Pradhan Mantri Garib Kalyan Package : Insurance Scheme For Health Workers Fighting COVID-19

The Pradhan Mantri Garib Kalyan Package: Insurance Scheme for Health Workers Fighting COVID-19 by the Ministry of Health and Family Welfare, Government of India, aims to provide financial protection to health workers combating the COVID-19 pandemic. Under this scheme, an insurance cover of ₹50,00,000/- is provided to healthcare professionals, including doctors, nurses, and other frontline workers. The scheme is implemented by the Department of Health and Family Welfare.

This accident insurance scheme covers:

• Loss of life due to COVID-19, and
• Accidental death on account of COVID-19-related duty.

Beneficiary

• Public healthcare providers including community health workers, who may have to be indirect contact and care of COVID-19 patients and who may be at risk of being impacted by this.

• Private hospital staff and retired /volunteer /local urban bodies/ contracted /daily wage /ad hoc/outsourced staff requisitioned by States/ Central hospitals/ autonomous hospitals of Central/ States/UTs, AIIMS and INIs/hospitals of Central Ministries can also be drafted for COVID-19-related responsibilities.

• An insurance cover of ₹50,00,000/- will be provided in case of death or permanent disability due to COVID-19.

1. The applicant must be a healthcare worker, including doctors, nurses, paramedics, and support staff, who is directly involved in COVID-19 duties.
2. The applicant should be a citizen of India.
3. The applicant should have registered under a government health program and be working in a COVID-19-designated hospital or care facility.

Offline

Whom to contact in case of any claim?

• The institution/department the insured person was working for has to be informed.
• The insurance company must be intimated via email id "nia.312000@newindia.co.in"

Process of claim submission

• The claimant needs to fill up the claim form along with the necessary documents as prescribed and submit the same to the Healthcare Institution/organization/office where the deceased was an employee of/engaged by the institution.- The respective institution will give the necessary certification and forward it to the competent authority.
• The competent authority will forward and submit a claim to the insurance company for approval.