AGS

Arundhati Gold Scheme

7.1/10

The ARUNDHATI scheme started on January 1, 2020. It will offer 10 grams of gold as a gift to every bride. The bride and Bridegroom can apply for the scheme before the wedding. The scheme will cost about Rs 800 crore annually.

State Cash

States / UT: Assam

Nodal department: Revenue & Disaster Management Department

Scheme for: Family

Scheme profile

Scheme open date: 2020-01-01

Categories: Social welfare & Empowerment

Sub-categories: Financial assistance

Target beneficiaries: Individual

Tags: Arundhati, Gold, Financial Assistance

Details

Many parts of our country are plagued with social evils surrounding the girl child, like child marriage, female foeticide, dowry etc. But the Assamese society, from time immemorial, is fortunate to be free from such evils. Though there is no dowry system prevalent in Assam, the parent of every girl desires to give something to the girl during her marriage. The parents, irrespective of their social and economic status dream to bestow their children with love, blessings and gifts. But for many, these dreams remain unfulfilled due to their economic weakness.
Gold is always considered auspicious and an asset. The parents believe that a gift of gold ornament would enhance their daughter’s social and economic status. Objective: The Government of Assam has decided to introduce a New Scheme “ARUNDHATI” from the financial year 2019-20.
The objective of the scheme is to facilitate the parents of the girl child who are economically not very sound, but like all parents desire to give some gold which is considered auspicious to their as gift daughters on her marriage. The Government desires to share the joy of such parents who are getting their daughters married by way of providing Rs. 40,000/- as a blessing to the daughters of these parents for purchasing Gold.

Benefits

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  • [ { "children": [ { "text": "The benefit of this scheme is the transfer of an incentive of rupees 40 000." } ] } ]
  • [ { "children": [ { "text": "But the only rule in this scheme is when the money will be transferred to the bride’s account to incur gold expenditure." } ] } ]
  • [ { "children": [ { "text": "This amount of money cannot be used for any other purpose." } ] } ] ]

Benefits

The benefit of this scheme is the transfer of an incentive of rupees 40,000.

But the only rule in this scheme is when the money will be transferred to the bride’s account to incur gold expenditure.

This amount of money cannot be used for any other purpose.

Eligibility

Eligibility

  1. The bride and groom should have attained the legal age of 18 years and 21 years respectively at the time of registration of the marriage.
  2. The marriage of the applicant should be registered under the Special Marriage Act, of 1954.
  3. The applicant should have solemnised her marriage on or after the 1st of December, 2019.
  4. The applicant should have registered her marriage on or after the 1st of January 2020.
  5. The applicant girl should apply for the benefit under Arundhati Gold Scheme on the same day that she applies for marriage registration.
  6. The total income of the parents of the applicant girl should be below Rs 5.00 Lakh per annum.
  7. The applicant girl can avail of this benefit for her first marriage only.
  8. Both the bride and the groom must have passed at least HSLC or equivalent Except Tea Tribe including Adivasi communities of the State.
  9. No minimum educational qualification is required in the case of Tea Tribe including Adivasi communities for the next five years, as most of the Tea Gardens in the State of Assam do not have High School facility

How useful is this scheme?

Public benefit analysis

A practical look at this scheme for citizens

AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.

7.1
/ 10
Public Benefit Score
Accessibility 6.0/10 Moderate
Rural usefulness 6.0/10 Moderate
Application complexity 2.0/10 Good
Financial impact 9.5/10 Good
Literacy barrier 5.0/10 Moderate
Women inclusivity 9.0/10 Good
Awareness 4.0/10 Moderate
Implementation reliability 7.0/10 Good
Bigger shape means a better fit for citizens
  • Accessibility6.0
  • Financial impact9.5
  • Rural utility6.0
  • Awareness4.0
  • Simplicity8.0
  • Inclusivity9.0

What problem does this scheme solve?

The Arundhati Gold Scheme aims to support economically weaker families in Assam by providing financial assistance for gold gifts during marriages, promoting social welfare.

