AKGBCSY

Asangathit Karmakar Gambhir Bimari Chikitsa Sahayata Yojana

6.5/10

Launched on April 28, 2012, the Asangathit Karmakar Gambhir Bimari Chikitsa Sahayata Yojana offers crucial financial assistance to unorganized workers in Chhattisgarh facing serious health challenges. Eligible individuals can receive up to ₹50,000 to cover medical expenses for severe illnesses such as cancer, kidney disease, heart disease, sickle cell anemia, AIDS, and paralysis. To qualify, applicants must be registered with the State Board for a minimum of 90 days and be between the ages of 18 and 60. If the actual treatment cost is less than ₹50,000, beneficiaries will receive only the actual cost incurred. This initiative aims to alleviate the financial burden of medical treatments for vulnerable workers, ensuring they receive necessary care during critical times.

State In Kind

States / UT: Chhattisgarh

Nodal department: Labour Department

Scheme for: Individual

Scheme profile

DBT (direct benefit transfer): No

Scheme open date: 2012-04-12

Categories: Health & Wellness

Sub-categories: Financial assistance

Target beneficiaries: Individual

Tags: Medical Treatment, Financial Assistance, Serious Illness

Details

Labor Department of Chhattisgarh State started this scheme "Asangathit Karmakar Gambhir Bimari Chikitsa Sahayata Yojana" for unorganized worker on 28 April 2012. Under this scheme, financial assistance will be provided for the medical treatment of serious illness like treatment of kidney, cancer, sickle cell anemia, heart disease, AIDS and paralysis.

Benefits

  • Unorganized workers can receive up to ₹50 000 in medical assistance to help cover the cost of treating kidney cancer sickle cell anemia heart disease AIDS and paralysis. If the actual cost of treatment is less than ₹50 000 they will only receive the actual cost of treatment

Unorganized workers can receive up to ₹ 50,000 in medical assistance to help cover the cost of treating kidney, cancer, sickle cell anemia, heart disease, AIDS, and paralysis.

If the actual cost of treatment is less than ₹ 50,000, they will only receive the actual cost of treatment.

Eligibility

  • The applicant must be registered with the State Board for at least 90 days.
  • The applicant must be between the ages of 18 and 60.
  • The applicant must be registered as a beneficiary of unorganized workers under Section 10 of the Act.

Exclusions

The applicant has not received benefits from any other government scheme in the state that provides the same type of assistance.

How useful is this scheme?

Public benefit analysis

A practical look at this scheme for citizens

AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.

6.5
/ 10
Public Benefit Score
Accessibility 6.0/10 Moderate
Rural usefulness 6.0/10 Moderate
Application complexity 3.0/10 Good
Financial impact 8.0/10 Good
Literacy barrier 5.0/10 Moderate
Women inclusivity 7.0/10 Good
Awareness 4.0/10 Moderate
Implementation reliability 7.0/10 Good
Bigger shape means a better fit for citizens
  • Accessibility6.0
  • Financial impact8.0
  • Rural utility6.0
  • Awareness4.0
  • Simplicity7.0
  • Inclusivity7.0

What problem does this scheme solve?

The scheme provides essential financial assistance for serious illnesses to unorganized workers in Chhattisgarh, addressing a critical need for healthcare support.

Key challenges addressed

  • Financial burden of medical treatments for serious illnesses

Most beneficial for

  • Unorganized workers aged 18-60

Likely challenges

  • Complex application process for first-time users
  • Limited awareness among potential beneficiaries

Practical insights for citizens

The scheme is practical but requires better outreach and support for rural applicants.

