Affordable Housing Component in Partnership of Pradhan Mantri Awas Yojana (Urban) under Uttarakhand Housing Policy Rules, 2024

The “Affordable Housing Component in Partnership” is a scheme component of Pradhan Mantri Awas Yojana (Urban) under Uttarakhand Housing Policy Rules, 2024, implemented by the Housing Department, Government of Uttarakhand. The scheme aims to provide affordable pucca housing with basic amenities to lower-income groups individuals in Uttarakhand through a partnership model under the Pradhan Mantri Awas Yojana (Urban).

Under the Pradhan Mantri Awas Yojana, assistance is provided for constructing housing in four ways:

1. In-situ Slum Redevelopment
2. Credit-Linked Subsidy
3. Affordable Housing in Partnership
4. Beneficiary-led Individual House Construction or Enhancement

The benefits, eligibility, and process for the above-mentioned point (3) “Affordable Housing Component in Partnership” are as follows:
Under this scheme, individuals belonging to the lower-income group residing in the state are provided with a pucca house with a carpet area of up to 30 sq. m. along with basic amenities such as electricity, drinking water, etc. Currently, the Housing Department has proposed the construction of 15,960 EWS (Economically Weaker Section) houses under approximately 20 projects across various cities in the state.
For the ongoing projects, the sale price per housing unit has been fixed at ₹6.00 lakh, of which ₹1.50 lakh will be provided by the Central Government, ₹1.50 lakh by the State Government, and the remaining ₹3.00 lakh per unit will be borne by the beneficiary. In addition, to ensure timely completion of the projects, the State Government has also provided VGF (Viability Gap Funding) of ₹50,000 per unit.

1. The beneficiary must have an annual income of less than ₹3 lakh.
2. The beneficiary must be a citizen of India.
3. The beneficiary must have been residing in Uttarakhand prior to 17.06.2015 (residence certificate must be provided).
4. The beneficiary must not own a house anywhere in India.
5. Registration must be completed on the portal of the Ministry of Housing and Urban Affairs, Government of India: https://pmaymis.gov.in/.
6. Registration can be done through the concerned Municipal Corporation office, Urban Development Office, or through Project Developers/Authorities.
7. As per the Uttarakhand Housing Policy, only individuals whose registration has been completed on the Pradhan Mantri Awas Yojana (Urban) portal and who have been issued a Unique Identification Number are eligible for house allotment under this scheme.

Offline

• Applications from registered beneficiaries are invited within a specified time period through advertisements in daily newspapers by the concerned Development Authorities / Housing Development Councils or private developers. After receiving the required information on the application form and a booking amount of ₹5,000/-, the applications are submitted to the offices of the Authority / Housing Development Council / private developers. In addition, applications are also accepted at banks, municipal offices, government offices, and tehsil offices.
• Brochures for the application process are provided free of cost by the Authority / Housing Development Council / private developers after RERA registration. Brochures and application forms can also be obtained online and through Common Service Centers.
• The completed forms are submitted at the District Collector’s office of the concerned district, Municipal Corporation / Council offices, the relevant district-level Development Authority offices, as well as at banks and block offices.
• Along with the application, the beneficiary is required to submit a copy of their Aadhaar card, ration card, bank passbook, photographs, documents related to the date of residence in Uttarakhand, and an affidavit stating that they do not own a house anywhere in the country.
• The received applications within the prescribed period are scrutinized at the Authority / Housing and Development Authority / Housing Council / sponsor level. After scrutiny, the concerned Authority / Housing and Development Council office conducts necessary field verification. Upon verification, allotment of houses among eligible applicants is carried out through a lottery system. Provision is made to prioritize senior citizens and persons with disabilities for ground-floor housing.
• After the lottery is conducted from the above list, the beneficiaries deposit the required amount and the houses are allotted to them.