Key challenges addressed

  • Economic support for marriage gifts
  • Encouragement of marriage registration

Most beneficial for

  • Low-income families
  • Parents of brides

Likely challenges

  • Complex application process
  • Awareness among eligible families

Practical insights for citizens

Practical but requires significant effort for first-time applicants

Rural challenges

  • Limited access to online facilities
  • Awareness of the scheme

Digital challenges

  • Dependence on internet access for application

Implementation bottlenecks

  • Complexity in document submission

Awareness challenges

  • Low awareness in rural areas

Application analysis

Application mode
Hybrid
Documents burden
Moderate, requires marriage registration documents
Verification complexity
Moderate, involves multiple steps
Office dependency
High, requires physical submission
DBT dependency
Yes, Direct Benefits Transfer
CSC support
Limited
Estimated citizen effort
Moderate, requires online and offline steps

Estimated beneficiary reach

  • Rural / urban reach Moderate
  • Gender reach Female-focused
  • Target income group Below ₹5 lakh per annum
  • Occupation reach General

Benefit analysis

Benefit type
Cash
Benefit frequency
One-time
Benefit practicality
High, if eligible
Financial meaningfulness
Significant for low-income families
Long-term impact
Potentially improves social status of brides

Plain-language guidance

The Arundhati Gold Scheme provides financial help for gold gifts to brides from low-income families in Assam. Eligible applicants can receive ₹40,000 to buy gold for their marriage.

Who should apply
Parents of brides who meet the income and age criteria.
Who may struggle
Families with limited digital access or literacy.
Best application route
Apply via local marriage registration office with required documents.

This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.

Application Process

Online

Application Process

The applicant shall apply for Arundhati Gold Scheme on the day of applying for the registration of Marriage under the Special Marriage Act, of 1954.

Filled-up physical application form shall be submitted by the applicant along with the Marriage application in the office of the Marriage officer where the registration of marriage is applied for.

The applicant girl shall also submit an online form for claiming the benefit under the Arundhati Gold scheme. The online application form would be available at the link.

After completing the form the applicant has to submit the same both online by pressing submit button at the end of the form and also taking a printout of the form.

The applicant must take the printout of the form before submission, sign the declaration part of the printed form and submit the same physically along with a copy of all documents listed at Point D above, in the office of the concerned Marriage Registration Officer. The list of Sub Register offices where the application form under the Arundhati Gold Scheme and its enclosures can be submitted is given in Point F of the guidelines.

The applicant shall receive a receipt on submission of her application and required enclosures from the office of the Marriage Registering Officer where the form has been submitted.

The information on acceptance/rejection of the application will be communicated to the applicant by SMS and email (on the Mobile No/ email id given in the online application form).

If the application is accepted, the amount as eligible under the scheme shall be transferred to the Bank account of the applicant by the Inspector General of Registration through Direct Benefits Transfer(DBT) mode. The Bank A/c No shall be the same as per details given in the online form where Bank A/c No. with IFSC code has been given.

