BPGY
Biju Pucca Ghar Yojana
5.8/10The government of Odisha is committed to providing Pucca houses to all the rural households living in Kutcha houses. State Government with a view to achieving this objective launched “Biju Pucca Ghar Yojana (BPGY)” during the year 2014.
States / UT: Odisha
Nodal department: Panchayati Raj Department
Scheme for: Individual
Scheme profile
DBT (direct benefit transfer): Yes
Scheme open date: 2015-01-01
Categories: Social welfare & Empowerment
Sub-categories: Financial assistance
Target beneficiaries: Individual
Tags: Biju, Pucca Ghar, House
Details
The government of Odisha is committed to providing pucca houses to all the rural households living in Kutcha houses. State Government to achieve this objective launched "Biju Pucca Ghar Yojana (BPGY)" in 2014. To make the scheme more transparent and implementable.
Objective
The objective of the scheme is to convert all Kutcha houses into Pucca houses in rural areas of the state in a mission-mode approach. A Pucca house means that it should be able to withstand normal wear & tear due to usage and natural forces, including climatic conditions.
A “Pucca” house is one with the following characteristics:
1. Material: It should have a foundation, wall and roof of permanent material.
2. Wall material: Fly ash bricks, burnt bricks, stones (packed with lime or cement), cement concrete, etc.
3. Roof Material: Tiles, GCI (Galvanized Corrugated Iron) sheets, asbestos cement sheets, RBC (Reinforced Brick Concrete) and RCC (Reinforced Cement Concrete) etc.
4. Lifetime: The expected life of the structure must be a minimum of 30 years
5. It is clarified that the above definition is only for the verification of households with Pucca houses. The houses that shall be constructed under this scheme shall be of RCC or any other material of equivalent strength approved by the PR & DW Department.
Key Features:
- Biju Pucca Ghar Yojana is a State plan scheme and is designed to provide Pucca houses to eligible rural households living in the Kutcha houses.
- The dwelling unit under Biju Pucca Ghar Yojana will be sanctioned preferably in the name of the woman head of the household.
- No contractor shall be involved in the construction of houses under the Biju Pucca Ghar Yojana.
- The fund under the scheme shall be credited to the beneficiary’s account from the Bank account maintained at the State level through the Public Financial Management System (PFMS). No other form of payment to the beneficiaries will be made under the scheme.
- The minimum carpet area of the house should be 25 square meters including a hygienic cooking space and excluding a toilet. The roof material will mandatorily be of RCC or any other material of equivalent strength approved by the Panchayati Raj & Drinking Water Department. Innovation in housing typologies, design, building materials and construction should be encouraged.
The Biju Pucca Ghar Yojana has two components -
- Biju Pucca Ghar Yojana(Normal): Incentive to the beneficiaries, officials & CBOs/NGOs involved in the implementation of Biju Pucca Ghar Yojana, Pradhan Mantri Awaas Yojana (Gramin) or any other State-funded Rural Housing Schemes for early completion of the house.1. Biju Pucca Ghar Yojana (Special): Rehabilitation/ relocation of the Household whose house has been fully/severely damaged by natural/ manmade calamities like fire, flood, cyclone, earthquake, elephant menace, communal violence, LWE violence, major law and order problem etc.
Timeline:
The houses under Biju Pucca Ghar Yojana will be ordinarily completed within 12 months from the credit of 1% instalment in her/his account. Beneficiaries constructing a bigger house must be advised to first complete the core house with a carpet area of at least 25 square meters and go for an extension subsequently.
