ACDDH

Assistance for Completely Damaged/Destroyed Houses

6.7/10

Individuals residing in Uttarakhand whose homes have been completely or partially damaged due to natural disasters can receive financial assistance through this scheme. The compensation varies based on the extent of the damage and the type of house. For houses in plain areas, the assistance can reach up to ₹1,20,000 for completely damaged Pucca or Kutcha houses, while in hilly areas, the amount increases to ₹1,30,000. Additionally, for houses with at least 15% damage, assistance of ₹6,500 for Pucca houses and ₹4,000 for Kutcha houses is available. Damaged huts are eligible for ₹8,000, and cattle sheds attached to the house can receive ₹3,000. To qualify, applicants must be residents of Uttarakhand and owners of the disaster-affected property, with damage verified by local authorities. The relief funds are disbursed directly to beneficiaries at the Tehsil level after approval from the District Magistrate.

State Cash

States / UT: Uttarakhand

Nodal department: Department Of Disaster Management

Scheme for: Individual

Scheme profile

DBT (direct benefit transfer): No

Categories: Housing & Shelter

Target beneficiaries: Individual

Tags: Damaged House, Destroyed House, Disaster, Disaster Affected House

Details

The scheme “Assistance for Completely Damaged/Destroyed Houses” is implemented by the Uttarakhand State Disaster Management Authority under the Department of Disaster Management, Government of Uttarakhand. The scheme aims to provide financial assistance to individuals whose residential houses have been completely or partially damaged due to natural disasters in Uttarakhand.

Benefits

  • Under this scheme, the following assistance is provided:
  • Pucca house, Kutcha house, severely damaged/destroyed house, or partially damaged/destroyed house: ₹1,20,000/- per house in plain areas
  • For hilly areas (including districts covered under the Integrated Action Plan): ₹1,30,000/- per house
  • Pucca house (other than hut) with at least 15% damage: ₹6,500/- per house
  • Kutcha house (other than hut) with at least 15% damage: ₹4,000/- per house
  • Damaged/destroyed hut: ₹8,000/- per hut. (A “hut” means a temporary, transferable, and below-grade unit constructed with materials such as thatch, mud, or plastic, and is traditionally recognised as a hut by the State/District Administration.) Note: The damaged house must be verified as an authorised construction by the competent authority of the State Government
  • Cattle shed attached to the house: ₹3,000/- per cattle shed

Under this scheme, the following assistance is provided:

  • Pucca house, Kutcha house, severely damaged/destroyed house, or partially damaged/destroyed house: ₹1,20,000/- per house in plain areas.

  • For hilly areas (including districts covered under the Integrated Action Plan): ₹1,30,000/- per house.

  • Pucca house (other than hut) with at least 15% damage: ₹6,500/- per house.

  • Kutcha house (other than hut) with at least 15% damage: ₹4,000/- per house.

  • Damaged/destroyed hut: ₹8,000/- per hut. (A “hut” means a temporary, transferable, and below-grade unit constructed with materials such as thatch, mud, or plastic, and is traditionally recognised as a hut by the State/District Administration.) Note: The damaged house must be verified as an authorised construction by the competent authority of the State Government.

  • Cattle shed attached to the house: ₹3,000/- per cattle shed.


Eligibility

  1. The applicant must be a resident of Uttarakhand.
  2. The applicant must be the owner of a disaster-affected house.

How useful is this scheme?

Public benefit analysis

A practical look at this scheme for citizens

AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.

6.7
/ 10
Public Benefit Score
Accessibility 7.0/10 Good
Rural usefulness 7.0/10 Good
Application complexity 5.0/10 Moderate
Financial impact 9.0/10 Good
Literacy barrier 2.0/10 Good
Women inclusivity 6.0/10 Moderate
Awareness 4.5/10 Moderate
Implementation reliability 7.0/10 Good
Bigger shape means a better fit for citizens
  • Accessibility7.0
  • Financial impact9.0
  • Rural utility7.0
  • Awareness4.5
  • Simplicity5.0
  • Inclusivity6.0

What problem does this scheme solve?

The scheme provides essential financial support to individuals in Uttarakhand whose homes have been damaged by natural disasters, facilitating recovery and rebuilding efforts.

Key challenges addressed

  • Financial assistance for rebuilding homes
  • Support for disaster-affected families

Most beneficial for

  • Homeowners in disaster-affected areas
  • Low-income families

Likely challenges

  • Verification process may delay assistance
  • Limited awareness among potential beneficiaries

Practical insights for citizens

Practical for those aware of the scheme and able to navigate the application process.

Rural challenges

  • Limited awareness of the scheme
  • Verification delays

Implementation bottlenecks

  • Dependency on local authorities for verification

Awareness challenges

  • Low outreach in rural areas

Application analysis

Application mode
Offline office
Documents burden
Low
Verification complexity
Moderate
Office dependency
High
DBT dependency
No
CSC support
Limited
Estimated citizen effort
Moderate

Estimated beneficiary reach

  • Rural / urban reach High
  • Gender reach Moderate
  • Target income group Low-income
  • Occupation reach Homeowners, farmers

Benefit analysis

Benefit type
Cash
Benefit frequency
One-time
Benefit practicality
High, as it directly supports rebuilding efforts.
Financial meaningfulness
High, with amounts up to ₹1,30,000 for severely damaged houses.
Long-term impact
Positive, as it aids in recovery from disasters.