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

What is the eligibility Criteria ?
  1. The bride and groom should have attained the legal age of 18 years and 21 years respectively at the time of registration of the marriage. 2. The marriage of the applicant should be registered under the Special Marriage Act, of 1954. 3. The applicant should have solemnised her marriage on or after the 1st of December, 2019. 4. The applicant should have registered her marriage on or after the 1st of January 2020. 5. The applicant girl should apply for the benefit under Arundhati Gold Scheme on the same day that she applies for marriage registration. 6. The total income of the parents of the applicant girl should be below Rs 5.00 Lakh per annum. 7. The applicant girl can avail of this benefit for her first marriage only. 8. Both the bride and the groom must have passed at least HSLC or equivalent Except Tea Tribe including Adivasi communities of the State. 9.No minimum educational qualification is required in the case of Tea Tribe including Adivasi communities for the next five years, as most of the Tea Gardens in the State of Assam do not have High School facility
What are the benefits ?
  1. The benefit of this scheme is the transfer of an incentive of rupees 40,000. 2. But the only rule in this scheme is when the money will be transferred to the bride's account to incur gold expenditure. 3. This amount of money cannot be used for any other purpose.
List of required document
  1. Other than Tea Tribe and Adivasi Communities - HSLC/CBSE or equivalent pass certificate as proof of age whereby the bride should have attained the legal age of 18 years and the groom shall have attained the age of 21 years respectively. 2. Tea Tribe including Adivasi Communities - Birth Certificate of both bride and groom issued by notified authority or any academic certificate as proof of age or certificate through medical examination only from competent authority as a proof of age to ascertain the bride and groom have attained the age of 18 years and 21 years at the time of registration of marriage under Special Marriage Act, 1954 3. The attested copy of the Certificate of Marriage, issued by the Marriage Officer, in the form specified in the fourth schedule of the Special Marriage (Assam) Act, 1954. 4. The income certificate of the parents of the applicant was issued by the Circle Officer of the area in which she resided permanently with her parents. 5. Bank Account details of the beneficiary/ copy of the Bank passbook of the beneficiary. 6. A certificate issued by the Gaonburah/Mouzadar of the village in which the girl resided with her parents before marriage stating that this is the first marriage of the applicant girl
How to apply ?

Follow the below link and provide the required details and documents : https://revenueassam.nic.in/ an

What is the minimum bride and groom ?

The bride and groom should have attained the legal age of 18 years and 21 years respectively at the time of registration of the marriage.

References

Official Website
https://arundhati.nic.in/index.php
Guidelines (2019)
https://igr.assam.gov.in/sites/default/files/swf_utility_folder/departments/igr_revenue_uneecopscloud_com_oid_69/menu/schemes/guidelines_for_arundhati_gold_scheme_0.pdf
Guidelines (2021)
https://igr.assam.gov.in/sites/default/files/swf_utility_folder/departments/igr_revenue_uneecopscloud_com_oid_69/menu/schemes/financial_assistance_of_rs_40000_under_arundhati_gold_scheme_0.pdf

Apply

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Frequently asked questions

What is the purpose of Arundhati Gold Scheme?
Arundhati Gold Scheme is a government welfare initiative designed to support Family, Individual through benefits related to Social welfare & Empowerment, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
Who can apply for Arundhati Gold Scheme?
Eligibility for Arundhati Gold Scheme may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
What benefits are offered under Arundhati Gold Scheme?
Benefits under Arundhati Gold Scheme may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
Which department manages Arundhati Gold Scheme?
Arundhati Gold Scheme is managed by Revenue & Disaster Management Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
Can users apply online for Arundhati Gold Scheme?
Yes, eligible applicants may be able to apply online for Arundhati Gold Scheme through official government portals, authorised service centres, or digital application systems depending on the implementation process.
Is Aadhaar mandatory for Arundhati Gold Scheme?
Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
Where can users apply for Arundhati Gold Scheme?
Applications for Arundhati Gold Scheme may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
What documents may be required for Arundhati Gold Scheme?
Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
Is income certificate required for Arundhati Gold Scheme?
Income certificate requirements may vary depending on beneficiary category, subsidy eligibility, and financial assistance criteria defined under Arundhati Gold Scheme.
Is Arundhati Gold Scheme available in all states?
No, Arundhati Gold Scheme is primarily available for eligible residents of Assam and may be implemented through state government departments and local administrative offices.
Can residents outside Assam apply for Arundhati Gold Scheme?
Eligibility for Arundhati Gold Scheme is generally limited to residents of Assam unless otherwise specified in the official scheme guidelines.
Can CSC centres help users apply for Arundhati Gold Scheme?
Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
How can users check the latest updates for Arundhati Gold Scheme?
Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
Are there deadlines for applying to Arundhati Gold Scheme?
Some schemes may operate through fixed application windows, annual registration cycles, or department-specific deadlines depending on scheme implementation policies.
Can beneficiaries track application status for Arundhati Gold Scheme?
Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
Where can users get help for Arundhati Gold Scheme in Assam?
Users in Assam may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
Which nearby public services may help with Arundhati Gold Scheme applications?
Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.