Benefits
- Biju Pucca Ghar Yojana (Normal): 1. Incentive to the beneficiaries, officials, & CBOs/NGOs involved in the implementation of Biju Pucca Ghar Yojana, Pradhan Mantri Awaas Yojana (Gramin), or any other State-funded Rural Housing Schemes for early completion of houses
- For completion of the house and IHHL within 4 months of receipt of the 1" instalment, the incentive of ₹20,000/- will be paid to the beneficiary
- For completion of the house and IHHL within 6 months of receipt of the 1" instalment, the incentive of ₹10,000/- will be paid to the beneficiary. The incentive amount is subject to revision by the government from time to time. 2. Award for Excellence in rural housing to State/District/Block teams and officers/officials involved in implementation. The eligibility, type, category of the awards and other modalities shall be decided by the Department from time to time. 3. The expenditure required for conducting the Award distribution ceremonies at various levels. 4. Preparation of IEC material. 5. Imparting habitat and housing literacy to beneficiaries. 6. Payment of honorarium/incentives to SHGs, CRPs, & CBOs for facilitating the construction of Biju Pucca Ghar Yojana Houses. 7. Training of officials. 8. Cost of the engraved logo of Biju Pucca Ghar Yojana to be installed by the beneficiaries. 9. Others, with approval of PR & DW departments. 10. These amounts can be paid through RTGS/NEFT/other electronic modes of payment. Biju Pucca Ghar Yojana (Special): The unit cost under Biju Pucca Ghar (Special) for the construction of a new Pucca house is ₹1,20,000/- for non-IAP districts and ₹1,30,000/- for IAP districts. This can be revised by the P.R. and D.W. Department from time to time . Release of Installments: The number and amounts of installments may be revised by the Government from time to time. At present, the release of instalments will be as follows: Instalments Level Amount (IAP District) Amount (Non-IAP District) 1st Instalment On the date of issuance of the work order ₹20,000/-₹20,000/- 2nd Instalment On completion of the plinth₹35,000/-₹30,000/- 3rd Instalment On completion of up to roof level₹45,000/-₹40,000/- 4th Instalment After completion of the house in all respects, including the sanitary latrine and beneficiary starts living in the house₹30,000/-₹30,000/- Total ₹1,30,000/-₹1,20,000/- 1. For issuance of a work order, geo-tagged photographs of the beneficiary with her/his Kutcha house and geo-tagged photographs of the beneficiary with the proposed site of construction should be collected. 1. All photographs for inspection of houses should be taken and uploaded using AwaasApp developed by Gol or any other such App developed by the State Government. 1. The photograph of the beneficiary, her/his Aadhaar UID/ EID, and mobile number should be kept in the case record and uploaded in AwaasSoft. In case the beneficiary does not have a mobile connection/Phone, her/his family/relative/friend’s mobile number provided by the beneficiary should be recorded. 1. The 2%, 3 & 4" instalments will be credited to the beneficiary account by the BDO within a week of receipt of the report of the eye estimation, spot verification and Geo-tagged photographic evidence of the stage of construction by the official tagged with the beneficiary concerned. 1. The beneficiary will fix the engraved logo of Biju Pucca Ghar Yojana on the front wall of the house indicating the name of the beneficiaries, year of sanction unit cost etc. after which the 4" instalment will be released. 1. Funds will be credited to the beneficiary account through Direct Account Transfer using the Public Financial Management System (PFMS)
Biju Pucca Ghar Yojana (Normal):
- Incentive to the beneficiaries, officials, & CBOs/NGOs involved in the implementation of Biju Pucca Ghar Yojana, Pradhan Mantri Awaas Yojana (Gramin), or any other State-funded Rural Housing Schemes for early completion of houses.
- For completion of the house and IHHL within 4 months of receipt of the 1" instalment, the incentive of ₹ 20,000/- will be paid to the beneficiary.
- For completion of the house and IHHL within 6 months of receipt of the 1" instalment, the incentive of ₹ 10,000/- will be paid to the beneficiary.
The incentive amount is subject to revision by the government from time to time.
2. Award for Excellence in rural housing to State/District/Block teams and officers/officials involved in implementation. The eligibility, type, category of the awards and other modalities shall be decided by the Department from time to time.
3. The expenditure required for conducting the Award distribution ceremonies at various levels.
4. Preparation of IEC material.
5. Imparting habitat and housing literacy to beneficiaries.
6. Payment of honorarium/incentives to SHGs, CRPs, & CBOs for facilitating the construction of Biju Pucca Ghar Yojana Houses.
