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Direct Finance Scheme by NSFDC (GSCDC)

Under this scheme, loans are offered at a low interest rate, ranging from 1% to 5%, specifically for self-employment to scheduled caste (SC) individuals.

State Cash

States / UT: Gujarat

Nodal department: Social Justice and Empowerment Department

Scheme for: Individual

Scheme profile

Categories: Banking,Financial Services and Insurance, Business & Entrepreneurship, Skills & Employment

Sub-categories: Loan, Setting up / start-up / entrepreneurship, Career information, Entrepreneurship development

Target beneficiaries: Individual

Tags: Self-employment, Scheduled Caste, Loan, Unemployed, Interest Rate

Details

The “Direct Finance Scheme by NSFDC (GSCDC)” scheme was launched by the Social Justice and Empowerment Department, Government of Gujarat. The scheme aims to provide concessional credit facilities to Scheduled Caste persons for self-employment opportunities. Under this scheme, loans are provided at subsidized rates of interest ranging from 1% to 5%, enabling beneficiaries to start their own income-generating ventures.

Benefits

  • - Provide a loan for self-employment to a scheduled caste person at a low interest rate of just 1% to 5%
  • Provide a loan for self-employment to a scheduled caste person at a low interest rate of just 1% to 5%.

Eligibility

  1. The applicant must be a resident of Gujarat.
  2. The applicant must belong to the Scheduled Caste (SC) community.
  3. The applicant must be unemployed.
  4. The applicant’s annual family income should not exceed ₹3,00,000.


Exclusions


Application Process

Online

Registration Process:

  • Visit the Gujarat Scheduled Caste Development Corporation, Gandhinagar official website. - Click on the "New user (Register)".
  • Fill the registration form: Email ID, Mobile Number, Password for login, Confirm Password.
  • Click on the "Submit.
  • After successful registration, User ID and Password will be generated.

Login and Application Process:

  • Enter User Name, Password, and Captcha Code.

  • After login, schemes applicable to your caste will be displayed.

  • Click on the scheme you want to apply for.

  • Fill out the "Application Form" and upload the required documents

  • Click Save Application. The system will generate an Application Number.

  • Click Print Application.


Documents Required

No document list is available for this scheme yet.

References

Apply now

Opens the official application or programme portal in a new tab. If in doubt, confirm details on the ministry site.

Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

  • Aadhaar Card
  • Income Certificate
  • Caste Certificate (if applicable)
  • Residence Proof
  • Bank Account Details
  • Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

  1. Check eligibility criteria
  2. Collect required documents
  3. Fill the application form
  4. Submit the application online or at the relevant office
  5. Track application status