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Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana: Accidental Death

6.5/10

The component “Accidental Death” under the “Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana” launched by the Labour Resources Department, Bihar, provides financial assistance of ₹1,00,000/- to the families of workers or craftsmen in case of accidental death.

State Cash

States / UT: Bihar

Nodal department: Labour Resources Department

Scheme for: Individual

Scheme profile

DBT (direct benefit transfer): No

Scheme open date: 2011-04-01

Categories: Social welfare & Empowerment, Health & Wellness

Sub-categories: Health Insurance, Financial assistance

Target beneficiaries: Individual

Tags: Social Security, Unorganised Worker, Craftsmen

Details

The “Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana” launched by the Labour Resources Department, Bihar, aims to provide social security through various types of financial assistance to workers and artisans in the unorganized sector.

Benefits

  • - Financial Assistance: ₹1,00,000/-
  • Financial Assistance: ₹1,00,000/-.

Eligibility

  1. The applicant must be a resident of Bihar state.
  2. The applicant must work as a worker or craftsman in the unorganized sector within Bihar.
  3. The applicant's age must be between 18 and 65 years.

Note:

- Applicant's age will be calculated as of the 1st of July of any year.
- **Accident:** Accident means an accident caused by external violence, which is visible and includes: railway or road accident, electric shock, snake bite, drowning in water, burning in fire, falling from tree or building, attack by wild animals, terrorism and criminal attack etc. But death, injury or disability caused by voluntary injury, suicide or intoxication will not be included in it.

How useful is this scheme?

Public benefit analysis

A practical look at this scheme for citizens

AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.

6.5
/ 10
Public Benefit Score
Accessibility 7.0/10 Good
Rural usefulness 7.0/10 Good
Application complexity 7.0/10 Challenging
Financial impact 9.0/10 Good
Literacy barrier 4.0/10 Moderate
Women inclusivity 7.0/10 Good
Awareness 4.0/10 Moderate
Implementation reliability 7.0/10 Good
Bigger shape means a better fit for citizens
  • Accessibility7.0
  • Financial impact9.0
  • Rural utility7.0
  • Awareness4.0
  • Simplicity3.0
  • Inclusivity7.0

What problem does this scheme solve?

The scheme provides essential financial support to families of unorganised sector workers in case of accidental death, addressing a critical need for social security.

Key challenges addressed

  • Financial assistance for families of deceased workers
  • Social security for unorganised sector workers

Most beneficial for

  • Families of unorganised sector workers
  • Craftsmen in Bihar

Likely challenges

  • Awareness of the scheme among potential beneficiaries
  • Complexity in application process for semi-literate individuals

Practical insights for citizens

The scheme is practical but faces challenges in reaching all eligible beneficiaries effectively.

Rural challenges

  • Limited awareness of the scheme
  • Access to local offices may be difficult

Digital challenges

  • Low digital literacy
  • Limited access to online resources

Implementation bottlenecks

  • Dependence on local officials for processing applications
  • Potential delays in benefit disbursement

Awareness challenges

  • Low outreach and communication about the scheme

Application analysis

Application mode
Offline office
Documents burden
Minimal, but requires mandatory documents
Verification complexity
Moderate, involves local authorities
Office dependency
High, requires visit to local office
DBT dependency
None
CSC support
Limited
Estimated citizen effort
Moderate, requires multiple steps

Estimated beneficiary reach

  • Rural / urban reach High
  • Gender reach Moderate
  • Target income group Low-income workers
  • Occupation reach Unorganised sector workers and craftsmen

Benefit analysis

Benefit type
Cash
Benefit frequency
One-time payment
Benefit practicality
High, provides immediate financial relief
Financial meaningfulness
Very meaningful for low-income families
Long-term impact
Provides a safety net for families in case of accidental death

Plain-language guidance

This scheme offers ₹1,00,000 to families of workers in Bihar who die in accidents. It aims to provide financial support to those in need.