7. Training of officials.
8. Cost of the engraved logo of Biju Pucca Ghar Yojana to be installed by the beneficiaries.
9. Others, with approval of PR & DW departments.
10. These amounts can be paid through RTGS/NEFT/other electronic modes of payment.
Biju Pucca Ghar Yojana (Special): The unit cost under Biju Pucca Ghar (Special) for the construction of a new Pucca house is ₹ 1,20,000/- for non-IAP districts and ₹ 1,30,000/- for IAP districts. This can be revised by the P.R. and D.W. Department from time to time**.**
Release of Installments:
The number and amounts of installments may be revised by the Government from time to time. At present, the release of instalments will be as follows:
InstalmentsLevel**Amount (IAP District)***Amount (Non-IAP District)*1st InstalmentOn the date of issuance of the work order ₹ 20,000/-₹ 20,000/-2nd InstalmentOn completion of the plinth₹ 35,000/-₹ 30,000/-3rd InstalmentOn completion of up to roof level₹ 45,000/-₹ 40,000/-4th InstalmentAfter completion of the house in all respects, including the sanitary latrine and beneficiary starts living in the house₹ 30,000/-₹ 30,000/-Total₹ 1,30,000/-₹ 1,20,000/-
- For issuance of a work order, geo-tagged photographs of the beneficiary with her/his Kutcha house and geo-tagged photographs of the beneficiary with the proposed site of construction should be collected.
- All photographs for inspection of houses should be taken and uploaded using AwaasApp developed by Gol or any other such App developed by the State Government.
- The photograph of the beneficiary, her/his Aadhaar UID/ EID, and mobile number should be kept in the case record and uploaded in AwaasSoft. In case the beneficiary does not have a mobile connection/Phone, her/his family/relative/friend’s mobile number provided by the beneficiary should be recorded.
- The 2%, 3 & 4" instalments will be credited to the beneficiary account by the BDO within a week of receipt of the report of the eye estimation, spot verification and Geo-tagged photographic evidence of the stage of construction by the official tagged with the beneficiary concerned.
- The beneficiary will fix the engraved logo of Biju Pucca Ghar Yojana on the front wall of the house indicating the name of the beneficiaries, year of sanction unit cost etc. after which the 4" instalment will be released.
- Funds will be credited to the beneficiary account through Direct Account Transfer using the Public Financial Management System (PFMS).
Eligibility
Eligibility
- The applicant must be a permanent resident of Odisha state.
- An application must belong to an economically weaker section.
- The applicant must be living in a kutcha house.
- The application should not own any pucca house in the state.
- Beneficiary allotted a house under any Scheme whose house was washed away/ fully damaged/has fully collapsed due to landslide/elephant menace/earthquake/flood or cyclone will also get a house under the Scheme.
The Scheme is applicable to 36 Blocks of 9 mining-affected districts as mentioned below.
S NoDistrictBlock1AngulAthamalik2AngulBanarpal3AngulChhendipada4AngulKaniha5AngulKishorenagar6AngulTalcher7DhenkanalKankadahad8JajpurSukinda9JharsugudaJharsuguda10JharsugudaLakhanpur11KeonjharBansapal12KeonjharChampua13KeonjharHarichandanpur14KeonjharHatadihi15KeonjharJhumpura16KeonjharJoda17KeonjharKeonjhar Sadar18KoraputDasamantpur19KoraputKoraput20KoraputPottangi21KoraputLaxmipur22KoraputNarayanpatna23KoraputSemiliguda24MayurbhanjJoshipur25MayurbhanjKusumi26MayurbhanjRairangpur27MayurbhanjTiring28RayagadaKashipur29SundergarhGurundia30SundergarhHemgiri31SundergarhKoira32SundergarhKauramunda33SundergarhKutra34SundergarhLahunipara35SundergarhNuagoan36SundergarhRajgangpur
All kutcha households in mining-affected Blocks as mentioned above will be assisted for the construction of Pucca houses on saturation mode except for the households belonging to the following categories :
- HH, who has been sanctioned house earlier under any of the RH Schemes.
