged in Building or Other Construction Works in Andaman & Nicobar Islands in the event of their natural or accidental death.

State Cash

States / UT: Andaman and Nicobar Islands

Nodal department: Labour, Employment & Training Department

Scheme for: Family

Scheme profile

DBT (direct benefit transfer): No

Categories: Social welfare & Empowerment

Sub-categories: Financial assistance, Crisis/Disaster/Accident

Target beneficiaries: Family

Tags: Financial Assistance, Building Worker, Construction Worker, Accident, Labour

Details

The scheme “Death Benefit” was started by the Andaman & Nicobar Islands Building and Other Construction Workers Welfare Board (ANBOCWWB), Department of Labour, Employment & Training, Andaman & Nicobar Administration. Under this scheme, financial assistance shall be provided to the nominees or dependents of workers engaged in Building or Other Construction Works in Andaman & Nicobar Islands in the event of their natural or accidental death.

Benefits

  • 1. Natural Death:
  • ₹1,00,000/- shall be sanctioned to the nominee or dependent of a registered beneficiary. 1. Accidental Death (During Employment):
  • ₹2,00,000/- may be given to the nominee or dependent of the beneficiary. 1. Accidental Death (Non-registered Construction Workers):
  • ₹50,000/- may be provided, subject to a certificate from the concerned Tehsildar confirming the deceased was a construction worker
  1. Natural Death:
  • ₹1,00,000/- shall be sanctioned to the nominee or dependent of a registered beneficiary.
  1. Accidental Death (During Employment):
  • ₹2,00,000/- may be given to the nominee or dependent of the beneficiary.
  1. Accidental Death (Non-registered Construction Workers):
  • ₹50,000/- may be provided, subject to a certificate from the concerned Tehsildar confirming the deceased was a construction worker.

Eligibility

  • The applicant should be a legal nominee or dependent of the deceased worker.
  • The deceased worker should have been a resident of the Union Territory of Andaman & Nicobar Islands.
  • The deceased worker should have been engaged in any building or other construction work.
  • The financial assistance shall be given to the nominees or dependents of deceased registered workers in the event of their natural or accidental death.
  • The financial assistance shall be given to the nominees or dependents of non-registered construction workers in case of accidental death only.

How useful is this scheme?

Public benefit analysis

A practical look at this scheme for citizens

AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.

6.1
/ 10
Public Benefit Score
Accessibility 6.0/10 Moderate
Rural usefulness 5.0/10 Moderate
Application complexity 7.0/10 Challenging
Financial impact 9.0/10 Good
Literacy barrier 5.0/10 Moderate
Women inclusivity 6.0/10 Moderate
Awareness 4.5/10 Moderate
Implementation reliability 7.0/10 Good
Bigger shape means a better fit for citizens
  • Accessibility6.0
  • Financial impact9.0
  • Rural utility5.0
  • Awareness4.5
  • Simplicity3.0
  • Inclusivity6.0

What problem does this scheme solve?

The scheme provides essential financial support to families of deceased construction workers, addressing a critical need for economic stability in times of loss.

Key challenges addressed

  • Financial assistance for families after the death of a construction worker

Most beneficial for

  • Families of registered construction workers
  • Dependents of non-registered construction workers in case of accidental death

Likely challenges

  • Awareness of the scheme among potential beneficiaries
  • Complexity of the application process for semi-literate individuals

Practical insights for citizens

The scheme is practical but may face challenges in reaching the intended beneficiaries due to digital and awareness barriers.

Rural challenges

  • Limited internet access
  • Lack of awareness about the scheme

Digital challenges

  • Dependence on digital literacy for application
  • Potential issues with online portal accessibility

Implementation bottlenecks

  • Verification of the deceased's employment status
  • Awareness and outreach to potential beneficiaries

Awareness challenges

  • Low awareness among rural populations about the scheme

Application analysis

Application mode
Online portal
Documents burden
Minimal, but requires online registration
Verification complexity
Moderate, requires validation of the deceased's employment
Office dependency
Low, can be done online
DBT dependency
No direct benefit transfer involved
CSC support
Not specified
Estimated citizen effort
Moderate, requires navigating an online portal

Estimated beneficiary reach

  • Rural / urban reach Moderate
  • Gender reach Inclusive
  • Target income group Low-income families
  • Occupation reach Construction workers and their families

Benefit analysis

Benefit type
Cash
Benefit frequency
One-time payment
Benefit practicality
High, provides immediate financial relief
Financial meaningfulness
Very meaningful for low-income families
Long-term impact
Can provide significant support in times of crisis, aiding in family stability

Plain-language guidance

This scheme offers financial help to families of construction workers who have died. It provides ₹1,00,000 for natural deaths and up to ₹2,00,000 for accidental deaths.

Who should apply
Legal nominees or dependents of deceased construction workers.
Who may struggle
Semi-literate individuals and those unfamiliar with online processes.
Best application route
Apply via the online portal or seek assistance from local CSC if available.

This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.

