Education Loan Scheme: Haryana Women Development Corporation

The scheme aims to encourage female students from Haryana to pursue higher education and reduce their interest burden. Through this scheme, financial assistance and an interest subsidy are provided to eligible female students.

State Cash

States / UT: Haryana

Nodal department: Women and Child Development Department

Scheme for: Individual

Scheme profile

Categories: Women and Child

Sub-categories: Financial Assistance

Target beneficiaries: Individual

Tags: Higher Education, Technical Diploma, Graduation, Post Graduation, Subsidy

Details

The scheme "Education Loan Scheme" by the Haryana Women Development Corporation, Government of Haryana, aims to encourage women and girls from Haryana to pursue higher education at graduate, postgraduate, doctoral, and post-doctoral levels, both within the country and abroad, while reducing the interest burden on students and guardians. Through this scheme, financial assistance and a 5% interest subsidy per annum are provided to female students. The scheme is implemented by the Haryana Women Development Corporation.

Objectives:

  1. To encourage women/girls belong to Haryana State to pursue higher education at Graduate/Post Graduate/Doctoral/Post Doctoral level in the country and abroad.
  2. To reduce the interest burden on the student / Guardian.

Benefits

  • 1. Financial Assistance: Provided to female students under a Bank tie-up Education Scheme.1. Interest Subsidy: The Corporation will provide an interest subsidy of 5% per annum to the banks.1. Reduced Interest Burden: The scheme aims to reduce the interest burden on the student/guardian.1. Specific Interest Subsidy Condition: The Haryana Women Development Corporation (HWDC) will pay up to 5% interest subsidy on Education Loans to those female students who have availed the Education Loan from SBI Group and whose parents are employees of these banks and are being provided Education Loan at a lesser interest rate than the rate of interest for the general public. Hence, only the difference in interest of the subsidy will be paid by HWDC
  1. Financial Assistance: Provided to female students under a Bank tie-up Education Scheme.1. Interest Subsidy: The Corporation will provide an interest subsidy of 5% per annum to the banks.1. Reduced Interest Burden: The scheme aims to reduce the interest burden on the student/guardian.1. Specific Interest Subsidy Condition: The Haryana Women Development Corporation (HWDC) will pay up to 5% interest subsidy on Education Loans to those female students who have availed the Education Loan from SBI Group and whose parents are employees of these banks and are being provided Education Loan at a lesser interest rate than the rate of interest for the general public. Hence, only the difference in interest of the subsidy will be paid by HWDC.

Eligibility

  1. The applicant should be a Haryana domicile girl.
  2. The applicant can be a child of a Haryana Government employee.
  3. The applicant can pursue higher education, professional/technical diploma/graduate/postgraduate, doctoral/post-doctoral level in the country and abroad.
  4. There are no preconditions for income.
  5. There are no preconditions of caste.
  6. There are no preconditions for religion.
  7. The scheme is applicable for studies in India and abroad.

Exclusions

No exclusions are listed for this scheme yet.

Application Process

Online

Registration Process on Antyodaya-SARAL Portal:

Step 1: Visit the Official Portal: Antyodaya-SARAL Portal.
Step 2: For registration, click on “New User/Register Here” and fill in all the mandatory details, i.e. Name, Email ID, Mobile Number & password. Click on ‘Submit’.
Step 3: Verify the OTP received in the provided Email and Mobile Number. Alternatively, click on the Verification Link to activate the profile.

Login to Apply for the Scheme:

Step 1: Visit the Official Portal: Antyodaya-SARAL Portal.
Step 2: The “Sign in here” option is available on the right side of the screen. Fill in the required credentials and click on the ‘Login’ button.
Step 3: In the opened window, click on “Scheme/Services list”, and a list of schemes will appear on the screen.
Step 4: Now, select the scheme and click on “Apply for Service/Scheme”.
Step 5: Fill in all the details in the online application form and click on "Submit".

Track Your Service Online:

Track Your Service Through SMS:

  • Registered Mobile Number: Type SARAL and send to 9954699899 to track your application. - Other Mobile Number: Type SARAL<space><Application ID/Ticket No.> and send to 9954699899 to track your application.

Contact Us:

Helpline: 0172-3968400
Email: saral.haryana@gov.in

Note:

Govt. Charges: No Fee

Service Charges: ₹ 10

Atal Seva Kendra Service Charges: ₹ 10


Online - via CSC

The eligible applicant may visit the nearest Atal Seva Kendra with all the required documents to apply for the scheme.

Documents Required

No document list is available for this scheme yet.

References

Apply now

Opens the official application or programme portal in a new tab. If in doubt, confirm details on the ministry site.

Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

  • Aadhaar Card
  • Income Certificate
  • Caste Certificate (if applicable)
  • Residence Proof
  • Bank Account Details
  • Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

  1. Check eligibility criteria
  2. Collect required documents
  3. Fill the application form
  4. Submit the application online or at the relevant office
  5. Track application status