Plain-language guidance

This scheme helps homeowners in Uttarakhand get financial aid to repair or rebuild their homes after natural disasters. Assistance amounts vary based on the extent of damage.

Who should apply
Homeowners in Uttarakhand whose houses have been damaged by natural disasters.
Who may struggle
Individuals unfamiliar with the application process or lacking necessary documentation.
Best application route
Apply via local Tehsil office with verification from the Patwari.

This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.

Application Process

Offline

Information about the disaster and the resulting damage is received from various sources. The concerned Patwari verifies the damage and records it in the P-20 form. The Patwari’s report is subsequently verified by the Tehsildar and the Sub-Divisional Magistrate. Approval is then obtained from the District Magistrate. Once the District Magistrate’s approval is received, relief funds are disbursed to the concerned beneficiaries at the Tehsil level.

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

Who is eligible to receive assistance under this scheme?

Any disaster-affected house owner whose residential house has been completely or partially damaged during a notified natural disaster is eligible for assistance, subject to verification by competent authorities.

What types of houses are covered under this scheme?

The scheme covers Pucca houses, Kutcha houses, and huts that have been completely or partially damaged or destroyed due to a natural disaster.

What is the amount of assistance provided for a completely damaged or destroyed house in plain areas?

An amount of ₹1,20,000 per house is provided for Pucca or Kutcha houses that are completely damaged or destroyed in plain areas.

What is the amount of assistance provided for a completely damaged or destroyed house in hilly areas?

An amount of ₹1,30,000 per house is provided for Pucca or Kutcha houses that are completely damaged or destroyed in hilly areas, including districts covered under the Integrated Action Plan.

How much assistance is given for a damaged or destroyed hut?

A damaged or destroyed hut is eligible for ₹8,000 per hut as assistance.

Is there any assistance for cattle sheds attached to damaged houses?

Yes. A cattle shed attached to the house is eligible for ₹3,000 per cattle shed as assistance.

What is the process of damage verification?

The Patwari of the concerned area verifies the damage and records it in the P-20 form. The report is then verified by the Tehsildar and Sub-Divisional Magistrate (SDM) before being approved by the District Magistrate (DM).

How are the relief funds disbursed to beneficiaries?

Once approved by the District Magistrate, the relief funds are disbursed at the Tehsil level directly to the eligible beneficiaries.

References

Guidelines (Page No 307)
https://uk.gov.in/department92/library_file/file-04-12-2023-06-02-23.pdf

Apply

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Frequently asked questions

What is the purpose of Assistance for Completely Damaged/Destroyed Houses?
Assistance for Completely Damaged/Destroyed Houses is a government welfare initiative designed to support Individual, Individual through benefits related to Housing & Shelter, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
Who can apply for Assistance for Completely Damaged/Destroyed Houses?
Eligibility for Assistance for Completely Damaged/Destroyed Houses may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
What benefits are offered under Assistance for Completely Damaged/Destroyed Houses?
Benefits under Assistance for Completely Damaged/Destroyed Houses may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
Which department manages Assistance for Completely Damaged/Destroyed Houses?
Assistance for Completely Damaged/Destroyed Houses is managed by Department Of Disaster Management and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
Can users apply online for Assistance for Completely Damaged/Destroyed Houses?
Yes, eligible applicants may be able to apply online for Assistance for Completely Damaged/Destroyed Houses through official government portals, authorised service centres, or digital application systems depending on the implementation process.
Is Aadhaar mandatory for Assistance for Completely Damaged/Destroyed Houses?
Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
Where can users apply for Assistance for Completely Damaged/Destroyed Houses?
Applications for Assistance for Completely Damaged/Destroyed Houses may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
What documents may be required for Assistance for Completely Damaged/Destroyed Houses?
Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
Is Assistance for Completely Damaged/Destroyed Houses available in all states?
No, Assistance for Completely Damaged/Destroyed Houses is primarily available for eligible residents of Uttarakhand and may be implemented through state government departments and local administrative offices.
Can residents outside Uttarakhand apply for Assistance for Completely Damaged/Destroyed Houses?
Eligibility for Assistance for Completely Damaged/Destroyed Houses is generally limited to residents of Uttarakhand unless otherwise specified in the official scheme guidelines.
Can CSC centres help users apply for Assistance for Completely Damaged/Destroyed Houses?
Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
How can users check the latest updates for Assistance for Completely Damaged/Destroyed Houses?
Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
Can beneficiaries track application status for Assistance for Completely Damaged/Destroyed Houses?
Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
Where can users get help for Assistance for Completely Damaged/Destroyed Houses in Uttarakhand?
Users in Uttarakhand may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
Which nearby public services may help with Assistance for Completely Damaged/Destroyed Houses applications?
Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.