- HH, who lives in Pucca house.
How useful is this scheme?
A practical look at this scheme for citizens
AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.
- Accessibility7.0
- Financial impact6.0
- Rural utility6.0
- Awareness4.0
- Simplicity1.0
- Inclusivity8.0
What problem does this scheme solve?
The Biju Pucca Ghar Yojana aims to provide permanent housing solutions to rural households in Odisha, addressing the issue of inadequate housing.
Key challenges addressed
- Inadequate housing for rural households
- Transition from kutcha to pucca houses
Most beneficial for
- Low-income families
- Women heads of households
Likely challenges
- Awareness of the scheme among potential beneficiaries
- Complexity in the application process for semi-literate individuals
Practical insights for citizens
The scheme is practical but requires improvements in outreach and support for applicants.
Rural challenges
- Limited awareness of the scheme
- Potential difficulty in accessing online resources
Digital challenges
- Limited internet access in remote areas
- Dependence on mobile phones for OTP verification
Implementation bottlenecks
- Delays in district-level committee approvals
- Verification of eligibility criteria
Awareness challenges
- Low awareness among rural populations about the scheme
Application analysis
- Application mode
- Online portal
- Documents burden
- Moderate, requires proof of identity and residence
- Verification complexity
- Moderate, involves district-level committee approval
- Office dependency
- Low, primarily online
- DBT dependency
- Yes, benefits credited to bank accounts
- CSC support
- Available
- Estimated citizen effort
- Moderate, requires online registration and follow-up
Estimated beneficiary reach
Benefit analysis
- Benefit type
- Cash
- Benefit frequency
- One-time assistance with potential incentives for timely completion
- Benefit practicality
- High, as it directly addresses housing needs
- Financial meaningfulness
- High, with significant amounts allocated for construction
- Long-term impact
- Positive, as it improves living conditions and stability for families
Plain-language guidance
Biju Pucca Ghar Yojana helps rural families in Odisha build permanent houses. Eligible applicants can apply online to receive financial assistance for construction.
- Who should apply
- Low-income families living in kutcha houses, especially women heads of households.
- Who may struggle
- Semi-literate individuals and those with limited internet access.
- Best application route
- Apply via the official Rural Housing Odisha website or local CSC with Aadhaar.
This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.
Application Process
Online
Step 1: Visit the official website of Rural Housing Odisha.
Step 2: Click on "Registration" and complete all required details in the Beneficiary Registration Form. Receive an OTP by entering your mobile number.
Step 3: Submit the form after filling it out.
Step 4: Check for announcements or notifications regarding the beneficiary list.
Selection Process :
- District-wise wise Physical target for a financial year will be fixed by the P.R. and D. W. Department.
- The selection of beneficiaries for Biju Pucca Ghar (special) will be done by a District Level Committee (DLC) consisting of the following members:
i. District Collector - Chairman ii. Hon'ble MPs (Lok Sabha) of District - Member iii. Hon'ble MLAs of the District - Member iv. President Zilla Parishad - Member v. PD, DRDA-cum-EO, ZP - Member Convener - The District Level Committee will approve the list, after which it will be communicated to the BDOs by the District Collector.
- In case the District Level Committee fails to approve the list within the timeline fixed by the Collector, the District Collector will approve the list available to him and communicate to the BDOs.
- The final list will be published at the concerned Gram Panchayat/Block headquarters and will also be made available on the DRDA Website and State Rural Housing portal for information of the public.
Offline
Contact your local gram panchayat or district administration office. They might have access to the beneficiary list or be able to guide you further.
Clarifications
Additional points from the scheme information published on myScheme (not legal advice).
- What is Biju Pucca Ghar Yojana?
Biju Pucca Ghar Yojana (BPGY) is a housing scheme initiated by the Government of Odisha to provide pucca (permanent) houses to the rural poor, replacing their kutcha (temporary) houses.
- Who is eligible for the Biju Pucca Ghar Yojana?