Rural challenges

  • Limited internet access
  • Lack of awareness about the scheme

Digital challenges

  • Dependence on online application process

Implementation bottlenecks

  • Potential delays in processing applications

Awareness challenges

  • Low visibility of the scheme among target beneficiaries

Application analysis

Application mode
Online portal
Documents burden
Minimal, no specific documents required
Verification complexity
Moderate, requires registration with State Board
Office dependency
Low, primarily online
DBT dependency
No direct benefit transfer involved
CSC support
Limited
Estimated citizen effort
Moderate effort required for application

Estimated beneficiary reach

  • Rural / urban reach Moderate
  • Gender reach Inclusive
  • Target income group Low-income unorganized workers
  • Occupation reach Unorganized sector workers

Benefit analysis

Benefit type
In Kind
Benefit frequency
One-time assistance per illness
Benefit practicality
High, as it covers significant medical expenses
Financial meaningfulness
High, with assistance up to ₹50,000
Long-term impact
Positive, as it alleviates financial stress during critical health situations

Plain-language guidance

This scheme helps unorganized workers in Chhattisgarh get financial support for serious illnesses. Eligible individuals can receive up to ₹50,000 for medical expenses.

Who should apply
Unorganized workers aged 18-60 who have been registered for at least 90 days.
Who may struggle
First-time applicants and those with limited digital literacy.
Best application route
Apply via the Chhattisgarh Labour Department website.

This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.

Application Process

Online

Unregistered Applicant :

  1. All the applicant have to visit the official website Chhattisgarh Labour Department. 1. On the home page click on "Apply" under "Chhattisgarh Unorganized Workers State Social Security Board".1. Enter the following details

  2. Select Group Name : "Asangathit Marmakaar Mandal"

  3. Select Service : "Asangathit Shramik Panjikaran"

  4. What do you want to do : "Aavedan"

  5. Click next.

  6. Check the eligibility criteria for registration in Chhattisgarh Unorganized Workers State Social Security Board and click next.

  7. Fill out the online "Registration form".

  8. Submit.


Already Registered Applicant :

  1. All the applicant have to visit the official website Chhattisgarh Labour Department. 1. On the home page click on "Apply" under "Chhattisgarh Unorganized Workers State Social Security Board".1. Enter the following details

  2. Select Group Name : "Asangathit Marmakaar Mandal"

  3. Select Service : "Yojana"

  4. What do you want to do : "Aavedan"

  5. Click next.

  6. Select your district name and provide old/new registration number and click next.

  7. Select the scheme name.

  8. Fill out the online with required details.

  9. Submit.

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

What is this scheme ?

Chhattisgarh State Government started a scheme "Asangathit Karmakar Gambhir Bimaari Chikitsa Sahayata Yojana" for unorganized worker on 28 April 2012.

What is the objective of the scheme?

The Main objective is to provided financial assistance for serious illness.

What are the benefits?

Unorganized workers can receive up to ₹ 50,000 in medical assistance. If the actual cost of treatment is less than ₹ 50,000, they will only receive the actual cost of treatment.

Who can get the benefits?

All eligible registered unorganized worker of the state.

What is the required age to get the benefits?

The applicant must be between the ages of 18 and 60.

How long must a applicant be registered with the State Board before I am eligible for the scheme?

The applicant must be registered with the State Board for at least 90 days.

What is the procedure to apply for the scheme?

Applicant must be registered under "Chhattisgarh Unorganized Workers State Social Security Board". Only than applicant can apply for the scheme.

How can applicant register under Chhattisgarh Unorganized Workers State Social Security Board" ?
  1. All the applicant have to visit the official website Chhattisgarh Labour Department. 2. On the home page click on "Apply" under "Chhattisgarh Unorganized Workers State Social Security Board". 3. Enter the following details, Select Group Name : "Asangathit Marmakaar Mandal" Select Service : "Asangathit Shramik Panjikaran" What do you want to do : "Aavedan"Click next. 4. Check the eligibility criteria for registration in Chhattisgarh Unorganized Workers State Social Security Board and click next. 5. Fill out the online "Registration form". 6. Submit.
How to apply for the scheme?
  1. All the applicant have to visit the official website Chhattisgarh Labour Department. 2. On the home page click on "Apply" under "Chhattisgarh Unorganized Workers State Social Security Board". 3. Provide the required details. 4. Fill out the application form. 5. Submit.
What is the official website to apply for the scheme?