Who should apply
Workers and craftsmen in the unorganised sector in Bihar.
Who may struggle
Semi-literate individuals and those unaware of the scheme.
Best application route
Apply directly at the local Labour Resources Department office.

This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.

Application Process

Offline

Step 1: Visit the concerned office of the District Officer or Committee.
Step 2: Collect the application form; fill in and attach all the mandatory documents (attested, if required).
Step 3: Submit the complete application to the concerned District Officer or Labour Welfare Committee at the address below.

Office Address:

Labour Resources Department, Government of Bihar

Bihar State Labour Welfare Committee

Niyojan Bhawan, Patna- 800 007

Tel: 062-2520 053

Email-edbslws2017@gmail.com

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

What is the objective of the “Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana”?

The scheme aims to provide social security through financial assistance to workers and artisans in the unorganized sector in Bihar.

What financial assistance is provided under the “Accidental Death” component of this scheme?

Under this component, ₹1,00,000/- is provided as financial assistance to the families of workers or craftsmen in case of accidental death.

Who is eligible to apply for the scheme?

The applicant must be a resident of Bihar, work in the unorganized sector as a worker or craftsman, and be aged between 18 and 65 years.

How is the applicant's age calculated for eligibility?

The applicant's age is calculated as of the 1st of July of any given year.

Who is responsible for implementing the scheme?

The scheme is implemented by the Labour Resources Department, Bihar.

Where should the application for the scheme be submitted?

The application may be submitted to the concerned District Officer or Labour Welfare Committee.

Is the scheme applicable to workers in organized sectors?

No, the scheme is only applicable to workers and artisans in the unorganized sector.

Does the scheme cover natural deaths?

No, the financial assistance is provided only in case of accidental deaths.

References

Guidelines
https://state.bihar.gov.in/labour/cache/40/14-May-21/SHOW_DOCS/Schemes-1.pdf

Apply

Apply now

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Frequently asked questions

What is the purpose of Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana: Accidental Death?
Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana: Accidental Death is a government welfare initiative designed to support Individual, Individual through benefits related to Social welfare & Empowerment, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
Who can apply for Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana: Accidental Death?
Eligibility for Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana: Accidental Death may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
What benefits are offered under Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana: Accidental Death?
Benefits under Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana: Accidental Death may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
Which department manages Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana: Accidental Death?
Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana: Accidental Death is managed by Labour Resources Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
Can users apply online for Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana: Accidental Death?
Yes, eligible applicants may be able to apply online for Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana: Accidental Death through official government portals, authorised service centres, or digital application systems depending on the implementation process.
Is Aadhaar mandatory for Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana: Accidental Death?
Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
Where can users apply for Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana: Accidental Death?
Applications for Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana: Accidental Death may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
What documents may be required for Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana: Accidental Death?
Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
Is Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana: Accidental Death available in all states?
No, Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana: Accidental Death is primarily available for eligible residents of Bihar and may be implemented through state government departments and local administrative offices.
Can residents outside Bihar apply for Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana: Accidental Death?
Eligibility for Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana: Accidental Death is generally limited to residents of Bihar unless otherwise specified in the official scheme guidelines.
Does Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana: Accidental Death provide healthcare or insurance support?
Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana: Accidental Death may provide healthcare assistance, insurance coverage, cashless treatment support, medical reimbursement, or hospital-related benefits depending on the scheme structure.
Can beneficiaries use Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana: Accidental Death at government hospitals?
Eligible beneficiaries may be able to access services at empanelled hospitals, government healthcare facilities, or authorised healthcare providers depending on scheme participation rules.
Can CSC centres help users apply for Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana: Accidental Death?
Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
How can users check the latest updates for Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana: Accidental Death?
Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
Are there deadlines for applying to Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana: Accidental Death?
Some schemes may operate through fixed application windows, annual registration cycles, or department-specific deadlines depending on scheme implementation policies.
Can beneficiaries track application status for Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana: Accidental Death?
Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
Where can users get help for Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana: Accidental Death in Bihar?
Users in Bihar may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
Which nearby public services may help with Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana: Accidental Death applications?
Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.