BSG
Bankable Scheme
The scheme aims to provide financial assistance to scheduled caste persons for self-employment opportunities. Under this scheme, loans are provided for business, industry, or service activities, along with a subsidy of 50% of the loan amount or a maximum of ₹50,000/-.
States / UT: Gujarat
Nodal department: Social Justice and Empowerment Department
Scheme for: Individual
Scheme profile
DBT (direct benefit transfer): No
Categories: Business & Entrepreneurship, Banking,Financial Services and Insurance
Sub-categories: Setting up / start-up / entrepreneurship, Loan
Target beneficiaries: Individual
Tags: Startup, Business, Loan, Subsidy, Scheduled Caste
Details
The "Bankable Scheme" is implemented by the Gujarat Scheduled Caste Development Corporation (GSCDC) under the Social Justice and Empowerment Department, Government of Gujarat. The scheme aims to provide financial assistance to scheduled caste persons for self-employment opportunities. Under this scheme, loans are provided for business, industry, or service activities, along with a subsidy of 50% of the loan amount or a maximum of ₹50,000/-. For setting up or expanding self-employment ventures in areas like animal husbandry, tailoring, groceries, beauty parlors, carpentry, RCC centering, footwear, bamboo work, embroidery, and other small-scale trades.
Benefits
- - Loan assistance up to ₹2,00,000/- for businesses, industries, and service activities
- Maximum loan of ₹1,00,000/- for business and ₹1,00,000/- for the industry/service sector individually
- Subsidy of 50% of the loan amount or up to ₹50,000/-, whichever is lower
- Loan assistance up to ₹2,00,000/- for businesses, industries, and service activities.
- Maximum loan of ₹1,00,000/- for business and ₹1,00,000/- for the industry/service sector individually.
- Subsidy of 50% of the loan amount or up to ₹50,000/-, whichever is lower.
Eligibility
- The applicant must be from a scheduled caste.
- The applicant must be a permanent resident of Gujarat.
- The applicant's age must be between 18 to 60 years.
- The applicant must be unemployed.
- The applicant must be capable of undertaking business activity**.**1. The applicant must not be a defaulter of any financial institution.
- The applicant's annual income must not exceed ₹1,50,000/- (if residing in urban area) and ₹1,20,000/- (if residing in rural area).
Exclusions
Application Process
Online
Registration
- Visit the Gujarat Scheduled Caste Development Corporation, Gandhinagar official website. - Click on the "New user (Register)".
- Fill the registration form: Email ID, Mobile Number, Password for login, Confirm Password.
- Click on the "Submit.
- After successful registration, User ID and Password will be generated.
Application
Enter Username, Password, and Captcha Code.
After login, schemes applicable to your caste will be displayed.
Click on the scheme you want to apply for.
Fill out the "Application Form" and upload the required documents
Click Save Application. The system will generate an Application Number.
Click Print Application.
Documents Required
No document list is available for this scheme yet.
Official links
References
Apply
Apply nowOpens the official application or programme portal in a new tab. If in doubt, confirm details on the ministry site.
Documents Required for Government Schemes
Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:
- Aadhaar Card
- Income Certificate
- Caste Certificate (if applicable)
- Residence Proof
- Bank Account Details
- Educational Certificates (for student schemes)
How to Apply for Government Schemes?
The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:
- Check eligibility criteria
- Collect required documents
- Fill the application form
- Submit the application online or at the relevant office
- Track application status