Composite Loan Scheme

The "Composite Loan Scheme" is managed by the Delhi SC/ST/OBC/Minorities/Handicapped Financial & Development Corporation, Government of NCT of Delhi. The scheme aims to provide need-based financial support to individuals from Scheduled Castes, Scheduled Tribes, Other Backward Classes, Minorities, and Persons with Disabilities to help them pursue various income-generating activities. The scheme encourages self-employment and entrepreneurship, promoting economic independence and social inclusion for the targeted groups.

Maximum Permissible Loan Amount

• For the SC category, the need-based loan is up to ₹3,00,000/-.
• For OBC, Minority and PwD categories, the need-based loan amount is up to ₹1,00,000/-.

• The applicant should be from one of the following target groups - Scheduled Caste, Scheduled Tribe, Other Backward Class, Minority, Persons with Disability.
• The applicant should be a resident of Delhi.
• The applicant's age should be between 18 to 50 years.
• The annual family income of the applicant (from all sources) should not exceed ₹1,20,000/-.
• The applicant should be willing to pursue one of the income-generating activities given in the scheme guidelines.- The applicant must have a proper workplace, for starting the proposed activity, either owned or rented.
• The applicant should not have been declared a defaulter under any of the schemes being implemented by DSFDC.

Offline

Step 1: The interested applicant should take print of the prescribed format of the application form.
Step 2: In the application form, fill in all the mandatory fields, paste the passport-sized photograph, and attach copies of all the mandatory documents (self-attest, if required).
Step 3: Submit the duly filled and signed application form along with the documents, to the Branch In-Charge / Section In-Charge of the Delhi SC/ST/OBC/Minorities/Handicapped Financial & Development Corporation, Government of NCT of Delhi.
Step 4: Request a receipt or acknowledgement.