The scheme targets rural households living in kutcha houses, particularly an economically weaker section, living in a kutcha house, those who don't own any pucca house in the Odisha state.
- BPGY scheme is applicable for how many district and blocks ?
Currently, it's applicable for 9 districts and 36 blocks.
- How can I apply for a house under the Biju Pucca Ghar Yojana?
Eligible beneficiaries can apply through the official website of Rural Housing Odisha. The process involves filling out a registration form, verifying your details via an OTP sent to your mobile number, and submitting the form.
- What documents are required to apply for the scheme?
Applicants need to provide proof of identity (such as an Aadhaar card), proof of residence, income certificate, caste certificate (if applicable), and a photograph.
- What is the financial assistance provided under Biju Pucca Ghar Yojana?
The scheme provides financial assistance to beneficiaries for constructing pucca houses. The amount varies based on geographical location and specific conditions outlined by the government.
- Can I check the status of my application online?
Yes, applicants can check the status of their application online through the official website of Rural Housing Odisha.
- Where can I find more information or get assistance regarding the Biju Pucca Ghar Yojana?
For more information or assistance, you can visit the official website of Rural Housing Odisha or contact the local Gram Panchayat office.
- Is there any helpline number for the scheme?
Toll-Free Number: 0674-6817777
- What are the benefits under BPGY ?
The unit cost under Biju Pucca Ghar for the construction of a new Pucca house is ₹ 1,20,000/- for non-IAP districts and ₹ 1,30,000/- for IAP districts.
- What are the certificates/documents are required ?
- Aadhaar Card, 2. Bonafide certificate, 3. Voter ID card, 4. residence certificate, 5. address Proof, 6. Identification Proof, 7. BPL Certificate, 8. EWS Certificate, 9. Passport size photograph
Official links
References
- Guidelines
- https://rhodisha.gov.in/home/img/guidelines/BPGY_guidelines.pdf
Apply
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Frequently asked questions
- What is the purpose of Biju Pucca Ghar Yojana?
- Biju Pucca Ghar Yojana is a government welfare initiative designed to support Individual, Individual through benefits related to Social welfare & Empowerment, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
- Who can apply for Biju Pucca Ghar Yojana?
- Eligibility for Biju Pucca Ghar Yojana may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
- What benefits are offered under Biju Pucca Ghar Yojana?
- Benefits under Biju Pucca Ghar Yojana may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
- Which department manages Biju Pucca Ghar Yojana?
- Biju Pucca Ghar Yojana is managed by Panchayati Raj Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
- Can users apply online for Biju Pucca Ghar Yojana?
- Yes, eligible applicants may be able to apply online for Biju Pucca Ghar Yojana through official government portals, authorised service centres, or digital application systems depending on the implementation process.
- Is Aadhaar mandatory for Biju Pucca Ghar Yojana?
- Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
- Where can users apply for Biju Pucca Ghar Yojana?
- Applications for Biju Pucca Ghar Yojana may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
- What documents may be required for Biju Pucca Ghar Yojana?
- Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
- Is Biju Pucca Ghar Yojana available in all states?
- No, Biju Pucca Ghar Yojana is primarily available for eligible residents of Odisha and may be implemented through state government departments and local administrative offices.
- Can residents outside Odisha apply for Biju Pucca Ghar Yojana?
- Eligibility for Biju Pucca Ghar Yojana is generally limited to residents of Odisha unless otherwise specified in the official scheme guidelines.
- Can CSC centres help users apply for Biju Pucca Ghar Yojana?
- Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
- How can users check the latest updates for Biju Pucca Ghar Yojana?
- Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
- Are there deadlines for applying to Biju Pucca Ghar Yojana?
- Some schemes may operate through fixed application windows, annual registration cycles, or department-specific deadlines depending on scheme implementation policies.
- Can beneficiaries track application status for Biju Pucca Ghar Yojana?
- Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
- Where can users get help for Biju Pucca Ghar Yojana in Odisha?
- Users in Odisha may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
- Which nearby public services may help with Biju Pucca Ghar Yojana applications?
- Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.