Application Process

Online

Portal Registration Process:

Step 01: Visit online Portal: https://serviceonline.gov.in/login.do
Step 02: On the home page, click on ‘Register’ and fill in all the mandatory details.
Step 03: Click on the ‘Submit’ button and validate your Email ID & Mobile Number using OTP received.
Step 04: After successful validation, the applicant will be registered.

Application Process for Death Financial Assistance:

Step 01: Now, to avail the benefits of the scheme, the applicants can login through their email ID that is used while registering
Step 02: Enter Password & Captcha
Step 03: Click on ‘Login’
Step 04: After successful login, click on ‘Apply for Services’ and then ‘View all Available Services’
Step 05: Now, search for ‘Death Financial Assistance’ and click on the scheme to proceed to fill out the application form.
Step 06: Fill in all the mandatory details and upload all the mandatory documents.
Step 07: Preview the application form and click on ‘Submit’.

Application Tracking:

Step 01: To track the application status, the applicant can visit the Online Portal and login through their ‘User ID’ & ‘Password’.
Step 02: On the home page, click on “View Application Status’ and then click on ‘Track Application Status’.
Step 03: Enter the Application Reference Number and click on ‘Get Data’ to know the status of your application.

Offline

  • The applicant may submit the application form himself/herself or through a contractor to the concerned Office along with all the relevant documents and form.

Note : (Application Form for Death Benefit)

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

What are the benefits offered under this scheme?
  1. ₹1,00,000/- is provided to nominees or dependents in case of natural death. 2. ₹2,00,000/- is given if the death is due to an accident during employment. 3. Non-registered construction workers' nominees can receive ₹50,000/- for accidental death upon producing a certificate from the Tehsildar.
Who is eligible to apply for this scheme?

Legal nominees or dependents of deceased workers are eligible to apply under the scheme.

What is the coverage area for this scheme?

The scheme covers workers residing in the Union Territory of Andaman & Nicobar Islands.

Are there any specific conditions regarding the type of work the deceased was engaged in?

Yes, the deceased worker must have been involved in building or other construction work to be eligible for the scheme.

Is financial assistance provided only in the event of natural death?

No, financial assistance is also extended in the case of accidental death during employment.

Is registration with the ANBOCWWB mandatory to avail of this scheme?

Registration is not mandatory for receiving financial assistance in case of accidental death. However, it is required for natural death benefits.

What happens if the deceased worker was not registered with ANBOCWWB?

Non-registered workers' nominees are eligible for financial assistance only in case of accidental death, subject to certain conditions.

How does one apply for the Death Benefit scheme?

The eligible applicant can visit and apply through online Portal : https://serviceonline.gov.in/login.do

References

Official Website
https://labour.and.nic.in/webPages/welfareboard.html#:~:text=Pension%20Benefit%3A%20%2D%20Registered%20construction%20worker,Rs%201000%2F%2Dper%20month.&text=MBBS%2FBE%2FProfessional%20Course%20the,a%20case%20to%20case%20basis.
Application Portal
https://serviceonline.gov.in/loginWindow.do
Application Form For Death Benefit
https://labour.and.nic.in/webPages/forms/deth.pdf

Apply

Apply now

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Frequently asked questions

What is the purpose of Death Benefit (ANBOCWWB)?
Death Benefit (ANBOCWWB) is a government welfare initiative designed to support Family, Family through benefits related to Social welfare & Empowerment, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
Who can apply for Death Benefit (ANBOCWWB)?
Eligibility for Death Benefit (ANBOCWWB) may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
What benefits are offered under Death Benefit (ANBOCWWB)?
Benefits under Death Benefit (ANBOCWWB) may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
Which department manages Death Benefit (ANBOCWWB)?
Death Benefit (ANBOCWWB) is managed by Labour, Employment & Training Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
Can users apply online for Death Benefit (ANBOCWWB)?
Yes, eligible applicants may be able to apply online for Death Benefit (ANBOCWWB) through official government portals, authorised service centres, or digital application systems depending on the implementation process.
Is Aadhaar mandatory for Death Benefit (ANBOCWWB)?
Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
Where can users apply for Death Benefit (ANBOCWWB)?
Applications for Death Benefit (ANBOCWWB) may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
What documents may be required for Death Benefit (ANBOCWWB)?
Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
Is Death Benefit (ANBOCWWB) available in all states?
No, Death Benefit (ANBOCWWB) is primarily available for eligible residents of Andaman and Nicobar Islands and may be implemented through state government departments and local administrative offices.
Can residents outside Andaman and Nicobar Islands apply for Death Benefit (ANBOCWWB)?
Eligibility for Death Benefit (ANBOCWWB) is generally limited to residents of Andaman and Nicobar Islands unless otherwise specified in the official scheme guidelines.
Can CSC centres help users apply for Death Benefit (ANBOCWWB)?
Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
How can users check the latest updates for Death Benefit (ANBOCWWB)?
Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
Can beneficiaries track application status for Death Benefit (ANBOCWWB)?
Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
Where can users get help for Death Benefit (ANBOCWWB) in Andaman and Nicobar Islands?
Users in Andaman and Nicobar Islands may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
Which nearby public services may help with Death Benefit (ANBOCWWB) applications?
Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.