URL : https://cglabour.nic.in/

References

Guidelines
https://cglabour.nic.in/ShramAyuktNew/mukhyamantree%20asangathit%20karmakaar%20gambheer%20beemaari%20chikitsa%20sahaayata%20yojana.pdf
Official Website
https://cglabour.nic.in

Apply

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Frequently asked questions

What is the purpose of Asangathit Karmakar Gambhir Bimari Chikitsa Sahayata Yojana?
Asangathit Karmakar Gambhir Bimari Chikitsa Sahayata Yojana is a government welfare initiative designed to support Individual, Individual through benefits related to Health & Wellness, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
Who can apply for Asangathit Karmakar Gambhir Bimari Chikitsa Sahayata Yojana?
Eligibility for Asangathit Karmakar Gambhir Bimari Chikitsa Sahayata Yojana may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
What benefits are offered under Asangathit Karmakar Gambhir Bimari Chikitsa Sahayata Yojana?
Benefits under Asangathit Karmakar Gambhir Bimari Chikitsa Sahayata Yojana may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
Which department manages Asangathit Karmakar Gambhir Bimari Chikitsa Sahayata Yojana?
Asangathit Karmakar Gambhir Bimari Chikitsa Sahayata Yojana is managed by Labour Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
Can users apply online for Asangathit Karmakar Gambhir Bimari Chikitsa Sahayata Yojana?
Yes, eligible applicants may be able to apply online for Asangathit Karmakar Gambhir Bimari Chikitsa Sahayata Yojana through official government portals, authorised service centres, or digital application systems depending on the implementation process.
Is Aadhaar mandatory for Asangathit Karmakar Gambhir Bimari Chikitsa Sahayata Yojana?
Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
Where can users apply for Asangathit Karmakar Gambhir Bimari Chikitsa Sahayata Yojana?
Applications for Asangathit Karmakar Gambhir Bimari Chikitsa Sahayata Yojana may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
What documents may be required for Asangathit Karmakar Gambhir Bimari Chikitsa Sahayata Yojana?
Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
Is Asangathit Karmakar Gambhir Bimari Chikitsa Sahayata Yojana available in all states?
No, Asangathit Karmakar Gambhir Bimari Chikitsa Sahayata Yojana is primarily available for eligible residents of Chhattisgarh and may be implemented through state government departments and local administrative offices.
Can residents outside Chhattisgarh apply for Asangathit Karmakar Gambhir Bimari Chikitsa Sahayata Yojana?
Eligibility for Asangathit Karmakar Gambhir Bimari Chikitsa Sahayata Yojana is generally limited to residents of Chhattisgarh unless otherwise specified in the official scheme guidelines.
Does Asangathit Karmakar Gambhir Bimari Chikitsa Sahayata Yojana provide healthcare or insurance support?
Asangathit Karmakar Gambhir Bimari Chikitsa Sahayata Yojana may provide healthcare assistance, insurance coverage, cashless treatment support, medical reimbursement, or hospital-related benefits depending on the scheme structure.
Can beneficiaries use Asangathit Karmakar Gambhir Bimari Chikitsa Sahayata Yojana at government hospitals?
Eligible beneficiaries may be able to access services at empanelled hospitals, government healthcare facilities, or authorised healthcare providers depending on scheme participation rules.
Can CSC centres help users apply for Asangathit Karmakar Gambhir Bimari Chikitsa Sahayata Yojana?
Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
How can users check the latest updates for Asangathit Karmakar Gambhir Bimari Chikitsa Sahayata Yojana?
Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
Are there deadlines for applying to Asangathit Karmakar Gambhir Bimari Chikitsa Sahayata Yojana?
Some schemes may operate through fixed application windows, annual registration cycles, or department-specific deadlines depending on scheme implementation policies.
Can beneficiaries track application status for Asangathit Karmakar Gambhir Bimari Chikitsa Sahayata Yojana?
Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
Where can users get help for Asangathit Karmakar Gambhir Bimari Chikitsa Sahayata Yojana in Chhattisgarh?
Users in Chhattisgarh may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
Which nearby public services may help with Asangathit Karmakar Gambhir Bimari Chikitsa Sahayata Yojana applications?
Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.