Divyang Loan Yojana

100% State Govt Divyang jan Term Loan Yojana

T

State

States / UT: Gujarat

Department: SOCIAL JUSTICE AND EMPOWERMENT DEPARTMENT

Nodal department: SOCIAL JUSTICE AND EMPOWERMENT DEPARTMENT

Scheme for: Individual

Scheme profile

DBT (direct benefit transfer): No

Target beneficiaries: Persons with Disabilities

Tags: Disability, Financial Support, Loans, Gujarat, Social Justice, Empowerment, State Government, Term Loan, Divyang, Social Defense, Assistance, Economic Help

Details

The 100% State Govt Divyang jan Term Loan Yojana has been initiated with the objective of providing financial support to persons with disabilities who are natives of the state of Gujarat and have 40 percent or more disabilities. The scheme aims to assist these individuals by offering loans at a subsidized interest rate.

Benefits

  • - Loans ranging from Rs 50,000 to Rs 1,00,000
  • Annual interest rate of 6%
  • Loan tenure of five years
  • Loans ranging from Rs 50,000 to Rs 1,00,000
  • Annual interest rate of 6%
  • Loan tenure of five years

Eligibility

Persons with disabilities who are natives of Gujarat and have 40% or more disabilities. No specific income limits or educational qualifications are required.

Application Process

Online

  1. Visit the application portal: Application Portal
  2. Fill out the online application form.
  3. Attach required documents:
    • Aadhar Card
    • Bank Pass Book/Cancelled Cheque
    • Birth Certificate
    • Identity Card
    • PH Certificate from Civil Surgeon
    • PH Identity Card
    • True Copy of Election Card
  4. Submit the application online.

Documents Required

No document list is available for this scheme yet.

References

Apply

Apply now

Opens the official application or programme portal in a new tab. If in doubt, confirm details on the ministry site.

Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

  • Aadhaar Card
  • Income Certificate
  • Caste Certificate (if applicable)
  • Residence Proof
  • Bank Account Details
  • Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

  1. Check eligibility criteria
  2. Collect required documents
  3. Fill the application form
  4. Submit the application online or at the relevant office
  5. Track application status