AD Scheme

Accidental Death Scheme

6.4/10

The Accidental Death Scheme aims to provide financial assistance to the families of ShramYogis in the event of a sudden calamity, ensuring their survival during difficult times.

State

States / UT: Gujarat

Ministry / nodal: Labour, Skill Development and Employment Department

Nodal department: Labour, Skill Development and Employment Department

Scheme for: Individual

Scheme profile

DBT (direct benefit transfer): No

Target beneficiaries: Organized Sector Labour, Families of ShramYogis

Tags: Accidental Death, Financial Assistance, Labour Welfare, ShramYogi, Gujarat, Employment, Skill Development, Support, Family Aid, Organized Sector, Government Scheme, DBT

Details

The Accidental Death Scheme aims to provide financial assistance to the families of ShramYogis in the event of a sudden calamity, ensuring their survival during difficult times. This scheme is managed by the Labour, Skill Development and Employment Department and offers a one-time financial aid of Rs. 200,000 (INR) to eligible beneficiaries.

Benefits

  • One-time financial assistance of Rs. 200,000 (INR)

Eligibility

This scheme is applicable to organized sector laborers. There are no specific educational, gender, or income limits for eligibility.

How useful is this scheme?

Public benefit analysis

A practical look at this scheme for citizens

AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.

6.4
/ 10
Public Benefit Score
Accessibility 6.0/10 Moderate
Rural usefulness 5.0/10 Moderate
Application complexity 3.5/10 Good
Financial impact 9.0/10 Good
Literacy barrier 5.0/10 Moderate
Women inclusivity 5.0/10 Moderate
Awareness 4.5/10 Moderate
Implementation reliability 7.0/10 Good
Bigger shape means a better fit for citizens
  • Accessibility6.0
  • Financial impact9.0
  • Rural utility5.0
  • Awareness4.5
  • Simplicity6.5
  • Inclusivity5.0

What problem does this scheme solve?

The Accidental Death Scheme provides essential financial support to families of organized sector laborers in Gujarat during unforeseen circumstances.

Key challenges addressed

  • Financial instability due to accidental death

Most beneficial for

  • Families of ShramYogis
  • Organized Sector Labour

Likely challenges

  • Complex application process
  • Digital access issues

Practical insights for citizens

The scheme's reliance on digital platforms may hinder access for some rural families.

Rural challenges

  • Limited internet access
  • Lack of awareness

Digital challenges

  • High digital dependency
  • Need for online application

Implementation bottlenecks

  • Verification delays
  • Document submission issues

Awareness challenges

  • Low public awareness of the scheme

Application analysis

Application mode
Online portal
Documents burden
Moderate
Verification complexity
High
Office dependency
Low
DBT dependency
High
CSC support
Limited
Estimated citizen effort
High

Estimated beneficiary reach

  • Rural / urban reach Moderate
  • Gender reach Equal
  • Occupation reach Organized Sector Labour

Benefit analysis

Benefit type
One-time financial assistance
Benefit frequency
One-time
Benefit practicality
High, if eligible
Financial meaningfulness
High, as it provides substantial support
Long-term impact
Potentially stabilizes families after loss

Plain-language guidance

The Accidental Death Scheme helps families of organized sector workers by providing financial aid in case of accidental death. It requires an online application with specific documents.

Who should apply
Families of organized sector laborers in Gujarat.
Who may struggle
Those with limited digital access or literacy.
Best application route
Apply via the online portal with required documents.

This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.

Application Process

Online

To apply, visit the online application portal at Sanman Gujarat. Required documents include:

  • Aadhar Card
  • Accident FIR copy
  • Accident report
  • Affidavit
  • Bank Pass Book/Cancelled Cheque
  • Bonafide Certificate
  • Death Certificate
  • Dish office Report
  • Identity Card
  • Identity proof of the first heir
  • Identity proof of the heir and laborer
  • Ration Card

References

Gujarat schemes directory
https://mariyojana.gujarat.gov.in/Schemeatoz.aspx
Reference (department / portal)
https://labour.gujarat.gov.in

Apply

Apply now

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Frequently asked questions

What is the purpose of Accidental Death Scheme?
Accidental Death Scheme is a government welfare initiative designed to support Individual, Organized Sector Labour, Families of ShramYogis through benefits related to General, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
Who can apply for Accidental Death Scheme?
Eligibility for Accidental Death Scheme may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
What benefits are offered under Accidental Death Scheme?
Benefits under Accidental Death Scheme may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
Which department manages Accidental Death Scheme?
Accidental Death Scheme is managed by Labour, Skill Development and Employment Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
Can users apply online for Accidental Death Scheme?
Yes, eligible applicants may be able to apply online for Accidental Death Scheme through official government portals, authorised service centres, or digital application systems depending on the implementation process.
Is Aadhaar mandatory for Accidental Death Scheme?
Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
Where can users apply for Accidental Death Scheme?
Applications for Accidental Death Scheme may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
What documents may be required for Accidental Death Scheme?
Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
Is income certificate required for Accidental Death Scheme?
Income certificate requirements may vary depending on beneficiary category, subsidy eligibility, and financial assistance criteria defined under Accidental Death Scheme.
Is Accidental Death Scheme available in all states?
No, Accidental Death Scheme is primarily available for eligible residents of Gujarat and may be implemented through state government departments and local administrative offices.
Can residents outside Gujarat apply for Accidental Death Scheme?
Eligibility for Accidental Death Scheme is generally limited to residents of Gujarat unless otherwise specified in the official scheme guidelines.
Can CSC centres help users apply for Accidental Death Scheme?
Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
How can users check the latest updates for Accidental Death Scheme?
Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
Can beneficiaries track application status for Accidental Death Scheme?
Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
Where can users get help for Accidental Death Scheme in Gujarat?
Users in Gujarat may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
Which nearby public services may help with Accidental Death Scheme applications?
Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.